{"text_format":"1","workbook":"xlsx","n_sheets":12,"sheets":["INFO","INPUT","SINGLE","ANNUITY","REGULAR-NETTO","NETTO-RESERVES","BRUTTO-REGULAR-RESERVES","TRADITIONAL","FLEXIBLE","Cash-Flow","Assumptions","pom"],"not_rendered":{"charts":4,"images":0,"macros":1,"external_links":1,"defined_names":112,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"INFO","index":0,"n_rows":26,"n_cols":15,"rows_kept":26,"cut":false,"hidden":false,"merged":[]}
[]
[]
[null,"INPUT",null,null,null,null,null,null,"REGULAR-NETTO",null,null,null,null,"TRADITIONAL"]
[null,"-","Input new data (qx)",null,null,null,null,null,"-","Term insurance",null,null,null,"-","Model of 1 policy"]
[null,"-","Mortality tables (qx, px, lx, dx)",null,null,null,null,null,"-","Whole life",null,null,null,"-","First order assumption"]
[null,"-","Comutation numbers (Dx, Cx, Mx, Nx, Rx, Sx)",null,null,null,null,null,"-","Endowment",null,null,null,"-","Reserves calculation"]
[null,null,null,null,null,null,null,null,"-","Pure endowment"]
[]
[]
[null,"SINGLE PREMIUM",null,null,null,null,null,null,"NETTO-RESERVES",null,null,null,null,"FLEXIBLE"]
[null,"-","Term insurance",null,null,null,null,null,"-","Term insurance",null,null,null,"-","Model of 1 policy"]
[null,"-","Whole life",null,null,null,null,null,"-","Whole life"]
[null,"-","Endowment",null,null,null,null,null,"-","Endowment"]
[null,"-","Pure endowment",null,null,null,null,null,"-","Pure endowment"]
[]
[]
[null,"ANUITY PREMIUM",null,null,null,null,null,null,"BRUTTO-REGULAR-RESERVES",null,null,null,null,"CASH-FLOW"]
[null,null,"In advance",null,null,null,null,null,"Brutto premium and reserves",null,null,null,null,"-","Cash-flow analysis"]
[null,null,"-","temporary annuity",null,null,null,null,"-","Term insurance",null,null,null,"-","PV calculation "]
[null,null,"-","whole life annuity",null,null,null,null,"-","Whole life",null,null,null,"-","LAT calculation"]
[null,null,"-","deferred annuity",null,null,null,null,"-","Endowment"]
[null,null,null,null,null,null,null,null,"-","Pure endowment"]
[null,null,"In arrears"]
[null,null,"-","temporary annuity",null,null,null,null,null,null,null,null,null,"Assumptions"]
[null,null,"-","whole life annuity",null,null,null,null,null,null,null,null,null,"-","Assumption for BEST estimate"]
[null,null,"-","deferred annuity",null,null,null,null,null,null,null,null,null,"-","Cash-Flow and Flexible"]

{"sheet":"INPUT","index":1,"n_rows":127,"n_cols":18,"rows_kept":127,"cut":false,"hidden":false,"merged":[[6,5,6,6],[1,5,1,6],[6,13,6,14],[5,13,5,14],[2,5,2,6],[3,5,3,6],[4,5,4,6],[5,5,5,6],[1,9,1,10],[1,12,1,14],[2,13,2,14],[3,13,3,14],[4,13,4,14],[9,1,9,2],[7,13,7,14],[9,5,9,9],[9,11,9,17],[7,5,7,6]]}
[]
[null,null,null,null,null,"Gender",null,"Male",null,"Mortality table summary",null,null,"Commutation numbers summary"]
[null,null,null,null,null,"Age (X)",null,33,null,"qx",{"$f":"qx(H3)","v":9.3930414309206789E-4},null,"Dx",{"$f":"DDx(H3,H5)","v":43553.914956782872}]
[null,null,null,null,null,"Policy period (N)",null,2,null,"px",{"$f":"px(H3)","v":0.99906069585690793},null,"Cx",{"$f":"cx(H3,H5)","v":39.912558796862974}]
[null,null,null,null,null,"interest rate (i)",null,2.5000000000000001E-2,null,"lx",{"$f":"lx(H3)","v":98381.798309506587},null,"Mx",{"$f":"mx(H3,H5)","v":15379.854697780394}]
[null,null,null,null,null,"Discont factor (v)",null,{"$f":"1/(1+H5)","v":0.97560975609756106},null,"dx",{"$f":"dx(H3)","v":92.41043075696507},null,"Nx",{"$f":"nx(H3,H5)","v":1155136.4706191004}]
[null,null,null,null,null,"Last age ",null,{"$f":"max_vek()","v":105},null,"npx",{"$f":"npx(H3,H4)","v":0.99808990458161062},null,"Sx",{"$f":"sx(H3,H5)","v":22163660.425281227}]
[null,null,null,null,null,"Sample",null,100000,null,"nqx",{"$f":"nqx(H3,H4)","v":1.9100954183893792E-3},null,"Rx",{"$f":"rx(H3,H5)","v":614559.38707565516}]
[null,null,null,null,null,null,null,null,null,"n|qx",{"$f":"n_qx(H3,H4)","v":1.0304785476273925E-3}]
[null,"input data",null,null,null,"Mortality table",null,null,null,null,null,"Commutation numbers"]
[null,"Age (x)","qx",null,null,"Age (x)","qx","px","lx","dx",null,"x","Dx","Cx","Mx","Nx","Sx","Rx"]
[null,0,{"$f":"pom!D14","v":2.7122850558411629E-3},null,null,0,{"$f":"C12","v":2.7122850558411629E-3},{"$f":"1-G12","v":0.9972877149441588},{"$f":"H8","v":100000},{"$f":"I12-I13","v":271.22850558412028},null,{"$f":"F12","v":0},{"$f":"I12*$H$6^F12","v":100000},{"$f":"J12*$H$6^(F12+1)","v":264.61317617962959},{"$f":"SUM(N12:$N$122)","v":16414.817041721133},{"$f":"SUM($M12:M$122)","v":3426992.5012894436},{"$f":"SUM($P12:P$122)","v":93798792.174983814},{"$f":"SUM($O12:O$122)","v":1139217.0823874059}]
[null,1,{"$f":"pom!D15","v":2.157109464940854E-4},null,null,1,{"$f":"C13","v":2.157109464940854E-4},{"$f":"1-G13","v":0.99978428905350591},{"$f":"I12*H12","v":99728.77149441588},{"$f":"I13-I14","v":21.512587691759109},null,{"$f":"F13","v":1},97296.362433576476,20.475990664375121,{"$f":"SUM(N13:$N$122)","v":16150.203865541496},{"$f":"SUM($M13:M$122)","v":3326992.5012894436},{"$f":"SUM($P13:P$122)","v":90371799.673694372},{"$f":"SUM($O13:O$122)","v":1122802.2653456847}]
[null,2,{"$f":"pom!D16","v":1.2489406290916438E-4},null,null,2,1.2489406290916438E-4,0.99987510593709084,{"$f":"I13*H13","v":99707.258906724121},12.452844666389865,null,2,94902.80443233707,11.563704221484766,{"$f":"SUM(N14:$N$122)","v":16129.727874877122},{"$f":"SUM($M14:M$122)","v":3229696.1388558671},{"$f":"SUM($P14:P$122)","v":87044807.17240493},{"$f":"SUM($O14:O$122)","v":1106652.0614801431}]
[null,3,{"$f":"pom!D17","v":1.0204775826239132E-4},null,null,3,1.0204775826239132E-4,0.99989795224173761,99694.806062057731,10.173631469035172,null,3,92576.53818098543,9.2168079893274939,{"$f":"SUM(N15:$N$122)","v":16118.164170655638},{"$f":"SUM($M15:M$122)","v":3134793.3344235304},{"$f":"SUM($P15:P$122)","v":83815111.033549041},{"$f":"SUM($O15:O$122)","v":1090522.3336052657}]
[null,4,{"$f":"pom!D18","v":7.9970122891293016E-5},null,null,4,7.9970122891293016E-5,0.99992002987710871,99684.632430588696,7.9717923058487941,null,4,90309.3570271184,7.0459028094570169,{"$f":"SUM(N16:$N$122)","v":16108.947362666311},{"$f":"SUM($M16:M$122)","v":3042216.7962425449},{"$f":"SUM($P16:P$122)","v":80680317.699125499},{"$f":"SUM($O16:O$122)","v":1074404.1694346101}]
[null,5,{"$f":"pom!D19","v":9.563625564301681E-5},null,null,5,9.563625564301681E-5,0.99990436374435698,99676.660638282847,9.5327025984443026,null,5,88099.643879745097,8.2200195747720812,{"$f":"SUM(N17:$N$122)","v":16101.901459856852},{"$f":"SUM($M17:M$122)","v":2951907.4392154263},{"$f":"SUM($P17:P$122)","v":77638100.902882978},{"$f":"SUM($O17:O$122)","v":1058295.2220719438}]
[null,6,{"$f":"pom!D20","v":8.6927278436288447E-5},null,null,6,8.6927278436288447E-5,0.99991307272156371,99667.127935684402,8.6637921810033731,null,6,85942.652058225329,7.2885471658656931,{"$f":"SUM(N18:$N$122)","v":16093.68144028208},{"$f":"SUM($M18:M$122)","v":2863807.7953356812},{"$f":"SUM($P18:P$122)","v":74686193.463667542},{"$f":"SUM($O18:O$122)","v":1042193.3206120869}]
[null,7,{"$f":"pom!D21","v":9.9584291385457213E-5},null,null,7,9.9584291385457213E-5,0.99990041570861454,99658.464143503399,9.924417532296502,null,7,83839.201265736905,8.1454316569496825,{"$f":"SUM(N19:$N$122)","v":16086.392893116214},{"$f":"SUM($M19:M$122)","v":2777865.1432774561},{"$f":"SUM($P19:P$122)","v":71822385.668331891},{"$f":"SUM($O19:O$122)","v":1026099.6391718048}]
[null,8,{"$f":"pom!D22","v":1.0880820192205043E-4},null,null,8,1.0880820192205043E-4,0.99989119179807795,99648.539725971103,10.842578431736911,null,8,81786.197266622956,8.6819600649951827,{"$f":"SUM(N20:$N$122)","v":16078.247461459267},{"$f":"SUM($M20:M$122)","v":2694025.9420117191},{"$f":"SUM($P20:P$122)","v":69044520.525054425},{"$f":"SUM($O20:O$122)","v":1010013.2462786885}]
[null,9,{"$f":"pom!D23","v":1.2063283966501359E-4},null,null,9,1.2063283966501359E-4,0.99987936716033499,99637.697147539366,12.019578344596084,null,9,79782.73000737204,9.3896753922156222,{"$f":"SUM(N21:$N$122)","v":16069.565501394269},{"$f":"SUM($M21:M$122)","v":2612239.7447450962},{"$f":"SUM($P21:P$122)","v":66350494.583042651},{"$f":"SUM($O21:O$122)","v":993934.99881722918}]
[null,10,{"$f":"pom!D24","v":9.3147967935025555E-5},null,null,10,9.3147967935025555E-5,0.99990685203206497,99625.67756919477,9.2799294197175186,null,10,77827.420087897583,7.0726497861569575,{"$f":"SUM(N22:$N$122)","v":16060.175826002056},{"$f":"SUM($M22:M$122)","v":2532457.0147377243},{"$f":"SUM($P22:P$122)","v":63738254.838297561},{"$f":"SUM($O22:O$122)","v":977865.43331583496}]
[null,11,{"$f":"pom!D25","v":8.2067654212925056E-5},null,null,11,8.2067654212925056E-5,0.99991793234578707,99616.397639775052,8.1752840754343197,null,11,75922.117679870033,6.0787805862063831,{"$f":"SUM(N23:$N$122)","v":16053.103176215898},{"$f":"SUM($M23:M$122)","v":2454629.5946498271},{"$f":"SUM($P23:P$122)","v":61205797.823559836},{"$f":"SUM($O23:O$122)","v":961805.25748983282}]
[null,12,{"$f":"pom!D26","v":8.0712821861506079E-5},null,null,12,8.0712821861506079E-5,0.99991928717813849,99608.222355699618,8.039660706941504,null,12,74064.279931482117,5.8321336901598837,{"$f":"SUM(N24:$N$122)","v":16047.024395629693},{"$f":"SUM($M24:M$122)","v":2378707.4769699569},{"$f":"SUM($P24:P$122)","v":58751168.228910007},{"$f":"SUM($O24:O$122)","v":945752.15431361692}]
[null,13,{"$f":"pom!D27","v":1.2743788767211051E-4},null,null,13,1.2743788767211051E-4,0.99987256211232789,99600.182694992676,12.692836894406355,null,13,72252.001945804586,8.9830658615167778,{"$f":"SUM(N25:$N$122)","v":16041.192261939532},{"$f":"SUM($M25:M$122)","v":2304643.1970384745},{"$f":"SUM($P25:P$122)","v":56372460.751940049},{"$f":"SUM($O25:O$122)","v":929705.12991798739}]
[null,14,{"$f":"pom!D28","v":1.778436831336716E-4},null,null,14,1.778436831336716E-4,0.99982215631686633,99587.48985809827,17.711005990408012,null,14,70480.774930045416,12.228839613345688,{"$f":"SUM(N26:$N$122)","v":16032.209196078014},{"$f":"SUM($M26:M$122)","v":2232391.1950926692},{"$f":"SUM($P26:P$122)","v":54067817.554901578},{"$f":"SUM($O26:O$122)","v":913663.93765604775}]
[null,15,{"$f":"pom!D29","v":2.5497682154984602E-4},null,null,15,2.5497682154984602E-4,0.99974502317845015,99569.778852107862,25.387985734138056,null,15,68749.502799455367,17.101980201894506,{"$f":"SUM(N27:$N$122)","v":16019.98035646467},{"$f":"SUM($M27:M$122)","v":2161910.4201626233},{"$f":"SUM($P27:P$122)","v":51835426.359808907},{"$f":"SUM($O27:O$122)","v":897631.72845996986}]
[null,16,{"$f":"pom!D30","v":3.5910554410023554E-4},null,null,16,3.5910554410023554E-4,0.99964089445589976,99544.390866373724,35.746942644196679,null,16,67055.583677803326,23.492714011294762,{"$f":"SUM(N28:$N$122)","v":16002.878376262774},{"$f":"SUM($M28:M$122)","v":2093160.9173631682},{"$f":"SUM($P28:P$122)","v":49673515.939646281},{"$f":"SUM($O28:O$122)","v":881611.748103505}]
[null,17,{"$f":"pom!D31","v":4.9903707530019048E-4},null,null,17,4.9903707530019048E-4,0.99950096292469981,99508.643923729527,49.658502630787552,null,17,65396.588922870011,31.83933899578426,{"$f":"SUM(N29:$N$122)","v":15979.385662251481},{"$f":"SUM($M29:M$122)","v":2026105.333685365},{"$f":"SUM($P29:P$122)","v":47580355.022283122},{"$f":"SUM($O29:O$122)","v":865608.86972724227}]
[null,18,{"$f":"pom!D32","v":6.6550747519733555E-4},null,null,18,6.6550747519733555E-4,0.99933449252480266,99458.98542109874,66.190698273290764,null,18,63769.710829657881,41.404116339818664,{"$f":"SUM(N30:$N$122)","v":15947.546323255696},{"$f":"SUM($M30:M$122)","v":1960708.7447624952},{"$f":"SUM($P30:P$122)","v":45554249.688597761},{"$f":"SUM($O30:O$122)","v":849629.48406499089}]
[null,19,{"$f":"pom!D33","v":7.6917219168237683E-4},null,null,19,7.6917219168237683E-4,0.99923082780831762,99392.794722825449,76.450173754390562,null,19,62172.947912594711,46.655319618813351,{"$f":"SUM(N31:$N$122)","v":15906.142206915874},{"$f":"SUM($M31:M$122)","v":1896939.0339328374},{"$f":"SUM($P31:P$122)","v":43593540.943835273},{"$f":"SUM($O31:O$122)","v":833681.93774173502}]
[null,20,{"$f":"pom!D34","v":7.8377235146398494E-4},null,null,20,7.8377235146398494E-4,0.99921622764853602,99316.344549071058,77.841404906037496,null,20,60609.879229254067,46.345704941915621,{"$f":"SUM(N32:$N$122)","v":15859.486887297064},{"$f":"SUM($M32:M$122)","v":1834766.0860202424},{"$f":"SUM($P32:P$122)","v":41696601.909902439},{"$f":"SUM($O32:O$122)","v":817775.79553481936}]
[null,21,{"$f":"pom!D35","v":6.9548369448679814E-4},null,null,21,6.9548369448679814E-4,0.9993045163055132,99238.503144165021,69.018760802049655,null,21,59085.243787013285,40.090559647462172,{"$f":"SUM(N33:$N$122)","v":15813.141182355148},{"$f":"SUM($M33:M$122)","v":1774156.2067909881},{"$f":"SUM($P33:P$122)","v":39861835.823882185},{"$f":"SUM($O33:O$122)","v":801916.30864752224}]
[null,22,{"$f":"pom!D36","v":6.2137369975479029E-4},null,null,22,6.2137369975479029E-4,0.99937862630024521,99169.484383362971,61.621309414069401,null,22,57604.049720365503,34.920625849370616,{"$f":"SUM(N34:$N$122)","v":15773.050622707686},{"$f":"SUM($M34:M$122)","v":1715070.9630039751},{"$f":"SUM($P34:P$122)","v":38087679.617091186},{"$f":"SUM($O34:O$122)","v":786103.16746516712}]
[null,23,{"$f":"pom!D37","v":6.3103278520326711E-4},null,null,23,6.3103278520326711E-4,0.99936896721479673,99107.863073948902,62.540310871103429,null,23,56164.152272068204,34.576996523733335,{"$f":"SUM(N35:$N$122)","v":15738.129996858313},{"$f":"SUM($M35:M$122)","v":1657466.9132836096},{"$f":"SUM($P35:P$122)","v":36372608.654087216},{"$f":"SUM($O35:O$122)","v":770330.11684245919}]
[null,24,{"$f":"pom!D38","v":6.3584823038820293E-4},null,null,24,6.3584823038820293E-4,0.9993641517696118,99045.322763077798,62.977793207130162,null,24,54759.717903054996,33.969629000208805,{"$f":"SUM(N36:$N$122)","v":15703.553000334579},{"$f":"SUM($M36:M$122)","v":1601302.7610115414},{"$f":"SUM($P36:P$122)","v":34715141.740803614},{"$f":"SUM($O36:O$122)","v":754591.98684560088}]
[null,25,{"$f":"pom!D39","v":6.9317194860551989E-4},null,null,25,6.9317194860551989E-4,0.99930682805139448,98982.344969870668,68.611784940309008,null,25,53390.145398370521,36.105903533776115,{"$f":"SUM(N37:$N$122)","v":15669.583371334373},{"$f":"SUM($M37:M$122)","v":1546543.0431084863},{"$f":"SUM($P37:P$122)","v":33113838.979792088},{"$f":"SUM($O37:O$122)","v":738888.43384526623}]
[null,26,{"$f":"pom!D40","v":7.7566406360740636E-4},null,null,26,7.7566406360740636E-4,0.99922433593639259,98913.733184930359,76.723828228801722,null,26,52051.840826583808,39.38999255979887,{"$f":"SUM(N38:$N$122)","v":15633.477467800598},{"$f":"SUM($M38:M$122)","v":1493152.8977101159},{"$f":"SUM($P38:P$122)","v":31567295.936683595},{"$f":"SUM($O38:O$122)","v":723218.85047393199}]
[null,27,{"$f":"pom!D41","v":7.5924431681151372E-4},null,null,27,7.5924431681151372E-4,0.99924075568318849,98837.009356701557,75.041437644715188,null,27,50742.893740692707,37.586588967012624,{"$f":"SUM(N39:$N$122)","v":15594.087475240796},{"$f":"SUM($M39:M$122)","v":1441101.0568835319},{"$f":"SUM($P39:P$122)","v":30074143.03897348},{"$f":"SUM($O39:O$122)","v":707585.3730061315}]
[null,28,{"$f":"pom!D42","v":7.3381819527629233E-4},null,null,28,7.3381819527629233E-4,0.99926618180472371,98761.967919056842,72.473329060303513,null,28,49467.675597074653,35.414907737718522,{"$f":"SUM(N40:$N$122)","v":15556.500886273783},{"$f":"SUM($M40:M$122)","v":1390358.1631428392},{"$f":"SUM($P40:P$122)","v":28633041.982089952},{"$f":"SUM($O40:O$122)","v":691991.28553089057}]
[null,29,{"$f":"pom!D43","v":7.5410122582053596E-4},null,null,29,7.5410122582053596E-4,0.99924589877417946,98689.494589996539,74.42186884592229,null,29,48225.732016237554,35.480081589791048,{"$f":"SUM(N41:$N$122)","v":15521.085978536064},{"$f":"SUM($M41:M$122)","v":1340890.4875457645},{"$f":"SUM($P41:P$122)","v":27242683.818947114},{"$f":"SUM($O41:O$122)","v":676434.784644617}]
[null,30,{"$f":"pom!D44","v":7.4126733557167146E-4},null,null,30,7.4126733557167146E-4,0.99925873266442833,98615.072721150616,73.100132203209796,null,30,47014.014568398074,33.999954452333874,{"$f":"SUM(N42:$N$122)","v":15485.605896946274},{"$f":"SUM($M42:M$122)","v":1292664.7555295271},{"$f":"SUM($P42:P$122)","v":25901793.331401341},{"$f":"SUM($O42:O$122)","v":660913.69866608083}]
[null,31,{"$f":"pom!D45","v":7.7168395297944059E-4},null,null,31,7.7168395297944059E-4,0.99922831604702056,98541.972588947407,76.04325894183421,null,31,45833.331331789697,34.506191512520573,{"$f":"SUM(N43:$N$122)","v":15451.605942493939},{"$f":"SUM($M43:M$122)","v":1245650.7409611291},{"$f":"SUM($P43:P$122)","v":24609128.575871818},{"$f":"SUM($O43:O$122)","v":645428.09276913479}]
[null,32,{"$f":"pom!D46","v":8.5441757439796984E-4},null,null,32,8.5441757439796984E-4,0.99914558242560203,98465.929330005572,84.13102049898589,null,32,{"$f":"I44*$H$6^F44","v":44680.939010233516},{"$f":"J44*$H$6^(F44+1)","v":37.245053200924524},{"$f":"SUM(N44:$N$122)","v":15417.099750981421},{"$f":"SUM($M44:M$122)","v":1199817.4096293394},{"$f":"SUM($P44:P$122)","v":23363477.834910691},{"$f":"SUM($O44:O$122)","v":629976.48682664079}]
[null,33,{"$f":"pom!D47","v":9.3930414309206789E-4},null,null,33,9.3930414309206789E-4,0.99906069585690793,98381.798309506587,92.41043075696507,null,33,43553.914956783003,39.912558796863102,{"$f":"SUM(N45:$N$122)","v":15379.854697780496},{"$f":"SUM($M45:M$122)","v":1155136.470619106},{"$f":"SUM($P45:P$122)","v":22163660.42528135},{"$f":"SUM($O45:O$122)","v":614559.38707565935}]
[null,34,{"$f":"pom!D48","v":9.7170400089130471E-4},null,null,34,9.7170400089130471E-4,0.9990282959991087,98289.387878749621,95.508191446933779,null,34,42451.71178928412,40.244388478370723,{"$f":"SUM(N46:$N$122)","v":15339.942138983633},{"$f":"SUM($M46:M$122)","v":1111582.555662323},{"$f":"SUM($P46:P$122)","v":21008523.954662248},{"$f":"SUM($O46:O$122)","v":599179.5323778789}]
[null,35,{"$f":"pom!D49","v":1.0324506268394318E-3},null,null,35,1.0324506268394318E-3,0.99896754937316057,98193.879687302688,101.38033263494435,null,35,41376.059796189067,41.676818412408039,{"$f":"SUM(N47:$N$122)","v":15299.697750505262},{"$f":"SUM($M47:M$122)","v":1069130.8438730387},{"$f":"SUM($P47:P$122)","v":19896941.398999922},{"$f":"SUM($O47:O$122)","v":583839.59023889527}]
[null,36,{"$f":"pom!D50","v":1.066867370963398E-3},null,null,36,1.066867370963398E-3,0.9989331326290366,98092.499354667743,104.65168689774873,null,36,40325.2107876257,41.972343040528173,{"$f":"SUM(N48:$N$122)","v":15258.020932092853},{"$f":"SUM($M48:M$122)","v":1027754.7840768495},{"$f":"SUM($P48:P$122)","v":18827810.555126887},{"$f":"SUM($O48:O$122)","v":568539.89248839021}]
[null,37,{"$f":"pom!D51","v":1.0792823050461697E-3},null,null,37,1.0792823050461697E-3,0.99892071769495383,97987.847667769995,105.75655009738693,null,37,39299.696718057727,41.380943669738549,{"$f":"SUM(N49:$N$122)","v":15216.048589052325},{"$f":"SUM($M49:M$122)","v":987429.57328922395},{"$f":"SUM($P49:P$122)","v":17800055.771050036},{"$f":"SUM($O49:O$122)","v":553281.87155629729}]
[null,38,{"$f":"pom!D52","v":1.1969418105940433E-3},null,null,38,1.1969418105940433E-3,0.99880305818940596,97882.091117672608,117.15916736712097,null,38,38299.786586142684,44.724503318813824,{"$f":"SUM(N50:$N$122)","v":15174.667645382588},{"$f":"SUM($M50:M$122)","v":948129.8765711661},{"$f":"SUM($P50:P$122)","v":16812626.197760809},{"$f":"SUM($O50:O$122)","v":538065.82296724501}]
[null,39,{"$f":"pom!D53","v":1.415422728541893E-3},null,null,39,1.415422728541893E-3,0.99858457727145811,97764.931950305487,138.37870673681027,null,39,37320.920946576487,51.536468056486044,{"$f":"SUM(N51:$N$122)","v":15129.943142063776},{"$f":"SUM($M51:M$122)","v":909830.08998502349},{"$f":"SUM($P51:P$122)","v":15864496.321189648},{"$f":"SUM($O51:O$122)","v":522891.15532186237}]
[null,40,{"$f":"pom!D54","v":1.6211325727808479E-3},null,null,40,1.6211325727808479E-3,0.99837886742721915,97626.553243568676,158.26558543147985,null,40,36359.118113969351,57.505317748433612,{"$f":"SUM(N52:$N$122)","v":15078.40667400729},{"$f":"SUM($M52:M$122)","v":872509.16903844697},{"$f":"SUM($P52:P$122)","v":14954666.231204625},{"$f":"SUM($O52:O$122)","v":507761.21217979863}]
[null,41,{"$f":"pom!D55","v":1.7971527527923525E-3},null,null,41,1.7971527527923525E-3,0.99820284724720765,97468.287658137197,175.16540147477644,null,41,35414.80503734362,62.093477426796049,{"$f":"SUM(N53:$N$122)","v":15020.901356258853},{"$f":"SUM($M53:M$122)","v":836150.05092447763},{"$f":"SUM($P53:P$122)","v":14082157.062166177},{"$f":"SUM($O53:O$122)","v":492682.80550579133}]
[null,42,{"$f":"pom!D56","v":1.9412030830988636E-3},null,null,42,1.9412030830988636E-3,0.99805879691690114,97293.12225666242,188.86570888894494,null,42,34488.935827298694,65.317101034878121,{"$f":"SUM(N54:$N$122)","v":14958.807878832058},{"$f":"SUM($M54:M$122)","v":800735.24588713399},{"$f":"SUM($P54:P$122)","v":13246007.011241699},{"$f":"SUM($O54:O$122)","v":477661.90414953243}]
[null,43,{"$f":"pom!D57","v":2.1091712982092004E-3},null,null,43,2.1091712982092004E-3,0.9978908287017908,97104.256547773475,204.80951084451226,null,43,33582.425169500435,69.103499796849277,{"$f":"SUM(N55:$N$122)","v":14893.49077779718},{"$f":"SUM($M55:M$122)","v":766246.31005983532},{"$f":"SUM($P55:P$122)","v":12445271.765354564},{"$f":"SUM($O55:O$122)","v":462703.09627070033}]
[null,44,{"$f":"pom!D58","v":2.3672749917148517E-3},null,null,44,2.3672749917148517E-3,0.99763272500828515,96899.447036928963,229.38763768151694,null,44,32694.238128984063,75.508538825281164,{"$f":"SUM(N56:$N$122)","v":14824.387278000331},{"$f":"SUM($M56:M$122)","v":732663.8848903348},{"$f":"SUM($P56:P$122)","v":11679025.455294728},{"$f":"SUM($O56:O$122)","v":447809.60549290321}]
[null,45,{"$f":"pom!D59","v":2.6817920745468848E-3},null,null,45,2.6817920745468848E-3,0.99731820792545312,96670.059399247446,259.2489991428738,null,45,31821.309147988439,83.256716755883119,{"$f":"SUM(N57:$N$122)","v":14748.87873917505},{"$f":"SUM($M57:M$122)","v":699969.6467613508},{"$f":"SUM($P57:P$122)","v":10946361.570404395},{"$f":"SUM($O57:O$122)","v":432985.21821490279}]
[null,46,{"$f":"pom!D60","v":3.0952042538295865E-3},null,null,46,3.0952042538295865E-3,0.99690479574617041,96410.810400104572,298.41115046555933,null,46,30961.922939818211,93.496073746408314,{"$f":"SUM(N58:$N$122)","v":14665.622022419166},{"$f":"SUM($M58:M$122)","v":668148.33761336235},{"$f":"SUM($P58:P$122)","v":10246391.923643045},{"$f":"SUM($O58:O$122)","v":418236.33947572781}]
[null,47,{"$f":"pom!D61","v":3.3606845160013554E-3},null,null,47,3.3606845160013554E-3,0.99663931548399864,96112.399249639013,323.00345195400587,null,47,30113.258013881117,98.732838959614796,{"$f":"SUM(N59:$N$122)","v":14572.125948672759},{"$f":"SUM($M59:M$122)","v":637186.414673544},{"$f":"SUM($P59:P$122)","v":9578243.5860296842},{"$f":"SUM($O59:O$122)","v":403570.71745330864}]
[null,48,{"$f":"pom!D62","v":3.7683585631940186E-3},null,null,48,3.7683585631940186E-3,0.99623164143680598,95789.395797685007,360.96878991738777,null,48,29280.055467265862,107.64658317157782,{"$f":"SUM(N60:$N$122)","v":14473.393109713144},{"$f":"SUM($M60:M$122)","v":607073.15665966307},{"$f":"SUM($P60:P$122)","v":8941057.1713561397},{"$f":"SUM($O60:O$122)","v":388998.59150463587}]
[null,49,{"$f":"pom!D63","v":4.0718196005981033E-3},null,null,49,4.0718196005981033E-3,0.9959281803994019,95428.427007767619,388.56733954447554,null,49,28458.261189770728,113.05063971848716,{"$f":"SUM(N61:$N$122)","v":14365.746526541565},{"$f":"SUM($M61:M$122)","v":577793.10119239707},{"$f":"SUM($P61:P$122)","v":8333984.0146964779},{"$f":"SUM($O61:O$122)","v":374525.19839492266}]
[null,50,{"$f":"pom!D64","v":4.5812159623573878E-3},null,null,50,4.5812159623573878E-3,0.99541878403764261,95039.859668223144,435.39812217226427,null,50,27651.106618594422,123.58604001751135,{"$f":"SUM(N62:$N$122)","v":14252.695886823078},{"$f":"SUM($M62:M$122)","v":549334.84000262641},{"$f":"SUM($P62:P$122)","v":7756190.9135040799},{"$f":"SUM($O62:O$122)","v":360159.45186838112}]
[null,51,{"$f":"pom!D65","v":4.9113601842394328E-3},null,null,51,4.9113601842394328E-3,0.99508863981576057,94604.461546050879,464.63658568868414,null,51,26853.103343977051,128.66854886524436,{"$f":"SUM(N63:$N$122)","v":14129.109846805566},{"$f":"SUM($M63:M$122)","v":521683.73338403215},{"$f":"SUM($P63:P$122)","v":7206856.0735014537},{"$f":"SUM($O63:O$122)","v":345906.755981558}]
[null,52,{"$f":"pom!D66","v":5.4924408354745102E-3},null,null,52,5.4924408354745102E-3,0.99450755916452549,94139.824960362195,517.05741885671159,null,52,26069.481055014803,139.69276322555243,{"$f":"SUM(N64:$N$122)","v":14000.441297940322},{"$f":"SUM($M64:M$122)","v":494830.63004005514},{"$f":"SUM($P64:P$122)","v":6685172.3401174219},{"$f":"SUM($O64:O$122)","v":331777.64613475243}]
[null,53,{"$f":"pom!D67","v":5.8598114392148792E-3},null,null,53,5.8598114392148792E-3,0.99414018856078512,93622.767541505484,548.61176421066921,null,53,25293.947290447428,144.60269431752391,{"$f":"SUM(N65:$N$122)","v":13860.748534714769},{"$f":"SUM($M65:M$122)","v":468761.14898504026},{"$f":"SUM($P65:P$122)","v":6190341.7100773668},{"$f":"SUM($O65:O$122)","v":317777.2048368121}]
[null,54,{"$f":"pom!D68","v":6.522078741366899E-3},null,null,54,6.522078741366899E-3,0.9934779212586331,93074.155777294814,607.03697276576713,null,54,24532.419052460456,156.09987197693371,{"$f":"SUM(N66:$N$122)","v":13716.145840397245},{"$f":"SUM($M66:M$122)","v":443467.20169459283},{"$f":"SUM($P66:P$122)","v":5721580.5610923255},{"$f":"SUM($O66:O$122)","v":303916.45630209736}]
[null,55,{"$f":"pom!D69","v":7.3423080748584724E-3},null,null,55,7.3423080748584724E-3,0.99265769192514153,92467.118804529047,678.92207305738702,null,55,23777.967496277175,170.32698805037762,{"$f":"SUM(N67:$N$122)","v":13560.045968420311},{"$f":"SUM($M67:M$122)","v":418934.78264213237},{"$f":"SUM($P67:P$122)","v":5278113.3593977327},{"$f":"SUM($O67:O$122)","v":290200.31046170014}]
[null,56,{"$f":"pom!D70","v":8.3972082612933097E-3},null,null,56,8.3972082612933097E-3,0.99160279173870669,91788.19673147166,770.76460388272244,null,56,23027.690081488327,188.6520091617308,{"$f":"SUM(N68:$N$122)","v":13389.718980369933},{"$f":"SUM($M68:M$122)","v":395156.81514585525},{"$f":"SUM($P68:P$122)","v":4859178.5767556001},{"$f":"SUM($O68:O$122)","v":276640.2644932798}]
[null,57,{"$f":"pom!D71","v":9.4169760131529445E-3},null,null,57,9.4169760131529445E-3,0.99058302398684706,91017.432127588938,857.10897512428346,null,57,22277.387094729325,204.66889747003859,{"$f":"SUM(N69:$N$122)","v":13201.066971208204},{"$f":"SUM($M69:M$122)","v":372129.1250643669},{"$f":"SUM($P69:P$122)","v":4464021.7616097443},{"$f":"SUM($O69:O$122)","v":263250.54551290988}]
[null,58,{"$f":"pom!D72","v":1.0607706562806518E-2},null,null,58,1.0607706562806518E-2,0.98939229343719348,90160.323152464654,956.39425160916289,null,58,21529.367292509789,222.80703485056569,{"$f":"SUM(N70:$N$122)","v":12996.398073738164},{"$f":"SUM($M70:M$122)","v":349851.73796963762},{"$f":"SUM($P70:P$122)","v":4091892.6365453755},{"$f":"SUM($O70:O$122)","v":250049.47854170183}]
[null,59,{"$f":"pom!D73","v":1.1686560140119262E-2},null,null,59,1.1686560140119262E-2,0.98831343985988074,89203.928900855492,1042.4870798347692,null,59,20781.453738329717,236.94020381667929,{"$f":"SUM(N71:$N$122)","v":12773.591038887596},{"$f":"SUM($M71:M$122)","v":328322.37067712785},{"$f":"SUM($P71:P$122)","v":3742040.8985757376},{"$f":"SUM($O71:O$122)","v":237053.08046796365}]
[null,60,{"$f":"pom!D74","v":1.3165957571968145E-2},null,null,60,1.3165957571968145E-2,0.98683404242803185,88161.441821020722,1160.7298024991032,null,60,20037.648809187926,257.38032591587091,{"$f":"SUM(N72:$N$122)","v":12536.650835070917},{"$f":"SUM($M72:M$122)","v":307540.91693879815},{"$f":"SUM($P72:P$122)","v":3413718.5278986101},{"$f":"SUM($O72:O$122)","v":224279.48942907606}]
[null,61,{"$f":"pom!D75","v":1.4564420098060471E-2},null,null,61,1.4564420098060471E-2,0.98543557990193953,87000.712018521619,1267.1149186681287,null,61,19291.545341584544,274.11723970304303,{"$f":"SUM(N73:$N$122)","v":12279.270509155047},{"$f":"SUM($M73:M$122)","v":287503.26812961022},{"$f":"SUM($P73:P$122)","v":3106177.6109598125},{"$f":"SUM($O73:O$122)","v":211742.83859400515}]
[null,62,{"$f":"pom!D76","v":1.6015539888917241E-2},null,null,62,1.6015539888917241E-2,0.98398446011108276,85733.59709985349,1373.0698441730638,null,62,18546.902605745297,289.79381316895331,{"$f":"SUM(N74:$N$122)","v":12005.153269452005},{"$f":"SUM($M74:M$122)","v":268211.72278802551},{"$f":"SUM($P74:P$122)","v":2818674.3428302021},{"$f":"SUM($O74:O$122)","v":199463.56808485006}]
[null,63,{"$f":"pom!D77","v":1.7404224784642097E-2},null,null,63,1.7404224784642097E-2,0.9825957752153579,84360.527255680427,1468.2295793087833,null,63,17804.745314387437,302.31979481453749,{"$f":"SUM(N75:$N$122)","v":11715.359456283051},{"$f":"SUM($M75:M$122)","v":249664.82018228024},{"$f":"SUM($P75:P$122)","v":2550462.6200421774},{"$f":"SUM($O75:O$122)","v":187458.41481539808}]
[null,64,{"$f":"pom!D78","v":1.8977026313563017E-2},null,null,64,1.8977026313563017E-2,0.98102297368643698,82892.297676371643,1573.049314196207,null,64,{"$f":"I76*$H$6^F76","v":17068.163438734176},{"$f":"J76*$H$6^(F76+1)","v":316.00291385468637},{"$f":"SUM(N76:$N$122)","v":11413.039661468514},{"$f":"SUM($M76:M$122)","v":231860.07486789286},{"$f":"SUM($P76:P$122)","v":2300797.7998598968},{"$f":"SUM($O76:O$122)","v":175743.05535911504}]
[null,65,{"$f":"pom!D79","v":2.0703643027493723E-2},null,null,65,{"$f":"C77","v":2.0703643027493723E-2},{"$f":"1-G77","v":0.97929635697250628},81319.248362175436,{"$f":"I77-I78","v":1683.6046893545863},null,{"$f":"F77","v":65},16335.863855642074,329.96282323214757,{"$f":"SUM(N77:$N$122)","v":11097.036747613827},{"$f":"SUM($M77:M$122)","v":214791.91142915867},{"$f":"SUM($P77:P$122)","v":2068937.724992004},{"$f":"SUM($O77:O$122)","v":164330.01569764651}]
[null,66,{"$f":"pom!D80","v":2.3185395758374305E-2},null,null,66,2.3185395758374305E-2,0.97681460424162569,{"$f":"I77*H77","v":79635.64367282085},1846.3839150272252,null,66,15607.46532861378,353.03927846733211,{"$f":"SUM(N78:$N$122)","v":10767.073924381679},{"$f":"SUM($M78:M$122)","v":198456.04757351661},{"$f":"SUM($P78:P$122)","v":1854145.8135628451},{"$f":"SUM($O78:O$122)","v":153232.9789500327}]
[null,67,{"$f":"pom!D81","v":2.5197710532827933E-2},null,null,67,2.5197710532827933E-2,0.97480228946717207,77789.259757793625,1960.1112499398441,null,67,14873.756164082697,365.64351449602043,{"$f":"SUM(N79:$N$122)","v":10414.034645914347},{"$f":"SUM($M79:M$122)","v":182848.58224490282},{"$f":"SUM($P79:P$122)","v":1655689.7659893285},{"$f":"SUM($O79:O$122)","v":142465.90502565101}]
[null,68,{"$f":"pom!D82","v":2.736821751993479E-2},null,null,68,2.736821751993479E-2,0.97263178248006521,75829.148507853781,2075.3086307143822,null,68,14145.338108999294,377.69042952206439,{"$f":"SUM(N80:$N$122)","v":10048.391131418324},{"$f":"SUM($M80:M$122)","v":167974.82608082012},{"$f":"SUM($P80:P$122)","v":1472841.1837444259},{"$f":"SUM($O80:O$122)","v":132051.87037973665}]
[null,69,{"$f":"pom!D83","v":2.9432810241427632E-2},null,null,69,2.9432810241427632E-2,0.97056718975857237,73753.839877139399,2170.7827736804757,null,69,13422.639432916272,385.43024328597789,{"$f":"SUM(N81:$N$122)","v":9670.7007018962613},{"$f":"SUM($M81:M$122)","v":153829.48797182081},{"$f":"SUM($P81:P$122)","v":1304866.3576636056},{"$f":"SUM($O81:O$122)","v":122003.47924831828}]
[null,70,{"$f":"pom!D84","v":3.112395378536148E-2},null,null,70,3.112395378536148E-2,0.96887604621463852,71583.057103458923,2227.9477611029433,null,70,12709.827740046974,385.9317962937821,{"$f":"SUM(N82:$N$122)","v":9285.2704586102845},{"$f":"SUM($M82:M$122)","v":140406.84853890457},{"$f":"SUM($P82:P$122)","v":1151036.8696917852},{"$f":"SUM($O82:O$122)","v":112332.77854642202}]
[null,71,{"$f":"pom!D85","v":3.2823886463237306E-2},null,null,71,3.2823886463237306E-2,0.96717611353676269,69355.10934235598,2276.5042346989067,null,71,12013.900145215461,384.72477497290083,{"$f":"SUM(N83:$N$122)","v":8899.3386623165043},{"$f":"SUM($M83:M$122)","v":127697.02079885753},{"$f":"SUM($P83:P$122)","v":1010630.0211528807},{"$f":"SUM($O83:O$122)","v":103047.50808781173}]
[null,72,{"$f":"pom!D86","v":3.537776196999709E-2},null,null,72,3.537776196999709E-2,0.96462223803000291,67078.605107657073,2373.0909247781237,null,72,11336.153415481207,391.26608506172084,{"$f":"SUM(N84:$N$122)","v":8514.613887343603},{"$f":"SUM($M84:M$122)","v":115683.12065364208},{"$f":"SUM($P84:P$122)","v":882933.00035402318},{"$f":"SUM($O84:O$122)","v":94148.169425495216}]
[null,73,{"$f":"pom!D87","v":3.7510293880333556E-2},null,null,73,3.7510293880333556E-2,0.96248970611966644,64705.514182878949,2427.1228526778796,null,73,10668.395783700435,390.41430349103859,{"$f":"SUM(N85:$N$122)","v":8123.3478022818799},{"$f":"SUM($M85:M$122)","v":104346.96723816087},{"$f":"SUM($P85:P$122)","v":767249.87970038119},{"$f":"SUM($O85:O$122)","v":85633.555538151631}]
[null,74,{"$f":"pom!D88","v":4.1004665918776717E-2},null,null,74,4.1004665918776717E-2,0.95899533408122328,62278.39133020107,2553.7046304537362,null,74,10017.77670499719,400.75667028030614,{"$f":"SUM(N86:$N$122)","v":7732.9334987908414},{"$f":"SUM($M86:M$122)","v":93678.571454460442},{"$f":"SUM($P86:P$122)","v":662902.91246222018},{"$f":"SUM($O86:O$122)","v":77510.207735869757}]
[null,75,{"$f":"pom!D89","v":4.5725056637174744E-2},null,null,75,4.5725056637174744E-2,0.95427494336282526,59724.686699747333,2730.9146819834641,null,75,9372.6840175218313,418.11366589612516,{"$f":"SUM(N87:$N$122)","v":7332.1768285105354},{"$f":"SUM($M87:M$122)","v":83660.794749463268},{"$f":"SUM($P87:P$122)","v":569224.34100775968},{"$f":"SUM($O87:O$122)","v":69777.27423707892}]
[null,76,{"$f":"pom!D90","v":5.0671014983305396E-2},null,null,76,5.0671014983305396E-2,0.9493289850166946,56993.772017763869,2887.932275867206,null,76,8725.9683024178576,431.36943472747646,{"$f":"SUM(N88:$N$122)","v":6914.0631626144104},{"$f":"SUM($M88:M$122)","v":74288.110731941415},{"$f":"SUM($P88:P$122)","v":485563.546258296},{"$f":"SUM($O88:O$122)","v":62445.097408568392}]
[null,77,{"$f":"pom!D91","v":5.5680930767313619E-2},null,null,77,5.5680930767313619E-2,0.94431906923268638,54105.839741896663,3012.6635167759159,null,77,8081.770372509457,439.02487472100086,{"$f":"SUM(N89:$N$122)","v":6482.6937278869336},{"$f":"SUM($M89:M$122)","v":65562.142429523577},{"$f":"SUM($P89:P$122)","v":411275.4355263547},{"$f":"SUM($O89:O$122)","v":55531.03424595399}]
[null,78,{"$f":"pom!D92","v":6.1517024728788283E-2},null,null,78,6.1517024728788283E-2,0.93848297527121172,51093.176225120747,3143.1001853130874,null,78,7445.6291472394469,446.86141694840535,{"$f":"SUM(N90:$N$122)","v":6043.6688531659338},{"$f":"SUM($M90:M$122)","v":57480.372057014123},{"$f":"SUM($P90:P$122)","v":345713.29309683113},{"$f":"SUM($O90:O$122)","v":49048.340518067045}]
[null,79,{"$f":"pom!D93","v":6.7208855285377678E-2},null,null,79,6.7208855285377678E-2,0.93279114471462232,47950.07603980766,3222.6697214822852,null,79,6817.167019382764,446.99901625555617,{"$f":"SUM(N91:$N$122)","v":5596.8074362175284},{"$f":"SUM($M91:M$122)","v":50034.742909774672},{"$f":"SUM($P91:P$122)","v":288232.92103981698},{"$f":"SUM($O91:O$122)","v":43004.671664901114}]
[null,80,{"$f":"pom!D94","v":7.365067182192897E-2},null,null,80,7.365067182192897E-2,0.92634932817807103,44727.406318325375,3294.2035241970516,null,80,6203.8956368007975,445.77666494001193,{"$f":"SUM(N92:$N$122)","v":5149.8084199619725},{"$f":"SUM($M92:M$122)","v":43217.575890391912},{"$f":"SUM($P92:P$122)","v":238198.17813004251},{"$f":"SUM($O92:O$122)","v":37407.864228683582}]
[null,81,{"$f":"pom!D95","v":8.1284899120498189E-2},null,null,81,8.1284899120498189E-2,0.91871510087950181,41433.202794128323,3367.8937093598652,null,81,5606.8044441339371,444.63271573637866,{"$f":"SUM(N93:$N$122)","v":4704.0317550219606},{"$f":"SUM($M93:M$122)","v":37013.680253591119},{"$f":"SUM($P93:P$122)","v":194980.60223965062},{"$f":"SUM($O93:O$122)","v":32258.055808721598}]
[null,82,{"$f":"pom!D96","v":8.9322262855714651E-2},null,null,82,8.9322262855714651E-2,0.91067773714428535,38065.309084768458,3400.079543753709,null,82,5025.4204004918529,437.93358241288183,{"$f":"SUM(N94:$N$122)","v":4259.3990392855821},{"$f":"SUM($M94:M$122)","v":31406.875809457175},{"$f":"SUM($P94:P$122)","v":157966.92198605949},{"$f":"SUM($O94:O$122)","v":27554.024053699635}]
[null,83,{"$f":"pom!D97","v":9.8195901655465878E-2},null,null,83,9.8195901655465878E-2,0.90180409834453412,34665.229541014749,3403.9834708736344,null,83,4464.9155887986826,427.74284103183601,{"$f":"SUM(N95:$N$122)","v":3821.4654568727015},{"$f":"SUM($M95:M$122)","v":26381.455408965325},{"$f":"SUM($P95:P$122)","v":126560.04617660234},{"$f":"SUM($O95:O$122)","v":23294.625014414054}]
[null,84,{"$f":"pom!D98","v":0.1079020776135029},null,null,84,0.1079020776135029,0.8920979223864971,31261.246070141115,3373.1533997551778,null,84,3928.2723675522448,413.53048769814734,{"$f":"SUM(N96:$N$122)","v":3393.7226158408653},{"$f":"SUM($M96:M$122)","v":21916.539820166639},{"$f":"SUM($P96:P$122)","v":100178.59076763701},{"$f":"SUM($O96:O$122)","v":19473.159557541352}]
[null,85,{"$f":"pom!D99","v":0.11864186920795172},null,null,85,0.11864186920795172,0.88135813079204828,27888.092670385937,3308.695443059165,null,85,3418.930358694287,395.73491555834443,{"$f":"SUM(N97:$N$122)","v":2980.1921281427176},{"$f":"SUM($M97:M$122)","v":17988.267452614396},{"$f":"SUM($P97:P$122)","v":78262.050947470372},{"$f":"SUM($O97:O$122)","v":16079.436941700491}]
[null,86,{"$f":"pom!D100","v":0.13043548708195896},null,null,86,0.13043548708195896,0.86956451291804104,24579.397227326772,3206.0256495273206,null,86,2939.8068978019355,374.10258013824244,{"$f":"SUM(N98:$N$122)","v":2584.4572125843733},{"$f":"SUM($M98:M$122)","v":14569.337093920116},{"$f":"SUM($P98:P$122)","v":60273.78349485599},{"$f":"SUM($O98:O$122)","v":13099.244813557774}]
[null,87,{"$f":"pom!D101","v":0.14336775699268545},null,null,87,0.14336775699268545,0.85663224300731455,21373.371577799451,3064.2523424803221,null,87,2494.0017104002322,348.83846942049007,{"$f":"SUM(N99:$N$122)","v":2210.3546324461308},{"$f":"SUM($M99:M$122)","v":11629.530196118179},{"$f":"SUM($P99:P$122)","v":45704.446400935863},{"$f":"SUM($O99:O$122)","v":10514.787600973401}]
[null,88,{"$f":"pom!D102","v":0.15752598835009834},null,null,88,0.15752598835009834,0.84247401164990166,18309.119235319129,2884.1621033634419,null,88,2084.33393096998,320.32854880750415,{"$f":"SUM(N100:$N$122)","v":1861.5161630256405},{"$f":"SUM($M100:M$122)","v":9135.5284857179468},{"$f":"SUM($P100:P$122)","v":34074.91620481768},{"$f":"SUM($O100:O$122)","v":8304.4329685272696}]
[null,89,{"$f":"pom!D103","v":0.17299889698938886},null,null,89,0.17299889698938886,0.82700110301061114,15424.957131955687,2668.5005699369412,null,89,1713.167969211989,289.14748198168331,{"$f":"SUM(N101:$N$122)","v":1541.1876142181363},{"$f":"SUM($M101:M$122)","v":7051.1945547479618},{"$f":"SUM($P101:P$122)","v":24939.387719099726},{"$f":"SUM($O101:O$122)","v":6442.9168055016289}]
[null,90,{"$f":"pom!D104","v":0.18987519065809721},null,null,90,0.18987519065809721,0.81012480934190279,12756.456562018746,2422.1346218350445,null,90,1382.235902615379,256.05102979859726,{"$f":"SUM(N102:$N$122)","v":1252.040132236453},{"$f":"SUM($M102:M$122)","v":5338.0265855359739},{"$f":"SUM($P102:P$122)","v":17888.193164351764},{"$f":"SUM($O102:O$122)","v":4901.7291912834935}]
[null,91,{"$f":"pom!D105","v":0.20824176148245288},null,null,91,0.20824176148245288,0.79175823851754712,10334.321940183701,2152.0374045506142,null,91,1092.4718020212849,221.94951455885064,{"$f":"SUM(N103:$N$122)","v":995.98910243785588},{"$f":"SUM($M103:M$122)","v":3955.7906829205958},{"$f":"SUM($P103:P$122)","v":12550.166578815788},{"$f":"SUM($O103:O$122)","v":3649.6890590470402}]
[null,92,{"$f":"pom!D106","v":0.22818142884241921},null,null,92,0.22818142884241921,0.77181857115758079,8182.2845356330872,1867.045376535988,null,92,843.87663375459806,187.86046444571221,{"$f":"SUM(N104:$N$122)","v":774.03958787900535},{"$f":"SUM($M104:M$122)","v":2863.3188808993109},{"$f":"SUM($P104:P$122)","v":8594.3758958951912},{"$f":"SUM($O104:O$122)","v":2653.699956609184}]
[null,93,{"$f":"pom!D107","v":0.2497701787472123},null,null,93,0.2497701787472123,0.7502298212527877,6315.2391590970992,1577.3584135990768,null,93,635.43381238804193,154.84138234359395,{"$f":"SUM(N105:$N$122)","v":586.17912343329306},{"$f":"SUM($M105:M$122)","v":2019.4422471447126},{"$f":"SUM($P105:P$122)","v":5731.0570149958821},{"$f":"SUM($O105:O$122)","v":1879.6603687301797}]
[null,94,{"$f":"pom!D108","v":0.2730738535064402},null,null,94,0.2730738535064402,0.7269261464935598,4737.8807454980224,1293.7913526271109,null,94,465.09404437644713,123.90733945441147,{"$f":"SUM(N106:$N$122)","v":431.33774108969908},{"$f":"SUM($M106:M$122)","v":1384.0084347566708},{"$f":"SUM($P106:P$122)","v":3711.6147678511697},{"$f":"SUM($O106:O$122)","v":1293.4812452968865}]
[null,95,{"$f":"pom!D109","v":0.29814426012140316},null,null,95,0.29814426012140316,0.70185573987859684,3444.0893928709115,1026.8354838294704,null,95,329.84294774212236,95.942225961792872,{"$f":"SUM(N107:$N$122)","v":307.43040163528758},{"$f":"SUM($M107:M$122)","v":918.91439038022384},{"$f":"SUM($P107:P$122)","v":2327.6063330944994},{"$f":"SUM($O107:O$122)","v":862.14350420718722}]
[null,96,{"$f":"pom!D110","v":0.32501468957335078},null,null,96,0.32501468957335078,0.67498531042664922,2417.2539090414411,785.64302886707264,null,96,{"$f":"I108*$H$6^F108","v":225.85577183539962},{"$f":"J108*$H$6^(F108+1)","v":71.616042508714102},{"$f":"SUM(N108:$N$122)","v":211.48817567349479},{"$f":"SUM($M108:M$122)","v":589.07144263810153},{"$f":"SUM($P108:P$122)","v":1408.6919427142755},{"$f":"SUM($O108:O$122)","v":554.71310257189975}]
[null,97,{"$f":"pom!D111","v":0.35369487447044967},null,null,97,0.35369487447044967,0.64630512552955033,1631.6108801743685,577.09240544789327,null,97,148.73105196484656,51.322351955672524,{"$f":"SUM(N109:$N$122)","v":139.87213316478068},{"$f":"SUM($M109:M$122)","v":363.21567080270182},{"$f":"SUM($P109:P$122)","v":819.62050007617381},{"$f":"SUM($O109:O$122)","v":343.22492689840482}]
[null,98,{"$f":"pom!D112","v":0.38416546175094279},null,null,98,0.38416546175094279,0.61583453824905721,1054.5184747264752,405.10957676819623,null,98,93.781113375885084,35.148746071770162,{"$f":"SUM(N110:$N$122)","v":88.549781209108147},{"$f":"SUM($M110:M$122)","v":214.48461883785518},{"$f":"SUM($P110:P$122)","v":456.40482927347193},{"$f":"SUM($O110:O$122)","v":203.3527937336242}]
[null,99,{"$f":"pom!D113","v":0.41637214239882858},null,null,99,0.41637214239882858,0.58362785760117142,649.408897958279,270.39577413575086,null,99,56.345023075434817,22.888290703834365,{"$f":"SUM(N111:$N$122)","v":53.401035137337992},{"$f":"SUM($M111:M$122)","v":120.7035054619701},{"$f":"SUM($P111:P$122)","v":241.92021043561675},{"$f":"SUM($O111:O$122)","v":114.80301252451606}]
[null,100,{"$f":"pom!D114","v":0.45021966258723367},null,null,100,0.45021966258723367,0.54978033741276633,379.01312382252814,170.63916072351205,null,100,32.082463516102038,14.09185941384068,{"$f":"SUM(N112:$N$122)","v":30.512744433503627},{"$f":"SUM($M112:M$122)","v":64.358482386535286},{"$f":"SUM($P112:P$122)","v":121.21670497364666},{"$f":"SUM($O112:O$122)","v":61.401977387178079}]
[null,101,{"$f":"pom!D115","v":0.48556603981898416},null,null,101,0.48556603981898416,0.51443396018101584,208.37396309901609,101.17932006337638,null,101,17.208104992112531,8.1518745305457312,{"$f":"SUM(N113:$N$122)","v":16.420885019662943},{"$f":"SUM($M113:M$122)","v":32.276018870433248},{"$f":"SUM($P113:P$122)","v":56.858222587111378},{"$f":"SUM($O113:O$122)","v":30.889232953674437}]
[null,102,{"$f":"pom!D116","v":0.52221742025905438},null,null,102,0.52221742025905438,0.47778257974094562,107.19464303563971,55.978909951661983,null,102,8.6365205837103982,4.4001380480385048,{"$f":"SUM(N114:$N$122)","v":8.2690104891172123},{"$f":"SUM($M114:M$122)","v":15.067913878320716},{"$f":"SUM($P114:P$122)","v":24.58220371667813},{"$f":"SUM($O114:O$122)","v":14.468347934011495}]
[null,103,{"$f":"pom!D117","v":0.55992413234785099},null,null,103,0.55992413234785099,0.44007586765214901,51.215733083977732,28.676924909605358,null,103,4.0257356921667631,2.1991283556080488,{"$f":"SUM(N115:$N$122)","v":3.8688724410787065},{"$f":"SUM($M115:M$122)","v":6.4313932946103174},{"$f":"SUM($P115:P$122)","v":9.5142898383574135},{"$f":"SUM($O115:O$122)","v":6.1993374448942831}]
[null,104,{"$f":"pom!D118","v":0.59837860441851698},null,null,104,0.59837860441851698,0.40162139558148302,22.538808174372374,13.486740580637603,null,104,1.7284186611400125,1.0090231671257388,{"$f":"SUM(N116:$N$122)","v":1.6697440854706578},{"$f":"SUM($M116:M$122)","v":2.4056576024435543},{"$f":"SUM($P116:P$122)","v":3.0828965437470961},{"$f":"SUM($O116:O$122)","v":2.3304650038155765}]
[null,105,{"$f":"pom!D119","v":1},null,null,105,1,0,9.0520675937347708,9.0520675937347708,null,105,0.67723894130354179,0.66072091834491886,{"$f":"SUM(N117:$N$122)","v":0.66072091834491886},{"$f":"SUM($M117:M$122)","v":0.67723894130354179},{"$f":"SUM($P117:P$122)","v":0.67723894130354179},{"$f":"SUM($O117:O$122)","v":0.66072091834491886}]
[null,106,{"$f":"pom!D120","v":0},null,null,106,0,1,0,0,null,106,0,0,{"$f":"SUM(N118:$N$122)","v":0},{"$f":"SUM($M118:M$122)","v":0},{"$f":"SUM($P118:P$122)","v":0},{"$f":"SUM($O118:O$122)","v":0}]
[null,107,{"$f":"pom!D121","v":0},null,null,107,0,1,0,0,null,107,0,0,{"$f":"SUM(N119:$N$122)","v":0},{"$f":"SUM($M119:M$122)","v":0},{"$f":"SUM($P119:P$122)","v":0},{"$f":"SUM($O119:O$122)","v":0}]
[null,108,{"$f":"pom!D122","v":0},null,null,108,0,1,0,0,null,108,0,0,{"$f":"SUM(N120:$N$122)","v":0},{"$f":"SUM($M120:M$122)","v":0},{"$f":"SUM($P120:P$122)","v":0},{"$f":"SUM($O120:O$122)","v":0}]
[null,109,{"$f":"pom!D123","v":0},null,null,109,0,1,0,0,null,109,0,0,{"$f":"SUM(N121:$N$122)","v":0},{"$f":"SUM($M121:M$122)","v":0},{"$f":"SUM($P121:P$122)","v":0},{"$f":"SUM($O121:O$122)","v":0}]
[null,110,{"$f":"pom!D124","v":0},null,null,110,0,{"$f":"1-G122","v":1},{"$f":"I121*H121","v":0},0,null,110,0,0,{"$f":"SUM(N122:$N$122)","v":0},{"$f":"SUM($M122:M$122)","v":0},{"$f":"SUM($P122:P$122)","v":0},{"$f":"SUM($O122:O$122)","v":0}]
[null,111,{"$f":"pom!D125","v":0},null,null,111,0,1,0,0,null,{"$f":"F123","v":111},0,0,{"$f":"SUM(N$122:$N123)","v":0},{"$f":"SUM($M$122:M123)","v":0},{"$f":"SUM($P$122:P123)","v":0},{"$f":"SUM($O$122:O123)","v":0}]
[null,112,{"$f":"pom!D126","v":0},null,null,112,0,1,0,0,null,{"$f":"F124","v":112},0,0,{"$f":"SUM(N$122:$N124)","v":0},{"$f":"SUM($M$122:M124)","v":0},{"$f":"SUM($P$122:P124)","v":0},{"$f":"SUM($O$122:O124)","v":0}]
[null,113,{"$f":"pom!D127","v":0},null,null,113,0,1,0,0,null,{"$f":"F125","v":113},0,0,{"$f":"SUM(N$122:$N125)","v":0},{"$f":"SUM($M$122:M125)","v":0},{"$f":"SUM($P$122:P125)","v":0},{"$f":"SUM($O$122:O125)","v":0}]
[null,114,{"$f":"pom!D128","v":0},null,null,114,0,1,0,0,null,{"$f":"F126","v":114},0,0,{"$f":"SUM(N$122:$N126)","v":0},{"$f":"SUM($M$122:M126)","v":0},{"$f":"SUM($P$122:P126)","v":0},{"$f":"SUM($O$122:O126)","v":0}]
[null,115,{"$f":"pom!D129","v":0},null,null,115,0,1,0,0,null,{"$f":"F127","v":115},0,0,{"$f":"SUM(N$122:$N127)","v":0},{"$f":"SUM($M$122:M127)","v":0},{"$f":"SUM($P$122:P127)","v":0},{"$f":"SUM($O$122:O127)","v":0}]

{"sheet":"SINGLE","index":2,"n_rows":123,"n_cols":49,"rows_kept":123,"cut":false,"hidden":false,"merged":[[10,32,10,35],[10,8,10,9],[10,42,10,43],[10,22,10,23],[1,3,1,4],[4,5,5,5],[4,6,5,6],[3,2,3,3],[4,2,4,3],[7,2,7,3],[8,2,8,3],[5,2,5,3],[6,2,6,3],[9,2,9,3],[12,16,13,16],[15,12,15,14],[16,12,16,14],[21,20,22,20],[24,16,25,16],[24,17,25,17],[12,8,13,8],[12,17,13,17],[15,16,16,16],[15,17,16,17],[24,15,25,15],[12,15,13,15],[15,15,16,15],[18,15,19,15],[21,15,22,15],[12,11,13,11],[15,9,16,9],[15,10,16,10],[15,11,16,11],[27,16,28,16],[27,17,28,17],[21,16,22,16],[21,17,22,17],[21,18,22,18],[21,19,22,19],[27,11,28,11],[18,17,19,17],[18,16,19,16],[21,11,22,11],[27,12,27,14],[18,11,19,11],[18,12,19,14],[21,12,22,14],[24,11,25,11],[27,15,28,15],[28,12,28,14],[27,8,28,8],[27,9,28,9],[27,10,28,10],[18,8,19,8],[18,9,19,9],[18,10,19,10],[12,9,13,9],[21,8,22,8],[21,9,22,9],[21,10,22,10],[15,8,16,8],[12,10,13,10],[24,8,25,8],[24,9,25,9],[24,10,25,10],[15,22,16,22],[15,23,16,23],[15,24,16,24],[15,25,16,25],[15,26,15,28],[16,26,16,28],[24,12,24,14],[25,12,25,14],[12,22,13,22],[12,23,13,23],[12,24,13,24],[18,22,19,22],[18,23,19,23],[18,24,19,24],[24,22,25,22],[24,23,25,23],[24,24,25,24],[18,18,19,18],[18,19,19,19],[18,20,19,20],[13,18,13,20],[16,18,16,20],[12,12,12,14],[13,12,13,14],[27,22,28,22],[27,23,28,23],[27,24,28,24],[27,25,28,25],[27,26,27,28],[28,26,28,28],[18,25,19,25],[18,26,19,28],[21,22,22,22],[21,23,22,23],[21,24,22,24],[21,25,22,25],[21,26,22,28],[12,32,13,32],[12,33,13,33],[12,34,13,34],[12,35,13,35],[12,36,12,38],[13,36,13,38],[24,25,25,25],[24,26,24,28],[25,26,25,28],[12,25,13,25],[12,26,12,28],[13,26,13,28],[18,32,19,32],[18,33,19,33],[18,34,19,34],[18,35,19,35],[18,36,19,38],[15,32,16,32],[15,33,16,33],[15,34,16,34],[15,35,16,35],[15,36,15,38],[16,36,16,38],[24,32,25,32],[24,33,25,33],[24,34,25,34],[24,35,25,35],[24,36,24,38],[25,36,25,38],[21,32,22,32],[21,33,22,33],[21,34,22,34],[21,35,22,35],[21,36,22,38],[15,43,16,43],[15,44,16,44],[15,45,16,45],[16,46,16,48],[24,29,25,29],[27,29,28,29],[24,39,25,39],[27,39,28,39],[12,43,13,43],[18,43,19,43],[21,43,22,43],[24,43,25,43],[12,42,13,42],[18,42,19,42],[24,42,25,42],[27,42,28,42],[21,42,22,42],[15,42,16,42],[27,32,28,32],[27,33,28,33],[27,34,28,34],[27,35,28,35],[27,36,27,38],[28,36,28,38],[21,48,22,48],[18,44,19,44],[18,45,19,45],[18,46,19,46],[18,47,19,47],[18,48,19,48],[12,44,13,44],[12,45,13,45],[13,46,13,48],[24,44,25,44],[24,45,25,45],[27,43,28,43],[27,44,28,44],[27,45,28,45],[21,44,22,44],[21,45,22,45],[21,46,22,46],[21,47,22,47],[30,8,31,8],[30,9,31,9],[30,10,31,10],[30,11,31,11],[30,12,30,14],[30,15,31,15],[30,16,31,16],[30,17,31,17],[31,12,31,14],[33,8,34,8],[33,9,34,9],[33,10,34,10],[33,11,34,11],[33,12,33,14],[33,15,34,15],[33,16,34,16],[33,17,34,17],[34,12,34,14]]}
[]
[null,null,"Contract","Endowment"]
[]
[null,null,"Age (X)",null,25,"Axn˥",{"$f":"IF(D2=\"Pure endowment\",nex(E4,E5,E8),IF(D2=\"Whole life\",A1x(E4,E8),IF(D2=\"Endowment\",Axn(E4,E5,E8,E7,E6),A1xn(E4,E5,E8))))","v":0.54444493241617609}]
[null,null,"Policy period (N)",null,25,"Single premium",{"$f":"IF(D2=\"Pure endowment\",G4*E7,G4*E6)","v":108888.98648323522}]
[null,null,"Death benefit (K)",null,200000]
[null,null,"Survival benefit (D)",null,200000]
[null,null,"Interest rate (i)",null,2.5000000000000001E-2]
[null,null,"Discont factor (v)",null,{"$f":"1/(1+E8)","v":0.97560975609756106}]
[null,null,"Omega (w)",null,{"$f":"IF($D$2=\"Whole life\",omega(),$E$4+$E$5)","v":50}]
[null,null,null,null,null,null,null,null,"Endowment",null,"Axn˥",null,null,null,null,null,null,null,null,null,null,null,"Whole life",null,"A1x",null,null,null,null,null,null,null,"Term insurance",null,null,null,"A1xn˥",null,null,null,null,null,"Pure endowment",null,"nEx"]
[null,"t","x","dx","Cx","t-1|qx","vt",null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,"Using Mortality tables"]
[null,1,{"$f":"E4","v":25},{"$f":"IF(C13<$E$10,dx(C13),0)","v":68.611784940309008},{"$f":"IF(C13<$E$10,cx(C13,$E$8),0)","v":36.105903533776029},{"$f":"IF(C13<$E$10,n_qx($E$4,B13-1),0)","v":6.9317194860551989E-4},{"$f":"IF(C13<$E$10,$E$9^B13,0)","v":0.97560975609756106},null,"Pxn","=","K","*","dx * v + dx+1 * v2 +...+ dx+n-1 * vn",null,null,"+","D","*","lx+n","*","vn",null,"Px","=","K","*","dx * v + dx+1 * v2 + …",null,null,null,null,null,"Pxn","=","K","*","dx * v + dx+1 * v2 +…+ dx+n-1 * vn",null,null,null,null,null,"Pxn","=","D","*","lx+n","*","vn"]
[null,{"$f":"(B13+1)","v":2},{"$f":"C13+1","v":26},{"$f":"IF(C14<$E$10,dx(C14),0)","v":76.723828228801722},{"$f":"IF(C14<$E$10,cx(C14,$E$8),0)","v":39.38999255979877},{"$f":"IF(C14<$E$10,n_qx($E$4,B14-1),0)","v":7.7512639503697232E-4},{"$f":"IF(C14<$E$10,$E$9^B14,0)","v":0.95181439619274255},null,null,null,null,null,"lx",null,null,null,null,null,"lx",null,null,null,null,null,null,null,"lx",null,null,null,null,null,null,null,null,null,"lx",null,null,null,null,null,null,null,null,null,"lx"]
[null,{"$f":"(B14+1)","v":3},{"$f":"C14+1","v":27},75.041437644715188,37.586588967012524,{"$f":"IF(C15<$E$10,n_qx($E$4,B15-1),0)","v":7.5812951963871939E-4},{"$f":"IF(C15<$E$10,$E$9^B15,0)","v":0.92859941091974896}]
[null,4,28,72.473329060303513,35.41490773771843,{"$f":"IF(C16<$E$10,n_qx($E$4,B16-1),0)","v":7.3218440199974652E-4},0.90595064479975507,null,{"$f":"K16*M16/M17+Q16*S16*U16/S17","v":108888.98648323545},"=",{"$f":"E6","v":200000},"*",{"$f":"SUMPRODUCT(D13:D123,G13:G123)","v":2626.8301898962345},null,null,"+",{"$f":"E7","v":200000},"*",{"$f":"lx($E$4+$E$5)","v":95039.859668223144},"*",{"$f":"$E$9^$E$5","v":0.53939058944928009},null,{"$f":"Y16*AA16/AA17","v":5307.6741932024706},"=",{"$f":"E6","v":200000},"*",{"$f":"SUMPRODUCT($D$13:$D$123,$G$13:$G$123)","v":2626.8301898962345},null,null,null,null,null,{"$f":"AI16*AK16/AK17","v":5307.6741932024706},"=",{"$f":"$E$6","v":200000},"*",{"$f":"SUMPRODUCT($D$13:$D$123,$G$13:$G$123)","v":2626.8301898962345},null,null,null,null,null,{"$f":"AS16*AU16*AW16/AU17","v":103581.31229003298},"=",{"$f":"$E$7","v":200000},"*",{"$f":"lx($E$4+$E$5)","v":95039.859668223144},"*",{"$f":"$E$9^$E$5","v":0.53939058944928009}]
[null,5,29,74.42186884592229,35.480081589790949,{"$f":"IF(C17<$E$10,n_qx($E$4,B17-1),0)","v":7.5187013268455992E-4},0.88385428760951723,null,null,null,null,null,{"$f":"lx(E4)","v":98982.344969870668},null,null,null,null,null,{"$f":"lx($E$4)","v":98982.344969870668},null,null,null,null,null,null,null,{"$f":"lx($E$4)","v":98982.344969870668},null,null,null,null,null,null,null,null,null,{"$f":"lx($E$4)","v":98982.344969870668},null,null,null,null,null,null,null,null,null,{"$f":"lx($E$4)","v":98982.344969870668}]
[null,6,30,73.100132203209796,33.999954452333768,7.3851687617084599E-4,0.8622968659605047,null,"Using probability",null,null,null,null,null,null,null,null,null,null,null,null,null,"Using probability",null,null,null,null,null,null,null,null,null,"Using probabilities",null,null,null,null,null,null,null,null,null,"Using probability"]
[null,7,31,76.04325894183421,34.506191512520481,7.6825073163277243E-4,0.84126523508341933,null,"Pxn","=","K","*","qx * v + 1|qx * v2 +…+ n-1|qx * vn",null,null,"+","D","*","npx","*","vn",null,"Px","=","K","*","qx * v + 1|qx * v2 + 2|qx * v3 + …",null,null,null,null,null,"Pxn","=","K","*","qx * v + 1|qx * v2 +…+ n-1|qx * vn",null,null,null,null,null,"Pxn","=","D","*","npx","*","vn"]
[null,8,32,84.13102049898589,{"$f":"IF(C20<$E$10,cx(C20,$E$8),0)","v":37.24505320092441},8.499598643030128E-4,0.82074657081309199]
[null,9,33,92.41043075696507,39.912558796862974,9.3360518772410005E-4,0.8007283617688703]
[null,10,34,95.508191446933779,40.244388478370595,9.6490128089014415E-4,0.78119840172572719,null,{"$f":"K22*M22+Q22*S22*U22","v":108888.98648323547},"=",{"$f":"E6","v":200000},"*",{"$f":"SUMPRODUCT(F13:F123,G13:G123)","v":2.6538370966012411E-2},null,null,"+",{"$f":"E7","v":200000},"*",{"$f":"npx($E$4,$E$5)","v":0.96016981308285254},"*",{"$f":"$E$9^$E$5","v":0.53939058944928009},null,{"$f":"Y22*AA22","v":5307.6741932024825},"=",{"$f":"$E$6","v":200000},"*",{"$f":"SUMPRODUCT($F$13:$F$123,$G$13:$G$123)","v":2.6538370966012411E-2},null,null,null,null,null,{"$f":"AI22*AK22","v":5307.6741932024825},"=",{"$f":"$E$6","v":200000},"*",{"$f":"SUMPRODUCT($F$13:$F$123,$G$13:$G$123)","v":2.6538370966012411E-2},null,null,null,null,null,{"$f":"AS22*AU22*AW22","v":103581.31229003298},"=",{"$f":"$E$7","v":200000},"*",{"$f":"npx($E$4,$E$5)","v":0.96016981308285254},"*",{"$f":"$E$9^$E$5","v":0.53939058944928009}]
[null,11,35,101.38033263494435,41.676818412407904,1.0242264180123301E-3,0.76214478217144122]
[null,12,36,104.65168689774873,41.972343040528031,1.0572762943694477E-3,0.74355588504530856,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,null,null,null,null,"Using commutation numbers",null,null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,"Using Commutation numbers"]
[null,13,37,105.75655009738693,41.380943669738407,1.0684385193094291E-3,0.72542037565395956,null,"Pxn","=","K","*","Cx + Cx+1 + Cx+2 +...+ Cx+n-1",null,null,"+","D","*","Dx+n",null,null,null,"Px","=","K","*","Cx + Cx+1 + Cx+2 + ...",null,null,"=","Mx",null,"Pxn","=","K","*","Cx + Cx+1 + Cx+2 …+ Cx+n-1",null,null,"=","Mx- Mx+n",null,"Pxn","=","D","*","Dx+n"]
[null,14,38,117.15916736712097,44.724503318813667,1.1836370152958123E-3,0.70772719575996068,null,null,null,null,null,"Dx",null,null,null,null,null,"Dx",null,null,null,null,null,null,null,"Dx",null,null,null,"Dx",null,null,null,null,null,"Dx",null,null,null,"Dx",null,null,null,null,null,"Dx"]
[null,15,39,138.37870673681027,51.536468056485859,1.3980140274402987E-3,0.69046555683898614]
[null,16,40,158.26558543147985,57.505317748433406,1.5989274196286979E-3,0.67362493350144981,null,{"$f":"K28*M28/M29+Q28*S28/S29","v":108888.98648323519},"=",{"$f":"E6","v":200000},"*",{"$f":"SUM(E13:E123)","v":1416.8874845112887},null,null,"+",{"$f":"E7","v":200000},"*",{"$f":"DDx($E$4+$E$5,$E$8)","v":27651.106618594295},null,null,null,{"$f":"Y28*AE28/AA29","v":58698.410556538933},"=",{"$f":"E6","v":200000},"*",{"$f":"SUM(E13:$E$123)","v":1416.8874845112887},null,null,"=",{"$f":"mx($E$4,$E$8)","v":15669.583371334269},null,{"$f":"AO28/AO29*AI28","v":5307.6741932024652},"=",{"$f":"$E$6","v":200000},"*",{"$f":"SUM($E13:E$123)","v":1416.8874845112887},null,null,"=",{"$f":"mx($E$4,$E$8)-mx($E$4+$E$5,$E$8)","v":1416.8874845112896},null,{"$f":"AS28*AU28/AU29","v":103581.31229003273},"=",{"$f":"$E$7","v":200000},"*",{"$f":"DDx($E$4+$E$5,$E$8)","v":27651.106618594295}]
[null,17,41,175.16540147477644,62.093477426795815,1.769663080098748E-3,0.65719505707458525,null,null,null,null,null,{"$f":"DDx(E4,E8)","v":53390.145398370405},null,null,null,null,null,{"$f":"DDx($E$4,$E$8)","v":53390.145398370405},null,null,null,null,null,null,null,{"$f":"DDx($E$4,$E$8)","v":53390.145398370405},null,null,null,{"$f":"DDx($E$4,$E$8)","v":53390.145398370405},null,null,null,null,null,{"$f":"DDx($E$4,$E$8)","v":53390.145398370405},null,null,null,{"$f":"DDx($E$4,$E$8)","v":53390.145398370405},null,null,null,null,null,{"$f":"DDx($E$4,$E$8)","v":53390.145398370405}]
[null,18,42,188.86570888894494,65.317101034877879,1.9080747071251623E-3,0.64116590934105877]
[null,19,43,204.80951084451226,69.103499796849007,2.0691519372151549E-3,0.62552771643030136,null,"Pxn","=","K","*","Mx - Mx+n",null,null,"+","D","*","Dx+n"]
[null,20,44,229.38763768151694,75.508538825280866,2.3174601263623654E-3,0.61027094285883055,null,null,null,null,null,"Dx",null,null,null,null,null,"Dx"]
[null,21,45,259.2489991428738,83.256716755882749,2.6191438404676252E-3,0.59538628571593233]
[null,22,46,298.41115046555933,93.496073746407902,3.0147916838744833E-3,0.58086466899115352,null,{"$f":"K34*M34/M35+Q34*S34/S35","v":108888.98648323519},"=",{"$f":"E6","v":200000},"*",{"$f":"mx(E4,E8)-mx(E4+E5,E8)","v":1416.8874845112896},null,null,"+",{"$f":"E7","v":200000},"*",{"$f":"DDx($E$4+$E$5,$E$8)","v":27651.106618594295}]
[null,23,47,323.00345195400587,98.732838959614355,3.2632430768570037E-3,0.56669723804014993,null,null,null,null,null,{"$f":"DDx(E4,E8)","v":53390.145398370405},null,null,null,null,null,{"$f":"DDx($E$4,$E$8)","v":53390.145398370405}]
[null,24,48,360.96878991738777,107.64658317157735,3.6467997401684422E-3,0.55287535418551204]
[null,25,49,388.56733954447554,113.05063971848665,3.9256226922361765E-3,0.53939058944928009]
[null,26,50,0,0,0,0]
[null,27,51,0,0,0,0]
[null,28,52,0,0,0,0]
[null,29,53,0,0,0,0]
[null,30,54,0,0,0,0]
[null,31,55,0,0,0,0]
[null,32,56,0,0,0,0]
[null,33,57,0,0,0,0]
[null,34,58,0,0,0,0]
[null,35,59,0,0,0,0]
[null,36,60,0,0,0,0]
[null,37,61,0,0,0,0]
[null,38,62,0,0,0,0]
[null,39,63,0,0,0,0]
[null,40,64,0,0,0,0]
[null,41,65,0,0,0,0]
[null,42,66,0,0,0,0]
[null,43,67,0,0,0,0]
[null,44,68,0,0,0,0]
[null,45,69,0,0,0,0]
[null,46,70,0,0,0,0]
[null,47,71,0,0,0,0]
[null,48,72,0,0,0,0]
[null,49,73,0,0,0,0]
[null,50,74,0,0,0,0]
[null,51,75,0,0,0,0]
[null,52,76,0,0,0,0]
[null,53,77,0,0,0,0]
[null,54,78,0,0,0,0]
[null,55,79,0,0,0,0]
[null,56,80,0,0,0,0]
[null,57,{"$f":"C68+1","v":81},0,0,0,0]
[null,58,82,0,0,0,0]
[null,59,83,0,0,0,0]
[null,60,84,0,0,0,0]
[null,61,85,0,0,0,0]
[null,62,86,0,0,0,0]
[null,63,87,0,0,0,0]
[null,64,88,0,0,0,0]
[null,65,{"$f":"C76+1","v":89},0,0,0,0]
[null,66,90,{"$f":"IF(C78<$E$10,dx(C78),0)","v":0},{"$f":"IF(C78<$E$10,cx(C78,$E$8),0)","v":0},{"$f":"IF(C78<$E$10,n_qx($E$4,B78-1),0)","v":0},{"$f":"IF(C78<$E$10,$E$9^B78,0)","v":0}]
[null,{"$f":"(B78+1)","v":67},{"$f":"C78+1","v":91},0,0,0,0]
[null,68,92,0,0,0,0]
[null,69,93,0,0,0,0]
[null,70,94,0,0,0,0]
[null,71,95,0,0,0,0]
[null,72,96,0,0,0,0]
[null,73,97,0,0,0,0]
[null,74,98,0,0,0,0]
[null,75,{"$f":"C86+1","v":99},0,0,0,0]
[null,76,{"$f":"C87+1","v":100},0,0,0,0]
[null,77,101,0,0,0,0]
[null,78,102,0,0,0,0]
[null,79,103,0,0,0,0]
[null,80,104,0,0,0,0]
[null,81,105,0,0,0,0]
[null,82,106,0,0,0,0]
[null,83,107,0,0,0,0]
[null,84,{"$f":"C95+1","v":108},0,0,0,0]
[null,85,109,0,0,0,0]
[null,86,110,0,0,0,0]
[null,87,111,0,0,0,0]
[null,88,112,0,0,0,0]
[null,89,113,0,0,0,0]
[null,90,{"$f":"C101+1","v":114},0,0,0,0]
[null,91,115,0,0,0,0]
[null,92,116,0,0,0,0]
[null,93,117,0,0,0,0]
[null,94,118,0,0,0,0]
[null,95,119,0,0,0,0]
[null,96,120,0,0,0,0]
[null,97,121,0,0,0,0]
[null,98,122,0,0,0,0]
[null,99,123,0,0,0,0]
[null,100,124,0,0,0,0]
[null,101,125,0,0,0,0]
[null,102,126,0,0,0,0]
[null,103,127,0,0,0,0]
[null,104,128,0,0,0,0]
[null,105,129,0,0,0,0]
[null,106,130,0,0,0,0]
[null,107,{"$f":"C118+1","v":131},0,0,0,0]
[null,108,{"$f":"C119+1","v":132},0,0,0,0]
[null,109,{"$f":"C120+1","v":133},0,0,0,0]
[null,110,{"$f":"C121+1","v":134},0,0,0,0]
[null,111,{"$f":"C122+1","v":135},0,0,0,0]

{"sheet":"ANNUITY","index":3,"n_rows":127,"n_cols":142,"rows_kept":127,"cut":false,"hidden":false,"merged":[[23,134,24,134],[23,135,24,135],[23,136,24,138],[26,123,27,123],[26,124,27,124],[26,125,27,127],[26,134,27,134],[26,135,27,135],[26,136,27,138],[17,130,18,131],[17,134,18,134],[17,135,18,135],[17,136,18,136],[17,137,18,137],[17,138,18,139],[17,140,18,140],[17,141,18,142],[20,123,21,123],[20,124,21,124],[20,125,21,125],[20,126,21,126],[20,127,21,128],[20,129,21,129],[20,130,21,131],[20,134,21,134],[20,135,21,135],[20,136,21,136],[20,137,21,137],[20,138,21,139],[20,140,21,140],[20,141,21,142],[26,112,27,112],[26,113,27,113],[26,114,27,116],[17,123,18,123],[17,124,18,124],[17,125,18,125],[17,126,18,126],[17,127,18,128],[17,129,18,129],[23,123,24,123],[23,124,24,124],[23,125,24,127],[17,119,18,120],[20,112,21,112],[20,113,21,113],[20,114,21,114],[20,115,21,115],[20,116,21,117],[20,118,21,118],[20,119,21,120],[23,112,24,112],[23,113,24,113],[23,114,24,116],[8,4,9,4],[8,5,9,5],[17,112,18,112],[17,113,18,113],[17,114,18,114],[17,115,18,115],[17,116,18,117],[17,118,18,118],[10,4,11,4],[10,5,11,5],[17,108,18,109],[17,105,18,106],[17,89,18,89],[17,90,18,90],[18,86,18,88],[7,85,8,85],[7,86,8,86],[7,87,8,87],[7,88,8,88],[15,82,15,84],[17,71,18,71],[17,72,18,72],[17,73,18,73],[17,74,18,74],[20,105,21,106],[20,108,21,109],[20,107,21,107],[23,101,24,101],[23,102,24,102],[23,103,24,105],[17,104,18,104],[17,107,18,107],[20,101,21,101],[20,102,21,102],[20,103,21,103],[20,104,21,104],[40,18,41,18],[38,20,38,22],[37,20,37,22],[37,19,38,19],[37,18,38,18],[17,101,18,101],[17,102,18,102],[17,103,18,103],[26,101,27,101],[26,102,27,102],[26,103,27,105],[37,72,38,72],[37,73,37,75],[38,73,38,75],[37,61,38,61],[37,62,38,62],[37,63,37,65],[38,63,38,65],[37,71,38,71],[37,53,37,55],[37,51,38,51],[37,52,38,52],[38,53,38,55],[32,71,33,71],[43,84,43,86],[44,84,44,86],[46,82,47,82],[46,83,47,83],[46,84,46,86],[47,84,47,86],[41,20,41,22],[40,20,40,22],[40,19,41,19],[40,71,41,71],[40,72,41,72],[40,73,40,75],[41,73,41,75],[43,82,44,82],[43,83,44,83],[40,61,41,61],[40,62,41,62],[40,63,40,65],[41,63,41,65],[40,53,40,55],[40,51,41,51],[40,52,41,52],[41,53,41,55],[43,41,44,41],[43,42,43,44],[44,42,44,44],[46,40,47,40],[46,41,47,41],[46,42,46,44],[47,42,47,44],[43,28,44,28],[43,29,44,29],[43,30,43,32],[44,30,44,32],[46,28,47,28],[46,29,47,29],[46,30,46,32],[47,30,47,32],[43,40,44,40],[40,8,41,8],[40,9,41,9],[40,10,40,12],[41,10,41,12],[15,40,15,42],[37,8,38,8],[37,9,38,9],[37,10,37,12],[38,10,38,12],[15,28,15,30],[15,18,15,21],[15,8,15,11],[17,12,17,14],[20,12,20,14],[23,8,24,8],[23,9,24,9],[23,40,24,40],[23,41,24,41],[23,42,24,42],[23,28,24,28],[35,34,36,34],[32,42,33,42],[35,35,36,35],[38,42,39,42],[32,72,33,72],[32,73,33,73],[32,74,33,74],[32,75,32,77],[32,78,33,78],[33,75,33,77],[26,71,27,71],[26,72,27,72],[26,73,27,73],[26,74,27,74],[26,75,27,77],[26,78,27,78],[38,89,39,89],[38,90,39,90],[35,82,36,82],[35,83,36,83],[35,84,36,84],[35,85,36,85],[35,86,36,86],[35,87,36,87],[35,88,36,88],[35,89,36,89],[35,90,36,90],[38,82,39,82],[38,83,39,83],[38,84,39,84],[38,85,39,85],[38,86,39,86],[38,87,39,87],[38,88,39,88],[29,89,30,89],[30,86,30,88],[32,82,33,82],[32,83,33,83],[32,84,33,84],[32,85,33,85],[32,86,32,88],[32,89,33,89],[33,86,33,88],[29,82,30,82],[29,83,30,83],[29,84,30,84],[29,85,30,85],[29,86,29,88],[23,89,24,89],[23,90,24,90],[26,82,27,82],[26,83,27,83],[26,84,27,84],[26,85,27,85],[26,86,27,88],[26,89,27,89],[26,90,27,90],[23,82,24,82],[23,83,24,83],[23,84,24,84],[23,85,24,85],[23,86,24,88],[20,82,21,82],[20,83,21,83],[20,84,21,84],[20,85,21,85],[20,86,20,88],[20,89,21,89],[20,90,21,90],[21,86,21,88],[3,82,3,84],[3,85,3,86],[4,82,5,82],[4,83,5,83],[4,84,5,84],[4,85,5,85],[17,82,18,82],[17,83,18,83],[17,84,18,84],[17,85,18,85],[17,86,17,88],[4,87,5,87],[4,88,5,88],[7,82,8,82],[7,83,8,83],[7,84,8,84],[26,79,27,79],[29,71,30,71],[29,72,30,72],[29,73,30,73],[29,74,30,74],[29,75,29,77],[29,78,30,78],[30,75,30,77],[20,71,21,71],[20,72,21,72],[20,73,21,73],[20,74,21,74],[20,75,20,77],[20,78,21,78],[20,79,21,79],[21,75,21,77],[23,71,24,71],[23,72,24,72],[23,73,24,73],[23,74,24,74],[23,75,24,77],[23,78,24,78],[23,79,24,79],[17,75,17,77],[17,78,18,78],[17,79,18,79],[18,75,18,77],[3,71,3,73],[3,74,3,75],[4,71,5,71],[4,72,5,72],[4,73,5,73],[4,74,5,74],[4,76,5,76],[4,77,5,77],[7,71,8,71],[7,72,8,72],[7,73,8,73],[7,74,8,74],[7,75,8,75],[7,76,8,76],[7,77,8,77],[15,71,15,75],[4,66,5,66],[4,67,5,67],[7,66,8,66],[7,67,8,67],[3,21,3,22],[3,18,3,20],[3,61,3,63],[3,64,3,65],[3,40,3,42],[3,43,3,44],[4,40,5,40],[4,41,5,41],[4,42,5,42],[4,43,5,43],[4,45,5,45],[4,46,5,46],[7,40,8,40],[7,41,8,41],[7,42,8,42],[7,43,8,43],[7,44,8,44],[7,45,8,45],[7,46,8,46],[3,51,3,53],[7,65,8,65],[4,18,5,18],[4,19,5,19],[4,20,5,20],[4,21,5,21],[7,18,8,18],[7,19,8,19],[7,20,8,20],[7,21,8,21],[7,22,8,22],[7,23,8,23],[7,24,8,24],[4,23,5,23],[4,24,5,24],[7,32,8,32],[4,61,5,61],[4,62,5,62],[4,63,5,63],[4,64,5,64],[7,61,8,61],[7,62,8,62],[7,63,8,63],[7,64,8,64],[3,54,3,55],[4,51,5,51],[4,52,5,52],[4,53,5,53],[4,54,5,54],[4,56,5,56],[4,57,5,57],[7,51,8,51],[7,52,8,52],[7,53,8,53],[7,54,8,54],[7,55,8,55],[7,56,8,56],[7,57,8,57],[3,8,3,9],[7,12,8,12],[3,28,3,29],[4,28,5,28],[4,29,5,29],[4,30,5,30],[4,31,5,31],[7,28,8,28],[7,29,8,29],[7,30,8,30],[7,31,8,31],[4,8,5,8],[4,9,5,9],[4,10,5,10],[4,11,5,11],[7,8,8,8],[7,9,8,9],[7,10,8,10],[7,11,8,11],[15,51,15,55],[15,61,15,65],[29,61,30,61],[29,62,30,62],[29,63,30,63],[29,64,30,64],[29,65,29,67],[23,61,24,61],[23,62,24,62],[23,63,24,63],[23,64,24,64],[23,65,24,67],[17,61,18,61],[17,62,18,62],[17,63,18,63],[17,64,18,64],[17,65,17,67],[29,51,30,51],[29,52,30,52],[29,53,30,53],[29,54,30,54],[29,55,29,57],[29,58,30,58],[30,55,30,57],[29,68,30,68],[30,65,30,67],[32,61,33,61],[32,62,33,62],[32,63,33,63],[32,64,33,64],[32,65,32,67],[32,68,33,68],[33,65,33,67],[23,68,24,68],[23,69,24,69],[26,61,27,61],[26,62,27,62],[26,63,27,63],[26,64,27,64],[26,65,27,67],[26,68,27,68],[26,69,27,69],[17,68,18,68],[17,69,18,69],[18,65,18,67],[20,61,21,61],[20,62,21,62],[20,63,21,63],[20,64,21,64],[20,65,20,67],[20,68,21,68],[20,69,21,69],[21,65,21,67],[32,51,33,51],[32,52,33,52],[32,53,33,53],[32,54,33,54],[32,55,32,57],[32,58,33,58],[33,55,33,57],[23,52,24,52],[23,53,24,53],[23,54,24,54],[23,55,24,57],[23,58,24,58],[23,51,24,51],[23,59,24,59],[26,51,27,51],[26,52,27,52],[26,53,27,53],[26,54,27,54],[26,55,27,57],[26,58,27,58],[26,59,27,59],[17,52,18,52],[17,53,18,53],[17,54,18,54],[17,55,17,57],[17,58,18,58],[17,59,18,59],[18,55,18,57],[20,51,21,51],[20,52,21,52],[20,53,21,53],[20,54,21,54],[20,55,20,57],[20,58,21,58],[20,59,21,59],[21,55,21,57],[17,51,18,51],[20,28,21,28],[20,29,21,29],[20,30,21,30],[20,31,21,31],[20,32,20,34],[20,43,21,43],[20,44,20,46],[20,47,21,47],[20,48,21,48],[21,32,21,34],[21,44,21,46],[20,35,21,35],[20,36,21,36],[20,40,21,40],[20,41,21,41],[20,42,21,42],[32,44,32,46],[4,1,4,2],[5,1,5,2],[6,1,6,2],[7,1,7,2],[9,1,9,2],[10,1,10,2],[5,4,6,4],[5,5,6,5],[23,31,24,31],[23,32,24,34],[17,28,18,28],[17,29,18,29],[17,30,18,30],[17,31,18,31],[17,11,18,11],[17,10,18,10],[17,9,18,9],[17,8,18,8],[18,12,18,14],[26,28,27,28],[26,31,27,31],[26,32,27,34],[8,1,8,2],[38,43,39,43],[38,45,39,45],[38,46,39,46],[38,36,39,36],[38,32,39,32],[32,28,33,28],[32,29,33,29],[32,30,33,30],[32,31,33,31],[32,32,32,34],[32,35,33,35],[32,40,33,40],[32,41,33,41],[38,28,39,28],[38,29,39,29],[38,30,39,30],[35,36,36,36],[35,32,36,32],[33,32,33,34],[35,29,36,29],[35,30,36,30],[35,31,36,31],[35,33,36,33],[32,43,33,43],[29,38,30,38],[29,40,30,40],[29,41,30,41],[29,42,30,42],[29,43,30,43],[29,44,29,46],[29,47,30,47],[30,32,30,34],[30,44,30,46],[23,29,24,29],[23,30,24,30],[23,35,24,35],[23,36,24,36],[26,48,27,48],[26,42,27,42],[26,43,27,43],[26,47,27,47],[26,44,27,46],[26,40,27,40],[26,41,27,41],[26,29,27,29],[26,30,27,30],[23,47,24,47],[23,48,24,48],[17,43,18,43],[17,44,17,46],[17,47,18,47],[17,48,18,48],[18,32,18,34],[18,44,18,46],[17,35,18,35],[17,36,18,36],[17,40,18,40],[17,41,18,41],[17,42,18,42],[17,32,17,34],[23,10,24,10],[23,11,24,11],[23,12,24,14],[20,8,21,8],[20,9,21,9],[20,10,21,10],[20,11,21,11],[21,12,21,14],[26,8,27,8],[26,9,27,9],[26,10,27,10],[26,11,27,11],[26,12,27,14],[32,8,33,8],[32,9,33,9],[32,10,33,10],[32,11,33,11],[32,12,32,14],[33,12,33,14],[29,8,30,8],[29,9,30,9],[29,10,30,10],[29,11,30,11],[29,12,29,14],[30,12,30,14],[32,15,33,15],[17,18,18,18],[17,19,18,19],[17,20,18,20],[20,18,21,18],[20,19,21,19],[20,20,21,20],[23,18,24,18],[23,19,24,19],[23,20,24,20],[29,18,30,18],[29,19,30,19],[29,20,30,20],[32,18,33,18],[32,19,33,19],[29,15,30,15],[17,15,18,15],[17,16,18,16],[20,15,21,15],[20,16,21,16],[23,15,24,15],[23,16,24,16],[26,15,27,15],[26,16,27,16],[26,18,27,18],[26,19,27,19],[26,20,27,20],[26,21,27,21],[26,22,27,24],[26,25,27,25],[26,26,27,26],[17,21,18,21],[17,22,17,24],[17,25,18,25],[17,26,18,26],[18,22,18,24],[20,21,21,21],[20,22,20,24],[20,25,21,25],[20,26,21,26],[21,22,21,24],[33,44,33,46],[35,28,36,28],[32,20,33,20],[32,21,33,21],[32,22,32,24],[32,25,33,25],[33,22,33,24],[23,21,24,21],[23,22,24,24],[23,25,24,25],[23,26,24,26],[29,21,30,21],[29,22,29,24],[29,25,30,25],[26,35,27,35],[26,36,27,36],[23,43,24,43],[23,44,24,46],[29,29,30,29],[29,30,30,30],[29,31,30,31],[29,32,29,34],[29,35,30,35],[29,37,30,37],[12,4,13,4],[12,5,13,5],[29,27,30,27],[29,28,30,28],[30,22,30,24],[38,47,39,47],[35,44,36,44],[35,48,36,48],[38,44,39,44],[38,48,39,48],[35,40,36,40],[35,41,36,41],[35,42,36,42],[35,43,36,43],[35,45,36,45],[35,46,36,46],[35,47,36,47],[38,31,39,31],[38,33,39,33],[38,34,39,34],[38,35,39,35],[38,40,39,40],[38,41,39,41],[32,47,33,47]]}
[]
[null,"Contract","in arrears","Whole life","annuity"]
[]
[null,null,null,null,null,null,null,null,"Frequency of premium (m)",null,"monthly","m =",{"$f":"IF(K4=\"Anually\",1,IF(K4=\"Semianually\",2,IF(K4=\"Quarterly\",4,12)))","v":12},null,null,null,null,null,"Frequency of premium (m)",null,null,"Semianually",null,"m =",{"$f":"IF(V4=\"Anually\",1,IF(V4=\"Semianually\",2,IF(V4=\"Quarterly\",4,12)))","v":2},null,null,null,"Frequency of premium (m)",null,"Anually","m =",{"$f":"IF(AE4=\"Anually\",1,IF(AE4=\"Semianually\",2,IF(AE4=\"Quarterly\",4,12)))","v":1},null,null,null,null,null,null,null,"Frequency of premium (m)",null,null,"Semianually",null,"m =",{"$f":"IF(AR4=\"Anually\",1,IF(AR4=\"Semianually\",2,IF(AR4=\"Quarterly\",4,12)))","v":2},null,null,null,null,"Frequency of premium (m)",null,null,"Semianually",null,"m =",{"$f":"IF(BC4=\"Anually\",1,IF(BC4=\"Semianually\",2,IF(BC4=\"Quarterly\",4,12)))","v":2},null,null,null,"Frequency of premium (m)",null,null,"Semianually",null,"m =",{"$f":"IF(BM4=\"Anually\",1,IF(BM4=\"Semianually\",2,IF(BM4=\"Quarterly\",4,12)))","v":2},null,null,null,"Frequency of premium (m)",null,null,"Anually",null,"m =",{"$f":"IF(BW4=\"Anually\",1,IF(BW4=\"Semianually\",2,IF(BW4=\"Quarterly\",4,12)))","v":1},null,null,null,null,"Frequency of premium (m)",null,null,"Anually",null,"m =",{"$f":"IF(CH4=\"Anually\",1,IF(CH4=\"Semianually\",2,IF(CH4=\"Quarterly\",4,12)))","v":1}]
[null,"Age (X)",null,30,"k|ax",{"$f":"IF(D2=\"Temporary\",Daxn(D5,D6,D10,D13,1,D8),dax(D5,D10,D13,1,D8))","v":6.1152673467469292},null,null,"nPx(m)","=","nPx","-","m - 1",null,null,null,null,null,"nPx(m)","=","nPx","-","m - 1","*","(1-nEx)",null,null,null,"nPx(m)","=","nPx","+","m - 1",null,null,null,null,null,null,null,"nPx(m)","=","nPx","+","m - 1","*","(1-nEx)",null,null,null,null,"nPx(m)","=","nPx","-","m - 1","*","nEx",null,null,null,"nPx(m)","=","nPx","+","m - 1","*","nEx",null,null,null,"nPx(m)","=","nPx","-","m - 1","*","(1-nEx)",null,null,null,null,"nPx(m)","=","nPx","+","m - 1","*","(1-nEx)"]
[null,"Policy period (N)",null,50,"Single premium",{"$f":"F5*D7","v":30576.336733734646},null,null,null,null,null,null,"2 * m",null,null,null,null,null,null,null,null,null,"2 * m",null,null,null,null,null,null,null,null,null,"2 * m",null,null,null,null,null,null,null,null,null,null,null,"2 * m",null,null,null,null,null,null,null,null,null,null,"2 * m",null,null,null,null,null,null,null,null,null,"2 * m",null,null,null,null,null,null,null,null,null,"2 * m",null,null,null,null,null,null,null,null,null,null,"2 * m"]
[null,"Annuity (D)",null,5000]
[null,"Deferred (k)",null,30,"nPx",{"$f":"IF(D2=\"Temporary\",regular_Temporary_annuity(D5,D6,D10,D8,D13),regular_Whole_life_annuity(D5,D10,D8,D13))","v":0.29184479845792571},null,null,{"$f":"K8-M8","v":1458.7656589562953},"=",{"$f":"F9","v":1459.2239922896285},"-",{"$f":"(M4-1)/(2*M4)","v":0.45833333333333331},null,null,null,null,null,{"$f":"U8-W8*Y8","v":1459.0069818975878},"=",{"$f":"F9","v":1459.2239922896285},"-",{"$f":"(Y4-1)/(2*Y4)","v":0.25},"*",{"$f":"1-nex($D$5,$D$6,$D$10)","v":0.86804156816314704},null,null,null,{"$f":"AE8+AG8","v":1459.2239922896285},"=",{"$f":"F9","v":1459.2239922896285},"+",{"$f":"(AG4-1)/(2*AG4)","v":0},null,null,null,null,null,null,null,{"$f":"AQ8+AS8*AU8","v":1459.4410026816693},"=",{"$f":"F9","v":1459.2239922896285},"+",{"$f":"(AU4-1)/(2*AU4)","v":0.25},"*",{"$f":"1-nex($D$5,$D$6,$D$10)","v":0.86804156816314704},null,null,null,null,{"$f":"BB8-BD8*BF8","v":1459.1910026816693},"=",{"$f":"F9","v":1459.2239922896285},"-",{"$f":"(BF4-1)/(2*BF4)","v":0.25},"*",{"$f":"nex($D$5,$D$6,$D$10)","v":0.13195843183685299},null,null,null,{"$f":"BL8+BN8*BP8","v":1459.2569818975878},"=",{"$f":"F9","v":1459.2239922896285},"+",{"$f":"(BP4-1)/(2*BP4)","v":0.25},"*",{"$f":"nex($D$5,$D$6,$D$10)","v":0.13195843183685299},null,null,null,{"$f":"BV8-BX8*BZ8","v":1459.2239922896285},"=",{"$f":"F9","v":1459.2239922896285},"-",{"$f":"(BZ4-1)/(2*BZ4)","v":0},"*",{"$f":"1-nex($D$5,$D$6,$D$10)","v":0.86804156816314704},null,null,null,null,{"$f":"CG8+CI8*CK8","v":1459.2239922896285},"=",{"$f":"F9","v":1459.2239922896285},"+",{"$f":"(CK4-1)/(2*CK4)","v":0},"*",{"$f":"1-nex($D$5,$D$6,$D$10)","v":0.86804156816314704}]
[null,"t",null,12,"Regular premium",{"$f":"F8*D7","v":1459.2239922896285}]
[null,"Interest rate (i)",null,2.5000000000000001E-2]
[null,"Discont factor (v)",null,{"$f":"1/(1+D10)","v":0.97560975609756106},"tVx",{"$f":"IF(D2=\"Temporary\",tVx_Temporary_annuity(D5,D6,D9,D10,D13,D8),tVx_Whole_life_annuity(D5,D9,D10,D13,D8))","v":4.1626992875626572}]
[null,null,"delka vypoc",{"$f":"IF($D$2=\"Temporary\",$D$6,omega()-D5)-1+D13","v":76}]
[null,null,"polhut/predlh",{"$f":"IF(C2=\"in arrears\",1,0)","v":1},"Netto reserve",{"$f":"F11*D7","v":20813.496437813286}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"overeno pro whole life"]
[null,"t","x","lx","tpx","vt","Dx",null,"In advance whole life annuity",null,null,null,"ӓx",null,null,null,null,null,"In advance temporary annuity",null,null,null,"ӓxn˥",null,null,null,null,null,"In arrears whole life annuity",null,null,"ax",null,null,null,null,null,null,null,null,"In arrears temporary annuity",null,null,"axn˥",null,null,null,null,null,null,null,"In advance deferred whole life annuity",null,null,null,null,"k|ӓx",null,null,null,null,"In arrears deferred whole life annuity",null,null,null,null,"k|ax",null,null,null,null,"I advance deferred temporary annuity",null,null,null,null,"k|ӓxn˥",null,null,null,null,null," In arrears deferred temporary annuity",null,null,"k|axn˥",null,null,null,null,null,null,null,null,"t","x","k-tax+t","ax+t,k-t","tVx","k*TvX"]
[null,{"$f":"D13+D8","v":31},{"$f":"D5+$D$13+$D$8","v":61},{"$f":"IF(B17<=$D$12,lx(C17),0)","v":87000.712018521619},{"$f":"D17/lx($D$5)","v":0.88222529901214597},{"$f":"IF(B17<=$D$12,$D$11^(B17),0)","v":0.46511481481070355},{"$f":"IF(B17<=$D$12,DDx(C17,$D$10),0)","v":19291.545341584442},null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,null,null,0,{"$f":"D5+$D$8+$D$13","v":61},{"$f":"IF(CQ17<=$D$12,IF($D$8>CQ17,IF($D$2=\"Whole life\",dax($D$5+CQ17,$D$10,$D$13,1,$D$8-CQ17),Daxn($D$5+CQ17,$D$6-CQ17,$D$10,$D$13,1,$D$8-CQ17)),IF($D$2=\"Whole life\",dax($D$5+CQ17,$D$10,$D$13,1,0),Daxn($D$5+CQ17,$D$6-CQ17,$D$10,$D$13,1,0))),0)","v":6.1152673467469292},{"$f":"IF(CQ17<=$D$12,IF($D$8>CQ17,Daxn($D$5+CQ17,$D$8-CQ17,$D$10,0,1,0),0),0)","v":20.953833609710699},{"$f":"CS17-$F$8*CT17","v":0},{"$f":"CU17*$D$7","v":0},null,"Netto reserves for k > t",null,null,null,null,null,null,null,null,null,null,"Netto reserves for k > t",null,null,null,null,null,null,null,null,null,null,"Netto reserves for k > t",null,null,null,null,null,null,null,null,null,null,"Netto reserves for k > t"]
[null,{"$f":"B17+1","v":32},{"$f":"C17+1","v":62},{"$f":"IF(B18<=$D$12,lx(C18),0)","v":85733.59709985349},{"$f":"D18/lx($D$5)","v":0.86937619913619602},0.45377055103483266,18546.902605745192,null,"Px","=","D","*","lx + lx+1 * v + lx+2 * v2...",null,null,null,null,null,"Pxn","=","D","*","lx + lx+1 * v + lx+2 * v2 +…+ lx+n-1 * vn-1",null,null,null,null,null,"Px","=","D","*","lx+1 * v + lx+2 * v2...",null,null,null,null,null,null,null,"Pxn","=","D","*","lx+1 * v + lx+2 * v2 +…+ lx+n*vn",null,null,null,null,null,null,"Px","=","D","*","lx+k * vk + lx+k+1 * vk+1 +…",null,null,null,null,null,"Px","=","D","*","lx+k+1 * vk+1 + lx+k+2 * vk+2 +...",null,null,null,null,null,"Pxn","=","D","*","lx+k * vk + lx+k+1 * vk+1 +…+ lx+n-1*vn-1",null,null,null,null,null,null,"Pxn","=","D","*","lx+k+1 * vk+1 + lx+k+2 * vk+2 +…+ lx+n*vn",null,null,null,null,null,null,null,{"$f":"CQ17+1","v":1},{"$f":"CR17+1","v":62},{"$f":"IF(CQ18<=$D$12,IF($D$8>CQ18,IF($D$2=\"Whole life\",dax($D$5+CQ18,$D$10,$D$13,1,$D$8-CQ18),Daxn($D$5+CQ18,$D$6-CQ18,$D$10,$D$13,1,$D$8-CQ18)),IF($D$2=\"Whole life\",dax($D$5+CQ18,$D$10,$D$13,1,0),Daxn($D$5+CQ18,$D$6-CQ18,$D$10,$D$13,1,0))),0)","v":6.2727988513066872},{"$f":"IF(CQ18<=$D$12,IF($D$8>CQ18,Daxn($D$5+CQ18,$D$8-CQ18,$D$10,0,1,0),0),0)","v":20.467851599773706},{"$f":"CS18-$F$8*CT18","v":0.29936282630399802},{"$f":"CU18*$D$7","v":1496.81413151999},null,"tVx","=","k-t|ӓx+t","-","kPx",null,"*","ӓx+t,k-t",null,null,null,"tVx","=","k-t|ӓx+t,n-t","-","k|nPx",null,"*","ӓx+t,k-t",null,null,null,"tVx","=","k-t|ax+t","-","kPx",null,"*","ax+t,k-t",null,null,null,"tVx","=","k-t|ax+t,n-t","-","k|nPx",null,"*","ax+t,k-t"]
[null,{"$f":"B18+1","v":33},{"$f":"C18+1","v":63},84360.527255680427,0.85545266994045499,0.44270297661934899,17804.745314387332,null,null,null,null,null,"lx",null,null,null,null,null,null,null,null,null,"lx",null,null,null,null,null,null,null,null,null,"lx",null,null,null,null,null,null,null,null,null,null,null,"lx",null,null,null,null,null,null,null,null,null,null,"lx",null,null,null,null,null,null,null,null,null,"lx",null,null,null,null,null,null,null,null,null,"lx",null,null,null,null,null,null,null,null,null,null,"lx",null,null,null,null,null,null,null,{"$f":"CQ18+1","v":2},63,{"$f":"IF(CQ19<=$D$12,IF($D$8>CQ19,IF($D$2=\"Whole life\",dax($D$5+CQ19,$D$10,$D$13,1,$D$8-CQ19),Daxn($D$5+CQ19,$D$6-CQ19,$D$10,$D$13,1,$D$8-CQ19)),IF($D$2=\"Whole life\",dax($D$5+CQ19,$D$10,$D$13,1,0),Daxn($D$5+CQ19,$D$6-CQ19,$D$10,$D$13,1,0))),0)","v":6.4345842880285202},{"$f":"IF(CQ19<=$D$12,IF($D$8>CQ19,Daxn($D$5+CQ19,$D$8-CQ19,$D$10,0,1,0),0),0)","v":19.969958386196346},0.60645580759588391,3032.2790379794196]
[null,34,64,82892.297676371643,0.84056417938018912,0.43190534304326733,17068.163438734082,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,64,{"$f":"IF(CQ20<=$D$12,IF($D$8>CQ20,IF($D$2=\"Whole life\",dax($D$5+CQ20,$D$10,$D$13,1,$D$8-CQ20),Daxn($D$5+CQ20,$D$6-CQ20,$D$10,$D$13,1,$D$8-CQ20)),IF($D$2=\"Whole life\",dax($D$5+CQ20,$D$10,$D$13,1,0),Daxn($D$5+CQ20,$D$6-CQ20,$D$10,$D$13,1,0))),0)","v":6.6010889816653329},{"$f":"IF(CQ20<=$D$12,IF($D$8>CQ20,Daxn($D$5+CQ20,$D$8-CQ20,$D$10,0,1,0),0),0)","v":19.460835025309336},0.92154550588098783,4607.7275294049396]
[null,35,65,81319.248362175436,0.82461277082985274,0.4213710663836755,16335.863855641981,null,{"$f":"K21*(M21/M22)","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT(D17:D134,F17:F134)","v":603057.5341087284},null,null,null,null,null,{"$f":"U21*(W21/W22)","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT(D17:D134,F17:F134)","v":603057.5341087284},null,null,null,null,null,{"$f":"AE21*(AG21/AG22)","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($D$17:$D$134,$F$17:$F$134)","v":603057.5341087284},null,null,null,null,null,null,null,{"$f":"AQ21*(AS21/AS22)","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($D$17:$D$134,$F$17:$F$134)","v":603057.5341087284},null,null,null,null,null,null,{"$f":"BB21*(BD21/BD22)","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($D$17:$D$134,$F$17:F$134)","v":603057.5341087284},null,null,null,null,null,{"$f":"BL21*(BN21/BN22)","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($D$17:$D$134,$F$17:$F134)","v":603057.5341087284},null,null,null,null,null,{"$f":"BV21*(BX21/BX22)","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT(D17:D134,F17:F134)","v":603057.5341087284},null,null,null,null,null,null,{"$f":"CG21*(CI21/CI22)","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($D$17:$D$134,$F$17:$F$134)","v":603057.5341087284},null,null,null,null,null,null,null,4,65,{"$f":"IF(CQ21<=$D$12,IF($D$8>CQ21,IF($D$2=\"Whole life\",dax($D$5+CQ21,$D$10,$D$13,1,$D$8-CQ21),Daxn($D$5+CQ21,$D$6-CQ21,$D$10,$D$13,1,$D$8-CQ21)),IF($D$2=\"Whole life\",dax($D$5+CQ21,$D$10,$D$13,1,0),Daxn($D$5+CQ21,$D$6-CQ21,$D$10,$D$13,1,0))),0)","v":6.7724776224967753},{"$f":"IF(CQ21<=$D$12,IF($D$8>CQ21,Daxn($D$5+CQ21,$D$8-CQ21,$D$10,0,1,0),0),0)","v":18.940146458981761},1.2448943964116479,6224.4719820582395,null,{"$f":"CZ21-DB21*DE21","v":4.2849858367440312},"=",{"$f":"dax($D$5+$D$9,$D$10,$D$13,1,$D$8-$D$9)","v":8.3361014549496417},"-",{"$f":"$F$8","v":0.29184479845792571},null,"*",{"$f":"Daxn($D$5+$D$9,$D$8-$D$9,$D$10,$D$13,1,0)","v":13.881061576602491},null,null,null,{"$f":"DK21-DM21*DP21","v":3.2117813621573168},"=",{"$f":"Daxn($D$5+$D$9,$D$6-$D$9,$D$10,$D$13,1,$D$8-$D$9)","v":7.2628969803629273},"-",{"$f":"$F$8","v":0.29184479845792571},null,"*",{"$f":"Daxn($D$5+$D$9,$D$8-$D$9,$D$10,$D$13,1,0)","v":13.881061576602491},null,null,null,{"$f":"DV21-DX21*EA21","v":4.1626992875626572},"=",{"$f":"dax($D$5+$D$9,$D$10,$D$13,1,$D$8-$D$9)","v":8.3361014549496417},"-",{"$f":"$F$8","v":0.29184479845792571},null,"*",{"$f":"Daxn($D$5+$D$9,$D$8-$D$9,$D$10,0,1,0)","v":14.300073838693583},null,null,null,{"$f":"EG21-EI21*EL21","v":3.0894948129759428},"=",{"$f":"Daxn($D$5+$D$9,$D$6-$D$9,$D$10,$D$13,1,$D$8-$D$9)","v":7.2628969803629273},"-",{"$f":"$F$8","v":0.29184479845792571},null,"*",{"$f":"Daxn($D$5+$D$9,$D$8-$D$9,$D$10,0,1,0)","v":14.300073838693583}]
[null,36,66,79635.64367282085,0.80754028238667896,0.4110937233011468,15607.465328613689,null,null,null,null,null,{"$f":"VLOOKUP(D5,umrtnostni,4,0)","v":98615.072721150616},null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(D5,umrtnostni,4,0)","v":98615.072721150616},null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP($D$5,umrtnostni,4,0)","v":98615.072721150616},null,null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP($D$5,umrtnostni,4,0)","v":98615.072721150616},null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP($D$5,umrtnostni,4,0)","v":98615.072721150616},null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP($D$5,umrtnostni,4,0)","v":98615.072721150616},null,null,null,null,null,null,null,null,null,{"$f":"lx(D5)","v":98615.072721150616},null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP($D$5,umrtnostni,4,0)","v":98615.072721150616},null,null,null,null,null,null,null,5,66,{"$f":"IF(CQ22<=$D$12,IF($D$8>CQ22,IF($D$2=\"Whole life\",dax($D$5+CQ22,$D$10,$D$13,1,$D$8-CQ22),Daxn($D$5+CQ22,$D$6-CQ22,$D$10,$D$13,1,$D$8-CQ22)),IF($D$2=\"Whole life\",dax($D$5+CQ22,$D$10,$D$13,1,0),Daxn($D$5+CQ22,$D$6-CQ22,$D$10,$D$13,1,0))),0)","v":6.9485414886240493},{"$f":"IF(CQ22<=$D$12,IF($D$8>CQ22,Daxn($D$5+CQ22,$D$8-CQ22,$D$10,0,1,0),0),0)","v":18.40653582495996},1.5766897504800204,7883.4487524001015]
[null,37,67,77789.259757793625,0.7888171413487145,0.40106704712307012,14873.75616408261,null,"Using probabilities",null,null,null,null,null,null,null,null,null,"Using probabilities",null,null,null,null,null,null,null,null,null,"Using probabilities",null,null,null,null,null,null,null,null,null,null,null,"Using probabilities",null,null,null,null,null,null,null,null,null,null,"Using probabilities",null,null,null,null,null,null,null,null,null,"Using probabilities",null,null,null,null,null,null,null,null,null,"Using probabilities",null,null,null,null,null,null,null,null,null,null,"Using probabilities",null,null,null,null,null,null,null,null,null,null,null,6,67,{"$f":"IF(CQ23<=$D$12,IF($D$8>CQ23,IF($D$2=\"Whole life\",dax($D$5+CQ23,$D$10,$D$13,1,$D$8-CQ23),Daxn($D$5+CQ23,$D$6-CQ23,$D$10,$D$13,1,$D$8-CQ23)),IF($D$2=\"Whole life\",dax($D$5+CQ23,$D$10,$D$13,1,0),Daxn($D$5+CQ23,$D$6-CQ23,$D$10,$D$13,1,0))),0)","v":7.129616002350402},{"$f":"IF(CQ23<=$D$12,IF($D$8>CQ23,Daxn($D$5+CQ23,$D$8-CQ23,$D$10,0,1,0),0),0)","v":17.860138932219986},1.9172273552461077,9586.1367762305381,null,"Netto reserves for k ≤ t",null,null,null,null,null,null,null,null,null,null,"Netto reserves for k ≤ t",null,null,null,null,null,null,null,null,null,null,"Netto reserves for k ≤ t",null,null,null,null,null,null,null,null,null,null,"Netto reserves for k ≤ t"]
[null,38,68,75829.148507853781,0.76894075535767681,0.39128492402250747,14145.338108999211,null,"Px","=","D","*","1 + 1px * v + 2px * v2 +….",null,null,null,null,null,"Pxn","=","D","*","1 + 1px * v + …+ n-1px * vn-1",null,null,null,null,null,"Px","=","D","*","1px * v + 2px * v2 +….",null,null,null,null,null,null,null,"Pxn","=","D","*","1px * v + 2px * v2 +…+ npx * vn",null,null,null,null,null,null,"Px","=","D","*","kpx * vk + k+1px * vk+1 +….",null,null,null,null,null,"Px","=","D","*","k+1px * vk+1 + k+2px * vk+2 +….",null,null,null,null,null,"Pxn","=","D","*","kpx * vk + k+1px * vk+1 + …+ n-1px * vn-1",null,null,null,null,null,null,"Pxn","=","D","*","k+1px * vk+1 + k+2px * vk+2 +…+ npx * vn",null,null,null,null,null,null,null,7,68,{"$f":"IF(CQ24<=$D$12,IF($D$8>CQ24,IF($D$2=\"Whole life\",dax($D$5+CQ24,$D$10,$D$13,1,$D$8-CQ24),Daxn($D$5+CQ24,$D$6-CQ24,$D$10,$D$13,1,$D$8-CQ24)),IF($D$2=\"Whole life\",dax($D$5+CQ24,$D$10,$D$13,1,0),Daxn($D$5+CQ24,$D$6-CQ24,$D$10,$D$13,1,0))),0)","v":7.315661242686005},{"$f":"IF(CQ24<=$D$12,IF($D$8>CQ24,Daxn($D$5+CQ24,$D$8-CQ24,$D$10,0,1,0),0),0)","v":17.300099317001223},2.2667172442136847,11333.586221068423,null,"tVx","=","ӓx+t",null,null,null,null,null,null,null,null,"tVx","=","ӓx+t,n-t",null,null,null,null,null,null,null,null,"tVx","=","ax+t",null,null,null,null,null,null,null,null,"tVx","=","ax+t,n-t"]
[null,39,69,73753.839877139399,0.74789621750510493,0.3817413892902512,13422.63943291619,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,69,{"$f":"IF(CQ25<=$D$12,IF($D$8>CQ25,IF($D$2=\"Whole life\",dax($D$5+CQ25,$D$10,$D$13,1,$D$8-CQ25),Daxn($D$5+CQ25,$D$6-CQ25,$D$10,$D$13,1,$D$8-CQ25)),IF($D$2=\"Whole life\",dax($D$5+CQ25,$D$10,$D$13,1,0),Daxn($D$5+CQ25,$D$6-CQ25,$D$10,$D$13,1,0))),0)","v":7.5066545732041101},{"$f":"IF(CQ25<=$D$12,IF($D$8>CQ25,Daxn($D$5+CQ25,$D$8-CQ25,$D$10,0,1,0),0),0)","v":16.725653501791065},2.6253595978967974,13126.797989483986]
[null,40,70,71583.057103458923,0.72588353005499573,0.37243062369780605,12709.827740046894,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,70,{"$f":"IF(CQ26<=$D$12,IF($D$8>CQ26,IF($D$2=\"Whole life\",dax($D$5+CQ26,$D$10,$D$13,1,$D$8-CQ26),Daxn($D$5+CQ26,$D$6-CQ26,$D$10,$D$13,1,$D$8-CQ26)),IF($D$2=\"Whole life\",dax($D$5+CQ26,$D$10,$D$13,1,0),Daxn($D$5+CQ26,$D$6-CQ26,$D$10,$D$13,1,0))),0)","v":7.7035416285991341},{"$f":"IF(CQ26<=$D$12,IF($D$8>CQ26,Daxn($D$5+CQ26,$D$8-CQ26,$D$10,0,1,0),0),0)","v":16.138111219398358},2.993717812282231,14968.589061411156]
[null,41,71,69355.10934235598,0.70329116461200902,0.36334694994907912,12013.900145215386,null,{"$f":"K27*M27","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT(E17:E134,F17:F134)","v":6.1152673467469514},null,null,null,null,null,{"$f":"U27*W27","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($E$17:$E$134,$F$17:$F$134)","v":6.1152673467469514},null,null,null,null,null,{"$f":"AE27*AG27","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($E$17:$E$134,$F$17:$F$134)","v":6.1152673467469514},null,null,null,null,null,null,null,{"$f":"AQ27*AS27","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($E$17:$E$134,$F$17:$F$134)","v":6.1152673467469514},null,null,null,null,null,null,{"$f":"BB27*BD27","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($E$17:$E$134,$F$17:$F$134)","v":6.1152673467469514},null,null,null,null,null,{"$f":"BL27*BN27","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($E$17:$E$134,$F$17:$F$134)","v":6.1152673467469514},null,null,null,null,null,{"$f":"BV27*BX27","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($E$17:$E$134,$F$17:$F$134)","v":6.1152673467469514},null,null,null,null,null,null,{"$f":"CG27*CI27","v":30576.336733734755},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUMPRODUCT($E$17:$E$134,$F$17:$F$134)","v":6.1152673467469514},null,null,null,null,null,null,null,10,71,{"$f":"IF(CQ27<=$D$12,IF($D$8>CQ27,IF($D$2=\"Whole life\",dax($D$5+CQ27,$D$10,$D$13,1,$D$8-CQ27),Daxn($D$5+CQ27,$D$6-CQ27,$D$10,$D$13,1,$D$8-CQ27)),IF($D$2=\"Whole life\",dax($D$5+CQ27,$D$10,$D$13,1,0),Daxn($D$5+CQ27,$D$6-CQ27,$D$10,$D$13,1,0))),0)","v":7.9073223731229403},{"$f":"IF(CQ27<=$D$12,IF($D$8>CQ27,Daxn($D$5+CQ27,$D$8-CQ27,$D$10,0,1,0),0),0)","v":15.538557627518067},3.372475153993066,16862.375769965329,null,{"$f":"CZ27","v":22.217163031552133},"=",{"$f":"dax($D$5+$D$9,$D$10,$D$13,1,0)","v":22.217163031552133},null,null,null,null,null,null,null,null,{"$f":"DK27","v":21.143958556965419},"=",{"$f":"Daxn($D$5+$D$9,$D$6-$D$9,$D$10,$D$13,1,0)","v":21.143958556965419},null,null,null,null,null,null,null,null,{"$f":"DV27","v":22.217163031552133},"=",{"$f":"dax($D$5+$D$9,$D$10,$D$13,1,0)","v":22.217163031552133},null,null,null,null,null,null,null,null,{"$f":"EG27","v":21.143958556965419},"=",{"$f":"Daxn($D$5+$D$9,$D$6-$D$9,$D$10,$D$13,1,0)","v":21.143958556965419}]
[null,42,72,67078.605107657073,0.68020641527418646,0.3544848292186138,11336.153415481136,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,72,{"$f":"IF(CQ28<=$D$12,IF($D$8>CQ28,IF($D$2=\"Whole life\",dax($D$5+CQ28,$D$10,$D$13,1,$D$8-CQ28),Daxn($D$5+CQ28,$D$6-CQ28,$D$10,$D$13,1,$D$8-CQ28)),IF($D$2=\"Whole life\",dax($D$5+CQ28,$D$10,$D$13,1,0),Daxn($D$5+CQ28,$D$6-CQ28,$D$10,$D$13,1,0))),0)","v":8.118166055875438},{"$f":"IF(CQ28<=$D$12,IF($D$8>CQ28,Daxn($D$5+CQ28,$D$8-CQ28,$D$10,0,1,0),0),0)","v":14.926218947930968},3.7620266952776529,18810.133476388266]
[null,43,73,64705.514182878949,0.65614223462415133,0.34583885777425738,10668.395783700365,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,null,null,12,73,{"$f":"IF(CQ29<=$D$12,IF($D$8>CQ29,IF($D$2=\"Whole life\",dax($D$5+CQ29,$D$10,$D$13,1,$D$8-CQ29),Daxn($D$5+CQ29,$D$6-CQ29,$D$10,$D$13,1,$D$8-CQ29)),IF($D$2=\"Whole life\",dax($D$5+CQ29,$D$10,$D$13,1,0),Daxn($D$5+CQ29,$D$6-CQ29,$D$10,$D$13,1,0))),0)","v":8.3361014549496417},{"$f":"IF(CQ29<=$D$12,IF($D$8>CQ29,Daxn($D$5+CQ29,$D$8-CQ29,$D$10,0,1,0),0),0)","v":14.300073838693583},4.1626992875626572,20813.496437813286]
[null,44,74,62278.39133020107,0.63153014657610063,0.33740376368220237,10017.776704997124,null,"Px","=","D","*","Dx + Dx+1 + Dx+2 ...",null,null,"=","Nx",null,"Pxn","=","D","*","Dx + Dx+1 + Dx+2 +…+ Dx+n-1",null,null,"=","Nx - Nx+n",null,"Px","=","D","*","Dx+1 + Dx+2 ...",null,null,"=","Nx+1",null,null,null,"Pxn","=","D","*","Dx+1 + Dx+2 +…+ Dx+n",null,null,"=","Nx+1 - Nx+n+1",null,null,"Px","=","D","*","Dx+k + Dx+k+1 + Dx+k+2 ...",null,null,"=","Nx+k",null,"Px","=","D","*","Dx+k+1 + Dx+k+2 ...",null,null,"=","Nx+k+1",null,"Pxn","=","D","*","Dx+k + Dx+k+1 +…+ Dx+n-1",null,null,"=","Nx+k - Nx+n",null,null,"Pxn","=","D","*","Dx+k+1 + Dx+k+2 +…+ Dx+n",null,null,"=","Nx+k+1 - Nx+n+1",null,null,null,13,74,{"$f":"IF(CQ30<=$D$12,IF($D$8>CQ30,IF($D$2=\"Whole life\",dax($D$5+CQ30,$D$10,$D$13,1,$D$8-CQ30),Daxn($D$5+CQ30,$D$6-CQ30,$D$10,$D$13,1,$D$8-CQ30)),IF($D$2=\"Whole life\",dax($D$5+CQ30,$D$10,$D$13,1,0),Daxn($D$5+CQ30,$D$6-CQ30,$D$10,$D$13,1,0))),0)","v":8.561122869432312},{"$f":"IF(CQ30<=$D$12,IF($D$8>CQ30,Daxn($D$5+CQ30,$D$8-CQ30,$D$10,0,1,0),0),0)","v":13.659090753744417},4.5747882812872565,22873.941406436283]
[null,45,75,59724.686699747333,0.60563446389811149,0.32917440359239253,9372.6840175217694,null,null,null,null,null,"Dx",null,null,null,"Dx",null,null,null,null,null,"Dx",null,null,null,"Dx",null,null,null,null,null,"Dx",null,null,null,"Dx",null,null,null,null,null,null,null,"Dx",null,null,null,"Dx",null,null,null,null,null,null,"Dx",null,null,null,"Dx",null,null,null,null,null,"Dx",null,null,null,"Dx",null,null,null,null,null,"Dx",null,null,null,"Dx",null,null,null,null,null,null,"Dx",null,null,null,"Dx",null,null,null,14,75,{"$f":"IF(CQ31<=$D$12,IF($D$8>CQ31,IF($D$2=\"Whole life\",dax($D$5+CQ31,$D$10,$D$13,1,$D$8-CQ31),Daxn($D$5+CQ31,$D$6-CQ31,$D$10,$D$13,1,$D$8-CQ31)),IF($D$2=\"Whole life\",dax($D$5+CQ31,$D$10,$D$13,1,0),Daxn($D$5+CQ31,$D$6-CQ31,$D$10,$D$13,1,0))),0)","v":8.7936983573485499},{"$f":"IF(CQ31<=$D$12,IF($D$8>CQ31,Daxn($D$5+CQ31,$D$8-CQ31,$D$10,0,1,0),0),0)","v":13.002993563402752},4.9988423214875688,24994.211607437843]
[null,46,76,56993.772017763869,0.57794179373494536,0.32114575960233427,8725.9683024177994,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,76,{"$f":"IF(CQ32<=$D$12,IF($D$8>CQ32,IF($D$2=\"Whole life\",dax($D$5+CQ32,$D$10,$D$13,1,$D$8-CQ32),Daxn($D$5+CQ32,$D$6-CQ32,$D$10,$D$13,1,$D$8-CQ32)),IF($D$2=\"Whole life\",dax($D$5+CQ32,$D$10,$D$13,1,0),Daxn($D$5+CQ32,$D$6-CQ32,$D$10,$D$13,1,0))),0)","v":9.0349289777030997},{"$f":"IF(CQ32<=$D$12,IF($D$8>CQ32,Daxn($D$5+CQ32,$D$8-CQ32,$D$10,0,1,0),0),0)","v":12.332262258523695},5.4358223843339681,27179.111921669839]
[null,47,77,54105.839741896663,0.54865689644512361,0.31331293619739931,8081.7703725094025,null,{"$f":"K33*(M33/M34)","v":30576.336733734646},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUM(G17:G134)","v":287503.26812960836},null,null,"=",{"$f":"nx($D$5,$D$10)","v":1292664.7555295215},null,{"$f":"U33*(AA33/AA34)","v":132880.29017617524},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUM(G17:G134)","v":287503.26812960836},null,null,"=",{"$f":"nx($D$5,$D$10)-nx($D$5+$D$6,$D$10)","v":1249447.1796391299},null,{"$f":"AE33*(AG33/AG34)","v":30576.336733734646},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUM($G$17:$G$134)","v":287503.26812960836},null,null,null,{"$f":"nx(D5+1,D10)","v":1245650.7409611235},null,null,null,{"$f":"AQ33*(AS33/AS34)","v":30576.336733734646},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUM($G$17:$G$134)","v":287503.26812960836},null,null,"=",{"$f":"nx($D$5+1,$D$10)-nx($D$5+$D$6+1,$D$10)","v":1208637.0607075326},null,null,{"$f":"BB33*(BH33/BH34)","v":32707.366065428512},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUM(G17:$G$134)","v":287503.26812960836},null,null,"=",{"$f":"nx($D$5+$D$8,$D$10)","v":307540.91693879612},null,{"$f":"BL33*(BR33/BR34)","v":30576.336733734646},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUM($G19:Q$134)","v":2764060.0197618711},null,null,"=",{"$f":"nx($D$5+$D$8+1,$D$10)","v":287503.26812960836},null,{"$f":"BV33*(CB33/CB34)","v":28111.122127621747},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUM(G17:G134)","v":287503.26812960836},null,null,"=",{"$f":"nx($D$5+$D$8,$D$10)-nx($D$5+$D$6,$D$10)","v":264323.34104840452},null,null,{"$f":"CG33*(CI33/CI34)","v":30576.336733734646},"=",{"$f":"$D$7","v":5000},"*",{"$f":"SUM($G$17:$G$134)","v":287503.26812960836},null,null,"=",{"$f":"nx($D$5+$D$8+1,$D$10)-nx($D$5+$D$6+1,$D$10)","v":250489.5878760175},null,null,null,16,77,{"$f":"IF(CQ33<=$D$12,IF($D$8>CQ33,IF($D$2=\"Whole life\",dax($D$5+CQ33,$D$10,$D$13,1,$D$8-CQ33),Daxn($D$5+CQ33,$D$6-CQ33,$D$10,$D$13,1,$D$8-CQ33)),IF($D$2=\"Whole life\",dax($D$5+CQ33,$D$10,$D$13,1,0),Daxn($D$5+CQ33,$D$6-CQ33,$D$10,$D$13,1,0))),0)","v":9.2857045309634003},{"$f":"IF(CQ33<=$D$12,IF($D$8>CQ33,Daxn($D$5+CQ33,$D$8-CQ33,$D$10,0,1,0),0),0)","v":11.646803119285897},5.8866456219362675,29433.228109681339]
[null,48,78,51093.176225120747,0.5181071697791535,0.30567115726575539,7445.6291472393959,null,null,null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,{"$f":"DDx(D5,D10)","v":47014.014568397943},null,null,null,null,null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,{"$f":"DDx($D$5,$D$10)","v":47014.014568397943},null,null,null,17,78,{"$f":"IF(CQ34<=$D$12,IF($D$8>CQ34,IF($D$2=\"Whole life\",dax($D$5+CQ34,$D$10,$D$13,1,$D$8-CQ34),Daxn($D$5+CQ34,$D$6-CQ34,$D$10,$D$13,1,$D$8-CQ34)),IF($D$2=\"Whole life\",dax($D$5+CQ34,$D$10,$D$13,1,0),Daxn($D$5+CQ34,$D$6-CQ34,$D$10,$D$13,1,0))),0)","v":9.5473982920440257},{"$f":"IF(CQ34<=$D$12,IF($D$8>CQ34,Daxn($D$5+CQ34,$D$8-CQ34,$D$10,0,1,0),0),0)","v":10.946855952377907},6.3526153228743514,31763.076614371756]
[null,49,79,47950.07603980766,0.48623475820368678,0.29821576318610282,6817.167019382714,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Using actuarial formulas",null,null,null,null,null,null,null,null,null,null,null,"Using actuarial formulas",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Using actuarial formulas",null,null,null,null,null,null,null,null,null,null,null,{"$f":"CQ34+1","v":18},79,{"$f":"IF(CQ35<=$D$12,IF($D$8>CQ35,IF($D$2=\"Whole life\",dax($D$5+CQ35,$D$10,$D$13,1,$D$8-CQ35),Daxn($D$5+CQ35,$D$6-CQ35,$D$10,$D$13,1,$D$8-CQ35)),IF($D$2=\"Whole life\",dax($D$5+CQ35,$D$10,$D$13,1,0),Daxn($D$5+CQ35,$D$6-CQ35,$D$10,$D$13,1,0))),0)","v":9.8190820864744879},{"$f":"IF(CQ35<=$D$12,IF($D$8>CQ35,Daxn($D$5+CQ35,$D$8-CQ35,$D$10,0,1,0),0),0)","v":10.22990684070705},6.8335369863049831,34167.684931524913]
[null,50,80,44727.406318325375,0.45355547670485463,0.29094220798644183,6203.8956368007539,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Px","=","D","*","(","ӓx","-",1,")",null,null,null,"Pxn","=","D","*","(","ӓxn+1","-",1,")",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Pxn","=","D","*","(","ӓxn","-",1,")",null,null,null,19,80,{"$f":"IF(CQ36<=$D$12,IF($D$8>CQ36,IF($D$2=\"Whole life\",dax($D$5+CQ36,$D$10,$D$13,1,$D$8-CQ36),Daxn($D$5+CQ36,$D$6-CQ36,$D$10,$D$13,1,$D$8-CQ36)),IF($D$2=\"Whole life\",dax($D$5+CQ36,$D$10,$D$13,1,0),Daxn($D$5+CQ36,$D$6-CQ36,$D$10,$D$13,1,0))),0)","v":10.102629468906278},{"$f":"IF(CQ36<=$D$12,IF($D$8>CQ36,Daxn($D$5+CQ36,$D$8-CQ36,$D$10,0,1,0),0),0)","v":9.4964405046201765},7.3311427037677195,36655.713518838595]
[null,51,81,41433.202794128323,0.42015081113702685,0.28384605657213841,5606.8044441338971,null,"Regular premium",null,null,null,null,null,null,null,null,null,"Regular premium",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Regular premium",null,null,null,null,null,null,null,null,null,"Regular premium",null,null,null,null,null,null,null,null,null,"Regular premium",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,81,{"$f":"IF(CQ37<=$D$12,IF($D$8>CQ37,IF($D$2=\"Whole life\",dax($D$5+CQ37,$D$10,$D$13,1,$D$8-CQ37),Daxn($D$5+CQ37,$D$6-CQ37,$D$10,$D$13,1,$D$8-CQ37)),IF($D$2=\"Whole life\",dax($D$5+CQ37,$D$10,$D$13,1,0),Daxn($D$5+CQ37,$D$6-CQ37,$D$10,$D$13,1,0))),0)","v":10.397532080552377},{"$f":"IF(CQ37<=$D$12,IF($D$8>CQ37,Daxn($D$5+CQ37,$D$8-CQ37,$D$10,0,1,0),0),0)","v":8.7444573701520589},7.8455076817364269,39227.538408682136]
[null,52,82,38065.309084768458,0.38599889483835814,0.27692298202159843,5025.4204004918174,null,"nPx","=","D * ӓxn˥",null,null,null,null,null,null,null,"nPx","=","D * ӓxn˥",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"nPx","=","ӓxn˥",null,null,null,null,null,null,null,"nPx","=","D * k|ӓx",null,null,null,null,null,null,null,"nPx","=","ӓxn˥",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21,82,{"$f":"IF(CQ38<=$D$12,IF($D$8>CQ38,IF($D$2=\"Whole life\",dax($D$5+CQ38,$D$10,$D$13,1,$D$8-CQ38),Daxn($D$5+CQ38,$D$6-CQ38,$D$10,$D$13,1,$D$8-CQ38)),IF($D$2=\"Whole life\",dax($D$5+CQ38,$D$10,$D$13,1,0),Daxn($D$5+CQ38,$D$6-CQ38,$D$10,$D$13,1,0))),0)","v":10.706519259499091},{"$f":"IF(CQ38<=$D$12,IF($D$8>CQ38,Daxn($D$5+CQ38,$D$8-CQ38,$D$10,0,1,0),0),0)","v":7.9746021792026731},8.3791730937275517,41895.865468637756]
[null,53,83,34665.229541014749,0.35152060009159097,0.27016876294790093,4464.9155887986499,null,null,null,"ӓxn˥",null,null,null,null,null,null,null,null,null,"ӓxn˥",null,null,null,null,null,null,null,{"$f":"AE39*(AH39-AJ39)","v":27707.366065428512},"=",{"$f":"$D$7","v":5000},"*","(",{"$f":"dax(D5,D10,0,1,D8)","v":6.5414732130857027},"-",1,")",null,null,null,{"$f":"AQ39*(AT39-AV39)","v":128540.08233535952},"=",{"$f":"$D$7","v":5000},"*","(",{"$f":"Daxn(D5,D6+1,D10,0,1,0)","v":26.708016467071904},"-",1,")",null,null,null,null,"ӓxn˥",null,null,null,null,null,null,null,null,null,"ӓxk˥",null,null,null,null,null,null,null,null,null,"ӓxn˥",null,null,null,null,null,null,null,null,{"$f":"CG39*(CJ39-CL39)","v":23111.122127621747},"=",{"$f":"$D$7","v":5000},"*","(",{"$f":"Daxn(D5,D6,D10,0,1,D8)","v":5.6222244255243492},"-",1,")",null,null,null,22,83,{"$f":"IF(CQ39<=$D$12,IF($D$8>CQ39,IF($D$2=\"Whole life\",dax($D$5+CQ39,$D$10,$D$13,1,$D$8-CQ39),Daxn($D$5+CQ39,$D$6-CQ39,$D$10,$D$13,1,$D$8-CQ39)),IF($D$2=\"Whole life\",dax($D$5+CQ39,$D$10,$D$13,1,0),Daxn($D$5+CQ39,$D$6-CQ39,$D$10,$D$13,1,0))),0)","v":11.028346422504052},{"$f":"IF(CQ39<=$D$12,IF($D$8>CQ39,Daxn($D$5+CQ39,$D$8-CQ39,$D$10,0,1,0),0),0)","v":7.1842516813440467},8.931659938491185,44658.299692455927]
[null,54,84,31261.246070141115,0.31700271781512679,0.26357928092478139,3928.2723675522161,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,23,84,{"$f":"IF(CQ40<=$D$12,IF($D$8>CQ40,IF($D$2=\"Whole life\",dax($D$5+CQ40,$D$10,$D$13,1,$D$8-CQ40),Daxn($D$5+CQ40,$D$6-CQ40,$D$10,$D$13,1,$D$8-CQ40)),IF($D$2=\"Whole life\",dax($D$5+CQ40,$D$10,$D$13,1,0),Daxn($D$5+CQ40,$D$6-CQ40,$D$10,$D$13,1,0))),0)","v":11.36648482849448},{"$f":"IF(CQ40<=$D$12,IF($D$8>CQ40,Daxn($D$5+CQ40,$D$8-CQ40,$D$10,0,1,0),0),0)","v":6.3738660555811677},9.5063051741055808,47531.525870527905]
[null,55,85,27888.092670385937,0.28279746595374761,0.25715051797539656,3418.930358694261,null,{"$f":"(K41/K42)","v":1189.3697350357015},"=",{"$f":"S21","v":30576.336733734755},null,null,null,null,null,null,null,{"$f":"(U41/U42)","v":1189.3697350357015},"=",{"$f":"AC21","v":30576.336733734755},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"(BB41/BB42)","v":0.30006160458784115},"=",{"$f":"AZ21/BB21","v":6.1152673467469514},null,null,null,null,null,null,null,{"$f":"(BL41/BL42)","v":1459.2239922896338},"=",{"$f":"BJ21","v":30576.336733734755},null,null,null,null,null,null,null,{"$f":"(BV41/BV42)","v":0.30006160458784115},"=",{"$f":"BT21/BV21","v":6.1152673467469514},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,24,85,{"$f":"IF(CQ41<=$D$12,IF($D$8>CQ41,IF($D$2=\"Whole life\",dax($D$5+CQ41,$D$10,$D$13,1,$D$8-CQ41),Daxn($D$5+CQ41,$D$6-CQ41,$D$10,$D$13,1,$D$8-CQ41)),IF($D$2=\"Whole life\",dax($D$5+CQ41,$D$10,$D$13,1,0),Daxn($D$5+CQ41,$D$6-CQ41,$D$10,$D$13,1,0))),0)","v":11.719319954335072},{"$f":"IF(CQ41<=$D$12,IF($D$8>CQ41,Daxn($D$5+CQ41,$D$8-CQ41,$D$10,0,1,0),0),0)","v":5.5406800472928532},10.102301302613039,50511.506513065193]
[null,56,86,24579.397227326772,0.24924584598572291,0.25087855412233806,2939.8068978019137,null,null,null,{"$f":"Daxn($D$5,$D$6,$D$10,$D$13,1,0)","v":25.7080164670719},null,null,null,null,null,null,null,null,null,{"$f":"Daxn($D$5,$D$6,$D$10,$D$13,1,0)","v":25.7080164670719},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Daxn($D$5,$D$8,$D$10,$D$13,1,0)","v":20.380039476049475},null,null,null,null,null,null,null,null,null,{"$f":"Daxn($D$5,$D$8,$D$10,0,1,0)","v":20.953833609710699},null,null,null,null,null,null,null,null,null,{"$f":"Daxn($D$5,$D$8,$D$10,$D$13,1,0)","v":20.380039476049475},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,25,86,{"$f":"IF(CQ42<=$D$12,IF($D$8>CQ42,IF($D$2=\"Whole life\",dax($D$5+CQ42,$D$10,$D$13,1,$D$8-CQ42),Daxn($D$5+CQ42,$D$6-CQ42,$D$10,$D$13,1,$D$8-CQ42)),IF($D$2=\"Whole life\",dax($D$5+CQ42,$D$10,$D$13,1,0),Daxn($D$5+CQ42,$D$6-CQ42,$D$10,$D$13,1,0))),0)","v":12.091162466877082},{"$f":"IF(CQ42<=$D$12,IF($D$8>CQ42,Daxn($D$5+CQ42,$D$8-CQ42,$D$10,0,1,0),0),0)","v":4.684751365766429},10.723942148709487,53619.710743547432]
[null,57,87,21373.371577799451,0.21673534266142019,0.24475956499740303,2494.0017104002127,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Regular premium",null,null,null,null,null,null,null,null,null,null,null,"Regular premium",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Regular premium",null,null,null,null,null,null,null,null,null,null,null,26,87,{"$f":"IF(CQ43<=$D$12,IF($D$8>CQ43,IF($D$2=\"Whole life\",dax($D$5+CQ43,$D$10,$D$13,1,$D$8-CQ43),Daxn($D$5+CQ43,$D$6-CQ43,$D$10,$D$13,1,$D$8-CQ43)),IF($D$2=\"Whole life\",dax($D$5+CQ43,$D$10,$D$13,1,0),Daxn($D$5+CQ43,$D$6-CQ43,$D$10,$D$13,1,0))),0)","v":12.485111060302573},{"$f":"IF(CQ43<=$D$12,IF($D$8>CQ43,Daxn($D$5+CQ43,$D$8-CQ43,$D$10,0,1,0),0),0)","v":3.8048062092641408},11.374698158988416,56873.490794942081]
[null,58,88,18309.119235319129,0.18566248272301131,0.23878981950966149,2084.3339309699641,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"nPx","=","D * ӓxn˥",null,null,null,null,null,null,null,null,null,"nPx","=","D * ӓxn˥",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"nPx","=","D * k|ӓxn˥",null,null,null,null,null,null,null,null,null,27,88,{"$f":"IF(CQ44<=$D$12,IF($D$8>CQ44,IF($D$2=\"Whole life\",dax($D$5+CQ44,$D$10,$D$13,1,$D$8-CQ44),Daxn($D$5+CQ44,$D$6-CQ44,$D$10,$D$13,1,$D$8-CQ44)),IF($D$2=\"Whole life\",dax($D$5+CQ44,$D$10,$D$13,1,0),Daxn($D$5+CQ44,$D$6-CQ44,$D$10,$D$13,1,0))),0)","v":12.905609931140944},{"$f":"IF(CQ44<=$D$12,IF($D$8>CQ44,Daxn($D$5+CQ44,$D$8-CQ44,$D$10,0,1,0),0),0)","v":2.8992721566008934},12.05947243292308,60297.362164615399]
[null,59,89,15424.957131955687,0.1564158166325359,0.23296567757040149,1713.1679692119753,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ӓxn˥",null,null,null,null,null,null,null,null,null,null,null,"ӓxn˥",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ӓxk˥",null,null,null,null,null,null,null,null,null,28,89,{"$f":"IF(CQ45<=$D$12,IF($D$8>CQ45,IF($D$2=\"Whole life\",dax($D$5+CQ45,$D$10,$D$13,1,$D$8-CQ45),Daxn($D$5+CQ45,$D$6-CQ45,$D$10,$D$13,1,$D$8-CQ45)),IF($D$2=\"Whole life\",dax($D$5+CQ45,$D$10,$D$13,1,0),Daxn($D$5+CQ45,$D$6-CQ45,$D$10,$D$13,1,0))),0)","v":13.354004519660647},{"$f":"IF(CQ45<=$D$12,IF($D$8>CQ45,Daxn($D$5+CQ45,$D$8-CQ45,$D$10,0,1,0),0),0)","v":1.9652607740850667},12.780453385130523,63902.266925652613]
[null,60,90,12756.456562018746,0.12935605288341268,0.22728358787356245,1382.2359026153681,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,29,90,{"$f":"IF(CQ46<=$D$12,IF($D$8>CQ46,IF($D$2=\"Whole life\",dax($D$5+CQ46,$D$10,$D$13,1,$D$8-CQ46),Daxn($D$5+CQ46,$D$6-CQ46,$D$10,$D$13,1,$D$8-CQ46)),IF($D$2=\"Whole life\",dax($D$5+CQ46,$D$10,$D$13,1,0),Daxn($D$5+CQ46,$D$6-CQ46,$D$10,$D$13,1,0))),0)","v":13.834608095743237},{"$f":"IF(CQ46<=$D$12,IF($D$8>CQ46,Daxn($D$5+CQ46,$D$8-CQ46,$D$10,0,1,0),0),0)","v":0.999999999999996},13.542763297285312,67713.816486426556]
[null,61,91,10334.321940183701,0.10479454767939579,0.22174008573030482,1092.4718020212761,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"(AE47/AE48)","v":0},"=",{"$f":"AM26","v":0},null,null,null,null,null,null,null,null,null,{"$f":"(AQ47/AQ48)","v":0},"=",{"$f":"AY26","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"(CG47/CG48)","v":1459.2239922896338},"=",{"$f":"CE21","v":30576.336733734755},null,null,null,null,null,null,null,null,null,30,91,{"$f":"IF(CQ47<=$D$12,IF($D$8>CQ47,IF($D$2=\"Whole life\",dax($D$5+CQ47,$D$10,$D$13,1,$D$8-CQ47),Daxn($D$5+CQ47,$D$6-CQ47,$D$10,$D$13,1,$D$8-CQ47)),IF($D$2=\"Whole life\",dax($D$5+CQ47,$D$10,$D$13,1,0),Daxn($D$5+CQ47,$D$6-CQ47,$D$10,$D$13,1,0))),0)","v":14.348153861134652},{"$f":"IF(CQ47<=$D$12,IF($D$8>CQ47,Daxn($D$5+CQ47,$D$8-CQ47,$D$10,0,1,0),0),0)","v":0},14.348153861134652,71740.769305673253]
[null,62,92,8182.2845356330872,8.2971946476881511E-2,0.21633179095639499,843.87663375459124,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Daxn($D$5,$D$6,$D$10,$D$13,1,0)","v":25.7080164670719},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Daxn($D$5,$D$6,$D$10,$D$13,1,0)","v":25.7080164670719},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Daxn($D$5,$D$8,$D$10,0,1,0)","v":20.953833609710699},null,null,null,null,null,null,null,null,null,31,92,{"$f":"IF(CQ48<=$D$12,IF($D$8>CQ48,IF($D$2=\"Whole life\",dax($D$5+CQ48,$D$10,$D$13,1,$D$8-CQ48),Daxn($D$5+CQ48,$D$6-CQ48,$D$10,$D$13,1,$D$8-CQ48)),IF($D$2=\"Whole life\",dax($D$5+CQ48,$D$10,$D$13,1,0),Daxn($D$5+CQ48,$D$6-CQ48,$D$10,$D$13,1,0))),0)","v":13.903070906915499},{"$f":"IF(CQ48<=$D$12,IF($D$8>CQ48,Daxn($D$5+CQ48,$D$8-CQ48,$D$10,0,1,0),0),0)","v":0},13.903070906915499,69515.354534577491]
[null,63,93,6315.2391590970992,6.4039289175949962E-2,{"$f":"IF(B49<=$D$12,$D$11^(B49),0)","v":0.21105540581111709},{"$f":"IF(B49<=$D$12,DDx(C49,$D$10),0)","v":635.4338123880367},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,32,93,{"$f":"IF(CQ49<=$D$12,IF($D$8>CQ49,IF($D$2=\"Whole life\",dax($D$5+CQ49,$D$10,$D$13,1,$D$8-CQ49),Daxn($D$5+CQ49,$D$6-CQ49,$D$10,$D$13,1,$D$8-CQ49)),IF($D$2=\"Whole life\",dax($D$5+CQ49,$D$10,$D$13,1,0),Daxn($D$5+CQ49,$D$6-CQ49,$D$10,$D$13,1,0))),0)","v":13.461267656893884},{"$f":"IF(CQ49<=$D$12,IF($D$8>CQ49,Daxn($D$5+CQ49,$D$8-CQ49,$D$10,0,1,0),0),0)","v":0},13.461267656893884,67306.338284469428]
[null,64,94,4737.8807454980224,4.8044184471628525E-2,0.20590771298645566,465.09404437644321,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,33,94,{"$f":"IF(CQ50<=$D$12,IF($D$8>CQ50,IF($D$2=\"Whole life\",dax($D$5+CQ50,$D$10,$D$13,1,$D$8-CQ50),Daxn($D$5+CQ50,$D$6-CQ50,$D$10,$D$13,1,$D$8-CQ50)),IF($D$2=\"Whole life\",dax($D$5+CQ50,$D$10,$D$13,1,0),Daxn($D$5+CQ50,$D$6-CQ50,$D$10,$D$13,1,0))),0)","v":13.022375258607832},{"$f":"IF(CQ50<=$D$12,IF($D$8>CQ50,Daxn($D$5+CQ50,$D$8-CQ50,$D$10,0,1,0),0),0)","v":0},13.022375258607832,65111.87629303916]
[null,65,95,3444.0893928709115,3.4924573879386647E-2,0.20088557364532261,329.84294774211958,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CQ50+1","v":34},95,{"$f":"IF(CQ51<=$D$12,IF($D$8>CQ51,IF($D$2=\"Whole life\",dax($D$5+CQ51,$D$10,$D$13,1,$D$8-CQ51),Daxn($D$5+CQ51,$D$6-CQ51,$D$10,$D$13,1,$D$8-CQ51)),IF($D$2=\"Whole life\",dax($D$5+CQ51,$D$10,$D$13,1,0),Daxn($D$5+CQ51,$D$6-CQ51,$D$10,$D$13,1,0))),0)","v":12.584359893209928},{"$f":"IF(CQ51<=$D$12,IF($D$8>CQ51,Daxn($D$5+CQ51,$D$8-CQ51,$D$10,0,1,0),0),0)","v":0},12.584359893209928,62921.799466049641]
[null,66,96,2417.2539090414411,2.4512012640061635E-2,0.19598592550763183,225.85577183539772,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,35,96,{"$f":"IF(CQ52<=$D$12,IF($D$8>CQ52,IF($D$2=\"Whole life\",dax($D$5+CQ52,$D$10,$D$13,1,$D$8-CQ52),Daxn($D$5+CQ52,$D$6-CQ52,$D$10,$D$13,1,$D$8-CQ52)),IF($D$2=\"Whole life\",dax($D$5+CQ52,$D$10,$D$13,1,0),Daxn($D$5+CQ52,$D$6-CQ52,$D$10,$D$13,1,0))),0)","v":12.148488095104547},{"$f":"IF(CQ52<=$D$12,IF($D$8>CQ52,Daxn($D$5+CQ52,$D$8-CQ52,$D$10,0,1,0),0),0)","v":0},12.148488095104547,60742.440475522737]
[null,67,97,1631.6108801743685,1.6545248461033953E-2,0.19120578098305546,148.73105196484528,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,36,97,{"$f":"IF(CQ53<=$D$12,IF($D$8>CQ53,IF($D$2=\"Whole life\",dax($D$5+CQ53,$D$10,$D$13,1,$D$8-CQ53),Daxn($D$5+CQ53,$D$6-CQ53,$D$10,$D$13,1,$D$8-CQ53)),IF($D$2=\"Whole life\",dax($D$5+CQ53,$D$10,$D$13,1,0),Daxn($D$5+CQ53,$D$6-CQ53,$D$10,$D$13,1,0))),0)","v":11.715456571265236},{"$f":"IF(CQ53<=$D$12,IF($D$8>CQ53,Daxn($D$5+CQ53,$D$8-CQ53,$D$10,0,1,0),0),0)","v":0},11.715456571265236,58577.282856326179]
[null,68,98,1054.5184747264752,1.0693278883526147E-2,0.18654222534932241,93.781113375884274,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37,98,{"$f":"IF(CQ54<=$D$12,IF($D$8>CQ54,IF($D$2=\"Whole life\",dax($D$5+CQ54,$D$10,$D$13,1,$D$8-CQ54),Daxn($D$5+CQ54,$D$6-CQ54,$D$10,$D$13,1,$D$8-CQ54)),IF($D$2=\"Whole life\",dax($D$5+CQ54,$D$10,$D$13,1,0),Daxn($D$5+CQ54,$D$6-CQ54,$D$10,$D$13,1,0))),0)","v":11.293369625518491},{"$f":"IF(CQ54<=$D$12,IF($D$8>CQ54,Daxn($D$5+CQ54,$D$8-CQ54,$D$10,0,1,0),0),0)","v":0},11.293369625518491,56466.84812759245]
[null,69,99,649.408897958279,6.5852904636047186E-3,0.1819924149749487,56.34502307543432,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,38,99,{"$f":"IF(CQ55<=$D$12,IF($D$8>CQ55,IF($D$2=\"Whole life\",dax($D$5+CQ55,$D$10,$D$13,1,$D$8-CQ55),Daxn($D$5+CQ55,$D$6-CQ55,$D$10,$D$13,1,$D$8-CQ55)),IF($D$2=\"Whole life\",dax($D$5+CQ55,$D$10,$D$13,1,0),Daxn($D$5+CQ55,$D$6-CQ55,$D$10,$D$13,1,0))),0)","v":10.8749247834489},{"$f":"IF(CQ55<=$D$12,IF($D$8>CQ55,Daxn($D$5+CQ55,$D$8-CQ55,$D$10,0,1,0),0),0)","v":0},10.8749247834489,54374.623917244506]
[null,70,100,379.01312382252814,3.8433589649550471E-3,0.17755357558531584,32.082463516101754,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,39,100,{"$f":"IF(CQ56<=$D$12,IF($D$8>CQ56,IF($D$2=\"Whole life\",dax($D$5+CQ56,$D$10,$D$13,1,$D$8-CQ56),Daxn($D$5+CQ56,$D$6-CQ56,$D$10,$D$13,1,$D$8-CQ56)),IF($D$2=\"Whole life\",dax($D$5+CQ56,$D$10,$D$13,1,0),Daxn($D$5+CQ56,$D$6-CQ56,$D$10,$D$13,1,0))),0)","v":10.460449991272609},{"$f":"IF(CQ56<=$D$12,IF($D$8>CQ56,Daxn($D$5+CQ56,$D$8-CQ56,$D$10,0,1,0),0),0)","v":0},10.460449991272609,52302.249956363048]
[null,71,101,208.37396309901609,2.1130031885513659E-3,0.17322300057103984,17.208104992112379,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,40,101,{"$f":"IF(CQ57<=$D$12,IF($D$8>CQ57,IF($D$2=\"Whole life\",dax($D$5+CQ57,$D$10,$D$13,1,$D$8-CQ57),Daxn($D$5+CQ57,$D$6-CQ57,$D$10,$D$13,1,$D$8-CQ57)),IF($D$2=\"Whole life\",dax($D$5+CQ57,$D$10,$D$13,1,0),Daxn($D$5+CQ57,$D$6-CQ57,$D$10,$D$13,1,0))),0)","v":10.047108694990506},{"$f":"IF(CQ57<=$D$12,IF($D$8>CQ57,Daxn($D$5+CQ57,$D$8-CQ57,$D$10,0,1,0),0),0)","v":0},10.047108694990506,50235.54347495253]
[null,72,102,107.19464303563971,1.087000598161593E-3,0.16899804933759985,8.6365205837103218,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,41,102,{"$f":"IF(CQ58<=$D$12,IF($D$8>CQ58,IF($D$2=\"Whole life\",dax($D$5+CQ58,$D$10,$D$13,1,$D$8-CQ58),Daxn($D$5+CQ58,$D$6-CQ58,$D$10,$D$13,1,$D$8-CQ58)),IF($D$2=\"Whole life\",dax($D$5+CQ58,$D$10,$D$13,1,0),Daxn($D$5+CQ58,$D$6-CQ58,$D$10,$D$13,1,0))),0)","v":9.6291062232369935},{"$f":"IF(CQ58<=$D$12,IF($D$8>CQ58,Daxn($D$5+CQ58,$D$8-CQ58,$D$10,0,1,0),0),0)","v":0},9.6291062232369935,48145.531116184968]
[null,73,103,51.215733083977732,5.1934994996959691E-4,0.16487614569521938,4.0257356921667267,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,42,103,{"$f":"IF(CQ59<=$D$12,IF($D$8>CQ59,IF($D$2=\"Whole life\",dax($D$5+CQ59,$D$10,$D$13,1,$D$8-CQ59),Daxn($D$5+CQ59,$D$6-CQ59,$D$10,$D$13,1,$D$8-CQ59)),IF($D$2=\"Whole life\",dax($D$5+CQ59,$D$10,$D$13,1,0),Daxn($D$5+CQ59,$D$6-CQ59,$D$10,$D$13,1,0))),0)","v":9.2047949082675142},{"$f":"IF(CQ59<=$D$12,IF($D$8>CQ59,Daxn($D$5+CQ59,$D$8-CQ59,$D$10,0,1,0),0),0)","v":0},9.2047949082675142,46023.974541337571]
[null,74,104,22.538808174372374,2.2855337984797053E-4,0.16085477628801892,1.728418661139997,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,43,104,{"$f":"IF(CQ60<=$D$12,IF($D$8>CQ60,IF($D$2=\"Whole life\",dax($D$5+CQ60,$D$10,$D$13,1,$D$8-CQ60),Daxn($D$5+CQ60,$D$6-CQ60,$D$10,$D$13,1,$D$8-CQ60)),IF($D$2=\"Whole life\",dax($D$5+CQ60,$D$10,$D$13,1,0),Daxn($D$5+CQ60,$D$6-CQ60,$D$10,$D$13,1,0))),0)","v":8.78094264159059},{"$f":"IF(CQ60<=$D$12,IF($D$8>CQ60,Daxn($D$5+CQ60,$D$8-CQ60,$D$10,0,1,0),0),0)","v":0},8.78094264159059,43904.713207952947]
[null,75,105,9.0520675937347708,9.1791927379406723E-5,0.15693148906148188,0.67723894130353557,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,44,105,{"$f":"IF(CQ61<=$D$12,IF($D$8>CQ61,IF($D$2=\"Whole life\",dax($D$5+CQ61,$D$10,$D$13,1,$D$8-CQ61),Daxn($D$5+CQ61,$D$6-CQ61,$D$10,$D$13,1,$D$8-CQ61)),IF($D$2=\"Whole life\",dax($D$5+CQ61,$D$10,$D$13,1,0),Daxn($D$5+CQ61,$D$6-CQ61,$D$10,$D$13,1,0))),0)","v":8.3512337331027275},{"$f":"IF(CQ61<=$D$12,IF($D$8>CQ61,Daxn($D$5+CQ61,$D$8-CQ61,$D$10,0,1,0),0),0)","v":0},8.3512337331027275,41756.168665513636]
[null,76,106,0,0,0.15310389176729941,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,45,106,{"$f":"IF(CQ62<=$D$12,IF($D$8>CQ62,IF($D$2=\"Whole life\",dax($D$5+CQ62,$D$10,$D$13,1,$D$8-CQ62),Daxn($D$5+CQ62,$D$6-CQ62,$D$10,$D$13,1,$D$8-CQ62)),IF($D$2=\"Whole life\",dax($D$5+CQ62,$D$10,$D$13,1,0),Daxn($D$5+CQ62,$D$6-CQ62,$D$10,$D$13,1,0))),0)","v":7.9260231746917897},{"$f":"IF(CQ62<=$D$12,IF($D$8>CQ62,Daxn($D$5+CQ62,$D$8-CQ62,$D$10,0,1,0),0),0)","v":0},7.9260231746917897,39630.115873458948]
[null,77,107,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,46,107,{"$f":"IF(CQ63<=$D$12,IF($D$8>CQ63,IF($D$2=\"Whole life\",dax($D$5+CQ63,$D$10,$D$13,1,$D$8-CQ63),Daxn($D$5+CQ63,$D$6-CQ63,$D$10,$D$13,1,$D$8-CQ63)),IF($D$2=\"Whole life\",dax($D$5+CQ63,$D$10,$D$13,1,0),Daxn($D$5+CQ63,$D$6-CQ63,$D$10,$D$13,1,0))),0)","v":7.5134518207402925},{"$f":"IF(CQ63<=$D$12,IF($D$8>CQ63,Daxn($D$5+CQ63,$D$8-CQ63,$D$10,0,1,0),0),0)","v":0},7.5134518207402925,37567.259103701464]
[null,78,108,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,47,108,{"$f":"IF(CQ64<=$D$12,IF($D$8>CQ64,IF($D$2=\"Whole life\",dax($D$5+CQ64,$D$10,$D$13,1,$D$8-CQ64),Daxn($D$5+CQ64,$D$6-CQ64,$D$10,$D$13,1,$D$8-CQ64)),IF($D$2=\"Whole life\",dax($D$5+CQ64,$D$10,$D$13,1,0),Daxn($D$5+CQ64,$D$6-CQ64,$D$10,$D$13,1,0))),0)","v":7.112349077936738},{"$f":"IF(CQ64<=$D$12,IF($D$8>CQ64,Daxn($D$5+CQ64,$D$8-CQ64,$D$10,0,1,0),0),0)","v":0},7.112349077936738,35561.745389683689]
[null,79,109,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,48,109,{"$f":"IF(CQ65<=$D$12,IF($D$8>CQ65,IF($D$2=\"Whole life\",dax($D$5+CQ65,$D$10,$D$13,1,$D$8-CQ65),Daxn($D$5+CQ65,$D$6-CQ65,$D$10,$D$13,1,$D$8-CQ65)),IF($D$2=\"Whole life\",dax($D$5+CQ65,$D$10,$D$13,1,0),Daxn($D$5+CQ65,$D$6-CQ65,$D$10,$D$13,1,0))),0)","v":6.7200154507192451},{"$f":"IF(CQ65<=$D$12,IF($D$8>CQ65,Daxn($D$5+CQ65,$D$8-CQ65,$D$10,0,1,0),0),0)","v":0},6.7200154507192451,33600.077253596224]
[null,80,110,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,49,110,{"$f":"IF(CQ66<=$D$12,IF($D$8>CQ66,IF($D$2=\"Whole life\",dax($D$5+CQ66,$D$10,$D$13,1,$D$8-CQ66),Daxn($D$5+CQ66,$D$6-CQ66,$D$10,$D$13,1,$D$8-CQ66)),IF($D$2=\"Whole life\",dax($D$5+CQ66,$D$10,$D$13,1,0),Daxn($D$5+CQ66,$D$6-CQ66,$D$10,$D$13,1,0))),0)","v":6.3395213535937227},{"$f":"IF(CQ66<=$D$12,IF($D$8>CQ66,Daxn($D$5+CQ66,$D$8-CQ66,$D$10,0,1,0),0),0)","v":0},6.3395213535937227,31697.606767968613]
[null,81,111,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CQ66+1","v":50},111,{"$f":"IF(CQ67<=$D$12,IF($D$8>CQ67,IF($D$2=\"Whole life\",dax($D$5+CQ67,$D$10,$D$13,1,$D$8-CQ67),Daxn($D$5+CQ67,$D$6-CQ67,$D$10,$D$13,1,$D$8-CQ67)),IF($D$2=\"Whole life\",dax($D$5+CQ67,$D$10,$D$13,1,0),Daxn($D$5+CQ67,$D$6-CQ67,$D$10,$D$13,1,0))),0)","v":5.9661996945967637},{"$f":"IF(CQ67<=$D$12,IF($D$8>CQ67,Daxn($D$5+CQ67,$D$8-CQ67,$D$10,0,1,0),0),0)","v":0},5.9661996945967637,29830.998472983818]
[null,82,112,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,51,112,{"$f":"IF(CQ68<=$D$12,IF($D$8>CQ68,IF($D$2=\"Whole life\",dax($D$5+CQ68,$D$10,$D$13,1,$D$8-CQ68),Daxn($D$5+CQ68,$D$6-CQ68,$D$10,$D$13,1,$D$8-CQ68)),IF($D$2=\"Whole life\",dax($D$5+CQ68,$D$10,$D$13,1,0),Daxn($D$5+CQ68,$D$6-CQ68,$D$10,$D$13,1,0))),0)","v":5.6015643353347722},{"$f":"IF(CQ68<=$D$12,IF($D$8>CQ68,Daxn($D$5+CQ68,$D$8-CQ68,$D$10,0,1,0),0),0)","v":0},5.6015643353347722,28007.821676673862]
[null,83,113,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,52,113,{"$f":"IF(CQ69<=$D$12,IF($D$8>CQ69,IF($D$2=\"Whole life\",dax($D$5+CQ69,$D$10,$D$13,1,$D$8-CQ69),Daxn($D$5+CQ69,$D$6-CQ69,$D$10,$D$13,1,$D$8-CQ69)),IF($D$2=\"Whole life\",dax($D$5+CQ69,$D$10,$D$13,1,0),Daxn($D$5+CQ69,$D$6-CQ69,$D$10,$D$13,1,0))),0)","v":5.2496016863351924},{"$f":"IF(CQ69<=$D$12,IF($D$8>CQ69,Daxn($D$5+CQ69,$D$8-CQ69,$D$10,0,1,0),0),0)","v":0},5.2496016863351924,26248.00843167596]
[null,84,114,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,53,114,{"$f":"IF(CQ70<=$D$12,IF($D$8>CQ70,IF($D$2=\"Whole life\",dax($D$5+CQ70,$D$10,$D$13,1,$D$8-CQ70),Daxn($D$5+CQ70,$D$6-CQ70,$D$10,$D$13,1,$D$8-CQ70)),IF($D$2=\"Whole life\",dax($D$5+CQ70,$D$10,$D$13,1,0),Daxn($D$5+CQ70,$D$6-CQ70,$D$10,$D$13,1,0))),0)","v":4.908612354318536},{"$f":"IF(CQ70<=$D$12,IF($D$8>CQ70,Daxn($D$5+CQ70,$D$8-CQ70,$D$10,0,1,0),0),0)","v":0},4.908612354318536,24543.061771592682]
[null,85,115,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,54,115,{"$f":"IF(CQ71<=$D$12,IF($D$8>CQ71,IF($D$2=\"Whole life\",dax($D$5+CQ71,$D$10,$D$13,1,$D$8-CQ71),Daxn($D$5+CQ71,$D$6-CQ71,$D$10,$D$13,1,$D$8-CQ71)),IF($D$2=\"Whole life\",dax($D$5+CQ71,$D$10,$D$13,1,0),Daxn($D$5+CQ71,$D$6-CQ71,$D$10,$D$13,1,0))),0)","v":4.5791803035854928},{"$f":"IF(CQ71<=$D$12,IF($D$8>CQ71,Daxn($D$5+CQ71,$D$8-CQ71,$D$10,0,1,0),0),0)","v":0},4.5791803035854928,22895.901517927465]
[null,86,116,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,55,116,{"$f":"IF(CQ72<=$D$12,IF($D$8>CQ72,IF($D$2=\"Whole life\",dax($D$5+CQ72,$D$10,$D$13,1,$D$8-CQ72),Daxn($D$5+CQ72,$D$6-CQ72,$D$10,$D$13,1,$D$8-CQ72)),IF($D$2=\"Whole life\",dax($D$5+CQ72,$D$10,$D$13,1,0),Daxn($D$5+CQ72,$D$6-CQ72,$D$10,$D$13,1,0))),0)","v":4.2613728755458595},{"$f":"IF(CQ72<=$D$12,IF($D$8>CQ72,Daxn($D$5+CQ72,$D$8-CQ72,$D$10,0,1,0),0),0)","v":0},4.2613728755458595,21306.864377729296]
[null,87,117,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,56,117,{"$f":"IF(CQ73<=$D$12,IF($D$8>CQ73,IF($D$2=\"Whole life\",dax($D$5+CQ73,$D$10,$D$13,1,$D$8-CQ73),Daxn($D$5+CQ73,$D$6-CQ73,$D$10,$D$13,1,$D$8-CQ73)),IF($D$2=\"Whole life\",dax($D$5+CQ73,$D$10,$D$13,1,0),Daxn($D$5+CQ73,$D$6-CQ73,$D$10,$D$13,1,0))),0)","v":3.9558823420726905},{"$f":"IF(CQ73<=$D$12,IF($D$8>CQ73,Daxn($D$5+CQ73,$D$8-CQ73,$D$10,0,1,0),0),0)","v":0},3.9558823420726905,19779.411710363453]
[null,88,118,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,57,118,{"$f":"IF(CQ74<=$D$12,IF($D$8>CQ74,IF($D$2=\"Whole life\",dax($D$5+CQ74,$D$10,$D$13,1,$D$8-CQ74),Daxn($D$5+CQ74,$D$6-CQ74,$D$10,$D$13,1,$D$8-CQ74)),IF($D$2=\"Whole life\",dax($D$5+CQ74,$D$10,$D$13,1,0),Daxn($D$5+CQ74,$D$6-CQ74,$D$10,$D$13,1,0))),0)","v":3.6630000884209064},{"$f":"IF(CQ74<=$D$12,IF($D$8>CQ74,Daxn($D$5+CQ74,$D$8-CQ74,$D$10,0,1,0),0),0)","v":0},3.6630000884209064,18315.000442104531]
[null,89,119,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,58,119,{"$f":"IF(CQ75<=$D$12,IF($D$8>CQ75,IF($D$2=\"Whole life\",dax($D$5+CQ75,$D$10,$D$13,1,$D$8-CQ75),Daxn($D$5+CQ75,$D$6-CQ75,$D$10,$D$13,1,$D$8-CQ75)),IF($D$2=\"Whole life\",dax($D$5+CQ75,$D$10,$D$13,1,0),Daxn($D$5+CQ75,$D$6-CQ75,$D$10,$D$13,1,0))),0)","v":3.3829486004992333},{"$f":"IF(CQ75<=$D$12,IF($D$8>CQ75,Daxn($D$5+CQ75,$D$8-CQ75,$D$10,0,1,0),0),0)","v":0},3.3829486004992333,16914.743002496165]
[null,90,120,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,59,120,{"$f":"IF(CQ76<=$D$12,IF($D$8>CQ76,IF($D$2=\"Whole life\",dax($D$5+CQ76,$D$10,$D$13,1,$D$8-CQ76),Daxn($D$5+CQ76,$D$6-CQ76,$D$10,$D$13,1,$D$8-CQ76)),IF($D$2=\"Whole life\",dax($D$5+CQ76,$D$10,$D$13,1,0),Daxn($D$5+CQ76,$D$6-CQ76,$D$10,$D$13,1,0))),0)","v":3.1158804515772736},{"$f":"IF(CQ76<=$D$12,IF($D$8>CQ76,Daxn($D$5+CQ76,$D$8-CQ76,$D$10,0,1,0),0),0)","v":0},3.1158804515772736,15579.402257886368]
[null,91,121,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,60,121,{"$f":"IF(CQ77<=$D$12,IF($D$8>CQ77,IF($D$2=\"Whole life\",dax($D$5+CQ77,$D$10,$D$13,1,$D$8-CQ77),Daxn($D$5+CQ77,$D$6-CQ77,$D$10,$D$13,1,$D$8-CQ77)),IF($D$2=\"Whole life\",dax($D$5+CQ77,$D$10,$D$13,1,0),Daxn($D$5+CQ77,$D$6-CQ77,$D$10,$D$13,1,0))),0)","v":2.8618781175020112},{"$f":"IF(CQ77<=$D$12,IF($D$8>CQ77,Daxn($D$5+CQ77,$D$8-CQ77,$D$10,0,1,0),0),0)","v":0},2.8618781175020112,14309.390587510055]
[null,92,122,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,61,122,{"$f":"IF(CQ78<=$D$12,IF($D$8>CQ78,IF($D$2=\"Whole life\",dax($D$5+CQ78,$D$10,$D$13,1,$D$8-CQ78),Daxn($D$5+CQ78,$D$6-CQ78,$D$10,$D$13,1,$D$8-CQ78)),IF($D$2=\"Whole life\",dax($D$5+CQ78,$D$10,$D$13,1,0),Daxn($D$5+CQ78,$D$6-CQ78,$D$10,$D$13,1,0))),0)","v":2.6209544956690092},{"$f":"IF(CQ78<=$D$12,IF($D$8>CQ78,Daxn($D$5+CQ78,$D$8-CQ78,$D$10,0,1,0),0),0)","v":0},2.6209544956690092,13104.772478345047]
[null,93,123,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,62,123,{"$f":"IF(CQ79<=$D$12,IF($D$8>CQ79,IF($D$2=\"Whole life\",dax($D$5+CQ79,$D$10,$D$13,1,$D$8-CQ79),Daxn($D$5+CQ79,$D$6-CQ79,$D$10,$D$13,1,$D$8-CQ79)),IF($D$2=\"Whole life\",dax($D$5+CQ79,$D$10,$D$13,1,0),Daxn($D$5+CQ79,$D$6-CQ79,$D$10,$D$13,1,0))),0)","v":2.3930538734788245},{"$f":"IF(CQ79<=$D$12,IF($D$8>CQ79,Daxn($D$5+CQ79,$D$8-CQ79,$D$10,0,1,0),0),0)","v":0},2.3930538734788245,11965.269367394123]
[null,94,124,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,63,124,{"$f":"IF(CQ80<=$D$12,IF($D$8>CQ80,IF($D$2=\"Whole life\",dax($D$5+CQ80,$D$10,$D$13,1,$D$8-CQ80),Daxn($D$5+CQ80,$D$6-CQ80,$D$10,$D$13,1,$D$8-CQ80)),IF($D$2=\"Whole life\",dax($D$5+CQ80,$D$10,$D$13,1,0),Daxn($D$5+CQ80,$D$6-CQ80,$D$10,$D$13,1,0))),0)","v":2.1780528636891208},{"$f":"IF(CQ80<=$D$12,IF($D$8>CQ80,Daxn($D$5+CQ80,$D$8-CQ80,$D$10,0,1,0),0),0)","v":0},2.1780528636891208,10890.264318445605]
[null,95,125,0,0,{"$f":"IF(B81<=$D$12,$D$11^(B81),0)","v":0},{"$f":"IF(B81<=$D$12,DDx(C81,$D$10),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,64,125,{"$f":"IF(CQ81<=$D$12,IF($D$8>CQ81,IF($D$2=\"Whole life\",dax($D$5+CQ81,$D$10,$D$13,1,$D$8-CQ81),Daxn($D$5+CQ81,$D$6-CQ81,$D$10,$D$13,1,$D$8-CQ81)),IF($D$2=\"Whole life\",dax($D$5+CQ81,$D$10,$D$13,1,0),Daxn($D$5+CQ81,$D$6-CQ81,$D$10,$D$13,1,0))),0)","v":1.9757603897341121},{"$f":"IF(CQ81<=$D$12,IF($D$8>CQ81,Daxn($D$5+CQ81,$D$8-CQ81,$D$10,0,1,0),0),0)","v":0},1.9757603897341121,9878.8019486705598]
[null,96,126,{"$f":"IF(B82<=$D$12,lx(C82),0)","v":0},{"$f":"D82/lx($D$5)","v":0},0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,65,126,{"$f":"IF(CQ82<=$D$12,IF($D$8>CQ82,IF($D$2=\"Whole life\",dax($D$5+CQ82,$D$10,$D$13,1,$D$8-CQ82),Daxn($D$5+CQ82,$D$6-CQ82,$D$10,$D$13,1,$D$8-CQ82)),IF($D$2=\"Whole life\",dax($D$5+CQ82,$D$10,$D$13,1,0),Daxn($D$5+CQ82,$D$6-CQ82,$D$10,$D$13,1,0))),0)","v":1.7859149230580149},{"$f":"IF(CQ82<=$D$12,IF($D$8>CQ82,Daxn($D$5+CQ82,$D$8-CQ82,$D$10,0,1,0),0),0)","v":0},{"$f":"CS82-$F$8*CT82","v":1.7859149230580149},{"$f":"CU82*$D$7","v":8929.5746152900738}]
[null,{"$f":"B82+1","v":97},{"$f":"C82+1","v":127},0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CQ82+1","v":66},127,{"$f":"IF(CQ83<=$D$12,IF($D$8>CQ83,IF($D$2=\"Whole life\",dax($D$5+CQ83,$D$10,$D$13,1,$D$8-CQ83),Daxn($D$5+CQ83,$D$6-CQ83,$D$10,$D$13,1,$D$8-CQ83)),IF($D$2=\"Whole life\",dax($D$5+CQ83,$D$10,$D$13,1,0),Daxn($D$5+CQ83,$D$6-CQ83,$D$10,$D$13,1,0))),0)","v":1.6081752874901418},{"$f":"IF(CQ83<=$D$12,IF($D$8>CQ83,Daxn($D$5+CQ83,$D$8-CQ83,$D$10,0,1,0),0),0)","v":0},1.6081752874901418,8040.8764374507091]
[null,98,128,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,67,128,{"$f":"IF(CQ84<=$D$12,IF($D$8>CQ84,IF($D$2=\"Whole life\",dax($D$5+CQ84,$D$10,$D$13,1,$D$8-CQ84),Daxn($D$5+CQ84,$D$6-CQ84,$D$10,$D$13,1,$D$8-CQ84)),IF($D$2=\"Whole life\",dax($D$5+CQ84,$D$10,$D$13,1,0),Daxn($D$5+CQ84,$D$6-CQ84,$D$10,$D$13,1,0))),0)","v":1.4420971008027956},{"$f":"IF(CQ84<=$D$12,IF($D$8>CQ84,Daxn($D$5+CQ84,$D$8-CQ84,$D$10,0,1,0),0),0)","v":0},1.4420971008027956,7210.4855040139782]
[null,99,129,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,68,129,{"$f":"IF(CQ85<=$D$12,IF($D$8>CQ85,IF($D$2=\"Whole life\",dax($D$5+CQ85,$D$10,$D$13,1,$D$8-CQ85),Daxn($D$5+CQ85,$D$6-CQ85,$D$10,$D$13,1,$D$8-CQ85)),IF($D$2=\"Whole life\",dax($D$5+CQ85,$D$10,$D$13,1,0),Daxn($D$5+CQ85,$D$6-CQ85,$D$10,$D$13,1,0))),0)","v":1.2870769083128399},{"$f":"IF(CQ85<=$D$12,IF($D$8>CQ85,Daxn($D$5+CQ85,$D$8-CQ85,$D$10,0,1,0),0),0)","v":0},1.2870769083128399,6435.3845415641999]
[null,100,130,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,69,130,{"$f":"IF(CQ86<=$D$12,IF($D$8>CQ86,IF($D$2=\"Whole life\",dax($D$5+CQ86,$D$10,$D$13,1,$D$8-CQ86),Daxn($D$5+CQ86,$D$6-CQ86,$D$10,$D$13,1,$D$8-CQ86)),IF($D$2=\"Whole life\",dax($D$5+CQ86,$D$10,$D$13,1,0),Daxn($D$5+CQ86,$D$6-CQ86,$D$10,$D$13,1,0))),0)","v":1.1422212446407563},{"$f":"IF(CQ86<=$D$12,IF($D$8>CQ86,Daxn($D$5+CQ86,$D$8-CQ86,$D$10,0,1,0),0),0)","v":0},1.1422212446407563,5711.1062232037812]
[null,101,131,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,70,131,{"$f":"IF(CQ87<=$D$12,IF($D$8>CQ87,IF($D$2=\"Whole life\",dax($D$5+CQ87,$D$10,$D$13,1,$D$8-CQ87),Daxn($D$5+CQ87,$D$6-CQ87,$D$10,$D$13,1,$D$8-CQ87)),IF($D$2=\"Whole life\",dax($D$5+CQ87,$D$10,$D$13,1,0),Daxn($D$5+CQ87,$D$6-CQ87,$D$10,$D$13,1,0))),0)","v":1.0060330577243255},{"$f":"IF(CQ87<=$D$12,IF($D$8>CQ87,Daxn($D$5+CQ87,$D$8-CQ87,$D$10,0,1,0),0),0)","v":0},1.0060330577243255,5030.165288621627]
[null,102,132,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,71,132,{"$f":"IF(CQ88<=$D$12,IF($D$8>CQ88,IF($D$2=\"Whole life\",dax($D$5+CQ88,$D$10,$D$13,1,$D$8-CQ88),Daxn($D$5+CQ88,$D$6-CQ88,$D$10,$D$13,1,$D$8-CQ88)),IF($D$2=\"Whole life\",dax($D$5+CQ88,$D$10,$D$13,1,0),Daxn($D$5+CQ88,$D$6-CQ88,$D$10,$D$13,1,0))),0)","v":0.87562889029484714},{"$f":"IF(CQ88<=$D$12,IF($D$8>CQ88,Daxn($D$5+CQ88,$D$8-CQ88,$D$10,0,1,0),0),0)","v":0},0.87562889029484714,4378.1444514742361]
[null,103,133,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,72,133,{"$f":"IF(CQ89<=$D$12,IF($D$8>CQ89,IF($D$2=\"Whole life\",dax($D$5+CQ89,$D$10,$D$13,1,$D$8-CQ89),Daxn($D$5+CQ89,$D$6-CQ89,$D$10,$D$13,1,$D$8-CQ89)),IF($D$2=\"Whole life\",dax($D$5+CQ89,$D$10,$D$13,1,0),Daxn($D$5+CQ89,$D$6-CQ89,$D$10,$D$13,1,0))),0)","v":0.74467411178765219},{"$f":"IF(CQ89<=$D$12,IF($D$8>CQ89,Daxn($D$5+CQ89,$D$8-CQ89,$D$10,0,1,0),0),0)","v":0},0.74467411178765219,3723.3705589382612]
[null,104,134,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,73,134,{"$f":"IF(CQ90<=$D$12,IF($D$8>CQ90,IF($D$2=\"Whole life\",dax($D$5+CQ90,$D$10,$D$13,1,$D$8-CQ90),Daxn($D$5+CQ90,$D$6-CQ90,$D$10,$D$13,1,$D$8-CQ90)),IF($D$2=\"Whole life\",dax($D$5+CQ90,$D$10,$D$13,1,0),Daxn($D$5+CQ90,$D$6-CQ90,$D$10,$D$13,1,0))),0)","v":0.59756968325676696},{"$f":"IF(CQ90<=$D$12,IF($D$8>CQ90,Daxn($D$5+CQ90,$D$8-CQ90,$D$10,0,1,0),0),0)","v":0},0.59756968325676696,2987.8484162838349]
[null,105,135,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,74,135,{"$f":"IF(CQ91<=$D$12,IF($D$8>CQ91,IF($D$2=\"Whole life\",dax($D$5+CQ91,$D$10,$D$13,1,$D$8-CQ91),Daxn($D$5+CQ91,$D$6-CQ91,$D$10,$D$13,1,$D$8-CQ91)),IF($D$2=\"Whole life\",dax($D$5+CQ91,$D$10,$D$13,1,0),Daxn($D$5+CQ91,$D$6-CQ91,$D$10,$D$13,1,0))),0)","v":0.39182575178681267},{"$f":"IF(CQ91<=$D$12,IF($D$8>CQ91,Daxn($D$5+CQ91,$D$8-CQ91,$D$10,0,1,0),0),0)","v":0},0.39182575178681267,1959.1287589340634]
[null,106,136,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,75,136,{"$f":"IF(CQ92<=$D$12,IF($D$8>CQ92,IF($D$2=\"Whole life\",dax($D$5+CQ92,$D$10,$D$13,1,$D$8-CQ92),Daxn($D$5+CQ92,$D$6-CQ92,$D$10,$D$13,1,$D$8-CQ92)),IF($D$2=\"Whole life\",dax($D$5+CQ92,$D$10,$D$13,1,0),Daxn($D$5+CQ92,$D$6-CQ92,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ92<=$D$12,IF($D$8>CQ92,Daxn($D$5+CQ92,$D$8-CQ92,$D$10,0,1,0),0),0)","v":0},0,0]
[null,107,137,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,76,137,{"$f":"IF(CQ93<=$D$12,IF($D$8>CQ93,IF($D$2=\"Whole life\",dax($D$5+CQ93,$D$10,$D$13,1,$D$8-CQ93),Daxn($D$5+CQ93,$D$6-CQ93,$D$10,$D$13,1,$D$8-CQ93)),IF($D$2=\"Whole life\",dax($D$5+CQ93,$D$10,$D$13,1,0),Daxn($D$5+CQ93,$D$6-CQ93,$D$10,$D$13,1,0))),0)","v":{"$error":"#VALUE!"}},{"$f":"IF(CQ93<=$D$12,IF($D$8>CQ93,Daxn($D$5+CQ93,$D$8-CQ93,$D$10,0,1,0),0),0)","v":0},{"$error":"#VALUE!"},{"$error":"#VALUE!"}]
[null,108,138,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,77,138,{"$f":"IF(CQ94<=$D$12,IF($D$8>CQ94,IF($D$2=\"Whole life\",dax($D$5+CQ94,$D$10,$D$13,1,$D$8-CQ94),Daxn($D$5+CQ94,$D$6-CQ94,$D$10,$D$13,1,$D$8-CQ94)),IF($D$2=\"Whole life\",dax($D$5+CQ94,$D$10,$D$13,1,0),Daxn($D$5+CQ94,$D$6-CQ94,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ94<=$D$12,IF($D$8>CQ94,Daxn($D$5+CQ94,$D$8-CQ94,$D$10,0,1,0),0),0)","v":0},0,0]
[null,109,139,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,78,139,{"$f":"IF(CQ95<=$D$12,IF($D$8>CQ95,IF($D$2=\"Whole life\",dax($D$5+CQ95,$D$10,$D$13,1,$D$8-CQ95),Daxn($D$5+CQ95,$D$6-CQ95,$D$10,$D$13,1,$D$8-CQ95)),IF($D$2=\"Whole life\",dax($D$5+CQ95,$D$10,$D$13,1,0),Daxn($D$5+CQ95,$D$6-CQ95,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ95<=$D$12,IF($D$8>CQ95,Daxn($D$5+CQ95,$D$8-CQ95,$D$10,0,1,0),0),0)","v":0},0,0]
[null,110,140,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,79,140,{"$f":"IF(CQ96<=$D$12,IF($D$8>CQ96,IF($D$2=\"Whole life\",dax($D$5+CQ96,$D$10,$D$13,1,$D$8-CQ96),Daxn($D$5+CQ96,$D$6-CQ96,$D$10,$D$13,1,$D$8-CQ96)),IF($D$2=\"Whole life\",dax($D$5+CQ96,$D$10,$D$13,1,0),Daxn($D$5+CQ96,$D$6-CQ96,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ96<=$D$12,IF($D$8>CQ96,Daxn($D$5+CQ96,$D$8-CQ96,$D$10,0,1,0),0),0)","v":0},0,0]
[null,111,141,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,80,141,{"$f":"IF(CQ97<=$D$12,IF($D$8>CQ97,IF($D$2=\"Whole life\",dax($D$5+CQ97,$D$10,$D$13,1,$D$8-CQ97),Daxn($D$5+CQ97,$D$6-CQ97,$D$10,$D$13,1,$D$8-CQ97)),IF($D$2=\"Whole life\",dax($D$5+CQ97,$D$10,$D$13,1,0),Daxn($D$5+CQ97,$D$6-CQ97,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ97<=$D$12,IF($D$8>CQ97,Daxn($D$5+CQ97,$D$8-CQ97,$D$10,0,1,0),0),0)","v":0},0,0]
[null,112,142,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,81,142,{"$f":"IF(CQ98<=$D$12,IF($D$8>CQ98,IF($D$2=\"Whole life\",dax($D$5+CQ98,$D$10,$D$13,1,$D$8-CQ98),Daxn($D$5+CQ98,$D$6-CQ98,$D$10,$D$13,1,$D$8-CQ98)),IF($D$2=\"Whole life\",dax($D$5+CQ98,$D$10,$D$13,1,0),Daxn($D$5+CQ98,$D$6-CQ98,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ98<=$D$12,IF($D$8>CQ98,Daxn($D$5+CQ98,$D$8-CQ98,$D$10,0,1,0),0),0)","v":0},0,0]
[null,113,143,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CQ98+1","v":82},143,{"$f":"IF(CQ99<=$D$12,IF($D$8>CQ99,IF($D$2=\"Whole life\",dax($D$5+CQ99,$D$10,$D$13,1,$D$8-CQ99),Daxn($D$5+CQ99,$D$6-CQ99,$D$10,$D$13,1,$D$8-CQ99)),IF($D$2=\"Whole life\",dax($D$5+CQ99,$D$10,$D$13,1,0),Daxn($D$5+CQ99,$D$6-CQ99,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ99<=$D$12,IF($D$8>CQ99,Daxn($D$5+CQ99,$D$8-CQ99,$D$10,0,1,0),0),0)","v":0},0,0]
[null,114,144,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,83,144,{"$f":"IF(CQ100<=$D$12,IF($D$8>CQ100,IF($D$2=\"Whole life\",dax($D$5+CQ100,$D$10,$D$13,1,$D$8-CQ100),Daxn($D$5+CQ100,$D$6-CQ100,$D$10,$D$13,1,$D$8-CQ100)),IF($D$2=\"Whole life\",dax($D$5+CQ100,$D$10,$D$13,1,0),Daxn($D$5+CQ100,$D$6-CQ100,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ100<=$D$12,IF($D$8>CQ100,Daxn($D$5+CQ100,$D$8-CQ100,$D$10,0,1,0),0),0)","v":0},0,0]
[null,115,145,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,84,145,{"$f":"IF(CQ101<=$D$12,IF($D$8>CQ101,IF($D$2=\"Whole life\",dax($D$5+CQ101,$D$10,$D$13,1,$D$8-CQ101),Daxn($D$5+CQ101,$D$6-CQ101,$D$10,$D$13,1,$D$8-CQ101)),IF($D$2=\"Whole life\",dax($D$5+CQ101,$D$10,$D$13,1,0),Daxn($D$5+CQ101,$D$6-CQ101,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ101<=$D$12,IF($D$8>CQ101,Daxn($D$5+CQ101,$D$8-CQ101,$D$10,0,1,0),0),0)","v":0},0,0]
[null,116,146,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,85,146,{"$f":"IF(CQ102<=$D$12,IF($D$8>CQ102,IF($D$2=\"Whole life\",dax($D$5+CQ102,$D$10,$D$13,1,$D$8-CQ102),Daxn($D$5+CQ102,$D$6-CQ102,$D$10,$D$13,1,$D$8-CQ102)),IF($D$2=\"Whole life\",dax($D$5+CQ102,$D$10,$D$13,1,0),Daxn($D$5+CQ102,$D$6-CQ102,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ102<=$D$12,IF($D$8>CQ102,Daxn($D$5+CQ102,$D$8-CQ102,$D$10,0,1,0),0),0)","v":0},0,0]
[null,117,147,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,86,147,{"$f":"IF(CQ103<=$D$12,IF($D$8>CQ103,IF($D$2=\"Whole life\",dax($D$5+CQ103,$D$10,$D$13,1,$D$8-CQ103),Daxn($D$5+CQ103,$D$6-CQ103,$D$10,$D$13,1,$D$8-CQ103)),IF($D$2=\"Whole life\",dax($D$5+CQ103,$D$10,$D$13,1,0),Daxn($D$5+CQ103,$D$6-CQ103,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ103<=$D$12,IF($D$8>CQ103,Daxn($D$5+CQ103,$D$8-CQ103,$D$10,0,1,0),0),0)","v":0},0,0]
[null,118,148,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,87,148,{"$f":"IF(CQ104<=$D$12,IF($D$8>CQ104,IF($D$2=\"Whole life\",dax($D$5+CQ104,$D$10,$D$13,1,$D$8-CQ104),Daxn($D$5+CQ104,$D$6-CQ104,$D$10,$D$13,1,$D$8-CQ104)),IF($D$2=\"Whole life\",dax($D$5+CQ104,$D$10,$D$13,1,0),Daxn($D$5+CQ104,$D$6-CQ104,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ104<=$D$12,IF($D$8>CQ104,Daxn($D$5+CQ104,$D$8-CQ104,$D$10,0,1,0),0),0)","v":0},0,0]
[null,119,149,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,88,149,{"$f":"IF(CQ105<=$D$12,IF($D$8>CQ105,IF($D$2=\"Whole life\",dax($D$5+CQ105,$D$10,$D$13,1,$D$8-CQ105),Daxn($D$5+CQ105,$D$6-CQ105,$D$10,$D$13,1,$D$8-CQ105)),IF($D$2=\"Whole life\",dax($D$5+CQ105,$D$10,$D$13,1,0),Daxn($D$5+CQ105,$D$6-CQ105,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ105<=$D$12,IF($D$8>CQ105,Daxn($D$5+CQ105,$D$8-CQ105,$D$10,0,1,0),0),0)","v":0},0,0]
[null,120,150,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,89,150,{"$f":"IF(CQ106<=$D$12,IF($D$8>CQ106,IF($D$2=\"Whole life\",dax($D$5+CQ106,$D$10,$D$13,1,$D$8-CQ106),Daxn($D$5+CQ106,$D$6-CQ106,$D$10,$D$13,1,$D$8-CQ106)),IF($D$2=\"Whole life\",dax($D$5+CQ106,$D$10,$D$13,1,0),Daxn($D$5+CQ106,$D$6-CQ106,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ106<=$D$12,IF($D$8>CQ106,Daxn($D$5+CQ106,$D$8-CQ106,$D$10,0,1,0),0),0)","v":0},0,0]
[null,121,151,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90,151,{"$f":"IF(CQ107<=$D$12,IF($D$8>CQ107,IF($D$2=\"Whole life\",dax($D$5+CQ107,$D$10,$D$13,1,$D$8-CQ107),Daxn($D$5+CQ107,$D$6-CQ107,$D$10,$D$13,1,$D$8-CQ107)),IF($D$2=\"Whole life\",dax($D$5+CQ107,$D$10,$D$13,1,0),Daxn($D$5+CQ107,$D$6-CQ107,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ107<=$D$12,IF($D$8>CQ107,Daxn($D$5+CQ107,$D$8-CQ107,$D$10,0,1,0),0),0)","v":0},0,0]
[null,122,152,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,91,152,{"$f":"IF(CQ108<=$D$12,IF($D$8>CQ108,IF($D$2=\"Whole life\",dax($D$5+CQ108,$D$10,$D$13,1,$D$8-CQ108),Daxn($D$5+CQ108,$D$6-CQ108,$D$10,$D$13,1,$D$8-CQ108)),IF($D$2=\"Whole life\",dax($D$5+CQ108,$D$10,$D$13,1,0),Daxn($D$5+CQ108,$D$6-CQ108,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ108<=$D$12,IF($D$8>CQ108,Daxn($D$5+CQ108,$D$8-CQ108,$D$10,0,1,0),0),0)","v":0},0,0]
[null,123,153,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,92,153,{"$f":"IF(CQ109<=$D$12,IF($D$8>CQ109,IF($D$2=\"Whole life\",dax($D$5+CQ109,$D$10,$D$13,1,$D$8-CQ109),Daxn($D$5+CQ109,$D$6-CQ109,$D$10,$D$13,1,$D$8-CQ109)),IF($D$2=\"Whole life\",dax($D$5+CQ109,$D$10,$D$13,1,0),Daxn($D$5+CQ109,$D$6-CQ109,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ109<=$D$12,IF($D$8>CQ109,Daxn($D$5+CQ109,$D$8-CQ109,$D$10,0,1,0),0),0)","v":0},0,0]
[null,124,154,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,93,154,{"$f":"IF(CQ110<=$D$12,IF($D$8>CQ110,IF($D$2=\"Whole life\",dax($D$5+CQ110,$D$10,$D$13,1,$D$8-CQ110),Daxn($D$5+CQ110,$D$6-CQ110,$D$10,$D$13,1,$D$8-CQ110)),IF($D$2=\"Whole life\",dax($D$5+CQ110,$D$10,$D$13,1,0),Daxn($D$5+CQ110,$D$6-CQ110,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ110<=$D$12,IF($D$8>CQ110,Daxn($D$5+CQ110,$D$8-CQ110,$D$10,0,1,0),0),0)","v":0},0,0]
[null,125,155,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,94,155,{"$f":"IF(CQ111<=$D$12,IF($D$8>CQ111,IF($D$2=\"Whole life\",dax($D$5+CQ111,$D$10,$D$13,1,$D$8-CQ111),Daxn($D$5+CQ111,$D$6-CQ111,$D$10,$D$13,1,$D$8-CQ111)),IF($D$2=\"Whole life\",dax($D$5+CQ111,$D$10,$D$13,1,0),Daxn($D$5+CQ111,$D$6-CQ111,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ111<=$D$12,IF($D$8>CQ111,Daxn($D$5+CQ111,$D$8-CQ111,$D$10,0,1,0),0),0)","v":0},0,0]
[null,126,156,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,95,156,{"$f":"IF(CQ112<=$D$12,IF($D$8>CQ112,IF($D$2=\"Whole life\",dax($D$5+CQ112,$D$10,$D$13,1,$D$8-CQ112),Daxn($D$5+CQ112,$D$6-CQ112,$D$10,$D$13,1,$D$8-CQ112)),IF($D$2=\"Whole life\",dax($D$5+CQ112,$D$10,$D$13,1,0),Daxn($D$5+CQ112,$D$6-CQ112,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ112<=$D$12,IF($D$8>CQ112,Daxn($D$5+CQ112,$D$8-CQ112,$D$10,0,1,0),0),0)","v":0},0,0]
[null,127,157,0,0,{"$f":"IF(B113<=$D$12,$D$11^(B113),0)","v":0},{"$f":"IF(B113<=$D$12,DDx(C113,$D$10),0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,96,157,{"$f":"IF(CQ113<=$D$12,IF($D$8>CQ113,IF($D$2=\"Whole life\",dax($D$5+CQ113,$D$10,$D$13,1,$D$8-CQ113),Daxn($D$5+CQ113,$D$6-CQ113,$D$10,$D$13,1,$D$8-CQ113)),IF($D$2=\"Whole life\",dax($D$5+CQ113,$D$10,$D$13,1,0),Daxn($D$5+CQ113,$D$6-CQ113,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ113<=$D$12,IF($D$8>CQ113,Daxn($D$5+CQ113,$D$8-CQ113,$D$10,0,1,0),0),0)","v":0},0,0]
[null,128,158,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,97,158,{"$f":"IF(CQ114<=$D$12,IF($D$8>CQ114,IF($D$2=\"Whole life\",dax($D$5+CQ114,$D$10,$D$13,1,$D$8-CQ114),Daxn($D$5+CQ114,$D$6-CQ114,$D$10,$D$13,1,$D$8-CQ114)),IF($D$2=\"Whole life\",dax($D$5+CQ114,$D$10,$D$13,1,0),Daxn($D$5+CQ114,$D$6-CQ114,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ114<=$D$12,IF($D$8>CQ114,Daxn($D$5+CQ114,$D$8-CQ114,$D$10,0,1,0),0),0)","v":0},0,0]
[null,129,159,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CQ114+1","v":98},159,{"$f":"IF(CQ115<=$D$12,IF($D$8>CQ115,IF($D$2=\"Whole life\",dax($D$5+CQ115,$D$10,$D$13,1,$D$8-CQ115),Daxn($D$5+CQ115,$D$6-CQ115,$D$10,$D$13,1,$D$8-CQ115)),IF($D$2=\"Whole life\",dax($D$5+CQ115,$D$10,$D$13,1,0),Daxn($D$5+CQ115,$D$6-CQ115,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ115<=$D$12,IF($D$8>CQ115,Daxn($D$5+CQ115,$D$8-CQ115,$D$10,0,1,0),0),0)","v":0},0,0]
[null,130,160,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,99,160,{"$f":"IF(CQ116<=$D$12,IF($D$8>CQ116,IF($D$2=\"Whole life\",dax($D$5+CQ116,$D$10,$D$13,1,$D$8-CQ116),Daxn($D$5+CQ116,$D$6-CQ116,$D$10,$D$13,1,$D$8-CQ116)),IF($D$2=\"Whole life\",dax($D$5+CQ116,$D$10,$D$13,1,0),Daxn($D$5+CQ116,$D$6-CQ116,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ116<=$D$12,IF($D$8>CQ116,Daxn($D$5+CQ116,$D$8-CQ116,$D$10,0,1,0),0),0)","v":0},0,0]
[null,131,161,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,100,161,{"$f":"IF(CQ117<=$D$12,IF($D$8>CQ117,IF($D$2=\"Whole life\",dax($D$5+CQ117,$D$10,$D$13,1,$D$8-CQ117),Daxn($D$5+CQ117,$D$6-CQ117,$D$10,$D$13,1,$D$8-CQ117)),IF($D$2=\"Whole life\",dax($D$5+CQ117,$D$10,$D$13,1,0),Daxn($D$5+CQ117,$D$6-CQ117,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ117<=$D$12,IF($D$8>CQ117,Daxn($D$5+CQ117,$D$8-CQ117,$D$10,0,1,0),0),0)","v":0},0,0]
[null,132,162,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,101,162,{"$f":"IF(CQ118<=$D$12,IF($D$8>CQ118,IF($D$2=\"Whole life\",dax($D$5+CQ118,$D$10,$D$13,1,$D$8-CQ118),Daxn($D$5+CQ118,$D$6-CQ118,$D$10,$D$13,1,$D$8-CQ118)),IF($D$2=\"Whole life\",dax($D$5+CQ118,$D$10,$D$13,1,0),Daxn($D$5+CQ118,$D$6-CQ118,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ118<=$D$12,IF($D$8>CQ118,Daxn($D$5+CQ118,$D$8-CQ118,$D$10,0,1,0),0),0)","v":0},0,0]
[null,133,163,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,102,163,{"$f":"IF(CQ119<=$D$12,IF($D$8>CQ119,IF($D$2=\"Whole life\",dax($D$5+CQ119,$D$10,$D$13,1,$D$8-CQ119),Daxn($D$5+CQ119,$D$6-CQ119,$D$10,$D$13,1,$D$8-CQ119)),IF($D$2=\"Whole life\",dax($D$5+CQ119,$D$10,$D$13,1,0),Daxn($D$5+CQ119,$D$6-CQ119,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ119<=$D$12,IF($D$8>CQ119,Daxn($D$5+CQ119,$D$8-CQ119,$D$10,0,1,0),0),0)","v":0},0,0]
[null,134,164,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,103,164,{"$f":"IF(CQ120<=$D$12,IF($D$8>CQ120,IF($D$2=\"Whole life\",dax($D$5+CQ120,$D$10,$D$13,1,$D$8-CQ120),Daxn($D$5+CQ120,$D$6-CQ120,$D$10,$D$13,1,$D$8-CQ120)),IF($D$2=\"Whole life\",dax($D$5+CQ120,$D$10,$D$13,1,0),Daxn($D$5+CQ120,$D$6-CQ120,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ120<=$D$12,IF($D$8>CQ120,Daxn($D$5+CQ120,$D$8-CQ120,$D$10,0,1,0),0),0)","v":0},0,0]
[null,135,165,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,104,165,{"$f":"IF(CQ121<=$D$12,IF($D$8>CQ121,IF($D$2=\"Whole life\",dax($D$5+CQ121,$D$10,$D$13,1,$D$8-CQ121),Daxn($D$5+CQ121,$D$6-CQ121,$D$10,$D$13,1,$D$8-CQ121)),IF($D$2=\"Whole life\",dax($D$5+CQ121,$D$10,$D$13,1,0),Daxn($D$5+CQ121,$D$6-CQ121,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ121<=$D$12,IF($D$8>CQ121,Daxn($D$5+CQ121,$D$8-CQ121,$D$10,0,1,0),0),0)","v":0},0,0]
[null,136,166,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,105,166,{"$f":"IF(CQ122<=$D$12,IF($D$8>CQ122,IF($D$2=\"Whole life\",dax($D$5+CQ122,$D$10,$D$13,1,$D$8-CQ122),Daxn($D$5+CQ122,$D$6-CQ122,$D$10,$D$13,1,$D$8-CQ122)),IF($D$2=\"Whole life\",dax($D$5+CQ122,$D$10,$D$13,1,0),Daxn($D$5+CQ122,$D$6-CQ122,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ122<=$D$12,IF($D$8>CQ122,Daxn($D$5+CQ122,$D$8-CQ122,$D$10,0,1,0),0),0)","v":0},0,0]
[null,137,167,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,106,167,{"$f":"IF(CQ123<=$D$12,IF($D$8>CQ123,IF($D$2=\"Whole life\",dax($D$5+CQ123,$D$10,$D$13,1,$D$8-CQ123),Daxn($D$5+CQ123,$D$6-CQ123,$D$10,$D$13,1,$D$8-CQ123)),IF($D$2=\"Whole life\",dax($D$5+CQ123,$D$10,$D$13,1,0),Daxn($D$5+CQ123,$D$6-CQ123,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ123<=$D$12,IF($D$8>CQ123,Daxn($D$5+CQ123,$D$8-CQ123,$D$10,0,1,0),0),0)","v":0},0,0]
[null,138,168,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,107,168,{"$f":"IF(CQ124<=$D$12,IF($D$8>CQ124,IF($D$2=\"Whole life\",dax($D$5+CQ124,$D$10,$D$13,1,$D$8-CQ124),Daxn($D$5+CQ124,$D$6-CQ124,$D$10,$D$13,1,$D$8-CQ124)),IF($D$2=\"Whole life\",dax($D$5+CQ124,$D$10,$D$13,1,0),Daxn($D$5+CQ124,$D$6-CQ124,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ124<=$D$12,IF($D$8>CQ124,Daxn($D$5+CQ124,$D$8-CQ124,$D$10,0,1,0),0),0)","v":0},0,0]
[null,139,169,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,108,169,{"$f":"IF(CQ125<=$D$12,IF($D$8>CQ125,IF($D$2=\"Whole life\",dax($D$5+CQ125,$D$10,$D$13,1,$D$8-CQ125),Daxn($D$5+CQ125,$D$6-CQ125,$D$10,$D$13,1,$D$8-CQ125)),IF($D$2=\"Whole life\",dax($D$5+CQ125,$D$10,$D$13,1,0),Daxn($D$5+CQ125,$D$6-CQ125,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ125<=$D$12,IF($D$8>CQ125,Daxn($D$5+CQ125,$D$8-CQ125,$D$10,0,1,0),0),0)","v":0},0,0]
[null,140,170,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,109,170,{"$f":"IF(CQ126<=$D$12,IF($D$8>CQ126,IF($D$2=\"Whole life\",dax($D$5+CQ126,$D$10,$D$13,1,$D$8-CQ126),Daxn($D$5+CQ126,$D$6-CQ126,$D$10,$D$13,1,$D$8-CQ126)),IF($D$2=\"Whole life\",dax($D$5+CQ126,$D$10,$D$13,1,0),Daxn($D$5+CQ126,$D$6-CQ126,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ126<=$D$12,IF($D$8>CQ126,Daxn($D$5+CQ126,$D$8-CQ126,$D$10,0,1,0),0),0)","v":0},0,0]
[null,141,171,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,110,171,{"$f":"IF(CQ127<=$D$12,IF($D$8>CQ127,IF($D$2=\"Whole life\",dax($D$5+CQ127,$D$10,$D$13,1,$D$8-CQ127),Daxn($D$5+CQ127,$D$6-CQ127,$D$10,$D$13,1,$D$8-CQ127)),IF($D$2=\"Whole life\",dax($D$5+CQ127,$D$10,$D$13,1,0),Daxn($D$5+CQ127,$D$6-CQ127,$D$10,$D$13,1,0))),0)","v":0},{"$f":"IF(CQ127<=$D$12,IF($D$8>CQ127,Daxn($D$5+CQ127,$D$8-CQ127,$D$10,0,1,0),0),0)","v":0},0,0]

{"sheet":"REGULAR-NETTO","index":4,"n_rows":128,"n_cols":55,"rows_kept":128,"cut":false,"hidden":false,"merged":[[27,28,28,28],[27,29,28,29],[24,48,25,48],[24,49,25,49],[24,50,25,50],[30,42,31,42],[33,42,34,42],[18,42,19,42],[18,13,19,13],[18,31,19,31],[31,14,31,25],[34,14,34,25],[24,13,25,13],[22,14,22,20],[24,53,25,53],[27,53,28,53],[1,1,1,2],[39,12,40,12],[39,13,40,13],[33,39,34,39],[33,40,34,40],[39,39,40,39],[39,40,40,40],[30,12,31,12],[30,13,31,13],[33,12,34,12],[33,13,34,13],[36,12,37,12],[36,13,37,13],[27,31,28,31],[30,28,31,28],[30,29,31,29],[30,30,31,30],[30,31,31,31],[21,31,22,31],[24,28,25,28],[24,29,25,29],[24,30,25,30],[30,48,31,48],[30,49,31,49],[30,50,31,50],[30,51,31,51],[33,48,34,48],[33,49,34,49],[33,50,34,50],[33,51,34,51],[35,48,35,50],[24,51,25,51],[27,48,28,48],[27,49,28,49],[27,50,28,50],[27,51,28,51],[18,51,19,51],[21,48,22,48],[21,49,22,49],[21,50,22,50],[21,51,22,51],[23,48,23,50],[18,49,19,49],[18,50,19,50],[17,12,17,14],[33,43,33,45],[34,43,34,45],[39,43,39,45],[21,42,22,42],[24,42,25,42],[27,42,28,42],[39,30,40,30],[30,16,30,19],[36,16,36,19],[39,16,39,19],[33,30,34,30],[33,28,34,28],[33,29,34,29],[33,31,34,31],[36,28,37,28],[36,29,37,29],[36,30,37,30],[36,31,37,31],[18,12,19,12],[19,14,19,20],[18,40,19,40],[39,29,40,29],[39,31,40,31],[1,3,1,4],[18,48,19,48],[39,48,40,48],[29,48,29,50],[17,48,17,50],[29,12,29,14],[35,12,35,14],[24,33,25,33],[27,33,28,33],[24,31,25,31],[27,30,28,30],[21,30,22,30],[18,28,19,28],[18,29,19,29],[18,30,19,30],[21,28,22,28],[21,29,22,29],[36,23,36,25],[39,23,39,25],[18,41,19,41],[21,39,22,39],[21,12,22,12],[21,13,22,13],[28,14,28,20],[11,1,11,2],[21,40,22,40],[21,41,22,41],[24,39,25,39],[25,14,25,20],[4,1,4,2],[5,1,5,2],[5,4,7,4],[5,5,7,5],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[6,1,6,2],[17,39,17,41],[5,9,6,9],[5,11,6,11],[4,7,6,7],[4,8,6,8],[4,9,4,11],[8,9,8,11],[23,39,23,41],[24,41,25,41],[24,12,25,12],[24,54,24,56],[25,54,25,56],[27,54,27,56],[28,54,28,56],[30,52,30,55],[24,40,25,40],[29,39,29,41],[35,39,35,41],[3,7,3,8],[30,23,30,25],[33,23,33,25],[31,52,31,55],[33,52,33,55],[27,40,28,40],[27,41,28,41],[27,39,28,39],[9,9,9,11],[8,8,9,8],[8,7,9,7],[33,32,33,35],[34,32,34,35],[33,41,34,41],[30,39,31,39],[30,40,31,40],[34,52,34,55],[36,52,36,55],[37,52,37,55],[39,52,39,55],[40,52,40,55],[36,42,37,42],[39,42,40,42],[39,41,40,41],[39,32,39,35],[40,32,40,35],[36,39,37,39],[36,40,37,40],[36,41,37,41],[36,50,37,50],[36,51,37,51],[39,49,40,49],[39,50,40,50],[36,32,36,35],[37,32,37,35],[36,48,37,48],[36,49,37,49],[39,51,40,51],[16,48,16,49],[16,39,16,40],[16,12,16,13],[16,28,16,29],[40,43,40,45],[30,32,30,35],[31,43,31,45],[30,43,30,45],[36,43,36,45],[37,43,37,45],[30,41,31,41],[27,12,28,12],[27,13,28,13],[23,12,23,14],[18,39,19,39],[39,28,40,28],[24,34,24,36],[25,34,25,36],[27,34,27,36],[28,34,28,36],[33,16,33,19],[37,14,37,25],[40,14,40,25],[31,32,31,35]]}
[]
[null,"Contract",null,"Endowment"]
[]
[null,null,null,null,null,null,null,"Frequency of premium (m)",null,"monthly","m =",{"$f":"IF(J4=\"Anually\",1,IF(J4=\"Semianually\",2,IF(J4=\"Quarterly\",4,12)))","v":12}]
[null,"Age (X)",null,50,"nPx",{"$f":"IF(D2=\"Whole life\",regular_Whole_life(D5,D10),IF(D2=\"Term insurance\",regular_Term_insurance(D5,D6,D10),IF(D2=\"Endowment\",regular_Endowment(D5,D6,D10,D7,D8),regular_Pure_Endowment(D5,D6,D10))))","v":4.2501373230557388E-2},null,"Px(m)","=","Regular netto premium"]
[null,"Policy period (N)",null,30,"Regular netto premium",{"$f":"IF($D$2=\"Pure endowment\",F5*D8,F5*D7)","v":42501.373230557387},null,null,null,"m * ( 1  -","(m-1)* Dx",")"]
[null,"Death benefit (K)",null,1000000,null,null,null,null,null,null,"2m * Nx"]
[null,"Survival benefit (D)",null,2000000]
[null,"Deferred (k)",null,0,"nebude",null,null,{"$f":"J9/J10","v":3625.4213490903426},"=",{"$f":"F6","v":42501.373230557387}]
[null,"Interest rate (i)",null,2.5000000000000001E-2,null,null,null,null,null,{"$f":"L4*(1-((L4-1)*DDx($D$5,$D$10))/(2*L4*nx($D$5,$D$10)))","v":11.723154121443413}]
[null,"Discont factor (v)",null,{"$f":"1/(1+D10)","v":0.97560975609756106}]
[null,"delka vypoctu",null,{"$f":"IF(D2=\"Whole life\",omega()-D5,$D$6)","v":30}]
[]
[]
[]
[]
[null,"t","x","lx","tpx","vt-1","Dx","Cx","dx","t-1|qx","vt",null,"Endowment",null,"nPx",null,null,null,null,null,null,null,null,null,null,null,null,null,"Term insurance",null,"nPx",null,null,null,null,null,null,null,null,"Pure endowment",null,"nPx",null,null,null,null,null,null,"Whole life",null,"Px"]
[null,{"$f":"1","v":1},{"$f":"D5+$D$9","v":50},{"$f":"IF(B18<=$D$12,lx(C18),0)","v":95039.859668223144},{"$f":"D18/lx($D$5)","v":1},{"$f":"IF(B18<=$D$12,$D$11^(B18-1),0)","v":1},{"$f":"IF(B18<=$D$12,DDx(C18,$D$10),0)","v":27651.106618594295},{"$f":"IF(AND(B18>=$D$9,B18<=$D$12),cx(C18,$D$10),0)","v":123.58604001751077},{"$f":"IF(AND(B18>=$D$9,B18<=$D$12),dx(C18),0)","v":435.39812217226427},{"$f":"IF(AND(B18>=$D$9,B18<=$D$12),n_qx($D$5,B18-1),0)","v":4.5812159623573878E-3},{"$f":"IF(AND(B18>=$D$9,B18<=$D$12),$D$11^(B18),0)","v":0.97560975609756106},null,"Using Actuarial formulas",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Using Actuarial formulas",null,null,null,null,null,null,null,null,null,null,"Using Actuarial formulas",null,null,null,null,null,null,null,null,"Using Actuarial formulas"]
[null,{"$f":"B18+1","v":2},{"$f":"C18+1","v":51},94604.461546050879,{"$f":"D19/lx($D$5)","v":0.99541878403764272},0.97560975609756106,26853.103343976923,128.66854886524376,464.63658568868414,4.8888601825665089E-3,0.95181439619274255,null,"nPx","=","K","*","A1xn","+","D","*","nEx",null,null,null,null,null,null,null,"nPx","=","K","*","A1xn",null,null,null,null,null,null,"nPx","=","D","*","nEx",null,null,null,null,"Px","=","K","*","Ax"]
[null,{"$f":"B19+1","v":3},52,94139.824960362195,0.99052992385507621,0.95181439619274255,26069.481055014683,139.69276322555177,517.05741885671159,5.4404270025410779E-3,0.92859941091974896,null,null,null,"ӓxn˥",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ӓxn˥",null,null,null,null,null,null,null,null,null,null,"ӓxn˥",null,null,null,null,null,null,null,null,"ӓxn˥"]
[null,4,53,93622.767541505484,0.98508949685253511,0.92859941091974896,25293.947290447308,144.60269431752323,548.61176421066921,5.7724387023069153E-3,0.90595064479975507]
[null,5,54,93074.155777294814,0.97931705815022818,0.90595064479975507,24532.41905246034,156.09987197693292,607.03697276576713,6.3871829660195742E-3,0.88385428760951723,null,{"$f":"(O22*Q22+S22*U22)/O23","v":42501.373230557387},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"A1xn($D$5,$D$6,$D$10)","v":0.32920517765967838},"+",{"$f":"$D$8","v":2000000},"*",{"$f":"nex($D$5,$D$6,$D$10)","v":0.22436337620675459},null,null,null,null,null,null,null,{"$f":"AG22/AG23*AE22","v":17985.728036422948},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"A1xn($D$5,$D$6,$D$10)","v":0.32920517765967838},null,null,null,null,null,null,{"$f":"AR22/AR23*AP22","v":24515.645194134442},"=",{"$f":"$D$8","v":2000000},"*",{"$f":"nex($D$5,$D$6,$D$10)","v":0.22436337620675459},null,null,null,null,{"$f":"BA22/BA23*AY22","v":25945.370380576835},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"A1x(D5+D9,D10)","v":0.51544757623691617}]
[null,6,55,92467.118804529047,0.97292987518420859,0.88385428760951723,23777.967496277055,170.3269880503768,678.92207305738702,7.1435508788360606E-3,0.8622968659605047,null,null,null,{"$f":"Daxn($D$5,$D$6,$D$10,0,1,0)","v":18.303689291476225},null,{"$f":"Daxn($D$5,$D$6,$D$10,0,1)","v":{"$error":"#VALUE!"}},null,null,null,{"$f":"Daxn($D$5,$D$6,$D$10,0,1)","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,null,null,null,null,{"$f":"Daxn($D$5,$D$6,$D$10,0,1,0)","v":18.303689291476225},null,null,null,null,null,null,null,null,null,null,{"$f":"Daxn($D$5,$D$6,$D$10,0,1,0)","v":18.303689291476225},null,null,null,null,null,null,null,null,{"$f":"dax($D$5,$D$10,0,1,$D$9)","v":19.866649374286418}]
[null,7,56,91788.19673147166,0.96578632430537259,0.8622968659605047,23027.690081488214,188.65200916172984,770.76460388272244,8.1099089011011736E-3,0.84126523508341933,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,"Using Commutation numbers"]
[null,8,57,91017.432127588938,0.95767641540427151,0.84126523508341933,22277.387094729209,204.66889747003754,857.10897512428346,9.0184158322243191E-3,0.82074657081309199,null,"nPx","=","K","*","Mx - Mx+n","+","D","*","Dx+n",null,null,null,null,null,null,null,"nPx","=","K","*","Mx - Mx+n","=","Cx + Cx+1 + Cx+2 …+ Cx+n-1",null,null,null,null,"nPx","=","D","*","Dx+n",null,null,null,null,"Px","=","K","*","Mx","=","Cx + Cx+1 + Cx+2 +…"]
[null,9,58,90160.323152464654,0.94865799957204722,0.82074657081309199,21529.36729250968,222.80703485056452,956.39425160916289,1.0063085687919308E-2,0.8007283617688703,null,null,null,"Nx - Nx+n",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nx - Nx+n",null,"Nx - Nx+n",null,null,null,null,null,null,null,null,"Nx - Nx+n",null,null,null,null,null,null,null,null,"Nx",null,"Nx"]
[null,10,59,89203.928900855492,0.93859491388412775,0.8007283617688703,20781.453738329608,236.94020381667801,1042.4870798347692,1.0968945908316919E-2,0.78119840172572719]
[null,11,60,88161.441821020722,0.92762596797581087,0.78119840172572719,20037.64880918782,257.38032591586955,1160.7298024991032,1.2213084137025407E-2,0.76214478217144122,null,{"$f":"(O28*Q28+S28*U28)/O29","v":42501.373230557387},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"mx($D$5,$D$10)-mx($D$5+$D$6,$D$10)","v":9102.8874668610442},"+",{"$f":"$D$8","v":2000000},"*",{"$f":"DDx($D$5+$D$6,$D$10)","v":6203.8956368007539},null,null,null,null,null,null,null,{"$f":"AG28/AG29*AE28","v":17985.728036422948},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"mx($D$5+D9,$D$10)-mx($D$5+$D$6,$D$10)","v":9102.8874668610442},"=",{"$f":"SUM($H$18:$H$128)","v":9102.8874668610479},null,null,null,null,{"$f":"AR28/AR29*AP28","v":24515.645194134442},"=",{"$f":"$D$8","v":2000000},"*",{"$f":"DDx($D$5+$D$6,$D$10)","v":6203.8956368007539},null,null,null,null,{"$f":"BA28/BA29*AY28","v":25945.370380576835},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"mx($D$5+$D$9,$D$10)","v":14252.695886822979},"=",{"$f":"SUM(H18:H128)","v":9102.8874668610479}]
[null,12,61,87000.712018521619,0.91541288383878539,0.76214478217144122,19291.545341584442,274.11723970304149,1267.1149186681287,1.3332457803405102E-2,0.74355588504530856,null,null,null,{"$f":"nx($D$5,$D$10)-nx($D$5+$D$6,$D$10)","v":506117.26411223179},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"nx($D$5,$D$10)-nx($D$5+$D$6,$D$10)","v":506117.26411223179},null,{"$f":"nx($D$5,$D$10)-nx($D$5+$D$6,$D$10)","v":506117.26411223179},null,null,null,null,null,null,null,null,{"$f":"nx($D$5,$D$10)-nx($D$5+$D$6,$D$10)","v":506117.26411223179},null,null,null,null,null,null,null,null,{"$f":"nx($D$5,$D$10)","v":549334.84000262339},null,{"$f":"nx($D$5,$D$10)","v":549334.84000262339}]
[null,13,62,85733.59709985349,0.9020804260353803,0.74355588504530856,18546.902605745192,289.7938131689516,1373.0698441730638,1.4447305046181092E-2,0.72542037565395956,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,null,null,"Using Mortality tables",null,null,null,null,null,null,null,null,"Using Mortality tables"]
[null,14,63,84360.527255680427,0.88763312098919922,0.72542037565395956,17804.745314387332,302.31979481453578,1468.2295793087833,1.5448566363989438E-2,0.70772719575996068,null,"nPx","=","K","*","dx * v + dx+1 * v2 +…dx+n-1 * vn",null,null,null,"+","D","*","lx+n * vn",null,null,null,null,"nPx","=","K","*","dx * v + dx+1 * v2 +…dx+n-1 * vn",null,null,null,null,null,null,"nPx","=","D","*","lx+n * vn",null,null,null,null,"Px","=","K","*","dx * v + dx+1 * v2 +…"]
[null,15,64,82892.297676371643,0.87218455462520983,0.70772719575996068,17068.163438734082,316.00291385468455,1573.049314196207,1.6551469243405847E-2,0.69046555683898614,null,null,null,"lx + lx+1 * v + lx+2 * v2 +…+ lx+n-1*vn-1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"lx + lx+1 * v + lx+2 * v2 +…+ lx+n-1*vn-1",null,null,null,null,null,null,null,null,null,null,"lx + lx+1 * v + lx+2 * v2 +…+ lx+n-1 * vn-1",null,null,null,null,null,null,null,null,"lx + lx+1 * v + lx+2 * v2 +…+ lx+n-1*vn-1"]
[null,16,65,81319.248362175436,0.85563308538180394,0.69046555683898614,16335.863855641981,329.96282323214564,1683.6046893545863,1.7714721962257925E-2,0.67362493350144981]
[null,17,66,79635.64367282085,0.83791836341954595,0.67362493350144981,15607.465328613689,353.03927846733001,1846.3839150272252,1.9427468869091479E-2,0.65719505707458525,null,{"$f":"(O34*Q34+V34*X34)/O35","v":42501.373230557445},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"SUMPRODUCT($I$18:$I$128,$K$18:$K$128)","v":31287.613886828374},null,null,null,"+",{"$f":"$D$8","v":2000000},"*",{"$f":"lx($D$5+$D$6)*$D$11^$D$6","v":21323.463789378769},null,null,null,null,{"$f":"AG34/AG35*AE34","v":17985.728036422966},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"SUMPRODUCT($I$18:$I$128,$K$18:$K$128)","v":31287.613886828374},null,null,null,null,null,null,{"$f":"AR34/AR35*AP34","v":24515.645194134479},"=",{"$f":"$D$8","v":2000000},"*",{"$f":"lx($D$5+$D$6)*$D$11^$D$6","v":21323.463789378769},null,null,null,null,{"$f":"BA34/BA35*AY34","v":17985.728036422966},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"SUMPRODUCT($I$18:$I$128,$K$18:$K$128)","v":31287.613886828374}]
[null,18,67,77789.259757793625,0.81849089455045454,0.65719505707458525,14873.75616408261,365.64351449601827,1960.1112499398441,2.0624096634637747E-2,0.64116590934105877,null,null,null,{"$f":"SUMPRODUCT($D$18:$D$128,$F$18:$F$128)","v":1739580.0616726612},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMPRODUCT($D$18:$D$128,$F$18:$F$128)","v":1739580.0616726612},null,null,null,null,null,null,null,null,null,null,{"$f":"SUMPRODUCT($D$18:$D$128,$F$18:$F$128)","v":1739580.0616726612},null,null,null,null,null,null,null,null,{"$f":"SUMPRODUCT($D$18:$D$128,$F$18:$F$128)","v":1739580.0616726612}]
[null,{"$f":"B35+1","v":19},68,75829.148507853781,0.79786679791581683,0.64116590934105877,14145.338108999211,377.69042952206212,2075.3086307143822,2.1836192077293929E-2,0.62552771643030136,null,"Using probabilities",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Using probabilities",null,null,null,null,null,null,null,null,null,null,"Using probabilities",null,null,null,null,null,null,null,null,"Using probabilities"]
[null,20,69,73753.839877139399,0.77603060583852279,0.62552771643030136,13422.63943291619,385.43024328597551,2170.7827736804757,2.2840761563185364E-2,0.61027094285883055,null,"nPx","=","K","*","qx * v+1|qx * v2+…+ n-1|qx * vn",null,null,null,"+","D","*","npx * vn",null,null,null,null,"nPx","=","K","*","qx*v+1|qx*v2+…+ n-1|qx * vn",null,null,null,null,null,null,"nPx","=","D","*","npx * vn",null,null,null,null,"Px","=","K","*","qx * v + 1|qx * v2 +…"]
[null,21,70,71583.057103458923,0.75318984427533753,0.61027094285883055,12709.827740046894,385.93179629377966,2227.9477611029433,2.3442245904829215E-2,0.59538628571593233,null,null,null,"1 + 1px * v + …+ n-1px * vn-1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1 + 1px * v + …+ n-1px * vn-1",null,null,null,null,null,null,null,null,null,null,"1 + 1px * v + …+ n-1px * vn-1",null,null,null,null,null,null,null,null,"1 + 1px * v + …+ n-1px * vn-1"]
[null,22,71,69355.10934235598,0.7297475983705084,0.59538628571593233,12013.900145215386,384.72477497289839,2276.5042346989067,2.3953152315733667E-2,0.58086466899115352]
[null,23,72,67078.605107657073,0.7057944460547747,0.58086466899115352,11336.153415481136,391.26608506171834,2373.0909247781237,2.4969427912271771E-2,0.56669723804014993,null,{"$f":"(O40*Q40+V40*X40)/O41","v":42501.373230557467},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"SUMPRODUCT($J$18:$J$128,$K$18:$K$128)","v":0.32920517765967916},null,null,null,"+",{"$f":"$D$8","v":2000000},"*",{"$f":"npx($D$5,$D$6)*$D$11^$D$6","v":0.2243633762067552},null,null,null,null,{"$f":"AG40/AG41*AE40","v":17985.728036422974},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"SUMPRODUCT($J$18:$J$128,$K$18:$K$128)","v":0.32920517765967916},null,null,null,null,null,null,{"$f":"AR40/AR41*AP40","v":24515.645194134493},"=",{"$f":"$D$8","v":2000000},"*",{"$f":"npx($D$5+$D$9,$D$6)*$D$11^$D$6","v":0.2243633762067552},null,null,null,null,{"$f":"BA40/BA41*AY40","v":17985.728036422974},"=",{"$f":"$D$7","v":1000000},"*",{"$f":"SUMPRODUCT($J$18:$J$128,$K$18:$K$128)","v":0.32920517765967916}]
[null,24,73,64705.514182878949,0.68082501814250285,0.56669723804014993,10668.395783700365,390.41430349103604,2427.1228526778796,2.5537946511608706E-2,0.55287535418551204,null,null,null,{"$f":"SUMPRODUCT($E$18:$E$128,$F$18:$F$128)","v":18.303689291476239},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMPRODUCT($E$18:$E$128,$F$18:$F$128)","v":18.303689291476239},null,null,null,null,null,null,null,null,null,null,{"$f":"SUMPRODUCT($E$18:$E$128,$F$18:$F$128)","v":18.303689291476239},null,null,null,null,null,null,null,null,{"$f":"SUMPRODUCT($E$18:$E$128,$F$18:$F$128)","v":18.303689291476239}]
[null,25,74,62278.39133020107,0.65528707163089417,0.55287535418551204,10017.776704997124,400.75667028030352,2553.7046304537362,2.6869827453118323E-2,0.53939058944928009]
[null,26,75,59724.686699747333,0.62841724417777589,0.53939058944928009,9372.6840175217694,418.11366589612237,2730.9146819834641,2.8734414081806072E-2,0.52623472141393179]
[null,27,76,56993.772017763869,0.59968283009596979,0.52623472141393179,8725.9683024177994,431.36943472747356,2887.932275867206,3.0386537669023869E-2,0.51339972820871405]
[null,28,77,54105.839741896663,0.5692962924269459,0.51339972820871405,8081.7703725094025,439.02487472099784,3012.6635167759159,3.1698947444713105E-2,0.50087778361825763]
[null,29,78,51093.176225120747,0.53759734498223277,0.50087778361825763,7445.6291472393959,446.86141694840211,3143.1001853130874,3.3071389165402941E-2,0.48866125231049523]
[null,30,79,47950.07603980766,0.50452595581682991,0.48866125231049523,6817.167019382714,446.99901625555304,3222.6697214822852,3.390861195221017E-2,0.47674268518097107]
[null,31,80,0,0,0,0,0,0,0,0]
[null,32,81,0,0,0,0,0,0,0,0]
[null,33,82,{"$f":"IF(B50<=$D$12,lx(C50),0)","v":0},0,{"$f":"IF(B50<=$D$12,$D$11^(B50-1),0)","v":0},{"$f":"IF(B50<=$D$12,DDx(C50,$D$10),0)","v":0},{"$f":"IF(AND(B50>=$D$9,B50<=$D$12),cx(C50,$D$10),0)","v":0},{"$f":"IF(AND(B50>=$D$9,B50<=$D$12),dx(C50),0)","v":0},{"$f":"IF(AND(B50>=$D$9,B50<=$D$12),n_qx($D$5,B50-1),0)","v":0},{"$f":"IF(AND(B50>=$D$9,B50<=$D$12),$D$11^(B50),0)","v":0}]
[null,34,83,0,0,0,0,0,0,0,0]
[null,{"$f":"B51+1","v":35},84,0,0,0,0,0,0,0,0]
[null,36,85,0,0,0,0,0,0,0,0]
[null,37,86,0,0,0,0,0,0,0,0]
[null,38,87,0,0,0,0,0,0,0,0]
[null,39,88,0,0,0,0,0,0,0,0]
[null,40,89,0,0,0,0,0,0,0,0]
[null,41,90,0,0,0,0,0,0,0,0]
[null,42,91,0,0,0,0,0,0,0,0]
[null,43,92,0,0,0,0,0,0,0,0]
[null,44,93,0,0,0,0,0,0,0,0]
[null,45,94,0,0,0,0,0,0,0,0]
[null,46,95,0,0,0,0,0,0,0,0]
[null,47,96,0,0,0,0,0,0,0,0]
[null,48,97,0,0,0,0,0,0,0,0]
[null,49,98,0,0,0,0,0,0,0,0]
[null,50,99,0,0,0,0,0,0,0,0]
[null,{"$f":"B67+1","v":51},100,0,0,0,0,0,0,0,0]
[null,52,101,0,0,0,0,0,0,0,0]
[null,53,102,0,0,0,0,0,0,0,0]
[null,54,103,0,0,0,0,0,0,0,0]
[null,55,104,0,0,0,0,0,0,0,0]
[null,56,105,0,0,0,0,0,0,0,0]
[null,57,106,0,0,0,0,0,0,0,0]
[null,58,107,0,0,0,0,0,0,0,0]
[null,59,108,0,0,0,0,0,0,0,0]
[null,60,109,0,0,0,0,0,0,0,0]
[null,61,110,0,0,0,0,0,0,0,0]
[null,62,111,0,0,0,0,0,0,0,0]
[null,63,112,0,0,0,0,0,0,0,0]
[null,64,113,0,0,0,0,0,0,0,0]
[null,65,114,{"$f":"IF(B82<=$D$12,lx(C82),0)","v":0},0,{"$f":"IF(B82<=$D$12,$D$11^(B82-1),0)","v":0},{"$f":"IF(B82<=$D$12,DDx(C82,$D$10),0)","v":0},{"$f":"IF(AND(B82>=$D$9,B82<=$D$12),cx(C82,$D$10),0)","v":0},{"$f":"IF(AND(B82>=$D$9,B82<=$D$12),dx(C82),0)","v":0},{"$f":"IF(AND(B82>=$D$9,B82<=$D$12),n_qx($D$5,B82-1),0)","v":0},{"$f":"IF(AND(B82>=$D$9,B82<=$D$12),$D$11^(B82),0)","v":0}]
[null,66,115,0,{"$f":"D83/lx($D$5)","v":0},0,0,0,0,0,0]
[null,{"$f":"B83+1","v":67},116,0,0,0,0,0,0,0,0]
[null,68,117,0,0,0,0,0,0,0,0]
[null,69,118,0,0,0,0,0,0,0,0]
[null,70,119,0,0,0,0,0,0,0,0]
[null,71,120,0,0,0,0,0,0,0,0]
[null,72,121,0,0,0,0,0,0,0,0]
[null,73,122,0,0,0,0,0,0,0,0]
[null,74,123,0,0,0,0,0,0,0,0]
[null,75,124,0,0,0,0,0,0,0,0]
[null,76,125,0,0,0,0,0,0,0,0]
[null,77,126,0,0,0,0,0,0,0,0]
[null,78,127,0,0,0,0,0,0,0,0]
[null,79,128,0,0,0,0,0,0,0,0]
[null,80,129,0,0,0,0,0,0,0,0]
[null,81,130,0,0,0,0,0,0,0,0]
[null,82,131,0,0,0,0,0,0,0,0]
[null,{"$f":"B99+1","v":83},132,0,0,0,0,0,0,0,0]
[null,84,133,0,0,0,0,0,0,0,0]
[null,85,134,0,0,0,0,0,0,0,0]
[null,86,135,0,0,0,0,0,0,0,0]
[null,87,136,0,0,0,0,0,0,0,0]
[null,88,137,0,0,0,0,0,0,0,0]
[null,89,138,0,0,0,0,0,0,0,0]
[null,90,139,0,0,0,0,0,0,0,0]
[null,91,140,0,0,0,0,0,0,0,0]
[null,92,141,0,0,0,0,0,0,0,0]
[null,93,142,0,0,0,0,0,0,0,0]
[null,94,143,0,0,0,0,0,0,0,0]
[null,95,144,0,0,0,0,0,0,0,0]
[null,96,145,0,0,0,0,0,0,0,0]
[null,97,146,{"$f":"IF(B114<=$D$12,lx(C114),0)","v":0},0,{"$f":"IF(B114<=$D$12,$D$11^(B114-1),0)","v":0},{"$f":"IF(B114<=$D$12,DDx(C114,$D$10),0)","v":0},{"$f":"IF(AND(B114>=$D$9,B114<=$D$12),cx(C114,$D$10),0)","v":0},{"$f":"IF(AND(B114>=$D$9,B114<=$D$12),dx(C114),0)","v":0},{"$f":"IF(AND(B114>=$D$9,B114<=$D$12),n_qx($D$5,B114-1),0)","v":0},{"$f":"IF(AND(B114>=$D$9,B114<=$D$12),$D$11^(B114),0)","v":0}]
[null,98,147,0,0,0,0,0,0,0,0]
[null,{"$f":"B115+1","v":99},148,0,0,0,0,0,0,0,0]
[null,100,149,0,0,0,0,0,0,0,0]
[null,101,150,0,0,0,0,0,0,0,0]
[null,102,151,0,0,0,0,0,0,0,0]
[null,103,152,0,0,0,0,0,0,0,0]
[null,104,153,0,0,0,0,0,0,0,0]
[null,105,154,0,0,0,0,0,0,0,0]
[null,106,155,0,0,0,0,0,0,0,0]
[null,107,156,0,0,0,0,0,0,0,0]
[null,108,157,0,0,0,0,0,0,0,0]
[null,109,158,0,0,0,0,0,0,0,0]
[null,110,159,0,0,0,0,0,0,0,0]
[null,111,160,0,0,0,0,0,0,0,0]

{"sheet":"NETTO-RESERVES","index":5,"n_rows":130,"n_cols":43,"rows_kept":130,"cut":false,"hidden":false,"merged":[[10,2,10,4],[8,6,9,6],[8,7,9,7],[6,6,7,6],[4,7,5,7],[6,7,7,7],[1,4,1,6],[1,2,1,3],[4,2,4,4],[5,2,5,4],[6,2,6,4],[9,2,9,4],[8,2,8,4],[7,2,7,4],[4,6,5,6],[10,6,11,6],[10,7,11,7],[29,9,30,9],[29,10,30,10],[26,11,27,11],[26,12,27,12],[29,11,30,11],[29,12,30,12],[23,14,24,14],[23,15,24,15],[26,9,27,9],[26,10,27,10],[23,9,24,9],[23,10,24,10],[23,11,24,11],[23,12,24,12],[23,13,24,13],[20,9,21,9],[20,10,21,10],[20,11,21,11],[20,12,21,12],[20,13,21,13],[20,14,21,14],[20,15,21,15],[26,14,27,14],[20,18,21,18],[26,18,27,18],[29,18,30,18],[29,19,30,19],[29,21,30,21],[26,23,27,23],[29,23,30,23],[20,29,21,29],[20,30,21,30],[20,19,21,19],[20,20,21,20],[20,21,21,21],[20,22,21,22],[20,23,21,23],[20,24,21,24],[23,18,24,18],[23,19,24,19],[23,20,24,20],[23,21,24,21],[23,24,24,24],[29,29,30,29],[26,27,27,27],[26,28,27,28],[29,28,30,28],[29,30,30,30],[26,29,27,29],[23,22,24,22],[23,23,24,23],[20,33,21,33],[23,27,24,27],[23,28,24,28],[23,29,24,29],[23,30,24,30],[23,31,24,31],[23,32,24,32],[23,33,24,33],[20,27,21,27],[20,28,21,28],[20,31,21,31],[26,32,27,32],[29,32,30,32],[18,9,18,10],[18,18,18,19],[18,27,18,28],[18,36,18,37],[19,9,19,11],[20,32,21,32],[26,30,27,30],[29,27,30,27],[26,19,27,19],[26,21,27,21],[25,9,25,11],[19,18,19,20],[19,27,19,29],[19,36,19,38],[25,18,25,20],[25,27,25,29],[29,14,30,14],[26,36,27,36],[26,37,27,37],[26,39,27,39],[29,36,30,36],[29,37,30,37],[20,42,21,42],[23,36,24,36],[23,37,24,37],[23,38,24,38],[23,39,24,39],[23,40,24,40],[23,41,24,41],[23,42,24,42],[20,36,21,36],[20,37,21,37],[20,38,21,38],[29,39,30,39],[20,39,21,39],[20,40,21,40],[20,41,21,41],[25,36,25,38]]}
[]
[null,null,"Contract",null,"Term insurance"]
[]
[]
[null,null,"Age (X)",null,null,50,"tVx",{"$f":"IF($E$2=\"Whole life\",tVx_Whole_live(F5,F7,F10,1),IF($E$2=\"Term insurance\",tVx_Term_insurance(F5,F6,F7,F10,1),IF($E$2=\"Endowment\",tVx_Endowment(F5,F6,F7,F10,1,F8,F9),tVx_Pure_endowment(F5,F6,F7,F10,1))))","v":0}]
[null,null,"Policy period (N)",null,null,25]
[null,null,"t",null,null,25,"Netto reserves",{"$f":"IF($E$2=\"Pure endowment\",H5*F9,H5*F8)","v":0}]
[null,null,"Death benefit (K)",null,null,1000000]
[null,null,"Survival benefit (D)",null,null,200000,"nPx",{"$f":"IF(E2=\"Whole life\",regular_Whole_life(F5,F10),IF(E2=\"Term insurance\",regular_Term_insurance(F5,F6,F10),IF(E2=\"Endowment\",regular_Endowment(F5,F6,F10,F8,F9),regular_Pure_Endowment(F5,F6,F10))))","v":1.4861294351395946E-2}]
[null,null,"Interest rate (i)",null,null,2.5000000000000001E-2]
[null,null,"Discont factor (v)",null,null,{"$f":"1/(1+F10)","v":0.97560975609756106},"Netto premium",{"$f":"H9*F8","v":14861.294351395945}]
[null,null,"delka vypoctu",null,{"$f":"IF($E$2=\"Whole life\",omega()-$F$5,$F$6)","v":25}]
[]
[]
[]
[]
[]
[]
[null,null,"t","x","A1x+t,n- t˥","ӓx+t,n-t˥","tVx","tVx * K",null,"Endowment",null,null,null,null,null,null,null,null,"Term insurance",null,null,null,null,null,null,null,null,"Whole life",null,null,null,null,null,null,null,null,"Pure endowment"]
[null,null,0,{"$f":"F5","v":50},{"$f":"IF(C20<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C20,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C20,$F$6-C20,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C20,$F$6-C20,$F$10,$F$9,$F$8),nex($F$5+C20,$F$6-C20,$F$10)))),0)","v":0.25028000339265688},{"$f":"IF(C20<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C20,$F$10,0,1,0),Daxn($F$5+C20,$F$6-C20,$F$10,0,1,0)),0)","v":16.841063602858231},{"$f":"E20-$H$9*F20","v":0},{"$f":"G20*$F$8","v":0},null,"Using Actuarial formulas",null,null,null,null,null,null,null,null,"Using Actuarial formulas",null,null,null,null,null,null,null,null,"Using Actuarial formulas",null,null,null,null,null,null,null,null,"Using Actuarial formulas"]
[null,null,{"$f":"C20+1","v":1},{"$f":"D20+1","v":51},{"$f":"IF(C21<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C21,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C21,$F$6-C21,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C21,$F$6-C21,$F$10,$F$9,$F$8),nex($F$5+C21,$F$6-C21,$F$10)))),0)","v":0.25311536365943044},{"$f":"IF(C21<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C21,$F$10,0,1,0),Daxn($F$5+C21,$F$6-C21,$F$10,0,1,0)),0)","v":16.311818154634768},{"$f":"E21-$H$9*F21","v":1.0700632656958919E-2},{"$f":"G21*$F$8","v":10700.63265695892},null,"tVx","=","Ax+t,n-t˥","-","nPx","*","ӓx+t,n-t˥",null,null,"tVx","=","A1x+t,n- t˥","-","nPx","*","ӓx+t,n-t˥",null,null,"tVx","=","A1x+t","-","Px","*","ӓx+t",null,null,"tVx","=","n-tEx+t","-","nPx","*","ӓx+t,n-t˥"]
[null,null,2,52,{"$f":"IF(C22<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C22,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C22,$F$6-C22,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C22,$F$6-C22,$F$10,$F$9,$F$8),nex($F$5+C22,$F$6-C22,$F$10)))),0)","v":0.25578815532835653},{"$f":"IF(C22<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C22,$F$10,0,1,0),Daxn($F$5+C22,$F$6-C22,$F$10,0,1,0)),0)","v":15.772075954365707},2.1394692037953605E-2,21394.692037953606]
[null,null,3,53,{"$f":"IF(C23<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C23,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C23,$F$6-C23,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C23,$F$6-C23,$F$10,$F$9,$F$8),nex($F$5+C23,$F$6-C23,$F$10)))),0)","v":0.25810806163377348},{"$f":"IF(C23<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C23,$F$10,0,1,0),Daxn($F$5+C23,$F$6-C23,$F$10,0,1,0)),0)","v":15.225000266408182},3.1844851174599786E-2,31844.851174599786]
[null,null,4,54,{"$f":"IF(C24<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C24,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C24,$F$6-C24,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C24,$F$6-C24,$F$10,$F$9,$F$8),nex($F$5+C24,$F$6-C24,$F$10)))),0)","v":0.26022582600742022},{"$f":"IF(C24<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C24,$F$10,0,1,0),Daxn($F$5+C24,$F$6-C24,$F$10,0,1,0)),0)","v":14.666568599521893},4.226163292498436E-2,42261.632924984362,null,{"$f":"L24-N24*P24","v":0.2},"=",{"$f":"Axn($F$5+$F$7,$F$6-$F$7,$F$10,$F$9,$F$8)","v":0.2},"-",{"$f":"regular_Endowment($F$5,$F$6,$F$10,$F$8,$F$9)","v":1.8886721197947536E-2},"*",{"$f":"Daxn($F$5+$F$7,$F$6-$F$7,$F$10,0,1,0)","v":0},null,null,{"$f":"U24-W24*Y24","v":0},"=",{"$f":"A1xn($F$5+$F$7,$F$6-$F$7,$F$10)","v":0},"-",{"$f":"regular_Term_insurance($F$5,$F$6,$F$10)","v":1.4861294351395946E-2},"*",{"$f":"Daxn($F$5+$F$7,$F$6-$F$7,$F$10,0,1,0)","v":0},null,null,{"$f":"AD24-AF24*AH24","v":0.55070314039745316},"=",{"$f":"A1x($F$5+$F$7,$F$10)","v":0.78229211769044393},"-",{"$f":"regular_Whole_life($F$5,$F$10)","v":2.5945370380576836E-2},"*",{"$f":"dax($F$5+$F$7,$F$10,0,1,0)","v":8.9260231746917906},null,null,{"$f":"AM24-AO24*AQ24","v":1},"=",{"$f":"nex($F$5+$F$7,$F$6-$F$7,$F$10)","v":1},"-",{"$f":"regular_Pure_Endowment($F$5,$F$6,$F$10)","v":2.0127134232757957E-2},"*",{"$f":"Daxn($F$5+$F$7,$F$6-$F$7,$F$10,0,1,0)","v":0}]
[null,null,5,55,{"$f":"IF(C25<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C25,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C25,$F$6-C25,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C25,$F$6-C25,$F$10,$F$9,$F$8),nex($F$5+C25,$F$6-C25,$F$10)))),0)","v":0.26191764039061954},{"$f":"IF(C25<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C25,$F$10,0,1,0),Daxn($F$5+C25,$F$6-C25,$F$10,0,1,0)),0)","v":14.100195399172001},5.2370486151325585E-2,52370.486151325582]
[null,null,6,56,{"$f":"IF(C26<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C26,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C26,$F$6-C26,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C26,$F$6-C26,$F$10,$F$9,$F$8),nex($F$5+C26,$F$6-C26,$F$10)))),0)","v":0.26305470198806308},{"$f":"IF(C26<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C26,$F$10,0,1,0),Daxn($F$5+C26,$F$6-C26,$F$10,0,1,0)),0)","v":13.527019831085852},6.2025678581125954E-2,62025.678581125954,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,"Using Commutation numbers",null,null,null,null,null,null,null,null,"Using Commutation numbers"]
[null,null,7,57,{"$f":"IF(C27<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C27,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C27,$F$6-C27,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C27,$F$6-C27,$F$10,$F$9,$F$8),nex($F$5+C27,$F$6-C27,$F$10)))),0)","v":0.26344607281552312},{"$f":"IF(C27<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C27,$F$10,0,1,0),Daxn($F$5+C27,$F$6-C27,$F$10,0,1,0)),0)","v":12.948930190433016},7.1008209719820525E-2,71008.20971982053,null,"tVx","=",1,"-","Dx","*","Nx+t - Nx+n",null,null,"tVx","=","Mx+t - Mx+n","-","Mx - Mx+n","*","Nx+t - Nx+n",null,null,"tVx","=",1,"-","Dx","*","Nx+t",null,null,"tVx","=","Dx+n","*","Nx - Nx+t"]
[null,null,8,58,{"$f":"IF(C28<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C28,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C28,$F$6-C28,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C28,$F$6-C28,$F$10,$F$9,$F$8),nex($F$5+C28,$F$6-C28,$F$10)))),0)","v":0.26309278708799949},{"$f":"IF(C28<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C28,$F$10,0,1,0),Daxn($F$5+C28,$F$6-C28,$F$10,0,1,0)),0)","v":12.364085744070318},7.934646945947213E-2,79346.469459472137,null,null,null,null,null,"Dx+t",null,"Nx - Nx+n",null,null,null,null,"Dx+t",null,"Dx+t",null,"Nx - Nx+n",null,null,null,null,null,null,"Dx+t",null,"Nx",null,null,null,null,"Dx+t",null,"Nx - Nx+n"]
[null,null,9,59,{"$f":"IF(C29<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C29,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C29,$F$6-C29,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C29,$F$6-C29,$F$10,$F$9,$F$8),nex($F$5+C29,$F$6-C29,$F$10)))),0)","v":0.26183992125347821},{"$f":"IF(C29<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C29,$F$10,0,1,0),Daxn($F$5+C29,$F$6-C29,$F$10,0,1,0)),0)","v":11.773073193450642},8.6876815105079164E-2,86876.815105079164]
[null,null,10,60,{"$f":"IF(C30<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C30,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C30,$F$6-C30,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C30,$F$6-C30,$F$10,$F$9,$F$8),nex($F$5+C30,$F$6-C30,$F$10)))),0)","v":0.25973476509748744},{"$f":"IF(C30<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C30,$F$10,0,1,0),Daxn($F$5+C30,$F$6-C30,$F$10,0,1,0)),0)","v":11.172973651812789},9.3689914877506303E-2,93689.914877506308,null,{"$f":"L30-N30/N31*P30/P31","v":1},"=",1,"-",{"$f":"DDx($F$5,$F$10)","v":27651.106618594295},"*",{"$f":"nx($F$5+$F$7,$F$10)-nx($F$5+$F$6,$F$10)","v":0},null,null,{"$f":"U30/U31-W30/W31*Y30/Y31","v":0},"=",{"$f":"mx($F$5+$F$7,$F$10)-mx($F$5+$F$6,$F$10)","v":0},"-",{"$f":"mx($F$5,$F$10)-mx($F$5+$F$6,$F$10)","v":6920.5190583124968},"*",{"$f":"nx($F$5+$F$7,$F$10)-nx($F$5+$F$6,$F$10)","v":0},null,null,{"$f":"$AD$30-AF30/AF31*AH30/AH31","v":0.55070314039745316},"=",1,"-",{"$f":"DDx($F$5,$F$10)","v":27651.106618594295},"*",{"$f":"nx($F$5+$F$7,$F$10)","v":83660.794749462671},null,null,{"$f":"AM30/AM31*AO30/AO31","v":1},"=",{"$f":"DDx($F$5+$F$6,$F$10)","v":9372.6840175217694},"*",{"$f":"nx($F$5,$F$10)-nx($F$5+$F$7,$F$10)","v":465674.0452531607}]
[null,null,11,61,{"$f":"IF(C31<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C31,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C31,$F$6-C31,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C31,$F$6-C31,$F$10,$F$9,$F$8),nex($F$5+C31,$F$6-C31,$F$10)))),0)","v":0.25643843419742157},{"$f":"IF(C31<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C31,$F$10,0,1,0),Daxn($F$5+C31,$F$6-C31,$F$10,0,1,0)),0)","v":10.566414964214774},9.9407831175230971E-2,99407.831175230967,null,null,null,null,null,{"$f":"DDx($F$5+$F$7,$F$10)","v":9372.6840175217694},null,{"$f":"nx($F$5,$F$10)-nx($F$5+$F$6,$F$10)","v":465674.0452531607},null,null,null,null,{"$f":"DDx($F$5+$F$7,$F$10)","v":9372.6840175217694},null,{"$f":"DDx($F$5+$F$7,$F$10)","v":9372.6840175217694},null,{"$f":"nx($F$5,$F$10)-nx($F$5+$F$6,$F$10)","v":465674.0452531607},null,null,null,null,null,null,{"$f":"DDx($F$5+$F$7,$F$10)","v":9372.6840175217694},null,{"$f":"nx($F$5,$F$10)","v":549334.84000262339},null,null,null,null,{"$f":"DDx($F$5+$F$7,$F$10)","v":9372.6840175217694},null,{"$f":"nx($F$5,$F$10)-nx($F$5+$F$6,$F$10)","v":465674.0452531607}]
[null,null,12,62,{"$f":"IF(C32<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C32,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C32,$F$6-C32,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C32,$F$6-C32,$F$10,$F$9,$F$8),nex($F$5+C32,$F$6-C32,$F$10)))),0)","v":0.25195454681979662},{"$f":"IF(C32<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C32,$F$10,0,1,0),Daxn($F$5+C32,$F$6-C32,$F$10,0,1,0)),0)","v":9.9504985798218222},0.10407725848191721,104077.2584819172]
[null,null,13,63,{"$f":"IF(C33<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C33,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C33,$F$6-C33,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C33,$F$6-C33,$F$10,$F$9,$F$8),nex($F$5+C33,$F$6-C33,$F$10)))),0)","v":0.24618058558976416},{"$f":"IF(C33<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C33,$F$10,0,1,0),Daxn($F$5+C33,$F$6-C33,$F$10,0,1,0)),0)","v":9.323583263989434},0.10762007029386822,107620.07029386822]
[null,null,14,64,{"$f":"IF(C34<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C34,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C34,$F$6-C34,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C34,$F$6-C34,$F$10,$F$9,$F$8),nex($F$5+C34,$F$6-C34,$F$10)))),0)","v":0.23909208788667533},{"$f":"IF(C34<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C34,$F$10,0,1,0),Daxn($F$5+C34,$F$6-C34,$F$10,0,1,0)),0)","v":8.6827900758267127},0.11005458877843502,110054.58877843502]
[null,null,15,65,{"$f":"IF(C35<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C35,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C35,$F$6-C35,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C35,$F$6-C35,$F$10,$F$9,$F$8),nex($F$5+C35,$F$6-C35,$F$10)))),0)","v":0.23046592162942017},{"$f":"IF(C35<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C35,$F$10,0,1,0),Daxn($F$5+C35,$F$6-C35,$F$10,0,1,0)),0)","v":8.0271920627206566},0.11117145757013931,111171.45757013932]
[null,null,16,66,{"$f":"IF(C36<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C36,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C36,$F$6-C36,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C36,$F$6-C36,$F$10,$F$9,$F$8),nex($F$5+C36,$F$6-C36,$F$10)))),0)","v":0.2200803925268893},{"$f":"IF(C36<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C36,$F$10,0,1,0),Daxn($F$5+C36,$F$6-C36,$F$10,0,1,0)),0)","v":7.3551502698900517},0.11077333936730391,110773.33936730391]
[null,null,17,67,{"$f":"IF(C37<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C37,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C37,$F$6-C37,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C37,$F$6-C37,$F$10,$F$9,$F$8),nex($F$5+C37,$F$6-C37,$F$10)))),0)","v":0.20720104480708829},{"$f":"IF(C37<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C37,$F$10,0,1,0),Daxn($F$5+C37,$F$6-C37,$F$10,0,1,0)),0)","v":6.6686441811490225},0.10809636070630887,108096.36070630887]
[null,null,18,68,{"$f":"IF(C38<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C38,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C38,$F$6-C38,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C38,$F$6-C38,$F$10,$F$9,$F$8),nex($F$5+C38,$F$6-C38,$F$10)))),0)","v":0.19202187193954193},{"$f":"IF(C38<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C38,$F$10,0,1,0),Daxn($F$5+C38,$F$6-C38,$F$10,0,1,0)),0)","v":5.960552563795984},0.10344034579200205,103440.34579200204]
[null,null,19,69,{"$f":"IF(C39<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C39,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C39,$F$6-C39,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C39,$F$6-C39,$F$10,$F$9,$F$8),nex($F$5+C39,$F$6-C39,$F$10)))),0)","v":0.17422235656952623},{"$f":"IF(C39<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C39,$F$10,0,1,0),Daxn($F$5+C39,$F$6-C39,$F$10,0,1,0)),0)","v":5.2276374980529647},9.6532896948566066E-2,96532.896948566064]
[null,null,20,70,{"$f":"IF(C40<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C40,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C40,$F$6-C40,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C40,$F$6-C40,$F$10,$F$9,$F$8),nex($F$5+C40,$F$6-C40,$F$10)))),0)","v":0.15366798591186295},{"$f":"IF(C40<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C40,$F$10,0,1,0),Daxn($F$5+C40,$F$6-C40,$F$10,0,1,0)),0)","v":4.4647382285632382},8.7316196895254564E-2,87316.196895254558]
[null,null,21,71,{"$f":"IF(C41<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C41,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C41,$F$6-C41,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C41,$F$6-C41,$F$10,$F$9,$F$8),nex($F$5+C41,$F$6-C41,$F$10)))),0)","v":0.1304457182815929},{"$f":"IF(C41<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C41,$F$10,0,1,0),Daxn($F$5+C41,$F$6-C41,$F$10,0,1,0)),0)","v":3.6654396588215121},7.5972540584566081E-2,75972.540584566086]
[null,null,22,72,{"$f":"IF(C42<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C42,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C42,$F$6-C42,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C42,$F$6-C42,$F$10,$F$9,$F$8),nex($F$5+C42,$F$6-C42,$F$10)))),0)","v":0.10430672693775193},{"$f":"IF(C42<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C42,$F$10,0,1,0),Daxn($F$5+C42,$F$6-C42,$F$10,0,1,0)),0)","v":2.8247964481891681},6.2326595438434919E-2,62326.595438434917]
[null,null,23,73,{"$f":"IF(C43<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C43,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C43,$F$6-C43,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C43,$F$6-C43,$F$10,$F$9,$F$8),nex($F$5+C43,$F$6-C43,$F$10)))),0)","v":7.416025706321526E-2},{"$f":"IF(C43<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C43,$F$10,0,1,0),Daxn($F$5+C43,$F$6-C43,$F$10,0,1,0)),0)","v":1.9390143474338204},4.534399409442133E-2,45343.99409442133]
[null,null,24,74,{"$f":"IF(C44<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C44,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C44,$F$6-C44,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C44,$F$6-C44,$F$10,$F$9,$F$8),nex($F$5+C44,$F$6-C44,$F$10)))),0)","v":4.0004552115879721E-2},{"$f":"IF(C44<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C44,$F$10,0,1,0),Daxn($F$5+C44,$F$6-C44,$F$10,0,1,0)),0)","v":1.0000000000000004},2.514325776448377E-2,25143.257764483769]
[null,null,25,75,{"$f":"IF(C45<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C45,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C45,$F$6-C45,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C45,$F$6-C45,$F$10,$F$9,$F$8),nex($F$5+C45,$F$6-C45,$F$10)))),0)","v":0},{"$f":"IF(C45<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C45,$F$10,0,1,0),Daxn($F$5+C45,$F$6-C45,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,26,76,{"$f":"IF(C46<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C46,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C46,$F$6-C46,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C46,$F$6-C46,$F$10,$F$9,$F$8),nex($F$5+C46,$F$6-C46,$F$10)))),0)","v":0},{"$f":"IF(C46<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C46,$F$10,0,1,0),Daxn($F$5+C46,$F$6-C46,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,27,77,{"$f":"IF(C47<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C47,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C47,$F$6-C47,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C47,$F$6-C47,$F$10,$F$9,$F$8),nex($F$5+C47,$F$6-C47,$F$10)))),0)","v":0},{"$f":"IF(C47<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C47,$F$10,0,1,0),Daxn($F$5+C47,$F$6-C47,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,28,78,{"$f":"IF(C48<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C48,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C48,$F$6-C48,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C48,$F$6-C48,$F$10,$F$9,$F$8),nex($F$5+C48,$F$6-C48,$F$10)))),0)","v":0},{"$f":"IF(C48<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C48,$F$10,0,1,0),Daxn($F$5+C48,$F$6-C48,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,29,79,{"$f":"IF(C49<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C49,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C49,$F$6-C49,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C49,$F$6-C49,$F$10,$F$9,$F$8),nex($F$5+C49,$F$6-C49,$F$10)))),0)","v":0},{"$f":"IF(C49<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C49,$F$10,0,1,0),Daxn($F$5+C49,$F$6-C49,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,30,80,{"$f":"IF(C50<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C50,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C50,$F$6-C50,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C50,$F$6-C50,$F$10,$F$9,$F$8),nex($F$5+C50,$F$6-C50,$F$10)))),0)","v":0},{"$f":"IF(C50<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C50,$F$10,0,1,0),Daxn($F$5+C50,$F$6-C50,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,31,81,{"$f":"IF(C51<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C51,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C51,$F$6-C51,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C51,$F$6-C51,$F$10,$F$9,$F$8),nex($F$5+C51,$F$6-C51,$F$10)))),0)","v":0},{"$f":"IF(C51<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C51,$F$10,0,1,0),Daxn($F$5+C51,$F$6-C51,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,32,82,{"$f":"IF(C52<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C52,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C52,$F$6-C52,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C52,$F$6-C52,$F$10,$F$9,$F$8),nex($F$5+C52,$F$6-C52,$F$10)))),0)","v":0},{"$f":"IF(C52<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C52,$F$10,0,1,0),Daxn($F$5+C52,$F$6-C52,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,{"$f":"C52+1","v":33},{"$f":"D52+1","v":83},{"$f":"IF(C53<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C53,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C53,$F$6-C53,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C53,$F$6-C53,$F$10,$F$9,$F$8),nex($F$5+C53,$F$6-C53,$F$10)))),0)","v":0},{"$f":"IF(C53<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C53,$F$10,0,1,0),Daxn($F$5+C53,$F$6-C53,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,34,84,{"$f":"IF(C54<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C54,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C54,$F$6-C54,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C54,$F$6-C54,$F$10,$F$9,$F$8),nex($F$5+C54,$F$6-C54,$F$10)))),0)","v":0},{"$f":"IF(C54<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C54,$F$10,0,1,0),Daxn($F$5+C54,$F$6-C54,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,35,85,{"$f":"IF(C55<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C55,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C55,$F$6-C55,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C55,$F$6-C55,$F$10,$F$9,$F$8),nex($F$5+C55,$F$6-C55,$F$10)))),0)","v":0},{"$f":"IF(C55<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C55,$F$10,0,1,0),Daxn($F$5+C55,$F$6-C55,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,36,86,{"$f":"IF(C56<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C56,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C56,$F$6-C56,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C56,$F$6-C56,$F$10,$F$9,$F$8),nex($F$5+C56,$F$6-C56,$F$10)))),0)","v":0},{"$f":"IF(C56<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C56,$F$10,0,1,0),Daxn($F$5+C56,$F$6-C56,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,37,87,{"$f":"IF(C57<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C57,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C57,$F$6-C57,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C57,$F$6-C57,$F$10,$F$9,$F$8),nex($F$5+C57,$F$6-C57,$F$10)))),0)","v":0},{"$f":"IF(C57<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C57,$F$10,0,1,0),Daxn($F$5+C57,$F$6-C57,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,38,88,{"$f":"IF(C58<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C58,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C58,$F$6-C58,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C58,$F$6-C58,$F$10,$F$9,$F$8),nex($F$5+C58,$F$6-C58,$F$10)))),0)","v":0},{"$f":"IF(C58<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C58,$F$10,0,1,0),Daxn($F$5+C58,$F$6-C58,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,39,89,{"$f":"IF(C59<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C59,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C59,$F$6-C59,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C59,$F$6-C59,$F$10,$F$9,$F$8),nex($F$5+C59,$F$6-C59,$F$10)))),0)","v":0},{"$f":"IF(C59<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C59,$F$10,0,1,0),Daxn($F$5+C59,$F$6-C59,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,40,90,{"$f":"IF(C60<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C60,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C60,$F$6-C60,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C60,$F$6-C60,$F$10,$F$9,$F$8),nex($F$5+C60,$F$6-C60,$F$10)))),0)","v":0},{"$f":"IF(C60<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C60,$F$10,0,1,0),Daxn($F$5+C60,$F$6-C60,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,41,91,{"$f":"IF(C61<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C61,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C61,$F$6-C61,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C61,$F$6-C61,$F$10,$F$9,$F$8),nex($F$5+C61,$F$6-C61,$F$10)))),0)","v":0},{"$f":"IF(C61<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C61,$F$10,0,1,0),Daxn($F$5+C61,$F$6-C61,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,42,92,{"$f":"IF(C62<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C62,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C62,$F$6-C62,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C62,$F$6-C62,$F$10,$F$9,$F$8),nex($F$5+C62,$F$6-C62,$F$10)))),0)","v":0},{"$f":"IF(C62<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C62,$F$10,0,1,0),Daxn($F$5+C62,$F$6-C62,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,43,93,{"$f":"IF(C63<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C63,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C63,$F$6-C63,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C63,$F$6-C63,$F$10,$F$9,$F$8),nex($F$5+C63,$F$6-C63,$F$10)))),0)","v":0},{"$f":"IF(C63<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C63,$F$10,0,1,0),Daxn($F$5+C63,$F$6-C63,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,44,94,{"$f":"IF(C64<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C64,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C64,$F$6-C64,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C64,$F$6-C64,$F$10,$F$9,$F$8),nex($F$5+C64,$F$6-C64,$F$10)))),0)","v":0},{"$f":"IF(C64<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C64,$F$10,0,1,0),Daxn($F$5+C64,$F$6-C64,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,45,95,{"$f":"IF(C65<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C65,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C65,$F$6-C65,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C65,$F$6-C65,$F$10,$F$9,$F$8),nex($F$5+C65,$F$6-C65,$F$10)))),0)","v":0},{"$f":"IF(C65<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C65,$F$10,0,1,0),Daxn($F$5+C65,$F$6-C65,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,46,96,{"$f":"IF(C66<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C66,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C66,$F$6-C66,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C66,$F$6-C66,$F$10,$F$9,$F$8),nex($F$5+C66,$F$6-C66,$F$10)))),0)","v":0},{"$f":"IF(C66<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C66,$F$10,0,1,0),Daxn($F$5+C66,$F$6-C66,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,47,97,{"$f":"IF(C67<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C67,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C67,$F$6-C67,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C67,$F$6-C67,$F$10,$F$9,$F$8),nex($F$5+C67,$F$6-C67,$F$10)))),0)","v":0},{"$f":"IF(C67<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C67,$F$10,0,1,0),Daxn($F$5+C67,$F$6-C67,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,48,98,{"$f":"IF(C68<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C68,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C68,$F$6-C68,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C68,$F$6-C68,$F$10,$F$9,$F$8),nex($F$5+C68,$F$6-C68,$F$10)))),0)","v":0},{"$f":"IF(C68<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C68,$F$10,0,1,0),Daxn($F$5+C68,$F$6-C68,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,49,99,{"$f":"IF(C69<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C69,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C69,$F$6-C69,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C69,$F$6-C69,$F$10,$F$9,$F$8),nex($F$5+C69,$F$6-C69,$F$10)))),0)","v":0},{"$f":"IF(C69<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C69,$F$10,0,1,0),Daxn($F$5+C69,$F$6-C69,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,50,100,{"$f":"IF(C70<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C70,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C70,$F$6-C70,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C70,$F$6-C70,$F$10,$F$9,$F$8),nex($F$5+C70,$F$6-C70,$F$10)))),0)","v":0},{"$f":"IF(C70<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C70,$F$10,0,1,0),Daxn($F$5+C70,$F$6-C70,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,51,101,{"$f":"IF(C71<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C71,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C71,$F$6-C71,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C71,$F$6-C71,$F$10,$F$9,$F$8),nex($F$5+C71,$F$6-C71,$F$10)))),0)","v":0},{"$f":"IF(C71<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C71,$F$10,0,1,0),Daxn($F$5+C71,$F$6-C71,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,52,102,{"$f":"IF(C72<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C72,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C72,$F$6-C72,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C72,$F$6-C72,$F$10,$F$9,$F$8),nex($F$5+C72,$F$6-C72,$F$10)))),0)","v":0},{"$f":"IF(C72<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C72,$F$10,0,1,0),Daxn($F$5+C72,$F$6-C72,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,53,103,{"$f":"IF(C73<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C73,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C73,$F$6-C73,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C73,$F$6-C73,$F$10,$F$9,$F$8),nex($F$5+C73,$F$6-C73,$F$10)))),0)","v":0},{"$f":"IF(C73<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C73,$F$10,0,1,0),Daxn($F$5+C73,$F$6-C73,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,54,104,{"$f":"IF(C74<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C74,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C74,$F$6-C74,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C74,$F$6-C74,$F$10,$F$9,$F$8),nex($F$5+C74,$F$6-C74,$F$10)))),0)","v":0},{"$f":"IF(C74<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C74,$F$10,0,1,0),Daxn($F$5+C74,$F$6-C74,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,55,105,{"$f":"IF(C75<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C75,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C75,$F$6-C75,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C75,$F$6-C75,$F$10,$F$9,$F$8),nex($F$5+C75,$F$6-C75,$F$10)))),0)","v":0},{"$f":"IF(C75<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C75,$F$10,0,1,0),Daxn($F$5+C75,$F$6-C75,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,{"$f":"C75+1","v":56},{"$f":"D75+1","v":106},{"$f":"IF(C76<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C76,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C76,$F$6-C76,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C76,$F$6-C76,$F$10,$F$9,$F$8),nex($F$5+C76,$F$6-C76,$F$10)))),0)","v":0},{"$f":"IF(C76<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C76,$F$10,0,1,0),Daxn($F$5+C76,$F$6-C76,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,57,107,{"$f":"IF(C77<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C77,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C77,$F$6-C77,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C77,$F$6-C77,$F$10,$F$9,$F$8),nex($F$5+C77,$F$6-C77,$F$10)))),0)","v":0},{"$f":"IF(C77<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C77,$F$10,0,1,0),Daxn($F$5+C77,$F$6-C77,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,58,108,{"$f":"IF(C78<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C78,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C78,$F$6-C78,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C78,$F$6-C78,$F$10,$F$9,$F$8),nex($F$5+C78,$F$6-C78,$F$10)))),0)","v":0},{"$f":"IF(C78<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C78,$F$10,0,1,0),Daxn($F$5+C78,$F$6-C78,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,59,109,{"$f":"IF(C79<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C79,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C79,$F$6-C79,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C79,$F$6-C79,$F$10,$F$9,$F$8),nex($F$5+C79,$F$6-C79,$F$10)))),0)","v":0},{"$f":"IF(C79<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C79,$F$10,0,1,0),Daxn($F$5+C79,$F$6-C79,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,60,110,{"$f":"IF(C80<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C80,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C80,$F$6-C80,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C80,$F$6-C80,$F$10,$F$9,$F$8),nex($F$5+C80,$F$6-C80,$F$10)))),0)","v":0},{"$f":"IF(C80<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C80,$F$10,0,1,0),Daxn($F$5+C80,$F$6-C80,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,61,111,{"$f":"IF(C81<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C81,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C81,$F$6-C81,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C81,$F$6-C81,$F$10,$F$9,$F$8),nex($F$5+C81,$F$6-C81,$F$10)))),0)","v":0},{"$f":"IF(C81<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C81,$F$10,0,1,0),Daxn($F$5+C81,$F$6-C81,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,62,112,{"$f":"IF(C82<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C82,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C82,$F$6-C82,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C82,$F$6-C82,$F$10,$F$9,$F$8),nex($F$5+C82,$F$6-C82,$F$10)))),0)","v":0},{"$f":"IF(C82<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C82,$F$10,0,1,0),Daxn($F$5+C82,$F$6-C82,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,63,113,{"$f":"IF(C83<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C83,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C83,$F$6-C83,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C83,$F$6-C83,$F$10,$F$9,$F$8),nex($F$5+C83,$F$6-C83,$F$10)))),0)","v":0},{"$f":"IF(C83<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C83,$F$10,0,1,0),Daxn($F$5+C83,$F$6-C83,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,64,114,{"$f":"IF(C84<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C84,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C84,$F$6-C84,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C84,$F$6-C84,$F$10,$F$9,$F$8),nex($F$5+C84,$F$6-C84,$F$10)))),0)","v":0},{"$f":"IF(C84<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C84,$F$10,0,1,0),Daxn($F$5+C84,$F$6-C84,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,65,115,{"$f":"IF(C85<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C85,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C85,$F$6-C85,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C85,$F$6-C85,$F$10,$F$9,$F$8),nex($F$5+C85,$F$6-C85,$F$10)))),0)","v":0},{"$f":"IF(C85<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C85,$F$10,0,1,0),Daxn($F$5+C85,$F$6-C85,$F$10,0,1,0)),0)","v":0},{"$f":"E85-$H$9*F85","v":0},{"$f":"G85*$F$8","v":0}]
[null,null,66,{"$f":"D85+1","v":116},{"$f":"IF(C86<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C86,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C86,$F$6-C86,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C86,$F$6-C86,$F$10,$F$9,$F$8),nex($F$5+C86,$F$6-C86,$F$10)))),0)","v":0},{"$f":"IF(C86<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C86,$F$10,0,1,0),Daxn($F$5+C86,$F$6-C86,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,67,117,{"$f":"IF(C87<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C87,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C87,$F$6-C87,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C87,$F$6-C87,$F$10,$F$9,$F$8),nex($F$5+C87,$F$6-C87,$F$10)))),0)","v":0},{"$f":"IF(C87<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C87,$F$10,0,1,0),Daxn($F$5+C87,$F$6-C87,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,68,118,{"$f":"IF(C88<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C88,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C88,$F$6-C88,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C88,$F$6-C88,$F$10,$F$9,$F$8),nex($F$5+C88,$F$6-C88,$F$10)))),0)","v":0},{"$f":"IF(C88<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C88,$F$10,0,1,0),Daxn($F$5+C88,$F$6-C88,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,69,119,{"$f":"IF(C89<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C89,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C89,$F$6-C89,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C89,$F$6-C89,$F$10,$F$9,$F$8),nex($F$5+C89,$F$6-C89,$F$10)))),0)","v":0},{"$f":"IF(C89<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C89,$F$10,0,1,0),Daxn($F$5+C89,$F$6-C89,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,70,120,{"$f":"IF(C90<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C90,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C90,$F$6-C90,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C90,$F$6-C90,$F$10,$F$9,$F$8),nex($F$5+C90,$F$6-C90,$F$10)))),0)","v":0},{"$f":"IF(C90<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C90,$F$10,0,1,0),Daxn($F$5+C90,$F$6-C90,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,71,121,{"$f":"IF(C91<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C91,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C91,$F$6-C91,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C91,$F$6-C91,$F$10,$F$9,$F$8),nex($F$5+C91,$F$6-C91,$F$10)))),0)","v":0},{"$f":"IF(C91<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C91,$F$10,0,1,0),Daxn($F$5+C91,$F$6-C91,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,72,122,{"$f":"IF(C92<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C92,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C92,$F$6-C92,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C92,$F$6-C92,$F$10,$F$9,$F$8),nex($F$5+C92,$F$6-C92,$F$10)))),0)","v":0},{"$f":"IF(C92<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C92,$F$10,0,1,0),Daxn($F$5+C92,$F$6-C92,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,73,123,{"$f":"IF(C93<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C93,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C93,$F$6-C93,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C93,$F$6-C93,$F$10,$F$9,$F$8),nex($F$5+C93,$F$6-C93,$F$10)))),0)","v":0},{"$f":"IF(C93<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C93,$F$10,0,1,0),Daxn($F$5+C93,$F$6-C93,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,74,{"$f":"D93+1","v":124},{"$f":"IF(C94<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C94,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C94,$F$6-C94,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C94,$F$6-C94,$F$10,$F$9,$F$8),nex($F$5+C94,$F$6-C94,$F$10)))),0)","v":0},{"$f":"IF(C94<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C94,$F$10,0,1,0),Daxn($F$5+C94,$F$6-C94,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,75,{"$f":"D94+1","v":125},{"$f":"IF(C95<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C95,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C95,$F$6-C95,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C95,$F$6-C95,$F$10,$F$9,$F$8),nex($F$5+C95,$F$6-C95,$F$10)))),0)","v":0},{"$f":"IF(C95<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C95,$F$10,0,1,0),Daxn($F$5+C95,$F$6-C95,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,76,126,{"$f":"IF(C96<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C96,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C96,$F$6-C96,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C96,$F$6-C96,$F$10,$F$9,$F$8),nex($F$5+C96,$F$6-C96,$F$10)))),0)","v":0},{"$f":"IF(C96<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C96,$F$10,0,1,0),Daxn($F$5+C96,$F$6-C96,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,77,127,{"$f":"IF(C97<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C97,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C97,$F$6-C97,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C97,$F$6-C97,$F$10,$F$9,$F$8),nex($F$5+C97,$F$6-C97,$F$10)))),0)","v":0},{"$f":"IF(C97<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C97,$F$10,0,1,0),Daxn($F$5+C97,$F$6-C97,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,78,128,{"$f":"IF(C98<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C98,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C98,$F$6-C98,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C98,$F$6-C98,$F$10,$F$9,$F$8),nex($F$5+C98,$F$6-C98,$F$10)))),0)","v":0},{"$f":"IF(C98<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C98,$F$10,0,1,0),Daxn($F$5+C98,$F$6-C98,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,79,129,{"$f":"IF(C99<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C99,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C99,$F$6-C99,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C99,$F$6-C99,$F$10,$F$9,$F$8),nex($F$5+C99,$F$6-C99,$F$10)))),0)","v":0},{"$f":"IF(C99<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C99,$F$10,0,1,0),Daxn($F$5+C99,$F$6-C99,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,80,130,{"$f":"IF(C100<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C100,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C100,$F$6-C100,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C100,$F$6-C100,$F$10,$F$9,$F$8),nex($F$5+C100,$F$6-C100,$F$10)))),0)","v":0},{"$f":"IF(C100<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C100,$F$10,0,1,0),Daxn($F$5+C100,$F$6-C100,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,81,131,{"$f":"IF(C101<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C101,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C101,$F$6-C101,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C101,$F$6-C101,$F$10,$F$9,$F$8),nex($F$5+C101,$F$6-C101,$F$10)))),0)","v":0},{"$f":"IF(C101<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C101,$F$10,0,1,0),Daxn($F$5+C101,$F$6-C101,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,82,132,{"$f":"IF(C102<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C102,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C102,$F$6-C102,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C102,$F$6-C102,$F$10,$F$9,$F$8),nex($F$5+C102,$F$6-C102,$F$10)))),0)","v":0},{"$f":"IF(C102<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C102,$F$10,0,1,0),Daxn($F$5+C102,$F$6-C102,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,83,{"$f":"D102+1","v":133},{"$f":"IF(C103<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C103,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C103,$F$6-C103,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C103,$F$6-C103,$F$10,$F$9,$F$8),nex($F$5+C103,$F$6-C103,$F$10)))),0)","v":0},{"$f":"IF(C103<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C103,$F$10,0,1,0),Daxn($F$5+C103,$F$6-C103,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,84,134,{"$f":"IF(C104<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C104,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C104,$F$6-C104,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C104,$F$6-C104,$F$10,$F$9,$F$8),nex($F$5+C104,$F$6-C104,$F$10)))),0)","v":0},{"$f":"IF(C104<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C104,$F$10,0,1,0),Daxn($F$5+C104,$F$6-C104,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,85,135,{"$f":"IF(C105<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C105,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C105,$F$6-C105,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C105,$F$6-C105,$F$10,$F$9,$F$8),nex($F$5+C105,$F$6-C105,$F$10)))),0)","v":0},{"$f":"IF(C105<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C105,$F$10,0,1,0),Daxn($F$5+C105,$F$6-C105,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,86,136,{"$f":"IF(C106<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C106,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C106,$F$6-C106,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C106,$F$6-C106,$F$10,$F$9,$F$8),nex($F$5+C106,$F$6-C106,$F$10)))),0)","v":0},{"$f":"IF(C106<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C106,$F$10,0,1,0),Daxn($F$5+C106,$F$6-C106,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,87,137,{"$f":"IF(C107<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C107,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C107,$F$6-C107,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C107,$F$6-C107,$F$10,$F$9,$F$8),nex($F$5+C107,$F$6-C107,$F$10)))),0)","v":0},{"$f":"IF(C107<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C107,$F$10,0,1,0),Daxn($F$5+C107,$F$6-C107,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,88,138,{"$f":"IF(C108<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C108,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C108,$F$6-C108,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C108,$F$6-C108,$F$10,$F$9,$F$8),nex($F$5+C108,$F$6-C108,$F$10)))),0)","v":0},{"$f":"IF(C108<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C108,$F$10,0,1,0),Daxn($F$5+C108,$F$6-C108,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,89,{"$f":"D108+1","v":139},{"$f":"IF(C109<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C109,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C109,$F$6-C109,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C109,$F$6-C109,$F$10,$F$9,$F$8),nex($F$5+C109,$F$6-C109,$F$10)))),0)","v":0},{"$f":"IF(C109<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C109,$F$10,0,1,0),Daxn($F$5+C109,$F$6-C109,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,90,140,{"$f":"IF(C110<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C110,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C110,$F$6-C110,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C110,$F$6-C110,$F$10,$F$9,$F$8),nex($F$5+C110,$F$6-C110,$F$10)))),0)","v":0},{"$f":"IF(C110<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C110,$F$10,0,1,0),Daxn($F$5+C110,$F$6-C110,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,91,141,{"$f":"IF(C111<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C111,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C111,$F$6-C111,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C111,$F$6-C111,$F$10,$F$9,$F$8),nex($F$5+C111,$F$6-C111,$F$10)))),0)","v":0},{"$f":"IF(C111<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C111,$F$10,0,1,0),Daxn($F$5+C111,$F$6-C111,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,92,142,{"$f":"IF(C112<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C112,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C112,$F$6-C112,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C112,$F$6-C112,$F$10,$F$9,$F$8),nex($F$5+C112,$F$6-C112,$F$10)))),0)","v":0},{"$f":"IF(C112<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C112,$F$10,0,1,0),Daxn($F$5+C112,$F$6-C112,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,93,143,{"$f":"IF(C113<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C113,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C113,$F$6-C113,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C113,$F$6-C113,$F$10,$F$9,$F$8),nex($F$5+C113,$F$6-C113,$F$10)))),0)","v":0},{"$f":"IF(C113<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C113,$F$10,0,1,0),Daxn($F$5+C113,$F$6-C113,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,94,144,{"$f":"IF(C114<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C114,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C114,$F$6-C114,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C114,$F$6-C114,$F$10,$F$9,$F$8),nex($F$5+C114,$F$6-C114,$F$10)))),0)","v":0},{"$f":"IF(C114<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C114,$F$10,0,1,0),Daxn($F$5+C114,$F$6-C114,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,95,145,{"$f":"IF(C115<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C115,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C115,$F$6-C115,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C115,$F$6-C115,$F$10,$F$9,$F$8),nex($F$5+C115,$F$6-C115,$F$10)))),0)","v":0},{"$f":"IF(C115<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C115,$F$10,0,1,0),Daxn($F$5+C115,$F$6-C115,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,96,146,{"$f":"IF(C116<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C116,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C116,$F$6-C116,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C116,$F$6-C116,$F$10,$F$9,$F$8),nex($F$5+C116,$F$6-C116,$F$10)))),0)","v":0},{"$f":"IF(C116<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C116,$F$10,0,1,0),Daxn($F$5+C116,$F$6-C116,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,97,147,{"$f":"IF(C117<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C117,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C117,$F$6-C117,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C117,$F$6-C117,$F$10,$F$9,$F$8),nex($F$5+C117,$F$6-C117,$F$10)))),0)","v":0},{"$f":"IF(C117<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C117,$F$10,0,1,0),Daxn($F$5+C117,$F$6-C117,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,98,148,{"$f":"IF(C118<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C118,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C118,$F$6-C118,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C118,$F$6-C118,$F$10,$F$9,$F$8),nex($F$5+C118,$F$6-C118,$F$10)))),0)","v":0},{"$f":"IF(C118<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C118,$F$10,0,1,0),Daxn($F$5+C118,$F$6-C118,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,99,149,{"$f":"IF(C119<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C119,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C119,$F$6-C119,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C119,$F$6-C119,$F$10,$F$9,$F$8),nex($F$5+C119,$F$6-C119,$F$10)))),0)","v":0},{"$f":"IF(C119<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C119,$F$10,0,1,0),Daxn($F$5+C119,$F$6-C119,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,100,150,{"$f":"IF(C120<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C120,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C120,$F$6-C120,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C120,$F$6-C120,$F$10,$F$9,$F$8),nex($F$5+C120,$F$6-C120,$F$10)))),0)","v":0},{"$f":"IF(C120<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C120,$F$10,0,1,0),Daxn($F$5+C120,$F$6-C120,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,101,151,{"$f":"IF(C121<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C121,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C121,$F$6-C121,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C121,$F$6-C121,$F$10,$F$9,$F$8),nex($F$5+C121,$F$6-C121,$F$10)))),0)","v":0},{"$f":"IF(C121<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C121,$F$10,0,1,0),Daxn($F$5+C121,$F$6-C121,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,102,152,{"$f":"IF(C122<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C122,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C122,$F$6-C122,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C122,$F$6-C122,$F$10,$F$9,$F$8),nex($F$5+C122,$F$6-C122,$F$10)))),0)","v":0},{"$f":"IF(C122<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C122,$F$10,0,1,0),Daxn($F$5+C122,$F$6-C122,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,103,153,{"$f":"IF(C123<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C123,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C123,$F$6-C123,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C123,$F$6-C123,$F$10,$F$9,$F$8),nex($F$5+C123,$F$6-C123,$F$10)))),0)","v":0},{"$f":"IF(C123<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C123,$F$10,0,1,0),Daxn($F$5+C123,$F$6-C123,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,104,154,{"$f":"IF(C124<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C124,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C124,$F$6-C124,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C124,$F$6-C124,$F$10,$F$9,$F$8),nex($F$5+C124,$F$6-C124,$F$10)))),0)","v":0},{"$f":"IF(C124<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C124,$F$10,0,1,0),Daxn($F$5+C124,$F$6-C124,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,105,155,{"$f":"IF(C125<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C125,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C125,$F$6-C125,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C125,$F$6-C125,$F$10,$F$9,$F$8),nex($F$5+C125,$F$6-C125,$F$10)))),0)","v":0},{"$f":"IF(C125<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C125,$F$10,0,1,0),Daxn($F$5+C125,$F$6-C125,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,106,{"$f":"D125+1","v":156},{"$f":"IF(C126<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C126,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C126,$F$6-C126,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C126,$F$6-C126,$F$10,$F$9,$F$8),nex($F$5+C126,$F$6-C126,$F$10)))),0)","v":0},{"$f":"IF(C126<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C126,$F$10,0,1,0),Daxn($F$5+C126,$F$6-C126,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,107,{"$f":"D126+1","v":157},{"$f":"IF(C127<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C127,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C127,$F$6-C127,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C127,$F$6-C127,$F$10,$F$9,$F$8),nex($F$5+C127,$F$6-C127,$F$10)))),0)","v":0},{"$f":"IF(C127<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C127,$F$10,0,1,0),Daxn($F$5+C127,$F$6-C127,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,108,{"$f":"D127+1","v":158},{"$f":"IF(C128<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C128,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C128,$F$6-C128,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C128,$F$6-C128,$F$10,$F$9,$F$8),nex($F$5+C128,$F$6-C128,$F$10)))),0)","v":0},{"$f":"IF(C128<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C128,$F$10,0,1,0),Daxn($F$5+C128,$F$6-C128,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,109,{"$f":"D128+1","v":159},{"$f":"IF(C129<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C129,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C129,$F$6-C129,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C129,$F$6-C129,$F$10,$F$9,$F$8),nex($F$5+C129,$F$6-C129,$F$10)))),0)","v":0},{"$f":"IF(C129<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C129,$F$10,0,1,0),Daxn($F$5+C129,$F$6-C129,$F$10,0,1,0)),0)","v":0},0,0]
[null,null,110,{"$f":"D129+1","v":160},{"$f":"IF(C130<=$E$12,IF($E$2=\"Whole life\",A1x($F$5+C130,$F$10),IF($E$2=\"Term insurance\",A1xn($F$5+C130,$F$6-C130,$F$10),IF($E$2=\"Endowment\",Axn($F$5+C130,$F$6-C130,$F$10,$F$9,$F$8),nex($F$5+C130,$F$6-C130,$F$10)))),0)","v":0},{"$f":"IF(C130<=$E$12,IF($E$2=\"Whole life\",dax($F$5+C130,$F$10,0,1,0),Daxn($F$5+C130,$F$6-C130,$F$10,0,1,0)),0)","v":0},0,0]

{"sheet":"BRUTTO-REGULAR-RESERVES","index":6,"n_rows":138,"n_cols":49,"rows_kept":138,"cut":false,"hidden":false,"merged":[[1,3,1,4],[4,2,4,3],[5,2,5,3],[5,5,6,5],[5,6,6,6],[5,7,6,7],[10,2,10,3],[6,2,6,3],[7,2,7,3],[7,5,8,5],[7,6,8,6],[9,2,9,3],[9,5,10,5],[9,6,10,6],[8,2,8,3],[20,9,21,9],[23,9,24,9],[23,10,24,10],[20,10,21,10],[24,15,24,17],[30,9,31,9],[30,10,31,10],[30,11,31,11],[30,12,31,12],[28,13,28,15],[31,13,31,15],[27,9,28,9],[27,10,28,10],[27,11,28,11],[27,12,28,12],[27,20,28,20],[27,21,28,21],[27,22,28,22],[27,23,28,23],[28,24,28,26],[30,20,31,20],[30,21,31,21],[30,22,31,22],[30,23,31,23],[31,24,31,26],[21,46,21,47],[23,40,24,40],[23,41,24,41],[24,46,24,48],[20,30,21,30],[20,31,21,31],[21,36,21,37],[23,30,24,30],[23,31,24,31],[24,36,24,38],[30,41,31,41],[30,42,31,42],[30,43,31,43],[31,44,31,46],[27,40,28,40],[27,41,28,41],[27,42,28,42],[27,43,28,43],[28,44,28,46],[11,5,12,5],[11,6,12,6],[13,5,14,5],[13,6,14,6],[30,40,31,40],[20,40,21,40],[30,30,31,30],[30,31,31,31],[30,32,31,32],[30,33,31,33],[31,34,31,36],[27,30,28,30],[27,31,28,31],[27,32,28,32],[27,33,28,33],[28,34,28,36],[19,9,19,10],[26,9,26,10],[19,30,19,31],[26,30,26,31],[19,40,19,41],[26,40,26,41],[19,20,19,21],[26,20,26,21],[20,41,21,41],[20,20,21,20],[20,21,21,21],[21,26,21,27],[23,20,24,20],[23,21,24,21],[24,26,24,28],[21,15,21,16]]}
[]
[null,null,"Contract","Term insurance",null,null,null,null,null,null,null,"http://statistika.vse.cz/predmety/stp419.php"]
[]
[]
[null,null,"Age (X)",null,35,"A1xn",{"$f":"IF(D2=\"Pure endowment\",nex(E5,E6,E10),IF(D2=\"Whole life\",A1x(E5,E10),IF(D2=\"Endowment\",Axn(E5,E6,E10,E8,E7),A1xn(E5,E6,E10))))","v":1.3312505203333703E-2}]
[null,null,"Policy period (N)",null,10,"Single premium",{"$f":"IF(D2=\"Pure endowment\",G5*E8,G5*E7)","v":1331.2505203333703}]
[null,null,"Death benefit (K)",null,100000]
[null,null,"Survival benefit (D)",null,20000,"Regular netto premium",{"$f":"G6/IF($D$2=\"Whole life\",dax(E5,E10,0,1,0),Daxn(E5,E6,E10,0,1,0))","v":149.20826339274407}]
[null,null,"t",null,25]
[null,null,"Interest rate (i)",null,2.5000000000000001E-2,"Regular brutto premium",{"$f":"(G6+E14+E15+(E18+E19+E22+E23)*IF(D2=\"Whole life\",dax(E5,E10,0,1,0),Daxn(E5,E6,E10,0,1,0)))/(IF(D2=\"Whole life\",dax(E5,E10,0,1,0),Daxn(E5,E6,E10,0,1,0))*(1-D20-D24)-D16)","v":381.88739898917242}]
[null,null,"Discont factor (v)",null,{"$f":"1/(1+E10)","v":0.97560975609756106}]
[null,null,"delka vypoctu",null,{"$f":"IF($D$2=\"Whole life\",omega()-$E$5,$E$6)","v":10},"Netto reserve",{"$f":"IF(D2=\"whole life\",L31,IF(D2=\"Term insurance\",W31,IF(D2=\"Endowment\",AG31,AQ31)))","v":-8118.1770714326667}]
[]
[null,null,"aK",2.0000000000000002E-5,{"$f":"D14*$E$7","v":2},"Brutto reserve",{"$f":"IF(D2=\"whole life\",J31,IF(D2=\"Term insurance\",U31,IF(D2=\"Endowment\",AE31,AO31)))","v":-3723.4919776034903}]
[null,null,"afix",2000,{"$f":"D15","v":2000}]
[null,null,"aBxn",2.0000000000000001E-4,{"$f":"D16*$G$10","v":7.6377479797834491E-2}]
[]
[null,null,"bK",9.9999999999999995E-7,{"$f":"D18*$E$7","v":9.9999999999999992E-2}]
[null,null,"bfix",1,{"$f":"D19","v":1}]
[null,null,"bBxn",1E-4,{"$f":"D20*$G$10","v":3.8188739898917246E-2},null,null,null,null,"Whole life brutto premium",null,null,null,null,null,null,null,null,null,null,"Term insurance brutto premium",null,null,null,null,null,null,null,null,null,"Endowment brutto premium",null,null,null,null,null,null,null,null,null,"Pure endowment brutto premium"]
[null,null,null,null,null,null,null,null,null,"Bxn","=","K * A1x","+","aK + afix ","+","ӓx","*","(bfix + bK + gfix + gK)",null,null,"Bxn","=","K * A1xn","+","aK + afix ","+","ӓxn","*","(bfix + bK + gfix + gK)",null,"Bxn","=","K * Axn","+","aK + afix ","+","ӓxn","*","(bfix + bK + gfix + gK)",null,"Bxn","=","D * nEx","+","aK + afix ","+","ӓxn","*","(bfix + bK + gfix + gK)"]
[null,null,"gK",3.0000000000000001E-5,{"$f":"D22*$E$7","v":3},null,null,null,null,null,null,"ӓx"," * ","  (1 - bBxn - gBxn)","-","aBxn",null,null,null,null,null,null,"ӓxn"," * ","  (1 - bBxn - gBxn)","-","aBxn",null,null,null,null,null,"ӓxn"," * ","  (1 - bBxn - gBxn)","-","aBxn",null,null,null,null,null,"ӓxn"," * ","  (1 - bBxn - gBxn)","-","aBxn"]
[null,null,"gfix",3,{"$f":"D23","v":3}]
[null,null,"gBxn",3.0000000000000001E-3,{"$f":"D24*$G$10","v":1.1456621969675174},null,null,null,null,{"$f":"(L24+N24+P24*R24)/(L25*N25-P25)","v":136.52324426606287},"=",{"$f":"$G$5*$E$7","v":1331.2505203333703},"+",{"$f":"$E$14+$E$15","v":2002},"+",{"$f":"dax($E$5,$E$10,0,1,0)","v":25.839358535814682},"*",{"$f":"$E$19+$E$18+$E$22+$E$23","v":7.1},null,null,{"$f":"(W24+Y24+AA24*AC24)/(W25*Y25-AA25)","v":381.88739898917242},"=",{"$f":"$G$5*$E$7","v":1331.2505203333703},"+",{"$f":"$E$14+$E$15","v":2002},"+",{"$f":"Daxn($E$5,$E$6,$E$10,0,1,0)","v":8.9220964714887803},"*",{"$f":"$E$19+$E$18+$E$22+$E$23","v":7.1},null,{"$f":"(AG24+AI24+AK24*AM24)/(AG25*AI25-AK25)","v":381.88739898917242},"=",{"$f":"$G$5*$E$7","v":1331.2505203333703},"+",{"$f":"$E$14+$E$15","v":2002},"+",{"$f":"Daxn($E$5,$E$6,$E$10,0,1,0)","v":8.9220964714887803},"*",{"$f":"$E$19+$E$18+$E$22+$E$23","v":7.1},null,{"$f":"(AQ24+AS24+AU24*AW24)/(AQ25*AS25-AU25)","v":262.14690862133187},"=",{"$f":"$G$5*$E$8","v":266.25010406667406},"+",{"$f":"$E$14+$E$15","v":2002},"+",{"$f":"Daxn($E$5,$E$6,$E$10,0,1,0)","v":8.9220964714887803},"*",{"$f":"$E$19+$E$18+$E$22+$E$23","v":7.1}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"P24","v":25.839358535814682},"*",{"$f":"1-$D$20-$D$24","v":0.99690000000000001},"-",{"$f":"$D$16","v":2.0000000000000001E-4},null,null,null,null,null,null,{"$f":"AA24","v":8.9220964714887803},"*",{"$f":"1-$D$20-$D$24","v":0.99690000000000001},"-",{"$f":"$D$16","v":2.0000000000000001E-4},null,null,null,null,null,{"$f":"AK24","v":8.9220964714887803},"*",{"$f":"1-$D$20-$D$24","v":0.99690000000000001},"-",{"$f":"$D$16","v":2.0000000000000001E-4},null,null,null,null,null,{"$f":"AU24","v":8.9220964714887803},"*",{"$f":"1-$D$20-$D$24","v":0.99690000000000001},"-",{"$f":"$D$16","v":2.0000000000000001E-4}]
[]
[null,null,"t","x","A1x+t,n- t˥","ӓx+t,n-t˥","K*tVxNetto","K*tVxBrutto",null,"Whole life brutto reserve",null,null,null,null,null,null,null,null,null,null,"Term insurance brutto reserve",null,null,null,null,null,null,null,null,null,"Endowment brutto reserve",null,null,null,null,null,null,null,null,null,"Pure endowment neeto reserve"]
[null,null,0,{"$f":"E5","v":35},{"$f":"IF(C28<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C28,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C28,$E$6-C28,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C28,$E$6-C28,$E$10),A1xn($E$5+C28,$E$6-C28,$E$10)))),0)","v":1.3312505203333703E-2},{"$f":"IF(C28<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C28,$E$10,0,1,0),Daxn($E$5+C28,$E$6-C28,$E$10,0,1,0)),0)","v":8.9220964714887803},{"$f":"E28*IF($D$2=\"Pure endowment\",$E$8,$E$7)-F28*$G$8","v":0},{"$f":"G28-SUM($E$14:$E$16)*F28/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":-2002.0763774797979},null,"K * tVxbrutto","=","K * tVxnetto","-","(aK + afix + aBxn)","*","ӓx+t",null,null,null,null,"tVxbrutto","=","tVxnetto","-","(aK + afix + aBxn)","*","ӓx+t,n-t",null,null,null,"tVxbrutto","=","tVxnetto","-","(aK + afix + aBxn)","*","ӓx+t,n-t",null,null,null,"tVxbrutto","=","tVxnetto","-","(aK + afix + aBxn)","*","ӓx+t,n-t"]
[null,null,{"$f":"C28+1","v":1},{"$f":"D28+1","v":36},{"$f":"IF(C29<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C29,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C29,$E$6-C29,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C29,$E$6-C29,$E$10),A1xn($E$5+C29,$E$6-C29,$E$10)))),0)","v":1.2625902827866761E-2},{"$f":"IF(C29<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C29,$E$10,0,1,0),Daxn($E$5+C29,$E$6-C29,$E$10,0,1,0)),0)","v":8.1285412007340021},{"$f":"E29*IF($D$2=\"Pure endowment\",$E$8,$E$7)-F29*$G$8","v":49.744766308785074},{"$f":"G29-SUM($E$14:$E$16)*F29/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":-1774.2615502968986},null,null,null,null,null,"ӓx",null,null,null,null,null,null,null,null,null,null,"ӓx,n",null,null,null,null,null,null,null,null,null,"ӓx,n",null,null,null,null,null,null,null,null,null,"ӓx,n"]
[null,null,2,37,{"$f":"IF(C30<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C30,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C30,$E$6-C30,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C30,$E$6-C30,$E$10),A1xn($E$5+C30,$E$6-C30,$E$10)))),0)","v":1.1887365269732971E-2},{"$f":"IF(C30<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C30,$E$10,0,1,0),Daxn($E$5+C30,$E$6-C30,$E$10,0,1,0)),0)","v":7.3145583944363848},97.343971454625716,{"$f":"G30-SUM($E$14:$E$16)*F30/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":-1544.0084416239151}]
[null,null,3,38,{"$f":"IF(C31<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C31,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C31,$E$6-C31,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C31,$E$6-C31,$E$10),A1xn($E$5+C31,$E$6-C31,$E$10)))),0)","v":1.1117265764650401E-2},{"$f":"IF(C31<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C31,$E$10,0,1,0),Daxn($E$5+C31,$E$6-C31,$E$10,0,1,0)),0)","v":6.4794154727640878},144.94424597383477,{"$f":"G31-SUM($E$14:$E$16)*F31/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":-1309.0060334646328},null,{"$f":"L31-(N31*P31)/N32","v":39412.444769987465},"=",{"$f":"tVx_Whole_live($E$5,$E$9,$E$10,1)*E7","v":40601.645200048923},"-",{"$f":"SUM($E$14:$E$16)","v":2002.0763774797979},"*",{"$f":"dax($E$5+$E$9,$E$10,0,1,0)","v":15.348153861134648},null,null,null,null,{"$f":"W31-(Y31*AA31)/Y32","v":-3723.4919776034903},"=",{"$f":"tVx_Term_insurance($E$5,$E$6,$E$9,$E$10,1)*$E$7","v":-8118.1770714326667},"-",{"$f":"SUM($E$14:$E$16)","v":2002.0763774797979},"*",{"$f":"Daxn($E$5+$E$9,$E$6-$E$9,$E$10,0,1,0)","v":-19.584569704735596},null,null,null,{"$f":"AG31-(AI31*AK31)/AI32","v":61801.416567543121},"=",{"$f":"tVx_Endowment($E$5,$E$6,$E$9,$E$10,1,$E$7,$E$8)*$E$7","v":57406.731473713946},"-",{"$f":"SUM($E$14:$E$16)","v":2002.0763774797979},"*",{"$f":"Daxn($E$5+$E$9,$E$6-$E$9,$E$10,0,1,0)","v":-19.584569704735596},null,null,null,{"$f":"AQ31-(AS31*AU31)/AS32","v":69919.593638975784},"=",{"$f":"tVx_Pure_endowment($E$5,$E$6,$E$9,$E$10,1)*$E$8","v":65524.908545146602},"-",{"$f":"SUM($E$14:$E$16)","v":2002.0763774797979},"*",{"$f":"Daxn($E$5+$E$9,$E$6-$E$9,$E$10,0,1,0)","v":-19.584569704735596}]
[null,null,4,39,{"$f":"IF(C32<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C32,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C32,$E$6-C32,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C32,$E$6-C32,$E$10),A1xn($E$5+C32,$E$6-C32,$E$10)))),0)","v":1.0210476944934085E-2},{"$f":"IF(C32<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C32,$E$10,0,1,0),Daxn($E$5+C32,$E$6-C32,$E$10,0,1,0)),0)","v":5.6231314206870771},182.03002038351599,{"$f":"G32-SUM($E$14:$E$16)*F32/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":-1079.7741554396875},null,null,null,null,null,{"$f":"L25","v":25.839358535814682},null,null,null,null,null,null,null,null,null,null,{"$f":"W25","v":8.9220964714887803},null,null,null,null,null,null,null,null,null,{"$f":"AG25","v":8.9220964714887803},null,null,null,null,null,null,null,null,null,{"$f":"AQ25","v":8.9220964714887803}]
[null,null,5,40,{"$f":"IF(C33<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C33,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C33,$E$6-C33,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C33,$E$6-C33,$E$10),A1xn($E$5+C33,$E$6-C33,$E$10)))),0)","v":9.0631443204787585E-3},{"$f":"IF(C33<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C33,$E$10,0,1,0),Daxn($E$5+C33,$E$6-C33,$E$10,0,1,0)),0)","v":4.7454264907158406},198.25758631024144,{"$f":"G33-SUM($E$14:$E$16)*F33/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":-866.59374190496567}]
[null,null,6,41,{"$f":"IF(C34<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C34,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C34,$E$6-C34,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C34,$E$6-C34,$E$10),A1xn($E$5+C34,$E$6-C34,$E$10)))),0)","v":7.6810423436460568E-3},{"$f":"IF(C34<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C34,$E$10,0,1,0),Daxn($E$5+C34,$E$6-C34,$E$10,0,1,0)),0)","v":3.845295887398779},194.35431277457303,{"$f":"G34-SUM($E$14:$E$16)*F34/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":-668.51195247851877}]
[null,null,7,42,{"$f":"IF(C35<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C35,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C35,$E$6-C35,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C35,$E$6-C35,$E$10),A1xn($E$5+C35,$E$6-C35,$E$10)))),0)","v":6.0868546570475952E-3},{"$f":"IF(C35<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C35,$E$10,0,1,0),Daxn($E$5+C35,$E$6-C35,$E$10,0,1,0)),0)","v":2.9216789880198428},172.74681771124887,{"$f":"G35-SUM($E$14:$E$16)*F35/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":-482.86417048932452}]
[null,null,8,43,{"$f":"IF(C36<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C36,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C36,$E$6-C36,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C36,$E$6-C36,$E$10),A1xn($E$5+C36,$E$6-C36,$E$10)))),0)","v":4.3061821143717547E-3},{"$f":"IF(C36<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C36,$E$10,0,1,0),Daxn($E$5+C36,$E$6-C36,$E$10,0,1,0)),0)","v":1.9735520280017484},136.14794062380639,{"$f":"G36-SUM($E$14:$E$16)*F36/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":-306.70782849010169}]
[null,null,9,44,{"$f":"IF(C37<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C37,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C37,$E$6-C37,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C37,$E$6-C37,$E$10),A1xn($E$5+C37,$E$6-C37,$E$10)))),0)","v":2.3095365772827577E-3},{"$f":"IF(C37<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C37,$E$10,0,1,0),Daxn($E$5+C37,$E$6-C37,$E$10,0,1,0)),0)","v":0.99999999999999833},81.745394335531955,{"$f":"G37-SUM($E$14:$E$16)*F37/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":-142.6498903240296}]
[null,null,10,45,{"$f":"IF(C38<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C38,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C38,$E$6-C38,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C38,$E$6-C38,$E$10),A1xn($E$5+C38,$E$6-C38,$E$10)))),0)","v":0},{"$f":"IF(C38<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C38,$E$10,0,1,0),Daxn($E$5+C38,$E$6-C38,$E$10,0,1,0)),0)","v":0},0,{"$f":"G38-SUM($E$14:$E$16)*F38/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,11,46,{"$f":"IF(C39<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C39,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C39,$E$6-C39,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C39,$E$6-C39,$E$10),A1xn($E$5+C39,$E$6-C39,$E$10)))),0)","v":0},{"$f":"IF(C39<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C39,$E$10,0,1,0),Daxn($E$5+C39,$E$6-C39,$E$10,0,1,0)),0)","v":0},0,{"$f":"G39-SUM($E$14:$E$16)*F39/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,12,47,{"$f":"IF(C40<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C40,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C40,$E$6-C40,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C40,$E$6-C40,$E$10),A1xn($E$5+C40,$E$6-C40,$E$10)))),0)","v":0},{"$f":"IF(C40<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C40,$E$10,0,1,0),Daxn($E$5+C40,$E$6-C40,$E$10,0,1,0)),0)","v":0},0,{"$f":"G40-SUM($E$14:$E$16)*F40/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,13,48,{"$f":"IF(C41<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C41,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C41,$E$6-C41,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C41,$E$6-C41,$E$10),A1xn($E$5+C41,$E$6-C41,$E$10)))),0)","v":0},{"$f":"IF(C41<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C41,$E$10,0,1,0),Daxn($E$5+C41,$E$6-C41,$E$10,0,1,0)),0)","v":0},0,{"$f":"G41-SUM($E$14:$E$16)*F41/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,14,49,{"$f":"IF(C42<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C42,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C42,$E$6-C42,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C42,$E$6-C42,$E$10),A1xn($E$5+C42,$E$6-C42,$E$10)))),0)","v":0},{"$f":"IF(C42<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C42,$E$10,0,1,0),Daxn($E$5+C42,$E$6-C42,$E$10,0,1,0)),0)","v":0},0,{"$f":"G42-SUM($E$14:$E$16)*F42/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,15,50,{"$f":"IF(C43<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C43,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C43,$E$6-C43,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C43,$E$6-C43,$E$10),A1xn($E$5+C43,$E$6-C43,$E$10)))),0)","v":0},{"$f":"IF(C43<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C43,$E$10,0,1,0),Daxn($E$5+C43,$E$6-C43,$E$10,0,1,0)),0)","v":0},0,{"$f":"G43-SUM($E$14:$E$16)*F43/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,16,51,{"$f":"IF(C44<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C44,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C44,$E$6-C44,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C44,$E$6-C44,$E$10),A1xn($E$5+C44,$E$6-C44,$E$10)))),0)","v":0},{"$f":"IF(C44<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C44,$E$10,0,1,0),Daxn($E$5+C44,$E$6-C44,$E$10,0,1,0)),0)","v":0},0,{"$f":"G44-SUM($E$14:$E$16)*F44/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,17,52,{"$f":"IF(C45<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C45,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C45,$E$6-C45,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C45,$E$6-C45,$E$10),A1xn($E$5+C45,$E$6-C45,$E$10)))),0)","v":0},{"$f":"IF(C45<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C45,$E$10,0,1,0),Daxn($E$5+C45,$E$6-C45,$E$10,0,1,0)),0)","v":0},0,{"$f":"G45-SUM($E$14:$E$16)*F45/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,18,53,{"$f":"IF(C46<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C46,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C46,$E$6-C46,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C46,$E$6-C46,$E$10),A1xn($E$5+C46,$E$6-C46,$E$10)))),0)","v":0},{"$f":"IF(C46<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C46,$E$10,0,1,0),Daxn($E$5+C46,$E$6-C46,$E$10,0,1,0)),0)","v":0},0,{"$f":"G46-SUM($E$14:$E$16)*F46/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,19,54,{"$f":"IF(C47<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C47,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C47,$E$6-C47,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C47,$E$6-C47,$E$10),A1xn($E$5+C47,$E$6-C47,$E$10)))),0)","v":0},{"$f":"IF(C47<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C47,$E$10,0,1,0),Daxn($E$5+C47,$E$6-C47,$E$10,0,1,0)),0)","v":0},0,{"$f":"G47-SUM($E$14:$E$16)*F47/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,20,55,{"$f":"IF(C48<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C48,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C48,$E$6-C48,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C48,$E$6-C48,$E$10),A1xn($E$5+C48,$E$6-C48,$E$10)))),0)","v":0},{"$f":"IF(C48<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C48,$E$10,0,1,0),Daxn($E$5+C48,$E$6-C48,$E$10,0,1,0)),0)","v":0},0,{"$f":"G48-SUM($E$14:$E$16)*F48/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,21,56,{"$f":"IF(C49<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C49,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C49,$E$6-C49,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C49,$E$6-C49,$E$10),A1xn($E$5+C49,$E$6-C49,$E$10)))),0)","v":0},{"$f":"IF(C49<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C49,$E$10,0,1,0),Daxn($E$5+C49,$E$6-C49,$E$10,0,1,0)),0)","v":0},0,{"$f":"G49-SUM($E$14:$E$16)*F49/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,22,57,{"$f":"IF(C50<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C50,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C50,$E$6-C50,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C50,$E$6-C50,$E$10),A1xn($E$5+C50,$E$6-C50,$E$10)))),0)","v":0},{"$f":"IF(C50<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C50,$E$10,0,1,0),Daxn($E$5+C50,$E$6-C50,$E$10,0,1,0)),0)","v":0},0,{"$f":"G50-SUM($E$14:$E$16)*F50/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,23,58,{"$f":"IF(C51<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C51,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C51,$E$6-C51,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C51,$E$6-C51,$E$10),A1xn($E$5+C51,$E$6-C51,$E$10)))),0)","v":0},{"$f":"IF(C51<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C51,$E$10,0,1,0),Daxn($E$5+C51,$E$6-C51,$E$10,0,1,0)),0)","v":0},0,{"$f":"G51-SUM($E$14:$E$16)*F51/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,24,59,{"$f":"IF(C52<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C52,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C52,$E$6-C52,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C52,$E$6-C52,$E$10),A1xn($E$5+C52,$E$6-C52,$E$10)))),0)","v":0},{"$f":"IF(C52<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C52,$E$10,0,1,0),Daxn($E$5+C52,$E$6-C52,$E$10,0,1,0)),0)","v":0},0,{"$f":"G52-SUM($E$14:$E$16)*F52/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,25,60,{"$f":"IF(C53<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C53,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C53,$E$6-C53,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C53,$E$6-C53,$E$10),A1xn($E$5+C53,$E$6-C53,$E$10)))),0)","v":0},{"$f":"IF(C53<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C53,$E$10,0,1,0),Daxn($E$5+C53,$E$6-C53,$E$10,0,1,0)),0)","v":0},{"$f":"E53*IF($D$2=\"Pure endowment\",$E$8,$E$7)-F53*$G$8","v":0},{"$f":"G53-SUM($E$14:$E$16)*F53/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,26,61,{"$f":"IF(C54<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C54,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C54,$E$6-C54,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C54,$E$6-C54,$E$10),A1xn($E$5+C54,$E$6-C54,$E$10)))),0)","v":0},{"$f":"IF(C54<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C54,$E$10,0,1,0),Daxn($E$5+C54,$E$6-C54,$E$10,0,1,0)),0)","v":0},0,{"$f":"G54-SUM($E$14:$E$16)*F54/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,27,62,{"$f":"IF(C55<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C55,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C55,$E$6-C55,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C55,$E$6-C55,$E$10),A1xn($E$5+C55,$E$6-C55,$E$10)))),0)","v":0},{"$f":"IF(C55<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C55,$E$10,0,1,0),Daxn($E$5+C55,$E$6-C55,$E$10,0,1,0)),0)","v":0},0,{"$f":"G55-SUM($E$14:$E$16)*F55/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,28,63,{"$f":"IF(C56<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C56,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C56,$E$6-C56,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C56,$E$6-C56,$E$10),A1xn($E$5+C56,$E$6-C56,$E$10)))),0)","v":0},{"$f":"IF(C56<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C56,$E$10,0,1,0),Daxn($E$5+C56,$E$6-C56,$E$10,0,1,0)),0)","v":0},0,{"$f":"G56-SUM($E$14:$E$16)*F56/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,29,64,{"$f":"IF(C57<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C57,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C57,$E$6-C57,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C57,$E$6-C57,$E$10),A1xn($E$5+C57,$E$6-C57,$E$10)))),0)","v":0},{"$f":"IF(C57<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C57,$E$10,0,1,0),Daxn($E$5+C57,$E$6-C57,$E$10,0,1,0)),0)","v":0},0,{"$f":"G57-SUM($E$14:$E$16)*F57/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,30,65,{"$f":"IF(C58<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C58,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C58,$E$6-C58,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C58,$E$6-C58,$E$10),A1xn($E$5+C58,$E$6-C58,$E$10)))),0)","v":0},{"$f":"IF(C58<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C58,$E$10,0,1,0),Daxn($E$5+C58,$E$6-C58,$E$10,0,1,0)),0)","v":0},0,{"$f":"G58-SUM($E$14:$E$16)*F58/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,31,66,{"$f":"IF(C59<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C59,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C59,$E$6-C59,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C59,$E$6-C59,$E$10),A1xn($E$5+C59,$E$6-C59,$E$10)))),0)","v":0},{"$f":"IF(C59<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C59,$E$10,0,1,0),Daxn($E$5+C59,$E$6-C59,$E$10,0,1,0)),0)","v":0},0,{"$f":"G59-SUM($E$14:$E$16)*F59/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,32,67,{"$f":"IF(C60<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C60,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C60,$E$6-C60,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C60,$E$6-C60,$E$10),A1xn($E$5+C60,$E$6-C60,$E$10)))),0)","v":0},{"$f":"IF(C60<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C60,$E$10,0,1,0),Daxn($E$5+C60,$E$6-C60,$E$10,0,1,0)),0)","v":0},0,{"$f":"G60-SUM($E$14:$E$16)*F60/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,{"$f":"C60+1","v":33},{"$f":"D60+1","v":68},{"$f":"IF(C61<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C61,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C61,$E$6-C61,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C61,$E$6-C61,$E$10),A1xn($E$5+C61,$E$6-C61,$E$10)))),0)","v":0},{"$f":"IF(C61<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C61,$E$10,0,1,0),Daxn($E$5+C61,$E$6-C61,$E$10,0,1,0)),0)","v":0},0,{"$f":"G61-SUM($E$14:$E$16)*F61/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,34,69,{"$f":"IF(C62<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C62,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C62,$E$6-C62,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C62,$E$6-C62,$E$10),A1xn($E$5+C62,$E$6-C62,$E$10)))),0)","v":0},{"$f":"IF(C62<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C62,$E$10,0,1,0),Daxn($E$5+C62,$E$6-C62,$E$10,0,1,0)),0)","v":0},0,{"$f":"G62-SUM($E$14:$E$16)*F62/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,35,70,{"$f":"IF(C63<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C63,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C63,$E$6-C63,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C63,$E$6-C63,$E$10),A1xn($E$5+C63,$E$6-C63,$E$10)))),0)","v":0},{"$f":"IF(C63<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C63,$E$10,0,1,0),Daxn($E$5+C63,$E$6-C63,$E$10,0,1,0)),0)","v":0},0,{"$f":"G63-SUM($E$14:$E$16)*F63/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,36,71,{"$f":"IF(C64<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C64,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C64,$E$6-C64,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C64,$E$6-C64,$E$10),A1xn($E$5+C64,$E$6-C64,$E$10)))),0)","v":0},{"$f":"IF(C64<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C64,$E$10,0,1,0),Daxn($E$5+C64,$E$6-C64,$E$10,0,1,0)),0)","v":0},0,{"$f":"G64-SUM($E$14:$E$16)*F64/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,37,72,{"$f":"IF(C65<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C65,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C65,$E$6-C65,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C65,$E$6-C65,$E$10),A1xn($E$5+C65,$E$6-C65,$E$10)))),0)","v":0},{"$f":"IF(C65<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C65,$E$10,0,1,0),Daxn($E$5+C65,$E$6-C65,$E$10,0,1,0)),0)","v":0},0,{"$f":"G65-SUM($E$14:$E$16)*F65/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,38,73,{"$f":"IF(C66<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C66,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C66,$E$6-C66,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C66,$E$6-C66,$E$10),A1xn($E$5+C66,$E$6-C66,$E$10)))),0)","v":0},{"$f":"IF(C66<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C66,$E$10,0,1,0),Daxn($E$5+C66,$E$6-C66,$E$10,0,1,0)),0)","v":0},0,{"$f":"G66-SUM($E$14:$E$16)*F66/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,39,74,{"$f":"IF(C67<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C67,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C67,$E$6-C67,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C67,$E$6-C67,$E$10),A1xn($E$5+C67,$E$6-C67,$E$10)))),0)","v":0},{"$f":"IF(C67<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C67,$E$10,0,1,0),Daxn($E$5+C67,$E$6-C67,$E$10,0,1,0)),0)","v":0},0,{"$f":"G67-SUM($E$14:$E$16)*F67/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,40,75,{"$f":"IF(C68<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C68,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C68,$E$6-C68,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C68,$E$6-C68,$E$10),A1xn($E$5+C68,$E$6-C68,$E$10)))),0)","v":0},{"$f":"IF(C68<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C68,$E$10,0,1,0),Daxn($E$5+C68,$E$6-C68,$E$10,0,1,0)),0)","v":0},0,{"$f":"G68-SUM($E$14:$E$16)*F68/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,41,76,{"$f":"IF(C69<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C69,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C69,$E$6-C69,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C69,$E$6-C69,$E$10),A1xn($E$5+C69,$E$6-C69,$E$10)))),0)","v":0},{"$f":"IF(C69<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C69,$E$10,0,1,0),Daxn($E$5+C69,$E$6-C69,$E$10,0,1,0)),0)","v":0},0,{"$f":"G69-SUM($E$14:$E$16)*F69/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,42,77,{"$f":"IF(C70<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C70,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C70,$E$6-C70,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C70,$E$6-C70,$E$10),A1xn($E$5+C70,$E$6-C70,$E$10)))),0)","v":0},{"$f":"IF(C70<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C70,$E$10,0,1,0),Daxn($E$5+C70,$E$6-C70,$E$10,0,1,0)),0)","v":0},0,{"$f":"G70-SUM($E$14:$E$16)*F70/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,43,78,{"$f":"IF(C71<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C71,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C71,$E$6-C71,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C71,$E$6-C71,$E$10),A1xn($E$5+C71,$E$6-C71,$E$10)))),0)","v":0},{"$f":"IF(C71<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C71,$E$10,0,1,0),Daxn($E$5+C71,$E$6-C71,$E$10,0,1,0)),0)","v":0},0,{"$f":"G71-SUM($E$14:$E$16)*F71/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,44,79,{"$f":"IF(C72<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C72,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C72,$E$6-C72,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C72,$E$6-C72,$E$10),A1xn($E$5+C72,$E$6-C72,$E$10)))),0)","v":0},{"$f":"IF(C72<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C72,$E$10,0,1,0),Daxn($E$5+C72,$E$6-C72,$E$10,0,1,0)),0)","v":0},0,{"$f":"G72-SUM($E$14:$E$16)*F72/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,45,80,{"$f":"IF(C73<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C73,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C73,$E$6-C73,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C73,$E$6-C73,$E$10),A1xn($E$5+C73,$E$6-C73,$E$10)))),0)","v":0},{"$f":"IF(C73<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C73,$E$10,0,1,0),Daxn($E$5+C73,$E$6-C73,$E$10,0,1,0)),0)","v":0},0,{"$f":"G73-SUM($E$14:$E$16)*F73/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,46,81,{"$f":"IF(C74<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C74,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C74,$E$6-C74,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C74,$E$6-C74,$E$10),A1xn($E$5+C74,$E$6-C74,$E$10)))),0)","v":0},{"$f":"IF(C74<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C74,$E$10,0,1,0),Daxn($E$5+C74,$E$6-C74,$E$10,0,1,0)),0)","v":0},0,{"$f":"G74-SUM($E$14:$E$16)*F74/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,47,82,{"$f":"IF(C75<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C75,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C75,$E$6-C75,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C75,$E$6-C75,$E$10),A1xn($E$5+C75,$E$6-C75,$E$10)))),0)","v":0},{"$f":"IF(C75<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C75,$E$10,0,1,0),Daxn($E$5+C75,$E$6-C75,$E$10,0,1,0)),0)","v":0},0,{"$f":"G75-SUM($E$14:$E$16)*F75/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,48,83,{"$f":"IF(C76<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C76,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C76,$E$6-C76,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C76,$E$6-C76,$E$10),A1xn($E$5+C76,$E$6-C76,$E$10)))),0)","v":0},{"$f":"IF(C76<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C76,$E$10,0,1,0),Daxn($E$5+C76,$E$6-C76,$E$10,0,1,0)),0)","v":0},0,{"$f":"G76-SUM($E$14:$E$16)*F76/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,49,84,{"$f":"IF(C77<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C77,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C77,$E$6-C77,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C77,$E$6-C77,$E$10),A1xn($E$5+C77,$E$6-C77,$E$10)))),0)","v":0},{"$f":"IF(C77<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C77,$E$10,0,1,0),Daxn($E$5+C77,$E$6-C77,$E$10,0,1,0)),0)","v":0},0,{"$f":"G77-SUM($E$14:$E$16)*F77/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,50,85,{"$f":"IF(C78<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C78,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C78,$E$6-C78,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C78,$E$6-C78,$E$10),A1xn($E$5+C78,$E$6-C78,$E$10)))),0)","v":0},{"$f":"IF(C78<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C78,$E$10,0,1,0),Daxn($E$5+C78,$E$6-C78,$E$10,0,1,0)),0)","v":0},0,{"$f":"G78-SUM($E$14:$E$16)*F78/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,51,86,{"$f":"IF(C79<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C79,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C79,$E$6-C79,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C79,$E$6-C79,$E$10),A1xn($E$5+C79,$E$6-C79,$E$10)))),0)","v":0},{"$f":"IF(C79<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C79,$E$10,0,1,0),Daxn($E$5+C79,$E$6-C79,$E$10,0,1,0)),0)","v":0},0,{"$f":"G79-SUM($E$14:$E$16)*F79/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,52,87,{"$f":"IF(C80<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C80,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C80,$E$6-C80,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C80,$E$6-C80,$E$10),A1xn($E$5+C80,$E$6-C80,$E$10)))),0)","v":0},{"$f":"IF(C80<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C80,$E$10,0,1,0),Daxn($E$5+C80,$E$6-C80,$E$10,0,1,0)),0)","v":0},0,{"$f":"G80-SUM($E$14:$E$16)*F80/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,53,88,{"$f":"IF(C81<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C81,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C81,$E$6-C81,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C81,$E$6-C81,$E$10),A1xn($E$5+C81,$E$6-C81,$E$10)))),0)","v":0},{"$f":"IF(C81<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C81,$E$10,0,1,0),Daxn($E$5+C81,$E$6-C81,$E$10,0,1,0)),0)","v":0},0,{"$f":"G81-SUM($E$14:$E$16)*F81/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,54,89,{"$f":"IF(C82<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C82,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C82,$E$6-C82,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C82,$E$6-C82,$E$10),A1xn($E$5+C82,$E$6-C82,$E$10)))),0)","v":0},{"$f":"IF(C82<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C82,$E$10,0,1,0),Daxn($E$5+C82,$E$6-C82,$E$10,0,1,0)),0)","v":0},0,{"$f":"G82-SUM($E$14:$E$16)*F82/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,55,90,{"$f":"IF(C83<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C83,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C83,$E$6-C83,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C83,$E$6-C83,$E$10),A1xn($E$5+C83,$E$6-C83,$E$10)))),0)","v":0},{"$f":"IF(C83<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C83,$E$10,0,1,0),Daxn($E$5+C83,$E$6-C83,$E$10,0,1,0)),0)","v":0},0,{"$f":"G83-SUM($E$14:$E$16)*F83/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,56,91,{"$f":"IF(C84<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C84,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C84,$E$6-C84,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C84,$E$6-C84,$E$10),A1xn($E$5+C84,$E$6-C84,$E$10)))),0)","v":0},{"$f":"IF(C84<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C84,$E$10,0,1,0),Daxn($E$5+C84,$E$6-C84,$E$10,0,1,0)),0)","v":0},0,{"$f":"G84-SUM($E$14:$E$16)*F84/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,57,92,{"$f":"IF(C85<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C85,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C85,$E$6-C85,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C85,$E$6-C85,$E$10),A1xn($E$5+C85,$E$6-C85,$E$10)))),0)","v":0},{"$f":"IF(C85<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C85,$E$10,0,1,0),Daxn($E$5+C85,$E$6-C85,$E$10,0,1,0)),0)","v":0},0,{"$f":"G85-SUM($E$14:$E$16)*F85/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,58,93,{"$f":"IF(C86<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C86,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C86,$E$6-C86,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C86,$E$6-C86,$E$10),A1xn($E$5+C86,$E$6-C86,$E$10)))),0)","v":0},{"$f":"IF(C86<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C86,$E$10,0,1,0),Daxn($E$5+C86,$E$6-C86,$E$10,0,1,0)),0)","v":0},0,{"$f":"G86-SUM($E$14:$E$16)*F86/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,59,94,{"$f":"IF(C87<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C87,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C87,$E$6-C87,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C87,$E$6-C87,$E$10),A1xn($E$5+C87,$E$6-C87,$E$10)))),0)","v":0},{"$f":"IF(C87<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C87,$E$10,0,1,0),Daxn($E$5+C87,$E$6-C87,$E$10,0,1,0)),0)","v":0},0,{"$f":"G87-SUM($E$14:$E$16)*F87/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,60,95,{"$f":"IF(C88<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C88,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C88,$E$6-C88,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C88,$E$6-C88,$E$10),A1xn($E$5+C88,$E$6-C88,$E$10)))),0)","v":0},{"$f":"IF(C88<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C88,$E$10,0,1,0),Daxn($E$5+C88,$E$6-C88,$E$10,0,1,0)),0)","v":0},0,{"$f":"G88-SUM($E$14:$E$16)*F88/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,61,96,{"$f":"IF(C89<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C89,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C89,$E$6-C89,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C89,$E$6-C89,$E$10),A1xn($E$5+C89,$E$6-C89,$E$10)))),0)","v":0},{"$f":"IF(C89<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C89,$E$10,0,1,0),Daxn($E$5+C89,$E$6-C89,$E$10,0,1,0)),0)","v":0},0,{"$f":"G89-SUM($E$14:$E$16)*F89/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,62,97,{"$f":"IF(C90<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C90,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C90,$E$6-C90,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C90,$E$6-C90,$E$10),A1xn($E$5+C90,$E$6-C90,$E$10)))),0)","v":0},{"$f":"IF(C90<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C90,$E$10,0,1,0),Daxn($E$5+C90,$E$6-C90,$E$10,0,1,0)),0)","v":0},0,{"$f":"G90-SUM($E$14:$E$16)*F90/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,63,98,{"$f":"IF(C91<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C91,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C91,$E$6-C91,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C91,$E$6-C91,$E$10),A1xn($E$5+C91,$E$6-C91,$E$10)))),0)","v":0},{"$f":"IF(C91<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C91,$E$10,0,1,0),Daxn($E$5+C91,$E$6-C91,$E$10,0,1,0)),0)","v":0},0,{"$f":"G91-SUM($E$14:$E$16)*F91/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,64,99,{"$f":"IF(C92<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C92,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C92,$E$6-C92,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C92,$E$6-C92,$E$10),A1xn($E$5+C92,$E$6-C92,$E$10)))),0)","v":0},{"$f":"IF(C92<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C92,$E$10,0,1,0),Daxn($E$5+C92,$E$6-C92,$E$10,0,1,0)),0)","v":0},0,{"$f":"G92-SUM($E$14:$E$16)*F92/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,{"$f":"C92+1","v":65},{"$f":"D92+1","v":100},{"$f":"IF(C93<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C93,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C93,$E$6-C93,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C93,$E$6-C93,$E$10),A1xn($E$5+C93,$E$6-C93,$E$10)))),0)","v":0},{"$f":"IF(C93<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C93,$E$10,0,1,0),Daxn($E$5+C93,$E$6-C93,$E$10,0,1,0)),0)","v":0},{"$f":"E93*IF($D$2=\"Pure endowment\",$E$8,$E$7)-F93*$G$8","v":0},{"$f":"G93-SUM($E$14:$E$16)*F93/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,66,101,{"$f":"IF(C94<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C94,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C94,$E$6-C94,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C94,$E$6-C94,$E$10),A1xn($E$5+C94,$E$6-C94,$E$10)))),0)","v":0},{"$f":"IF(C94<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C94,$E$10,0,1,0),Daxn($E$5+C94,$E$6-C94,$E$10,0,1,0)),0)","v":0},0,{"$f":"G94-SUM($E$14:$E$16)*F94/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,67,102,{"$f":"IF(C95<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C95,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C95,$E$6-C95,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C95,$E$6-C95,$E$10),A1xn($E$5+C95,$E$6-C95,$E$10)))),0)","v":0},{"$f":"IF(C95<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C95,$E$10,0,1,0),Daxn($E$5+C95,$E$6-C95,$E$10,0,1,0)),0)","v":0},0,{"$f":"G95-SUM($E$14:$E$16)*F95/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,68,103,{"$f":"IF(C96<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C96,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C96,$E$6-C96,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C96,$E$6-C96,$E$10),A1xn($E$5+C96,$E$6-C96,$E$10)))),0)","v":0},{"$f":"IF(C96<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C96,$E$10,0,1,0),Daxn($E$5+C96,$E$6-C96,$E$10,0,1,0)),0)","v":0},0,{"$f":"G96-SUM($E$14:$E$16)*F96/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,69,104,{"$f":"IF(C97<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C97,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C97,$E$6-C97,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C97,$E$6-C97,$E$10),A1xn($E$5+C97,$E$6-C97,$E$10)))),0)","v":0},{"$f":"IF(C97<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C97,$E$10,0,1,0),Daxn($E$5+C97,$E$6-C97,$E$10,0,1,0)),0)","v":0},0,{"$f":"G97-SUM($E$14:$E$16)*F97/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,70,105,{"$f":"IF(C98<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C98,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C98,$E$6-C98,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C98,$E$6-C98,$E$10),A1xn($E$5+C98,$E$6-C98,$E$10)))),0)","v":0},{"$f":"IF(C98<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C98,$E$10,0,1,0),Daxn($E$5+C98,$E$6-C98,$E$10,0,1,0)),0)","v":0},0,{"$f":"G98-SUM($E$14:$E$16)*F98/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,71,106,{"$f":"IF(C99<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C99,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C99,$E$6-C99,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C99,$E$6-C99,$E$10),A1xn($E$5+C99,$E$6-C99,$E$10)))),0)","v":0},{"$f":"IF(C99<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C99,$E$10,0,1,0),Daxn($E$5+C99,$E$6-C99,$E$10,0,1,0)),0)","v":0},0,{"$f":"G99-SUM($E$14:$E$16)*F99/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,72,107,{"$f":"IF(C100<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C100,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C100,$E$6-C100,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C100,$E$6-C100,$E$10),A1xn($E$5+C100,$E$6-C100,$E$10)))),0)","v":0},{"$f":"IF(C100<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C100,$E$10,0,1,0),Daxn($E$5+C100,$E$6-C100,$E$10,0,1,0)),0)","v":0},0,{"$f":"G100-SUM($E$14:$E$16)*F100/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,73,108,{"$f":"IF(C101<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C101,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C101,$E$6-C101,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C101,$E$6-C101,$E$10),A1xn($E$5+C101,$E$6-C101,$E$10)))),0)","v":0},{"$f":"IF(C101<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C101,$E$10,0,1,0),Daxn($E$5+C101,$E$6-C101,$E$10,0,1,0)),0)","v":0},0,{"$f":"G101-SUM($E$14:$E$16)*F101/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,74,109,{"$f":"IF(C102<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C102,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C102,$E$6-C102,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C102,$E$6-C102,$E$10),A1xn($E$5+C102,$E$6-C102,$E$10)))),0)","v":0},{"$f":"IF(C102<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C102,$E$10,0,1,0),Daxn($E$5+C102,$E$6-C102,$E$10,0,1,0)),0)","v":0},0,{"$f":"G102-SUM($E$14:$E$16)*F102/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,75,110,{"$f":"IF(C103<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C103,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C103,$E$6-C103,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C103,$E$6-C103,$E$10),A1xn($E$5+C103,$E$6-C103,$E$10)))),0)","v":0},{"$f":"IF(C103<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C103,$E$10,0,1,0),Daxn($E$5+C103,$E$6-C103,$E$10,0,1,0)),0)","v":0},0,{"$f":"G103-SUM($E$14:$E$16)*F103/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,76,111,{"$f":"IF(C104<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C104,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C104,$E$6-C104,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C104,$E$6-C104,$E$10),A1xn($E$5+C104,$E$6-C104,$E$10)))),0)","v":0},{"$f":"IF(C104<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C104,$E$10,0,1,0),Daxn($E$5+C104,$E$6-C104,$E$10,0,1,0)),0)","v":0},0,{"$f":"G104-SUM($E$14:$E$16)*F104/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,77,112,{"$f":"IF(C105<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C105,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C105,$E$6-C105,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C105,$E$6-C105,$E$10),A1xn($E$5+C105,$E$6-C105,$E$10)))),0)","v":0},{"$f":"IF(C105<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C105,$E$10,0,1,0),Daxn($E$5+C105,$E$6-C105,$E$10,0,1,0)),0)","v":0},0,{"$f":"G105-SUM($E$14:$E$16)*F105/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,78,113,{"$f":"IF(C106<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C106,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C106,$E$6-C106,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C106,$E$6-C106,$E$10),A1xn($E$5+C106,$E$6-C106,$E$10)))),0)","v":0},{"$f":"IF(C106<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C106,$E$10,0,1,0),Daxn($E$5+C106,$E$6-C106,$E$10,0,1,0)),0)","v":0},0,{"$f":"G106-SUM($E$14:$E$16)*F106/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,79,114,{"$f":"IF(C107<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C107,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C107,$E$6-C107,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C107,$E$6-C107,$E$10),A1xn($E$5+C107,$E$6-C107,$E$10)))),0)","v":0},{"$f":"IF(C107<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C107,$E$10,0,1,0),Daxn($E$5+C107,$E$6-C107,$E$10,0,1,0)),0)","v":0},0,{"$f":"G107-SUM($E$14:$E$16)*F107/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,80,115,{"$f":"IF(C108<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C108,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C108,$E$6-C108,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C108,$E$6-C108,$E$10),A1xn($E$5+C108,$E$6-C108,$E$10)))),0)","v":0},{"$f":"IF(C108<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C108,$E$10,0,1,0),Daxn($E$5+C108,$E$6-C108,$E$10,0,1,0)),0)","v":0},0,{"$f":"G108-SUM($E$14:$E$16)*F108/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,81,116,{"$f":"IF(C109<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C109,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C109,$E$6-C109,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C109,$E$6-C109,$E$10),A1xn($E$5+C109,$E$6-C109,$E$10)))),0)","v":0},{"$f":"IF(C109<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C109,$E$10,0,1,0),Daxn($E$5+C109,$E$6-C109,$E$10,0,1,0)),0)","v":0},0,{"$f":"G109-SUM($E$14:$E$16)*F109/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,82,117,{"$f":"IF(C110<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C110,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C110,$E$6-C110,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C110,$E$6-C110,$E$10),A1xn($E$5+C110,$E$6-C110,$E$10)))),0)","v":0},{"$f":"IF(C110<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C110,$E$10,0,1,0),Daxn($E$5+C110,$E$6-C110,$E$10,0,1,0)),0)","v":0},0,{"$f":"G110-SUM($E$14:$E$16)*F110/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,83,118,{"$f":"IF(C111<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C111,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C111,$E$6-C111,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C111,$E$6-C111,$E$10),A1xn($E$5+C111,$E$6-C111,$E$10)))),0)","v":0},{"$f":"IF(C111<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C111,$E$10,0,1,0),Daxn($E$5+C111,$E$6-C111,$E$10,0,1,0)),0)","v":0},0,{"$f":"G111-SUM($E$14:$E$16)*F111/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,84,119,{"$f":"IF(C112<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C112,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C112,$E$6-C112,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C112,$E$6-C112,$E$10),A1xn($E$5+C112,$E$6-C112,$E$10)))),0)","v":0},{"$f":"IF(C112<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C112,$E$10,0,1,0),Daxn($E$5+C112,$E$6-C112,$E$10,0,1,0)),0)","v":0},0,{"$f":"G112-SUM($E$14:$E$16)*F112/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,85,120,{"$f":"IF(C113<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C113,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C113,$E$6-C113,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C113,$E$6-C113,$E$10),A1xn($E$5+C113,$E$6-C113,$E$10)))),0)","v":0},{"$f":"IF(C113<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C113,$E$10,0,1,0),Daxn($E$5+C113,$E$6-C113,$E$10,0,1,0)),0)","v":0},0,{"$f":"G113-SUM($E$14:$E$16)*F113/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,86,121,{"$f":"IF(C114<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C114,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C114,$E$6-C114,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C114,$E$6-C114,$E$10),A1xn($E$5+C114,$E$6-C114,$E$10)))),0)","v":0},{"$f":"IF(C114<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C114,$E$10,0,1,0),Daxn($E$5+C114,$E$6-C114,$E$10,0,1,0)),0)","v":0},0,{"$f":"G114-SUM($E$14:$E$16)*F114/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,87,122,{"$f":"IF(C115<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C115,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C115,$E$6-C115,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C115,$E$6-C115,$E$10),A1xn($E$5+C115,$E$6-C115,$E$10)))),0)","v":0},{"$f":"IF(C115<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C115,$E$10,0,1,0),Daxn($E$5+C115,$E$6-C115,$E$10,0,1,0)),0)","v":0},0,{"$f":"G115-SUM($E$14:$E$16)*F115/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,88,123,{"$f":"IF(C116<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C116,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C116,$E$6-C116,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C116,$E$6-C116,$E$10),A1xn($E$5+C116,$E$6-C116,$E$10)))),0)","v":0},{"$f":"IF(C116<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C116,$E$10,0,1,0),Daxn($E$5+C116,$E$6-C116,$E$10,0,1,0)),0)","v":0},0,{"$f":"G116-SUM($E$14:$E$16)*F116/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,89,124,{"$f":"IF(C117<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C117,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C117,$E$6-C117,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C117,$E$6-C117,$E$10),A1xn($E$5+C117,$E$6-C117,$E$10)))),0)","v":0},{"$f":"IF(C117<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C117,$E$10,0,1,0),Daxn($E$5+C117,$E$6-C117,$E$10,0,1,0)),0)","v":0},0,{"$f":"G117-SUM($E$14:$E$16)*F117/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,90,125,{"$f":"IF(C118<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C118,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C118,$E$6-C118,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C118,$E$6-C118,$E$10),A1xn($E$5+C118,$E$6-C118,$E$10)))),0)","v":0},{"$f":"IF(C118<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C118,$E$10,0,1,0),Daxn($E$5+C118,$E$6-C118,$E$10,0,1,0)),0)","v":0},0,{"$f":"G118-SUM($E$14:$E$16)*F118/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,91,126,{"$f":"IF(C119<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C119,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C119,$E$6-C119,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C119,$E$6-C119,$E$10),A1xn($E$5+C119,$E$6-C119,$E$10)))),0)","v":0},{"$f":"IF(C119<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C119,$E$10,0,1,0),Daxn($E$5+C119,$E$6-C119,$E$10,0,1,0)),0)","v":0},0,{"$f":"G119-SUM($E$14:$E$16)*F119/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,92,127,{"$f":"IF(C120<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C120,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C120,$E$6-C120,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C120,$E$6-C120,$E$10),A1xn($E$5+C120,$E$6-C120,$E$10)))),0)","v":0},{"$f":"IF(C120<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C120,$E$10,0,1,0),Daxn($E$5+C120,$E$6-C120,$E$10,0,1,0)),0)","v":0},0,{"$f":"G120-SUM($E$14:$E$16)*F120/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,93,128,{"$f":"IF(C121<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C121,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C121,$E$6-C121,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C121,$E$6-C121,$E$10),A1xn($E$5+C121,$E$6-C121,$E$10)))),0)","v":0},{"$f":"IF(C121<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C121,$E$10,0,1,0),Daxn($E$5+C121,$E$6-C121,$E$10,0,1,0)),0)","v":0},0,{"$f":"G121-SUM($E$14:$E$16)*F121/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,94,129,{"$f":"IF(C122<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C122,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C122,$E$6-C122,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C122,$E$6-C122,$E$10),A1xn($E$5+C122,$E$6-C122,$E$10)))),0)","v":0},{"$f":"IF(C122<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C122,$E$10,0,1,0),Daxn($E$5+C122,$E$6-C122,$E$10,0,1,0)),0)","v":0},0,{"$f":"G122-SUM($E$14:$E$16)*F122/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,95,130,{"$f":"IF(C123<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C123,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C123,$E$6-C123,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C123,$E$6-C123,$E$10),A1xn($E$5+C123,$E$6-C123,$E$10)))),0)","v":0},{"$f":"IF(C123<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C123,$E$10,0,1,0),Daxn($E$5+C123,$E$6-C123,$E$10,0,1,0)),0)","v":0},0,{"$f":"G123-SUM($E$14:$E$16)*F123/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,96,131,{"$f":"IF(C124<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C124,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C124,$E$6-C124,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C124,$E$6-C124,$E$10),A1xn($E$5+C124,$E$6-C124,$E$10)))),0)","v":0},{"$f":"IF(C124<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C124,$E$10,0,1,0),Daxn($E$5+C124,$E$6-C124,$E$10,0,1,0)),0)","v":0},0,{"$f":"G124-SUM($E$14:$E$16)*F124/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,{"$f":"C124+1","v":97},{"$f":"D124+1","v":132},{"$f":"IF(C125<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C125,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C125,$E$6-C125,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C125,$E$6-C125,$E$10),A1xn($E$5+C125,$E$6-C125,$E$10)))),0)","v":0},{"$f":"IF(C125<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C125,$E$10,0,1,0),Daxn($E$5+C125,$E$6-C125,$E$10,0,1,0)),0)","v":0},0,{"$f":"G125-SUM($E$14:$E$16)*F125/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,98,133,{"$f":"IF(C126<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C126,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C126,$E$6-C126,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C126,$E$6-C126,$E$10),A1xn($E$5+C126,$E$6-C126,$E$10)))),0)","v":0},{"$f":"IF(C126<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C126,$E$10,0,1,0),Daxn($E$5+C126,$E$6-C126,$E$10,0,1,0)),0)","v":0},0,{"$f":"G126-SUM($E$14:$E$16)*F126/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,99,134,{"$f":"IF(C127<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C127,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C127,$E$6-C127,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C127,$E$6-C127,$E$10),A1xn($E$5+C127,$E$6-C127,$E$10)))),0)","v":0},{"$f":"IF(C127<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C127,$E$10,0,1,0),Daxn($E$5+C127,$E$6-C127,$E$10,0,1,0)),0)","v":0},0,{"$f":"G127-SUM($E$14:$E$16)*F127/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,100,135,{"$f":"IF(C128<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C128,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C128,$E$6-C128,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C128,$E$6-C128,$E$10),A1xn($E$5+C128,$E$6-C128,$E$10)))),0)","v":0},{"$f":"IF(C128<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C128,$E$10,0,1,0),Daxn($E$5+C128,$E$6-C128,$E$10,0,1,0)),0)","v":0},0,{"$f":"G128-SUM($E$14:$E$16)*F128/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,101,136,{"$f":"IF(C129<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C129,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C129,$E$6-C129,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C129,$E$6-C129,$E$10),A1xn($E$5+C129,$E$6-C129,$E$10)))),0)","v":0},{"$f":"IF(C129<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C129,$E$10,0,1,0),Daxn($E$5+C129,$E$6-C129,$E$10,0,1,0)),0)","v":0},0,{"$f":"G129-SUM($E$14:$E$16)*F129/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,102,137,{"$f":"IF(C130<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C130,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C130,$E$6-C130,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C130,$E$6-C130,$E$10),A1xn($E$5+C130,$E$6-C130,$E$10)))),0)","v":0},{"$f":"IF(C130<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C130,$E$10,0,1,0),Daxn($E$5+C130,$E$6-C130,$E$10,0,1,0)),0)","v":0},0,{"$f":"G130-SUM($E$14:$E$16)*F130/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,103,138,{"$f":"IF(C131<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C131,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C131,$E$6-C131,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C131,$E$6-C131,$E$10),A1xn($E$5+C131,$E$6-C131,$E$10)))),0)","v":0},{"$f":"IF(C131<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C131,$E$10,0,1,0),Daxn($E$5+C131,$E$6-C131,$E$10,0,1,0)),0)","v":0},0,{"$f":"G131-SUM($E$14:$E$16)*F131/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,104,139,{"$f":"IF(C132<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C132,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C132,$E$6-C132,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C132,$E$6-C132,$E$10),A1xn($E$5+C132,$E$6-C132,$E$10)))),0)","v":0},{"$f":"IF(C132<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C132,$E$10,0,1,0),Daxn($E$5+C132,$E$6-C132,$E$10,0,1,0)),0)","v":0},0,{"$f":"G132-SUM($E$14:$E$16)*F132/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,105,140,{"$f":"IF(C133<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C133,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C133,$E$6-C133,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C133,$E$6-C133,$E$10),A1xn($E$5+C133,$E$6-C133,$E$10)))),0)","v":0},{"$f":"IF(C133<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C133,$E$10,0,1,0),Daxn($E$5+C133,$E$6-C133,$E$10,0,1,0)),0)","v":0},0,{"$f":"G133-SUM($E$14:$E$16)*F133/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,106,141,{"$f":"IF(C134<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C134,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C134,$E$6-C134,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C134,$E$6-C134,$E$10),A1xn($E$5+C134,$E$6-C134,$E$10)))),0)","v":0},{"$f":"IF(C134<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C134,$E$10,0,1,0),Daxn($E$5+C134,$E$6-C134,$E$10,0,1,0)),0)","v":0},0,{"$f":"G134-SUM($E$14:$E$16)*F134/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,107,142,{"$f":"IF(C135<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C135,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C135,$E$6-C135,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C135,$E$6-C135,$E$10),A1xn($E$5+C135,$E$6-C135,$E$10)))),0)","v":0},{"$f":"IF(C135<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C135,$E$10,0,1,0),Daxn($E$5+C135,$E$6-C135,$E$10,0,1,0)),0)","v":0},0,{"$f":"G135-SUM($E$14:$E$16)*F135/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,108,143,{"$f":"IF(C136<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C136,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C136,$E$6-C136,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C136,$E$6-C136,$E$10),A1xn($E$5+C136,$E$6-C136,$E$10)))),0)","v":0},{"$f":"IF(C136<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C136,$E$10,0,1,0),Daxn($E$5+C136,$E$6-C136,$E$10,0,1,0)),0)","v":0},0,{"$f":"G136-SUM($E$14:$E$16)*F136/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,109,144,{"$f":"IF(C137<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C137,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C137,$E$6-C137,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C137,$E$6-C137,$E$10),A1xn($E$5+C137,$E$6-C137,$E$10)))),0)","v":0},{"$f":"IF(C137<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C137,$E$10,0,1,0),Daxn($E$5+C137,$E$6-C137,$E$10,0,1,0)),0)","v":0},0,{"$f":"G137-SUM($E$14:$E$16)*F137/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]
[null,null,110,145,{"$f":"IF(C138<=$E$12,IF($D$2=\"Whole life\",A1x($E$5+C138,$E$10),IF($D$2=\"Endowment\",Axn($E$5+C138,$E$6-C138,$E$10,$E$8,$E$7),IF($D$2=\"Pure endowment\",nex($E$5+C138,$E$6-C138,$E$10),A1xn($E$5+C138,$E$6-C138,$E$10)))),0)","v":0},{"$f":"IF(C138<=$E$12,IF($D$2=\"Whole life\",dax($E$5+C138,$E$10,0,1,0),Daxn($E$5+C138,$E$6-C138,$E$10,0,1,0)),0)","v":0},0,{"$f":"G138-SUM($E$14:$E$16)*F138/IF($D$2=\"Whole life\",dax($E$5,$E$10,0,1,0),Daxn($E$5,$E$6,$E$10,0,1,0))","v":0}]

{"sheet":"TRADITIONAL","index":7,"n_rows":144,"n_cols":42,"rows_kept":144,"cut":false,"hidden":false,"merged":[[27,2,27,3],[28,2,28,3],[29,2,29,3],[30,2,30,3],[16,4,17,4],[18,2,19,3],[18,4,19,4],[20,2,21,3],[20,4,21,4],[1,3,1,4],[14,2,15,3],[16,2,17,3],[4,2,4,3],[5,2,5,3],[9,2,9,3],[10,2,10,3],[6,2,6,3],[7,2,7,3],[14,4,15,4],[8,2,8,3],[12,2,13,3],[12,4,13,4]]}
[]
[null,null,"Contract","Other temporary"]
[]
[]
[null,null,"Age (X)",null,35]
[null,null,"Policy period (N)",null,10]
[null,null,"Death benefit (K)",null,0]
[null,null,"Survival benefit (D)",null,0]
[null,null,"Reserve (t)",null,5]
[null,null,"Interest rate (i)",null,2.5000000000000001E-2]
[null,null,"Discont factor (v)",null,{"$f":"1/(1+E10)","v":0.97560975609756106}]
[]
[null,null,"Single premium",null,{"$f":"SUM($J$34:$K$144)","v":16712.758235052657}]
[]
[null,null,"Regular netto premium",null,{"$f":"SUM($J$34:$K$144)/SUM($AF$34:$AF$144)","v":1873.187348787304}]
[]
[null,null,"Regular brutto premium",null,{"$f":"(SUM($J$34:$K$144)+(F28+F30+F31)+SUM($AE$34:$AE$144))/(SUM($AG$34:$AG$144)-E29)","v":2146.5778529749186}]
[]
[null,null,"Netto Reserve",null,{"$f":"VLOOKUP(E9,$C$34:$AP$144,39,0)","v":7540.6685808747879}]
[]
[null,null,"Brutto reserve",null,{"$f":"VLOOKUP(E9,$C$34:$AP$144,40,0)","v":6279.9024621498302}]
[]
[null,null,"omega",null,{"$f":"omega()-$E$5","v":71}]
[null,null,"delka vypoctu",null,{"$f":"IF($D$2=\"Whole life\",E23,E6)","v":10}]
[]
[]
[]
[null,null,"alfa fix",null,2000,{"$f":"E28","v":2000}]
[null,null,"alfa from premium",null,2.0000000000000001E-4,{"$f":"E29*E17","v":0.42931557059498376}]
[null,null,"alfa z K",null,0,{"$f":"E30*E7","v":0}]
[null,null,"alfa z D",null,0,{"$f":"E31*E8","v":0}]
[]
[null,null,"Time (t)","Age (x)","In force","Premium transfer","Death benefit","Survival benefit","Exp. Premium","Exp. Death benefit","Exp. Survival benefit","beta fix","beta from K","beta from P","Exp. beta fix","Exp. beta from K","Exp. beta from P","gamma fix","gamma from K","gamma from P","Exp. gamma fix","Exp. gamma from K","Exp. gamma from P","delta fix","delta from D","Exp. delta fix","Exp. delta from D","t-1|qx * vt","t-1px * vt-1","tpx * vt","Exp. Charges","adjusted premium","adjusted brutto premium","t Reserves","Age","Dx+t+1 * Dt","Cx+t * Kt","Ax+t,n-t","Dx+t","ax+t,n-t","tVxNetto","tVxBrutto"]
[null,null,1,{"$f":"E5","v":35},1,1,100000,null,{"$f":"E34*F34*$E$17*AC34","v":2146.5778529749186},{"$f":"G34*AB34","v":100.72689042335921},{"$f":"H34*AD34","v":0},1,9.9999999999999995E-7,1E-4,{"$f":"L34*$AC34","v":1},{"$f":"M34*$AC34*G34","v":9.9999999999999992E-2},{"$f":"N34*I34","v":0.21465778529749188},3,3.0000000000000001E-5,3.0000000000000001E-3,{"$f":"R34*$AC34","v":3},{"$f":"S34*G34*$AC34","v":3},{"$f":"T34*I34","v":6.4397335589247557},0,0.02,{"$f":"IF(H34>0,X34*AC34,0)","v":0},{"$f":"Y34*AC34*H34","v":0},{"$f":"n_qx($E$5,C34-1)*$E$11^C34*E34","v":1.007268904233592E-3},{"$f":"npx($E$5,C34-1)*$E$11^(C34-1)*E34*F34","v":1},{"$f":"npx($E$5,C34)*$E$11^(C34)*E34","v":0.97460248719332754},{"$f":"(O34+P34+U34+V34+Z34+AA34)","v":7.1},{"$f":"AC34*F34","v":1},{"$f":"(1-N34-T34)*AC34*F34","v":0.99690000000000001},0,{"$f":"E5","v":35},{"$f":"IF(AH34<$E$24,DDx($E$5+AH34+1,$E$10)*H34,0)","v":0},{"$f":"IF(AH34<=$E$24,cx($E$5+AH34,$E$10)*G34,0)","v":4167681.8412407902},{"$f":"IF(AH34<$E$24,SUM(AJ34:$AK$144)/DDx($E$5+AH34,$E$10),0)","v":16712.758235052646},{"$f":"IF(AH34<$E$24,DDx($E$5+AH34,$E$10)*E34,0)","v":41376.059796188936},{"$f":"IF(AH34<$E$24,SUM(AM34:AM$144)/DDx($E$5+AH34,$E$10),0)","v":8.9220964714887891},{"$f":"AL34-$E$15*AN34","v":0},{"$f":"AO34-SUM($F$28:$F$31)*AN34/Daxn($E$5,$E$6,$E$10,0,1,0)","v":-2000.4293155705971}]
[null,null,{"$f":"(C34+1)","v":2},{"$f":"D34+1","v":36},1,1,100000,null,2092.0601144634688,{"$f":"G35*AB35","v":101.44113104842283},{"$f":"H35*AD35","v":0},1,9.9999999999999995E-7,1E-4,0.97460248719332754,{"$f":"M35*$AC35*G35","v":9.7460248719332745E-2},{"$f":"N35*I35","v":0.2092060114463469},3,3.0000000000000001E-5,3.0000000000000001E-3,2.9238074615799827,{"$f":"S35*G35*$AC35","v":2.9238074615799827},{"$f":"T35*I35","v":6.2761803433904069},0,0.02,{"$f":"IF(H35>0,X35*AC35,0)","v":0},{"$f":"Y35*AC35*H35","v":0},1.0144113104842284E-3,{"$f":"npx($E$5,C35-1)*$E$11^(C35-1)*E35","v":0.97460248719332754},0.94981728351227435,{"$f":"(O35+P35+U35+V35+Z35+AA35)","v":6.9196776590726259},{"$f":"AC35*F35","v":0.97460248719332754},0.97158121948302822,{"$f":"AH34+1","v":1},{"$f":"AI34+1","v":36},0,{"$f":"IF(AH35<$E$24,cx($E$5+AH35,$E$10)*G35,0)","v":4197234.3040528027},{"$f":"IF(AH35<$E$24,SUM(AJ35:$AK$144)/DDx($E$5+AH35,$E$10),0)","v":17044.930177090795},40325.210787625576,{"$f":"IF(AH35<$E$24,SUM(AM35:AM$144)/DDx($E$5+AH35,$E$10),0)","v":8.1285412007339986},{"$f":"AL35-$E$15*AN35","v":1818.6496357795077},{"$f":"AO35-SUM($F$28:$F$31)*AN35/Daxn($E$5,$E$6,$E$10,0,1,0)","v":-3.8561130356454214}]
[null,null,{"$f":"(C35+1)","v":3},{"$f":"D35+1","v":37},1,1,100000,null,2038.8567451602476,100.01180362164087,{"$f":"H36*AD36","v":0},1,9.9999999999999995E-7,1E-4,0.94981728351227435,9.4981728351227437E-2,0.20388567451602477,3,3.0000000000000001E-5,3.0000000000000001E-3,2.8494518505368229,2.8494518505368229,6.1165702354807427,0,0.02,{"$f":"IF(H36>0,X36*AC36,0)","v":0},{"$f":"Y36*AC36*H36","v":0},1.0001180362164087E-3,0.94981728351227435,0.92565089026844161,6.7437027129371483,0.94981728351227435,0.94687284993338627,{"$f":"AH35+1","v":2},{"$f":"AI35+1","v":37},0,4138094.3669738406,{"$f":"IF(AH36<$E$24,SUM(AJ36:$AK$144)/DDx($E$5+AH36,$E$10),0)","v":17382.911955999909},39299.696718057596,{"$f":"IF(AH36<$E$24,SUM(AM36:AM$144)/DDx($E$5+AH36,$E$10),0)","v":7.3145583944363803},{"$f":"AL36-$E$15*AN36","v":3681.373709575706},{"$f":"AO36-SUM($F$28:$F$31)*AN36/Daxn($E$5,$E$6,$E$10,0,1,0)","v":2041.3715991477388}]
[null,null,4,38,{"$f":"IF(C37<=$E$24,1,0)","v":1},1,100000,null,1986.9817006367534,108.09270756838015,0,1,9.9999999999999995E-7,1E-4,0.92565089026844161,9.2565089026844155E-2,0.19869817006367535,3,3.0000000000000001E-5,3.0000000000000001E-3,2.7769526708053247,2.7769526708053247,5.9609451019102604,0,0.02,0,0,1.0809270756838014E-3,0.92565089026844161,0.90199311221060063,6.5721213209059357,0.92565089026844161,0.92278137250860948,3,38,0,4472450.3318813667,{"$f":"IF(AH37<$E$24,SUM(AJ37:$AK$144)/DDx($E$5+AH37,$E$10),0)","v":17728.690786652958},38299.786586142545,{"$f":"IF(AH37<$E$24,SUM(AM37:AM$144)/DDx($E$5+AH37,$E$10),0)","v":6.4794154727640869},5591.5316955345625,{"$f":"AO37-SUM($F$28:$F$31)*AN37/Daxn($E$5,$E$6,$E$10,0,1,0)","v":4138.7775473476668}]
[null,null,5,39,1,1,100000,null,1936.198438207196,124.55624897669486,0,1,9.9999999999999995E-7,1E-4,0.90199311221060063,9.019931122106005E-2,0.19361984382071962,3,3.0000000000000001E-5,3.0000000000000001E-3,2.7059793366318017,2.7059793366318017,5.8085953146215878,0,0.02,0,0,1.2455624897669485E-3,0.90199311221060063,0.87874771771569715,6.4041510966952639,0.90199311221060063,0.89919693356274777,4,39,0,5153646.8056485858,{"$f":"IF(AH38<$E$24,SUM(AJ38:$AK$144)/DDx($E$5+AH38,$E$10),0)","v":18073.847218674193},37320.920946576356,{"$f":"IF(AH38<$E$24,SUM(AM38:AM$144)/DDx($E$5+AH38,$E$10),0)","v":5.6231314206870735},7540.6685808747879,{"$f":"AO38-SUM($F$28:$F$31)*AN38/Daxn($E$5,$E$6,$E$10,0,1,0)","v":6279.9024621498302}]
[null,null,6,40,1,1,100000,null,1886.3003892007712,138.98210228738989,0,1,9.9999999999999995E-7,1E-4,0.87874771771569715,8.7874771771569715E-2,0.18863003892007713,3,3.0000000000000001E-5,3.0000000000000001E-3,2.6362431531470913,2.6362431531470913,5.6589011676023135,0,0.02,0,0,1.389821022873899E-3,0.87874771771569715,0.85592502552902583,6.2391087957814495,0.87874771771569715,0.87602359979077848,5,40,0,5750531.7748433407,{"$f":"IF(AH39<$E$24,SUM(AJ39:$AK$144)/DDx($E$5+AH39,$E$10),0)","v":18410.209355045212},36359.11811396922,{"$f":"IF(AH39<$E$24,SUM(AM39:AM$144)/DDx($E$5+AH39,$E$10),0)","v":4.7454264907158361},9521.1364880361743,{"$f":"AO39-SUM($F$28:$F$31)*AN39/Daxn($E$5,$E$6,$E$10,0,1,0)","v":8457.1611883688274}]
[null,null,7,41,1,1,100000,null,1837.3097036075987,150.07102593301011,0,1,9.9999999999999995E-7,1E-4,0.85592502552902583,8.5592502552902586E-2,0.18373097036075989,3,3.0000000000000001E-5,3.0000000000000001E-3,2.5677750765870773,2.5677750765870773,5.5119291108227966,0,0.02,0,0,1.5007102593301009E-3,0.85592502552902583,0.83354809513484163,6.0770676812560831,0.85592502552902583,0.85327165794988591,6,41,0,6209347.742679581,{"$f":"IF(AH40<$E$24,SUM(AJ40:$AK$144)/DDx($E$5+AH40,$E$10),0)","v":18738.729296077647},35414.805037343489,{"$f":"IF(AH40<$E$24,SUM(AM40:AM$144)/DDx($E$5+AH40,$E$10),0)","v":3.8452958873987733},11535.769687458414,{"$f":"AO40-SUM($F$28:$F$31)*AN40/Daxn($E$5,$E$6,$E$10,0,1,0)","v":10673.613282315668}]
[null,null,8,42,1,1,100000,null,1789.2758804058815,157.86206167677457,0,1,9.9999999999999995E-7,1E-4,0.83354809513484163,8.335480951348416E-2,0.17892758804058817,3,3.0000000000000001E-5,3.0000000000000001E-3,2.5006442854045248,2.5006442854045248,5.3678276412176444,0,0.02,0,0,1.5786206167677458E-3,0.83354809513484163,0.81163903317332153,5.918191475457375,0.83354809513484163,0.83096409603992361,7,42,0,6531710.1034877878,{"$f":"IF(AH41<$E$24,SUM(AJ41:$AK$144)/DDx($E$5+AH41,$E$10),0)","v":19061.739110115104},34488.935827298563,{"$f":"IF(AH41<$E$24,SUM(AM41:AM$144)/DDx($E$5+AH41,$E$10),0)","v":2.9216789880198384},13588.88699253865,{"$f":"AO41-SUM($F$28:$F$31)*AN41/Daxn($E$5,$E$6,$E$10,0,1,0)","v":12933.815360327722}]
[null,null,9,43,1,1,100000,null,1742.2463732198273,167.01324422199363,0,1,9.9999999999999995E-7,1E-4,0.81163903317332153,8.1163903317332142E-2,0.17422463732198273,3,3.0000000000000001E-5,3.0000000000000001E-3,2.4349170995199647,2.4349170995199647,5.2267391196594817,0,0.02,0,0,1.6701324422199364E-3,0.81163903317332153,0.79017282675126455,5.762637135530583,0.81163903317332153,0.80912295217048424,8,43,0,6910349.9796849005,{"$f":"IF(AH42<$E$24,SUM(AJ42:$AK$144)/DDx($E$5+AH42,$E$10),0)","v":19381.786262807425},33582.425169500304,{"$f":"IF(AH42<$E$24,SUM(AM42:AM$144)/DDx($E$5+AH42,$E$10),0)","v":1.9735520280017471},15684.953571781025,{"$f":"AO42-SUM($F$28:$F$31)*AN42/Daxn($E$5,$E$6,$E$10,0,1,0)","v":15242.462129861016}]
[null,null,10,44,1,1,100000,20000,1696.1674899268519,182.49330457569764,15381.507714719293,1,9.9999999999999995E-7,1E-4,0.79017282675126455,7.9017282675126449E-2,0.1696167489926852,3,3.0000000000000001E-5,3.0000000000000001E-3,2.3705184802537937,2.3705184802537937,5.0885024697805559,0,0.02,0,316.06913070050581,1.8249330457569763E-3,0.79017282675126455,0.76907538573596468,321.67935777043976,0.79017282675126455,0.7877232909883356,9,44,636426182.95976627,7550853.8825280862,{"$f":"IF(AH43<$E$24,SUM(AJ43:$AK$144)/DDx($E$5+AH43,$E$10),0)","v":19696.958048133838},32694.238128983936,{"$f":"IF(AH43<$E$24,SUM(AM43:AM$144)/DDx($E$5+AH43,$E$10),0)","v":1},17823.770699346533,{"$f":"AO43-SUM($F$28:$F$31)*AN43/Daxn($E$5,$E$6,$E$10,0,1,0)","v":17599.560019495322}]
[null,null,11,45,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,10,45,0,0,{"$f":"IF(AH44<=$E$24,SUM(AJ44:$AK$144)/DDx($E$5+AH44,$E$10),0)","v":0},0,{"$f":"IF(AH44<$E$24,SUM(AM44:AM$144)/DDx($E$5+AH44,$E$10),0)","v":0},0,{"$f":"AO44-SUM($F$28:$F$31)*AN44/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,12,46,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,11,46,0,0,{"$f":"IF(AH45<$E$24,SUM(AJ45:$AK$144)/DDx($E$5+AH45,$E$10),0)","v":0},0,{"$f":"IF(AH45<$E$24,SUM(AM45:AM$144)/DDx($E$5+AH45,$E$10),0)","v":0},0,{"$f":"AO45-SUM($F$28:$F$31)*AN45/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,13,47,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,12,47,0,0,{"$f":"IF(AH46<$E$24,SUM(AJ46:$AK$144)/DDx($E$5+AH46,$E$10),0)","v":0},0,{"$f":"IF(AH46<$E$24,SUM(AM46:AM$144)/DDx($E$5+AH46,$E$10),0)","v":0},0,{"$f":"AO46-SUM($F$28:$F$31)*AN46/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,14,48,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,13,48,0,0,{"$f":"IF(AH47<$E$24,SUM(AJ47:$AK$144)/DDx($E$5+AH47,$E$10),0)","v":0},0,{"$f":"IF(AH47<$E$24,SUM(AM47:AM$144)/DDx($E$5+AH47,$E$10),0)","v":0},0,{"$f":"AO47-SUM($F$28:$F$31)*AN47/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,15,49,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,14,49,0,0,{"$f":"IF(AH48<$E$24,SUM(AJ48:$AK$144)/DDx($E$5+AH48,$E$10),0)","v":0},0,{"$f":"IF(AH48<$E$24,SUM(AM48:AM$144)/DDx($E$5+AH48,$E$10),0)","v":0},0,{"$f":"AO48-SUM($F$28:$F$31)*AN48/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,16,50,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,15,50,0,0,{"$f":"IF(AH49<$E$24,SUM(AJ49:$AK$144)/DDx($E$5+AH49,$E$10),0)","v":0},0,{"$f":"IF(AH49<$E$24,SUM(AM49:AM$144)/DDx($E$5+AH49,$E$10),0)","v":0},0,{"$f":"AO49-SUM($F$28:$F$31)*AN49/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,17,51,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,16,51,0,0,{"$f":"IF(AH50<$E$24,SUM(AJ50:$AK$144)/DDx($E$5+AH50,$E$10),0)","v":0},0,{"$f":"IF(AH50<$E$24,SUM(AM50:AM$144)/DDx($E$5+AH50,$E$10),0)","v":0},0,{"$f":"AO50-SUM($F$28:$F$31)*AN50/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,18,52,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,17,52,0,0,{"$f":"IF(AH51<$E$24,SUM(AJ51:$AK$144)/DDx($E$5+AH51,$E$10),0)","v":0},0,{"$f":"IF(AH51<$E$24,SUM(AM51:AM$144)/DDx($E$5+AH51,$E$10),0)","v":0},0,{"$f":"AO51-SUM($F$28:$F$31)*AN51/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,19,53,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,18,53,0,0,{"$f":"IF(AH52<$E$24,SUM(AJ52:$AK$144)/DDx($E$5+AH52,$E$10),0)","v":0},0,{"$f":"IF(AH52<$E$24,SUM(AM52:AM$144)/DDx($E$5+AH52,$E$10),0)","v":0},0,{"$f":"AO52-SUM($F$28:$F$31)*AN52/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,20,54,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,19,54,0,0,{"$f":"IF(AH53<$E$24,SUM(AJ53:$AK$144)/DDx($E$5+AH53,$E$10),0)","v":0},0,{"$f":"IF(AH53<$E$24,SUM(AM53:AM$144)/DDx($E$5+AH53,$E$10),0)","v":0},0,{"$f":"AO53-SUM($F$28:$F$31)*AN53/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,21,55,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,20,55,0,0,{"$f":"IF(AH54<$E$24,SUM(AJ54:$AK$144)/DDx($E$5+AH54,$E$10),0)","v":0},0,{"$f":"IF(AH54<$E$24,SUM(AM54:AM$144)/DDx($E$5+AH54,$E$10),0)","v":0},0,{"$f":"AO54-SUM($F$28:$F$31)*AN54/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,22,56,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,21,56,0,0,{"$f":"IF(AH55<$E$24,SUM(AJ55:$AK$144)/DDx($E$5+AH55,$E$10),0)","v":0},0,{"$f":"IF(AH55<$E$24,SUM(AM55:AM$144)/DDx($E$5+AH55,$E$10),0)","v":0},0,{"$f":"AO55-SUM($F$28:$F$31)*AN55/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,23,57,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,22,57,0,0,{"$f":"IF(AH56<$E$24,SUM(AJ56:$AK$144)/DDx($E$5+AH56,$E$10),0)","v":0},0,{"$f":"IF(AH56<$E$24,SUM(AM56:AM$144)/DDx($E$5+AH56,$E$10),0)","v":0},0,{"$f":"AO56-SUM($F$28:$F$31)*AN56/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,24,58,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,23,58,0,0,{"$f":"IF(AH57<$E$24,SUM(AJ57:$AK$144)/DDx($E$5+AH57,$E$10),0)","v":0},0,{"$f":"IF(AH57<$E$24,SUM(AM57:AM$144)/DDx($E$5+AH57,$E$10),0)","v":0},0,{"$f":"AO57-SUM($F$28:$F$31)*AN57/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,25,59,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,24,59,0,0,{"$f":"IF(AH58<$E$24,SUM(AJ58:$AK$144)/DDx($E$5+AH58,$E$10),0)","v":0},0,{"$f":"IF(AH58<$E$24,SUM(AM58:AM$144)/DDx($E$5+AH58,$E$10),0)","v":0},0,{"$f":"AO58-SUM($F$28:$F$31)*AN58/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,26,60,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,25,60,0,0,{"$f":"IF(AH59<$E$24,SUM(AJ59:$AK$144)/DDx($E$5+AH59,$E$10),0)","v":0},0,{"$f":"IF(AH59<$E$24,SUM(AM59:AM$144)/DDx($E$5+AH59,$E$10),0)","v":0},0,{"$f":"AO59-SUM($F$28:$F$31)*AN59/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,27,61,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,26,61,0,0,{"$f":"IF(AH60<$E$24,SUM(AJ60:$AK$144)/DDx($E$5+AH60,$E$10),0)","v":0},0,{"$f":"IF(AH60<$E$24,SUM(AM60:AM$144)/DDx($E$5+AH60,$E$10),0)","v":0},0,{"$f":"AO60-SUM($F$28:$F$31)*AN60/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,28,62,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,27,62,0,0,{"$f":"IF(AH61<$E$24,SUM(AJ61:$AK$144)/DDx($E$5+AH61,$E$10),0)","v":0},0,{"$f":"IF(AH61<$E$24,SUM(AM61:AM$144)/DDx($E$5+AH61,$E$10),0)","v":0},0,{"$f":"AO61-SUM($F$28:$F$31)*AN61/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,29,63,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,28,63,0,0,{"$f":"IF(AH62<$E$24,SUM(AJ62:$AK$144)/DDx($E$5+AH62,$E$10),0)","v":0},0,{"$f":"IF(AH62<$E$24,SUM(AM62:AM$144)/DDx($E$5+AH62,$E$10),0)","v":0},0,{"$f":"AO62-SUM($F$28:$F$31)*AN62/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,30,64,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,29,64,0,0,{"$f":"IF(AH63<$E$24,SUM(AJ63:$AK$144)/DDx($E$5+AH63,$E$10),0)","v":0},0,{"$f":"IF(AH63<$E$24,SUM(AM63:AM$144)/DDx($E$5+AH63,$E$10),0)","v":0},0,{"$f":"AO63-SUM($F$28:$F$31)*AN63/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,31,65,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,30,65,0,0,{"$f":"IF(AH64<$E$24,SUM(AJ64:$AK$144)/DDx($E$5+AH64,$E$10),0)","v":0},0,{"$f":"IF(AH64<$E$24,SUM(AM64:AM$144)/DDx($E$5+AH64,$E$10),0)","v":0},0,{"$f":"AO64-SUM($F$28:$F$31)*AN64/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,32,66,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,31,66,0,0,{"$f":"IF(AH65<$E$24,SUM(AJ65:$AK$144)/DDx($E$5+AH65,$E$10),0)","v":0},0,{"$f":"IF(AH65<$E$24,SUM(AM65:AM$144)/DDx($E$5+AH65,$E$10),0)","v":0},0,{"$f":"AO65-SUM($F$28:$F$31)*AN65/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,33,67,0,null,null,null,{"$f":"E66*F66*$E$17*AC66","v":0},{"$f":"G66*AB66","v":0},0,1,9.9999999999999995E-7,1E-4,{"$f":"L66*$AC66","v":0},{"$f":"M66*$AC66*G66","v":0},0,3,3.0000000000000001E-5,3.0000000000000001E-3,{"$f":"R66*$AC66","v":0},{"$f":"S66*G66*$AC66","v":0},0,0,0.02,0,0,{"$f":"n_qx($E$5,C66-1)*$E$11^C66*E66","v":0},0,{"$f":"npx($E$5,C66)*$E$11^(C66)*E66","v":0},0,0,{"$f":"(1-N66-T66)*AC66*F66","v":0},32,67,{"$f":"IF(AH66<$E$24,DDx($E$5+AH66+1,$E$10)*H66,0)","v":0},0,{"$f":"IF(AH66<$E$24,SUM(AJ66:$AK$144)/DDx($E$5+AH66,$E$10),0)","v":0},{"$f":"IF(AH66<$E$24,DDx($E$5+AH66,$E$10)*E66,0)","v":0},{"$f":"IF(AH66<$E$24,SUM(AM66:AM$144)/DDx($E$5+AH66,$E$10),0)","v":0},0,{"$f":"AO66-SUM($F$28:$F$31)*AN66/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,34,68,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,{"$f":"npx($E$5,C67-1)*$E$11^(C67-1)*E67","v":0},0,0,0,0,33,68,0,{"$f":"IF(AH67<$E$24,cx($E$5+AH67,$E$10)*G67,0)","v":0},{"$f":"IF(AH67<$E$24,SUM(AJ67:$AK$144)/DDx($E$5+AH67,$E$10),0)","v":0},0,{"$f":"IF(AH67<$E$24,SUM(AM67:AM$144)/DDx($E$5+AH67,$E$10),0)","v":0},0,{"$f":"AO67-SUM($F$28:$F$31)*AN67/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,35,69,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,34,69,0,0,{"$f":"IF(AH68<$E$24,SUM(AJ68:$AK$144)/DDx($E$5+AH68,$E$10),0)","v":0},0,{"$f":"IF(AH68<$E$24,SUM(AM68:AM$144)/DDx($E$5+AH68,$E$10),0)","v":0},0,{"$f":"AO68-SUM($F$28:$F$31)*AN68/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,36,70,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,35,70,0,0,{"$f":"IF(AH69<$E$24,SUM(AJ69:$AK$144)/DDx($E$5+AH69,$E$10),0)","v":0},0,{"$f":"IF(AH69<$E$24,SUM(AM69:AM$144)/DDx($E$5+AH69,$E$10),0)","v":0},0,{"$f":"AO69-SUM($F$28:$F$31)*AN69/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,37,71,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,36,71,0,0,{"$f":"IF(AH70<$E$24,SUM(AJ70:$AK$144)/DDx($E$5+AH70,$E$10),0)","v":0},0,{"$f":"IF(AH70<$E$24,SUM(AM70:AM$144)/DDx($E$5+AH70,$E$10),0)","v":0},0,{"$f":"AO70-SUM($F$28:$F$31)*AN70/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,38,72,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,37,72,0,0,{"$f":"IF(AH71<$E$24,SUM(AJ71:$AK$144)/DDx($E$5+AH71,$E$10),0)","v":0},0,{"$f":"IF(AH71<$E$24,SUM(AM71:AM$144)/DDx($E$5+AH71,$E$10),0)","v":0},0,{"$f":"AO71-SUM($F$28:$F$31)*AN71/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,39,73,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,38,73,0,0,{"$f":"IF(AH72<$E$24,SUM(AJ72:$AK$144)/DDx($E$5+AH72,$E$10),0)","v":0},0,{"$f":"IF(AH72<$E$24,SUM(AM72:AM$144)/DDx($E$5+AH72,$E$10),0)","v":0},0,{"$f":"AO72-SUM($F$28:$F$31)*AN72/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,40,74,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,39,74,0,0,{"$f":"IF(AH73<$E$24,SUM(AJ73:$AK$144)/DDx($E$5+AH73,$E$10),0)","v":0},0,{"$f":"IF(AH73<$E$24,SUM(AM73:AM$144)/DDx($E$5+AH73,$E$10),0)","v":0},0,{"$f":"AO73-SUM($F$28:$F$31)*AN73/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,41,75,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,40,75,0,0,{"$f":"IF(AH74<$E$24,SUM(AJ74:$AK$144)/DDx($E$5+AH74,$E$10),0)","v":0},0,{"$f":"IF(AH74<$E$24,SUM(AM74:AM$144)/DDx($E$5+AH74,$E$10),0)","v":0},0,{"$f":"AO74-SUM($F$28:$F$31)*AN74/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,42,76,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,41,76,0,0,{"$f":"IF(AH75<$E$24,SUM(AJ75:$AK$144)/DDx($E$5+AH75,$E$10),0)","v":0},0,{"$f":"IF(AH75<$E$24,SUM(AM75:AM$144)/DDx($E$5+AH75,$E$10),0)","v":0},0,{"$f":"AO75-SUM($F$28:$F$31)*AN75/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,43,77,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,42,77,0,0,{"$f":"IF(AH76<$E$24,SUM(AJ76:$AK$144)/DDx($E$5+AH76,$E$10),0)","v":0},0,{"$f":"IF(AH76<$E$24,SUM(AM76:AM$144)/DDx($E$5+AH76,$E$10),0)","v":0},0,{"$f":"AO76-SUM($F$28:$F$31)*AN76/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,44,78,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,43,78,0,0,{"$f":"IF(AH77<$E$24,SUM(AJ77:$AK$144)/DDx($E$5+AH77,$E$10),0)","v":0},0,{"$f":"IF(AH77<$E$24,SUM(AM77:AM$144)/DDx($E$5+AH77,$E$10),0)","v":0},0,{"$f":"AO77-SUM($F$28:$F$31)*AN77/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,45,79,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,44,79,0,0,{"$f":"IF(AH78<$E$24,SUM(AJ78:$AK$144)/DDx($E$5+AH78,$E$10),0)","v":0},0,{"$f":"IF(AH78<$E$24,SUM(AM78:AM$144)/DDx($E$5+AH78,$E$10),0)","v":0},0,{"$f":"AO78-SUM($F$28:$F$31)*AN78/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,46,80,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,45,80,0,0,{"$f":"IF(AH79<$E$24,SUM(AJ79:$AK$144)/DDx($E$5+AH79,$E$10),0)","v":0},0,{"$f":"IF(AH79<$E$24,SUM(AM79:AM$144)/DDx($E$5+AH79,$E$10),0)","v":0},0,{"$f":"AO79-SUM($F$28:$F$31)*AN79/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,47,81,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,46,81,0,0,{"$f":"IF(AH80<$E$24,SUM(AJ80:$AK$144)/DDx($E$5+AH80,$E$10),0)","v":0},0,{"$f":"IF(AH80<$E$24,SUM(AM80:AM$144)/DDx($E$5+AH80,$E$10),0)","v":0},0,{"$f":"AO80-SUM($F$28:$F$31)*AN80/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,48,82,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,47,82,0,0,{"$f":"IF(AH81<$E$24,SUM(AJ81:$AK$144)/DDx($E$5+AH81,$E$10),0)","v":0},0,{"$f":"IF(AH81<$E$24,SUM(AM81:AM$144)/DDx($E$5+AH81,$E$10),0)","v":0},0,{"$f":"AO81-SUM($F$28:$F$31)*AN81/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,49,83,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,48,83,0,0,{"$f":"IF(AH82<$E$24,SUM(AJ82:$AK$144)/DDx($E$5+AH82,$E$10),0)","v":0},0,{"$f":"IF(AH82<$E$24,SUM(AM82:AM$144)/DDx($E$5+AH82,$E$10),0)","v":0},0,{"$f":"AO82-SUM($F$28:$F$31)*AN82/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,50,84,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,49,84,0,0,{"$f":"IF(AH83<$E$24,SUM(AJ83:$AK$144)/DDx($E$5+AH83,$E$10),0)","v":0},0,{"$f":"IF(AH83<$E$24,SUM(AM83:AM$144)/DDx($E$5+AH83,$E$10),0)","v":0},0,{"$f":"AO83-SUM($F$28:$F$31)*AN83/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,51,85,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,50,85,0,0,{"$f":"IF(AH84<$E$24,SUM(AJ84:$AK$144)/DDx($E$5+AH84,$E$10),0)","v":0},0,{"$f":"IF(AH84<$E$24,SUM(AM84:AM$144)/DDx($E$5+AH84,$E$10),0)","v":0},0,{"$f":"AO84-SUM($F$28:$F$31)*AN84/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,52,86,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,51,86,0,0,{"$f":"IF(AH85<$E$24,SUM(AJ85:$AK$144)/DDx($E$5+AH85,$E$10),0)","v":0},0,{"$f":"IF(AH85<$E$24,SUM(AM85:AM$144)/DDx($E$5+AH85,$E$10),0)","v":0},0,{"$f":"AO85-SUM($F$28:$F$31)*AN85/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,53,87,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,52,87,0,0,{"$f":"IF(AH86<$E$24,SUM(AJ86:$AK$144)/DDx($E$5+AH86,$E$10),0)","v":0},0,{"$f":"IF(AH86<$E$24,SUM(AM86:AM$144)/DDx($E$5+AH86,$E$10),0)","v":0},0,{"$f":"AO86-SUM($F$28:$F$31)*AN86/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,54,88,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,53,88,0,0,{"$f":"IF(AH87<$E$24,SUM(AJ87:$AK$144)/DDx($E$5+AH87,$E$10),0)","v":0},0,{"$f":"IF(AH87<$E$24,SUM(AM87:AM$144)/DDx($E$5+AH87,$E$10),0)","v":0},0,{"$f":"AO87-SUM($F$28:$F$31)*AN87/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,55,89,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,54,89,0,0,{"$f":"IF(AH88<$E$24,SUM(AJ88:$AK$144)/DDx($E$5+AH88,$E$10),0)","v":0},0,{"$f":"IF(AH88<$E$24,SUM(AM88:AM$144)/DDx($E$5+AH88,$E$10),0)","v":0},0,{"$f":"AO88-SUM($F$28:$F$31)*AN88/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,56,90,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,55,90,0,0,{"$f":"IF(AH89<$E$24,SUM(AJ89:$AK$144)/DDx($E$5+AH89,$E$10),0)","v":0},0,{"$f":"IF(AH89<$E$24,SUM(AM89:AM$144)/DDx($E$5+AH89,$E$10),0)","v":0},0,{"$f":"AO89-SUM($F$28:$F$31)*AN89/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,57,{"$f":"D89+1","v":91},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,56,91,0,0,{"$f":"IF(AH90<$E$24,SUM(AJ90:$AK$144)/DDx($E$5+AH90,$E$10),0)","v":0},0,{"$f":"IF(AH90<$E$24,SUM(AM90:AM$144)/DDx($E$5+AH90,$E$10),0)","v":0},0,{"$f":"AO90-SUM($F$28:$F$31)*AN90/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,58,92,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,57,92,0,0,{"$f":"IF(AH91<$E$24,SUM(AJ91:$AK$144)/DDx($E$5+AH91,$E$10),0)","v":0},0,{"$f":"IF(AH91<$E$24,SUM(AM91:AM$144)/DDx($E$5+AH91,$E$10),0)","v":0},0,{"$f":"AO91-SUM($F$28:$F$31)*AN91/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,59,93,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,58,93,0,0,{"$f":"IF(AH92<$E$24,SUM(AJ92:$AK$144)/DDx($E$5+AH92,$E$10),0)","v":0},0,{"$f":"IF(AH92<$E$24,SUM(AM92:AM$144)/DDx($E$5+AH92,$E$10),0)","v":0},0,{"$f":"AO92-SUM($F$28:$F$31)*AN92/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,60,94,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,59,94,0,0,{"$f":"IF(AH93<$E$24,SUM(AJ93:$AK$144)/DDx($E$5+AH93,$E$10),0)","v":0},0,{"$f":"IF(AH93<$E$24,SUM(AM93:AM$144)/DDx($E$5+AH93,$E$10),0)","v":0},0,{"$f":"AO93-SUM($F$28:$F$31)*AN93/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,61,95,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,60,95,0,0,{"$f":"IF(AH94<$E$24,SUM(AJ94:$AK$144)/DDx($E$5+AH94,$E$10),0)","v":0},0,{"$f":"IF(AH94<$E$24,SUM(AM94:AM$144)/DDx($E$5+AH94,$E$10),0)","v":0},0,{"$f":"AO94-SUM($F$28:$F$31)*AN94/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,62,96,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,61,96,0,0,{"$f":"IF(AH95<$E$24,SUM(AJ95:$AK$144)/DDx($E$5+AH95,$E$10),0)","v":0},0,{"$f":"IF(AH95<$E$24,SUM(AM95:AM$144)/DDx($E$5+AH95,$E$10),0)","v":0},0,{"$f":"AO95-SUM($F$28:$F$31)*AN95/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,63,97,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,62,97,0,0,{"$f":"IF(AH96<$E$24,SUM(AJ96:$AK$144)/DDx($E$5+AH96,$E$10),0)","v":0},0,{"$f":"IF(AH96<$E$24,SUM(AM96:AM$144)/DDx($E$5+AH96,$E$10),0)","v":0},0,{"$f":"AO96-SUM($F$28:$F$31)*AN96/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,64,98,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,63,98,0,0,{"$f":"IF(AH97<$E$24,SUM(AJ97:$AK$144)/DDx($E$5+AH97,$E$10),0)","v":0},0,{"$f":"IF(AH97<$E$24,SUM(AM97:AM$144)/DDx($E$5+AH97,$E$10),0)","v":0},0,{"$f":"AO97-SUM($F$28:$F$31)*AN97/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,65,{"$f":"D97+1","v":99},0,null,null,null,{"$f":"E98*F98*$E$17*AC98","v":0},{"$f":"G98*AB98","v":0},0,1,9.9999999999999995E-7,1E-4,{"$f":"L98*$AC98","v":0},{"$f":"M98*$AC98*G98","v":0},0,3,3.0000000000000001E-5,3.0000000000000001E-3,{"$f":"R98*$AC98","v":0},{"$f":"S98*G98*$AC98","v":0},0,0,0.02,0,0,{"$f":"n_qx($E$5,C98-1)*$E$11^C98*E98","v":0},0,{"$f":"npx($E$5,C98)*$E$11^(C98)*E98","v":0},0,0,{"$f":"(1-N98-T98)*AC98*F98","v":0},64,99,{"$f":"IF(AH98<$E$24,DDx($E$5+AH98+1,$E$10)*H98,0)","v":0},0,{"$f":"IF(AH98<$E$24,SUM(AJ98:$AK$144)/DDx($E$5+AH98,$E$10),0)","v":0},{"$f":"IF(AH98<$E$24,DDx($E$5+AH98,$E$10)*E98,0)","v":0},{"$f":"IF(AH98<$E$24,SUM(AM98:AM$144)/DDx($E$5+AH98,$E$10),0)","v":0},0,{"$f":"AO98-SUM($F$28:$F$31)*AN98/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,66,100,{"$f":"IF(C99<=$E$24,1,0)","v":0},null,null,null,0,0,{"$f":"H99*AD99","v":0},1,9.9999999999999995E-7,1E-4,0,0,{"$f":"N99*I99","v":0},3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,{"$f":"T99*I99","v":0},0,0.02,{"$f":"IF(H99>0,X99*AC99,0)","v":0},{"$f":"Y99*AC99*H99","v":0},0,{"$f":"npx($E$5,C99-1)*$E$11^(C99-1)*E99","v":0},0,{"$f":"(O99+P99+U99+V99+Z99+AA99)","v":0},{"$f":"AC99*F99","v":0},0,65,100,0,{"$f":"IF(AH99<$E$24,cx($E$5+AH99,$E$10)*G99,0)","v":0},{"$f":"IF(AH99<$E$24,SUM(AJ99:$AK$144)/DDx($E$5+AH99,$E$10),0)","v":0},0,{"$f":"IF(AH99<$E$24,SUM(AM99:AM$144)/DDx($E$5+AH99,$E$10),0)","v":0},0,{"$f":"AO99-SUM($F$28:$F$31)*AN99/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,{"$f":"(C99+1)","v":67},{"$f":"D99+1","v":101},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,{"$f":"AH99+1","v":66},{"$f":"AI99+1","v":101},0,0,{"$f":"IF(AH100<$E$24,SUM(AJ100:$AK$144)/DDx($E$5+AH100,$E$10),0)","v":0},0,{"$f":"IF(AH100<$E$24,SUM(AM100:AM$144)/DDx($E$5+AH100,$E$10),0)","v":0},{"$f":"AL100-$E$15*AN100","v":0},{"$f":"AO100-SUM($F$28:$F$31)*AN100/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,68,102,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,67,102,0,0,{"$f":"IF(AH101<$E$24,SUM(AJ101:$AK$144)/DDx($E$5+AH101,$E$10),0)","v":0},0,{"$f":"IF(AH101<$E$24,SUM(AM101:AM$144)/DDx($E$5+AH101,$E$10),0)","v":0},0,{"$f":"AO101-SUM($F$28:$F$31)*AN101/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,69,103,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,68,103,0,0,{"$f":"IF(AH102<$E$24,SUM(AJ102:$AK$144)/DDx($E$5+AH102,$E$10),0)","v":0},0,{"$f":"IF(AH102<$E$24,SUM(AM102:AM$144)/DDx($E$5+AH102,$E$10),0)","v":0},0,{"$f":"AO102-SUM($F$28:$F$31)*AN102/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,70,104,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,69,104,0,0,{"$f":"IF(AH103<$E$24,SUM(AJ103:$AK$144)/DDx($E$5+AH103,$E$10),0)","v":0},0,{"$f":"IF(AH103<$E$24,SUM(AM103:AM$144)/DDx($E$5+AH103,$E$10),0)","v":0},0,{"$f":"AO103-SUM($F$28:$F$31)*AN103/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,71,105,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,70,105,0,0,{"$f":"IF(AH104<$E$24,SUM(AJ104:$AK$144)/DDx($E$5+AH104,$E$10),0)","v":0},0,{"$f":"IF(AH104<$E$24,SUM(AM104:AM$144)/DDx($E$5+AH104,$E$10),0)","v":0},0,{"$f":"AO104-SUM($F$28:$F$31)*AN104/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,72,106,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,71,106,0,0,{"$f":"IF(AH105<$E$24,SUM(AJ105:$AK$144)/DDx($E$5+AH105,$E$10),0)","v":0},0,{"$f":"IF(AH105<$E$24,SUM(AM105:AM$144)/DDx($E$5+AH105,$E$10),0)","v":0},0,{"$f":"AO105-SUM($F$28:$F$31)*AN105/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,73,107,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,72,107,0,0,{"$f":"IF(AH106<$E$24,SUM(AJ106:$AK$144)/DDx($E$5+AH106,$E$10),0)","v":0},0,{"$f":"IF(AH106<$E$24,SUM(AM106:AM$144)/DDx($E$5+AH106,$E$10),0)","v":0},0,{"$f":"AO106-SUM($F$28:$F$31)*AN106/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,74,108,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,73,108,0,0,{"$f":"IF(AH107<$E$24,SUM(AJ107:$AK$144)/DDx($E$5+AH107,$E$10),0)","v":0},0,{"$f":"IF(AH107<$E$24,SUM(AM107:AM$144)/DDx($E$5+AH107,$E$10),0)","v":0},0,{"$f":"AO107-SUM($F$28:$F$31)*AN107/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,75,{"$f":"D107+1","v":109},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,74,109,0,0,{"$f":"IF(AH108<$E$24,SUM(AJ108:$AK$144)/DDx($E$5+AH108,$E$10),0)","v":0},0,{"$f":"IF(AH108<$E$24,SUM(AM108:AM$144)/DDx($E$5+AH108,$E$10),0)","v":0},0,{"$f":"AO108-SUM($F$28:$F$31)*AN108/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,76,{"$f":"D108+1","v":110},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,75,110,0,0,{"$f":"IF(AH109<$E$24,SUM(AJ109:$AK$144)/DDx($E$5+AH109,$E$10),0)","v":0},0,{"$f":"IF(AH109<$E$24,SUM(AM109:AM$144)/DDx($E$5+AH109,$E$10),0)","v":0},0,{"$f":"AO109-SUM($F$28:$F$31)*AN109/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,77,111,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,76,111,0,0,{"$f":"IF(AH110<$E$24,SUM(AJ110:$AK$144)/DDx($E$5+AH110,$E$10),0)","v":0},0,{"$f":"IF(AH110<$E$24,SUM(AM110:AM$144)/DDx($E$5+AH110,$E$10),0)","v":0},0,{"$f":"AO110-SUM($F$28:$F$31)*AN110/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,78,112,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,77,112,0,0,{"$f":"IF(AH111<$E$24,SUM(AJ111:$AK$144)/DDx($E$5+AH111,$E$10),0)","v":0},0,{"$f":"IF(AH111<$E$24,SUM(AM111:AM$144)/DDx($E$5+AH111,$E$10),0)","v":0},0,{"$f":"AO111-SUM($F$28:$F$31)*AN111/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,79,113,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,78,113,0,0,{"$f":"IF(AH112<$E$24,SUM(AJ112:$AK$144)/DDx($E$5+AH112,$E$10),0)","v":0},0,{"$f":"IF(AH112<$E$24,SUM(AM112:AM$144)/DDx($E$5+AH112,$E$10),0)","v":0},0,{"$f":"AO112-SUM($F$28:$F$31)*AN112/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,80,114,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,79,114,0,0,{"$f":"IF(AH113<$E$24,SUM(AJ113:$AK$144)/DDx($E$5+AH113,$E$10),0)","v":0},0,{"$f":"IF(AH113<$E$24,SUM(AM113:AM$144)/DDx($E$5+AH113,$E$10),0)","v":0},0,{"$f":"AO113-SUM($F$28:$F$31)*AN113/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,81,115,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,80,115,0,0,{"$f":"IF(AH114<$E$24,SUM(AJ114:$AK$144)/DDx($E$5+AH114,$E$10),0)","v":0},0,{"$f":"IF(AH114<$E$24,SUM(AM114:AM$144)/DDx($E$5+AH114,$E$10),0)","v":0},0,{"$f":"AO114-SUM($F$28:$F$31)*AN114/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,82,116,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,81,116,0,0,{"$f":"IF(AH115<$E$24,SUM(AJ115:$AK$144)/DDx($E$5+AH115,$E$10),0)","v":0},0,{"$f":"IF(AH115<$E$24,SUM(AM115:AM$144)/DDx($E$5+AH115,$E$10),0)","v":0},0,{"$f":"AO115-SUM($F$28:$F$31)*AN115/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,83,117,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,82,117,0,0,{"$f":"IF(AH116<$E$24,SUM(AJ116:$AK$144)/DDx($E$5+AH116,$E$10),0)","v":0},0,{"$f":"IF(AH116<$E$24,SUM(AM116:AM$144)/DDx($E$5+AH116,$E$10),0)","v":0},0,{"$f":"AO116-SUM($F$28:$F$31)*AN116/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,84,{"$f":"D116+1","v":118},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,83,118,0,0,{"$f":"IF(AH117<$E$24,SUM(AJ117:$AK$144)/DDx($E$5+AH117,$E$10),0)","v":0},0,{"$f":"IF(AH117<$E$24,SUM(AM117:AM$144)/DDx($E$5+AH117,$E$10),0)","v":0},0,{"$f":"AO117-SUM($F$28:$F$31)*AN117/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,85,119,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,84,119,0,0,{"$f":"IF(AH118<$E$24,SUM(AJ118:$AK$144)/DDx($E$5+AH118,$E$10),0)","v":0},0,{"$f":"IF(AH118<$E$24,SUM(AM118:AM$144)/DDx($E$5+AH118,$E$10),0)","v":0},0,{"$f":"AO118-SUM($F$28:$F$31)*AN118/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,86,120,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,85,120,0,0,{"$f":"IF(AH119<$E$24,SUM(AJ119:$AK$144)/DDx($E$5+AH119,$E$10),0)","v":0},0,{"$f":"IF(AH119<$E$24,SUM(AM119:AM$144)/DDx($E$5+AH119,$E$10),0)","v":0},0,{"$f":"AO119-SUM($F$28:$F$31)*AN119/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,87,121,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,86,121,0,0,{"$f":"IF(AH120<$E$24,SUM(AJ120:$AK$144)/DDx($E$5+AH120,$E$10),0)","v":0},0,{"$f":"IF(AH120<$E$24,SUM(AM120:AM$144)/DDx($E$5+AH120,$E$10),0)","v":0},0,{"$f":"AO120-SUM($F$28:$F$31)*AN120/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,88,122,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,87,122,0,0,{"$f":"IF(AH121<$E$24,SUM(AJ121:$AK$144)/DDx($E$5+AH121,$E$10),0)","v":0},0,{"$f":"IF(AH121<$E$24,SUM(AM121:AM$144)/DDx($E$5+AH121,$E$10),0)","v":0},0,{"$f":"AO121-SUM($F$28:$F$31)*AN121/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,89,123,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,88,123,0,0,{"$f":"IF(AH122<$E$24,SUM(AJ122:$AK$144)/DDx($E$5+AH122,$E$10),0)","v":0},0,{"$f":"IF(AH122<$E$24,SUM(AM122:AM$144)/DDx($E$5+AH122,$E$10),0)","v":0},0,{"$f":"AO122-SUM($F$28:$F$31)*AN122/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,90,{"$f":"D122+1","v":124},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,89,124,0,0,{"$f":"IF(AH123<$E$24,SUM(AJ123:$AK$144)/DDx($E$5+AH123,$E$10),0)","v":0},0,{"$f":"IF(AH123<$E$24,SUM(AM123:AM$144)/DDx($E$5+AH123,$E$10),0)","v":0},0,{"$f":"AO123-SUM($F$28:$F$31)*AN123/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,91,125,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,90,125,0,0,{"$f":"IF(AH124<$E$24,SUM(AJ124:$AK$144)/DDx($E$5+AH124,$E$10),0)","v":0},0,{"$f":"IF(AH124<$E$24,SUM(AM124:AM$144)/DDx($E$5+AH124,$E$10),0)","v":0},0,{"$f":"AO124-SUM($F$28:$F$31)*AN124/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,92,126,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,91,126,0,0,{"$f":"IF(AH125<$E$24,SUM(AJ125:$AK$144)/DDx($E$5+AH125,$E$10),0)","v":0},0,{"$f":"IF(AH125<$E$24,SUM(AM125:AM$144)/DDx($E$5+AH125,$E$10),0)","v":0},0,{"$f":"AO125-SUM($F$28:$F$31)*AN125/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,93,127,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,92,127,0,0,{"$f":"IF(AH126<$E$24,SUM(AJ126:$AK$144)/DDx($E$5+AH126,$E$10),0)","v":0},0,{"$f":"IF(AH126<$E$24,SUM(AM126:AM$144)/DDx($E$5+AH126,$E$10),0)","v":0},0,{"$f":"AO126-SUM($F$28:$F$31)*AN126/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,94,128,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,93,128,0,0,{"$f":"IF(AH127<$E$24,SUM(AJ127:$AK$144)/DDx($E$5+AH127,$E$10),0)","v":0},0,{"$f":"IF(AH127<$E$24,SUM(AM127:AM$144)/DDx($E$5+AH127,$E$10),0)","v":0},0,{"$f":"AO127-SUM($F$28:$F$31)*AN127/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,95,129,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,94,129,0,0,{"$f":"IF(AH128<$E$24,SUM(AJ128:$AK$144)/DDx($E$5+AH128,$E$10),0)","v":0},0,{"$f":"IF(AH128<$E$24,SUM(AM128:AM$144)/DDx($E$5+AH128,$E$10),0)","v":0},0,{"$f":"AO128-SUM($F$28:$F$31)*AN128/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,96,130,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,95,130,0,0,{"$f":"IF(AH129<$E$24,SUM(AJ129:$AK$144)/DDx($E$5+AH129,$E$10),0)","v":0},0,{"$f":"IF(AH129<$E$24,SUM(AM129:AM$144)/DDx($E$5+AH129,$E$10),0)","v":0},0,{"$f":"AO129-SUM($F$28:$F$31)*AN129/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,97,131,0,null,null,null,{"$f":"E130*F130*$E$17*AC130","v":0},{"$f":"G130*AB130","v":0},0,1,9.9999999999999995E-7,1E-4,{"$f":"L130*$AC130","v":0},{"$f":"M130*$AC130*G130","v":0},0,3,3.0000000000000001E-5,3.0000000000000001E-3,{"$f":"R130*$AC130","v":0},{"$f":"S130*G130*$AC130","v":0},0,0,0.02,0,0,{"$f":"n_qx($E$5,C130-1)*$E$11^C130*E130","v":0},0,{"$f":"npx($E$5,C130)*$E$11^(C130)*E130","v":0},0,0,{"$f":"(1-N130-T130)*AC130*F130","v":0},96,131,{"$f":"IF(AH130<$E$24,DDx($E$5+AH130+1,$E$10)*H130,0)","v":0},0,{"$f":"IF(AH130<$E$24,SUM(AJ130:$AK$144)/DDx($E$5+AH130,$E$10),0)","v":0},{"$f":"IF(AH130<$E$24,DDx($E$5+AH130,$E$10)*E130,0)","v":0},{"$f":"IF(AH130<$E$24,SUM(AM130:AM$144)/DDx($E$5+AH130,$E$10),0)","v":0},0,{"$f":"AO130-SUM($F$28:$F$31)*AN130/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,98,132,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,{"$f":"npx($E$5,C131-1)*$E$11^(C131-1)*E131","v":0},0,0,0,0,97,132,0,{"$f":"IF(AH131<$E$24,cx($E$5+AH131,$E$10)*G131,0)","v":0},{"$f":"IF(AH131<$E$24,SUM(AJ131:$AK$144)/DDx($E$5+AH131,$E$10),0)","v":0},0,{"$f":"IF(AH131<$E$24,SUM(AM131:AM$144)/DDx($E$5+AH131,$E$10),0)","v":0},0,{"$f":"AO131-SUM($F$28:$F$31)*AN131/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,99,133,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,98,133,0,0,{"$f":"IF(AH132<$E$24,SUM(AJ132:$AK$144)/DDx($E$5+AH132,$E$10),0)","v":0},0,{"$f":"IF(AH132<$E$24,SUM(AM132:AM$144)/DDx($E$5+AH132,$E$10),0)","v":0},0,{"$f":"AO132-SUM($F$28:$F$31)*AN132/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,100,134,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,99,134,0,0,{"$f":"IF(AH133<$E$24,SUM(AJ133:$AK$144)/DDx($E$5+AH133,$E$10),0)","v":0},0,{"$f":"IF(AH133<$E$24,SUM(AM133:AM$144)/DDx($E$5+AH133,$E$10),0)","v":0},0,{"$f":"AO133-SUM($F$28:$F$31)*AN133/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,101,135,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,100,135,0,0,{"$f":"IF(AH134<$E$24,SUM(AJ134:$AK$144)/DDx($E$5+AH134,$E$10),0)","v":0},0,{"$f":"IF(AH134<$E$24,SUM(AM134:AM$144)/DDx($E$5+AH134,$E$10),0)","v":0},0,{"$f":"AO134-SUM($F$28:$F$31)*AN134/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,102,136,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,101,136,0,0,{"$f":"IF(AH135<$E$24,SUM(AJ135:$AK$144)/DDx($E$5+AH135,$E$10),0)","v":0},0,{"$f":"IF(AH135<$E$24,SUM(AM135:AM$144)/DDx($E$5+AH135,$E$10),0)","v":0},0,{"$f":"AO135-SUM($F$28:$F$31)*AN135/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,103,137,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,102,137,0,0,{"$f":"IF(AH136<$E$24,SUM(AJ136:$AK$144)/DDx($E$5+AH136,$E$10),0)","v":0},0,{"$f":"IF(AH136<$E$24,SUM(AM136:AM$144)/DDx($E$5+AH136,$E$10),0)","v":0},0,{"$f":"AO136-SUM($F$28:$F$31)*AN136/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,104,138,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,103,138,0,0,{"$f":"IF(AH137<$E$24,SUM(AJ137:$AK$144)/DDx($E$5+AH137,$E$10),0)","v":0},0,{"$f":"IF(AH137<$E$24,SUM(AM137:AM$144)/DDx($E$5+AH137,$E$10),0)","v":0},0,{"$f":"AO137-SUM($F$28:$F$31)*AN137/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,105,139,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,104,139,0,0,{"$f":"IF(AH138<$E$24,SUM(AJ138:$AK$144)/DDx($E$5+AH138,$E$10),0)","v":0},0,{"$f":"IF(AH138<$E$24,SUM(AM138:AM$144)/DDx($E$5+AH138,$E$10),0)","v":0},0,{"$f":"AO138-SUM($F$28:$F$31)*AN138/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,106,140,0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,105,140,0,0,{"$f":"IF(AH139<$E$24,SUM(AJ139:$AK$144)/DDx($E$5+AH139,$E$10),0)","v":0},0,{"$f":"IF(AH139<$E$24,SUM(AM139:AM$144)/DDx($E$5+AH139,$E$10),0)","v":0},0,{"$f":"AO139-SUM($F$28:$F$31)*AN139/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,107,{"$f":"D139+1","v":141},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,106,141,0,0,{"$f":"IF(AH140<$E$24,SUM(AJ140:$AK$144)/DDx($E$5+AH140,$E$10),0)","v":0},0,{"$f":"IF(AH140<$E$24,SUM(AM140:AM$144)/DDx($E$5+AH140,$E$10),0)","v":0},0,{"$f":"AO140-SUM($F$28:$F$31)*AN140/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,108,{"$f":"D140+1","v":142},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,107,142,0,0,{"$f":"IF(AH141<$E$24,SUM(AJ141:$AK$144)/DDx($E$5+AH141,$E$10),0)","v":0},0,{"$f":"IF(AH141<$E$24,SUM(AM141:AM$144)/DDx($E$5+AH141,$E$10),0)","v":0},0,{"$f":"AO141-SUM($F$28:$F$31)*AN141/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,109,{"$f":"D141+1","v":143},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,108,143,0,0,{"$f":"IF(AH142<$E$24,SUM(AJ142:$AK$144)/DDx($E$5+AH142,$E$10),0)","v":0},0,{"$f":"IF(AH142<$E$24,SUM(AM142:AM$144)/DDx($E$5+AH142,$E$10),0)","v":0},0,{"$f":"AO142-SUM($F$28:$F$31)*AN142/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,110,{"$f":"D142+1","v":144},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,109,144,0,0,{"$f":"IF(AH143<$E$24,SUM(AJ143:$AK$144)/DDx($E$5+AH143,$E$10),0)","v":0},0,{"$f":"IF(AH143<$E$24,SUM(AM143:AM$144)/DDx($E$5+AH143,$E$10),0)","v":0},0,{"$f":"AO143-SUM($F$28:$F$31)*AN143/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]
[null,null,111,{"$f":"D143+1","v":145},0,null,null,null,0,0,0,1,9.9999999999999995E-7,1E-4,0,0,0,3,3.0000000000000001E-5,3.0000000000000001E-3,0,0,0,0,0.02,0,0,0,0,0,0,0,0,110,145,0,0,{"$f":"IF(AH144<$E$24,SUM(AJ144:$AK$144)/DDx($E$5+AH144,$E$10),0)","v":0},0,{"$f":"IF(AH144<$E$24,SUM(AM144:AM$144)/DDx($E$5+AH144,$E$10),0)","v":0},0,{"$f":"AO144-SUM($F$28:$F$31)*AN144/Daxn($E$5,$E$6,$E$10,0,1,0)","v":0}]

{"sheet":"FLEXIBLE","index":8,"n_rows":115,"n_cols":16,"rows_kept":115,"cut":false,"hidden":false,"merged":[[9,4,9,5],[2,4,2,5],[3,4,3,5],[4,4,4,5],[5,4,5,5],[6,4,6,5],[7,4,7,5],[8,4,8,5]]}
[]
[null,"Policy characteristics",null,null,"Modelpoint:"]
[null,"Claims:",null,null,"Year",null,2015]
[null,"Death",{"$f":"'Cash-Flow'!C6","v":"SA"},null,"Age at valuation date",null,{"$f":"'Cash-Flow'!age","v":35}]
[null,"Tech. Int. rate",{"$f":"'Cash-Flow'!TIR","v":2.5000000000000001E-2},null,"Sex",null,{"$f":"'Cash-Flow'!sex","v":"M"}]
[null,"Policy charges:",null,null,"SA",null,{"$f":"'Cash-Flow'!SA","v":100000}]
[null,"1st year",{"$f":"'Cash-Flow'!Charge_1","v":0.8},null,"Premium (annual)",null,{"$f":"'Cash-Flow'!Premium__annual","v":20000}]
[null,"2+years",{"$f":"'Cash-Flow'!Charge_2_next","v":0.2},null,"CV at val. date",null,{"$f":"'Cash-Flow'!CV_at_val._date","v":0}]
[null,"Profit share",{"$f":"'Cash-Flow'!Profit_share","v":0.85},null,"Policy year at val. date",null,{"$f":"'Cash-Flow'!Policy_year_at_val._date","v":1}]
[null,"Surrender fee",{"$f":"'Cash-Flow'!Surrender_fee","v":0.05},null,"Policy_period",null,{"$f":"'Cash-Flow'!policy_period","v":10}]
[]
[]
[]
[null,"Development of 1 policy"]
[null,"Year","Age","Policy Year","Is in-force","qx","CV BoY","Premium","Charges","SAR","Risk premium","Inv. return","Gurantee","Pshare","CV EoY","Surr. value"]
[null,{"$f":"G3","v":2015},{"$f":"age","v":35},{"$f":"Policy_year_at_val._date","v":1},{"$f":"IF(D16<=policy_period,1,0)","v":1},{"$f":"qx(C16)*E16","v":1.0324506268394318E-3},{"$f":"CV_at_val._date","v":0},{"$f":"Premium__annual","v":20000},{"$f":"IF(D16=1,Charge_1*H16,Charge_2_next*H16)","v":16000},{"$f":"IF($C$4=\"SA\",SA,SA+G16)*E16","v":100000},{"$f":"F16*J16","v":103.24506268394317},{"$f":"(G16+H16-I16-K16)*VLOOKUP(B16,Investment_return,2)","v":107.16076077619157},{"$f":"(G16+H16-I16-K16)*TIR","v":97.418873432901421},{"$f":"MAX(0,(L16-M16)*Profit_share)","v":8.2806042417966221},{"$f":"G16+H16-I16-K16+M16+N16","v":4002.4544149907547},{"$f":"O16*(1-Surrender_fee)","v":3802.3316942412166}]
[null,{"$f":"B16+1","v":2016},{"$f":"C16+1","v":36},{"$f":"D16+1","v":2},1,1.066867370963398E-3,{"$f":"O16*E17","v":4002.4544149907547},{"$f":"H16*E17","v":20000},4000,100000,{"$f":"F17*J17","v":106.6867370963398},{"$f":"(G17+H17-I17-K17)*VLOOKUP(B17,Investment_return,2)","v":567.02937881999082},{"$f":"(G17+H17-I17-K17)*TIR","v":497.39419194736041},{"$f":"MAX(0,(L17-M17)*Profit_share)","v":59.18990884173585},{"$f":"G17+H17-I17-K17+M17+N17","v":20452.351778683515},19429.734189749339]
[null,{"$f":"B17+1","v":2017},37,3,1,1.0792823050461697E-3,{"$f":"O17*E18","v":20452.351778683515},{"$f":"H17*E18","v":20000},4000,100000,107.92823050461698,1072.1604946712775,908.61058870447255,139.01742007178424,37392.051556955157,35522.448979107401]
[null,2018,38,4,1,1.1969418105940433E-3,37392.051556955157,20000,4000,100000,119.69418105940433,1624.8068999648206,1331.8089343973938,249.04827073231272,54853.214581025451,52110.553851974175]
[null,2019,39,5,1,1.415422728541893E-3,54853.214581025451,20000,4000,100000,141.54227285418929,{"$f":"(G20+H20-I20-K20)*VLOOKUP(B20,Investment_return,2)","v":2227.4176777073944},1767.7918077042814,390.6819895026461,72870.146105378182,69226.638800109271]
[null,2020,40,6,1,1.6211325727808479E-3,72870.146105378182,20000,4000,100000,162.1132572780848,2883.0110675632532,2217.7008212025025,565.51370940663799,91491.247378709231,86916.685009773762]
[null,2021,41,7,1,1.7971527527923525E-3,91491.247378709231,20000,4000,100000,179.71527527923524,3594.9363254649052,2682.78830258575,775.3258194472819,110769.64622546303,105231.16391418988]
[null,2022,42,8,1,1.9412030830988636E-3,110769.64622546303,20000,4000,100000,194.12030830988635,4366.8556441417841,3164.3881479288289,1022.0973717810119,130762.01143686299,124223.91086501983]
[null,2023,43,9,1,2.1091712982092004E-3,130762.01143686299,20000,4000,100000,210.91712982092002,5202.5638478999945,3663.7773576760519,1307.9685166903512,151522.84018140851,143946.69817233807]
[null,{"$f":"B24+1","v":2024},44,10,{"$f":"IF(D25<=policy_period,1,0)","v":1},2.3672749917148517E-3,151522.84018140851,20000,{"$f":"IF(D25=1,Charge_1*H25,Charge_2_next*H25)","v":4000},100000,{"$f":"F25*J25","v":236.72749917148516},{"$f":"(G25+H25-I25-K25)*VLOOKUP(B25,Investment_return,2)","v":6105.9431129016521},{"$f":"(G25+H25-I25-K25)*TIR","v":4182.1528170559259},{"$f":"MAX(0,(L25-M25)*Profit_share)","v":1635.2217514688673},{"$f":"G25+H25-I25-K25+M25+N25","v":173103.48725076183},{"$f":"O25*(1-Surrender_fee)","v":164448.31288822374}]
[null,{"$f":"B25+1","v":2025},45,11,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B26+1","v":2026},46,12,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B27+1","v":2027},47,13,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B28+1","v":2028},48,14,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B29+1","v":2029},49,15,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B30+1","v":2030},50,16,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B31+1","v":2031},51,17,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B32+1","v":2032},52,18,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B33+1","v":2033},53,19,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B34+1","v":2034},54,20,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B35+1","v":2035},55,21,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B36+1","v":2036},56,22,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B37+1","v":2037},57,23,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B38+1","v":2038},58,24,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B39+1","v":2039},59,25,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B40+1","v":2040},60,26,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B41+1","v":2041},61,27,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B42+1","v":2042},62,28,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B43+1","v":2043},63,29,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B44+1","v":2044},64,30,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B45+1","v":2045},65,31,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B46+1","v":2046},66,32,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B47+1","v":2047},67,33,0,0,0,0,0,{"$f":"IF($C$4=\"SA\",SA,SA+G48)*E48","v":0},0,0,0,0,0,0]
[null,{"$f":"B48+1","v":2048},68,34,0,{"$f":"qx(C49)*E49","v":0},0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B49+1","v":2049},69,35,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B50+1","v":2050},70,36,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B51+1","v":2051},71,37,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B52+1","v":2052},72,38,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B53+1","v":2053},73,39,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B54+1","v":2054},74,40,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B55+1","v":2055},75,41,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B56+1","v":2056},76,42,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B57+1","v":2057},77,43,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B58+1","v":2058},78,44,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B59+1","v":2059},79,45,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B60+1","v":2060},80,46,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B61+1","v":2061},81,47,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B62+1","v":2062},82,48,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B63+1","v":2063},83,49,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B64+1","v":2064},84,50,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B65+1","v":2065},85,51,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B66+1","v":2066},86,52,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B67+1","v":2067},87,53,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B68+1","v":2068},88,54,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B69+1","v":2069},89,55,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B70+1","v":2070},90,56,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B71+1","v":2071},91,57,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B72+1","v":2072},92,58,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B73+1","v":2073},93,59,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B74+1","v":2074},94,60,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B75+1","v":2075},95,61,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B76+1","v":2076},96,62,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B77+1","v":2077},97,63,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B78+1","v":2078},98,64,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B79+1","v":2079},99,65,0,0,0,0,0,{"$f":"IF($C$4=\"SA\",SA,SA+G80)*E80","v":0},0,0,0,0,0,0]
[null,{"$f":"B80+1","v":2080},100,66,0,{"$f":"qx(C81)*E81","v":0},0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B81+1","v":2081},101,67,0,0,{"$f":"O81*E82","v":0},{"$f":"H81*E82","v":0},0,0,0,0,0,0,0,0]
[null,{"$f":"B82+1","v":2082},102,68,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B83+1","v":2083},103,69,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B84+1","v":2084},104,70,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B85+1","v":2085},105,71,{"$f":"IF(D86<=policy_period,1,0)","v":0},0,0,0,{"$f":"IF(D86=1,Charge_1*H86,Charge_2_next*H86)","v":0},0,{"$f":"F86*J86","v":0},{"$f":"(G86+H86-I86-K86)*VLOOKUP(B86,Investment_return,2)","v":0},{"$f":"(G86+H86-I86-K86)*TIR","v":0},{"$f":"MAX(0,(L86-M86)*Profit_share)","v":0},{"$f":"G86+H86-I86-K86+M86+N86","v":0},{"$f":"O86*(1-Surrender_fee)","v":0}]
[null,{"$f":"B86+1","v":2086},106,72,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B87+1","v":2087},107,73,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B88+1","v":2088},108,74,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B89+1","v":2089},109,75,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B90+1","v":2090},110,76,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B91+1","v":2091},111,77,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B92+1","v":2092},112,78,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B93+1","v":2093},113,79,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B94+1","v":2094},114,80,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B95+1","v":2095},115,81,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B96+1","v":2096},116,82,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B97+1","v":2097},117,83,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B98+1","v":2098},118,84,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B99+1","v":2099},119,85,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B100+1","v":2100},120,86,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B101+1","v":2101},121,87,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B102+1","v":2102},122,88,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B103+1","v":2103},123,89,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B104+1","v":2104},124,90,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B105+1","v":2105},125,91,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B106+1","v":2106},126,92,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B107+1","v":2107},127,93,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B108+1","v":2108},128,94,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B109+1","v":2109},129,95,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B110+1","v":2110},130,96,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B111+1","v":2111},131,97,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B112+1","v":2112},132,98,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B113+1","v":2113},133,99,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B114+1","v":2114},134,100,0,0,0,0,0,0,0,0,0,0,0,0]

{"sheet":"Cash-Flow","index":9,"n_rows":129,"n_cols":32,"rows_kept":129,"cut":false,"hidden":false,"merged":[[18,9,18,10],[0,1,1,3]]}
[null,"Flexible"]
[]
[]
[null,"Policy characteristics flexible approach:",null,null,null,null,"FV calculation:","change","BE","FV"]
[null,"Claims:",null,null,null,null,"lapse rate",-0.1,0,-0.1]
[null,"Death","SA",null,null,null,"mort. experience",0.1,0,0.1]
[null,"Maturity","CV",null,null,null,"expenses",0.1,0,{"$f":"10%","v":0.1}]
[null,"Tech. Int. rate",2.5000000000000001E-2,null,null,null,"commissions",0.1,0,0.1]
[null,"Policy charges:",null,null,null,null,"discount rate",-2.5000000000000001E-3,0,-2.5000000000000001E-3]
[null,"1st year",0.8]
[null,"2+years",0.2]
[null,"Profit share",0.85]
[null,"Surrender fee",0.05]
[null,null,null,null,null,null,"Liability model"]
[null,"Modelpoint Flexible approach:",null,null,null,null,"PV CF",{"$f":"SUM(Y30:Y129)","v":-332094.24100571871},null,"BE",-17577483]
[null,"Year",2015]
[null,"Age at valuation date",35,null,null,null,"PV PL",{"$f":"SUM(Z30:Z129)","v":-2721507.8491297215},null,"RM",{"$f":"K18-K15","v":17909577.241005719}]
[null,"Sex","M",null,null,null,"PV Premium",{"$f":"SUM(AA30:AA129)","v":996706602.32901025},null,"FV",332094.24100571871]
[null,"SA",100000]
[null,"Premium (annual)",20000,null,null,null,"Net PL",{"$f":"SUM(AB30:AB129)","v":-2409853.8623083029},null,"LAT",{"$f":"MAX(0,K18-T30)","v":332094.24100571871}]
[null,"CV at val. date",0,null,null,null,"Total Earnings",{"$f":"SUM(AF30:AF129)","v":-2409853.8623083048}]
[null,"Policy year at val. date",1]
[null,"Policy_period",10,null,null,null,"Pcrit 1",{"$f":"H17/H18","v":-2.7305004730282293E-3}]
[null,"Number of policies",10000,null,null,null,"Pcrit 2",{"$f":"H17/L30","v":-1.3607539245648607E-2}]
[]
[]
[]
[null,"Real Cash Flow"]
[null,"Year","Age","Modeled Year","Is in-force","in-force BoY","deaths","lapses","anuity","maturities","in-force EoY","Premium","Expenses","Commission","Deaths","Anuity","Maturities","Surrenders","CF","CV_BoY","CV_EoY","Inv. Income","gross PL","Disc. factor","Disc. CF","Disc. PL","Disc. Premium","Net PL","SCR_BoY","SCR_EoY","delta SCR","Distrubit. \nEarnings"]
[null,{"$f":"$C$16","v":2015},{"$f":"age","v":35},1,{"$f":"IF(D30<=policy_period,1,0)","v":1},{"$f":"number_of_policies","v":10000},{"$f":"VLOOKUP(D30,Expected_mortality,2)*qx(C30)*F30","v":2.2713913790467504},{"$f":"VLOOKUP(D30,Lapse_table,2,0)*(F30-G30)","v":2699.3867243276577},{"$f":"K30","v":7298.3418842932952},{"$f":"IF(D30=policy_period,F30-G30-H30,0)","v":0},{"$f":"F30-G30-H30-J30","v":7298.3418842932952},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H16,TRADITIONAL!$E$17)*'Cash-Flow'!F30","v":200000000},{"$f":"IF(D30=1,VLOOKUP(B30,Expenses,2),0)+VLOOKUP(B30,Expenses,3)*F30","v":8802200.0000000019},{"$f":"VLOOKUP(D30,Commissions,2)*L30","v":132000000},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J16,TRADITIONAL!G34)*G30","v":227139.13790467504},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H34)*I30","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O16,TRADITIONAL!H34)*J30","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P16,0)*H30","v":10263963.696925031},{"$f":"L30-M30-N30-O30-Q30-R30","v":48706697.165170297},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G16,-1*TRADITIONAL!AP34)*F30","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O16,-1*TRADITIONAL!AP35)*K30","v":29211280.696901642},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L16,0)","v":107.16076077619157},{"$f":"S30+T30-U30+V30","v":19495523.62902943},{"$f":"1/(1+VLOOKUP(B30,Investment_return,2))*E30","v":0.97323600973236002},{"$f":"S30*X30","v":47403111.596272789},{"$f":"W30*X30","v":18973745.624359541},{"$f":"X30*L30","v":194647201.94647199},{"$f":"W30*(1-tax)","v":15791374.139513839},{"$f":"(SCR_SAR*SA+SCR_TP*T30)*E30","v":300},{"$f":"(SCR_SAR*SA+SCR_TP*U30)*E30","v":1168751.2278760658},{"$f":"AD30-AC30","v":1168451.2278760658},{"$f":"AB30-AE30","v":14622922.911637774}]
[null,{"$f":"B30+1","v":2016},{"$f":"C30+1","v":36},{"$f":"D30+1","v":2},{"$f":"IF(D31<=policy_period,1,0)","v":1},{"$f":"K30","v":7298.3418842932952},2.5694997301010534,984.92927191603133,{"$f":"K31","v":6310.8431126471633},0,6310.8431126471633,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H17,TRADITIONAL!$E$17)*'Cash-Flow'!F31","v":145966837.68586591},6583104.3796325522,32112704.290890504,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J17,TRADITIONAL!G35)*G31","v":256949.97301010534},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H35)*I31","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O17,TRADITIONAL!H35)*J31","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P17,0)*H31","v":19136913.949031837},{"$f":"L31-M31-N31-O31-Q31-R31","v":87877165.093300909},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G17,-1*TRADITIONAL!AP35)*F31","v":29211280.696901642},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O17,-1*TRADITIONAL!AP36)*K31","v":129071583.35994181},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L17,0)","v":567.02937881999082},{"$f":"S31+T31-U31+V31","v":-11982570.540360432},0.9722897423432183,85442066.206417993,-11650530.423296483,141922059.00424492,-9705882.1376919504,1168751.2278760658,5163163.3343976727,{"$f":"AD31-AC31","v":3994412.1065216069},{"$f":"AB31-AE31","v":-13700294.244213557}]
[null,{"$f":"B31+1","v":2017},{"$f":"C31+1","v":37},{"$f":"D31+1","v":3},1,{"$f":"K31*E32","v":6310.8431126471633},2.9969197726171335,1135.4123147174184,5172.4338781571278,0,5172.4338781571278,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H18,TRADITIONAL!$E$17)*'Cash-Flow'!F32","v":126216862.25294326},5834689.9997979337,5553541.9391295044,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J18,TRADITIONAL!G36)*G32","v":299691.97726171336},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H36)*I32","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O18,TRADITIONAL!H36)*J32","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P18,0)*H32","v":40332626.019799732},74196312.316954374,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G18,-1*TRADITIONAL!AP36)*F32","v":129071583.35994181},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O18,-1*TRADITIONAL!AP37)*K32","v":193407914.24699283},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L18,0)","v":1072.1604946712775},9861053.5903980304,0.97134531325886342,72070240.230164513,9578488.1888276152,122600157.60363598,7987453.4082224052,5163163.3343976727,7736616.5698797135,2573453.2354820408,5414000.1727403644]
[null,2018,38,4,1,5172.4338781571278,3.4051063042146494,697.81888420014332,4471.2098876527698,0,4471.2098876527698,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H19,TRADITIONAL!$E$17)*'Cash-Flow'!F33","v":103448677.56314255},4901728.0856014257,4551741.8127782727,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J19,TRADITIONAL!G37)*G33","v":340510.63042146497},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H37)*I33","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O19,TRADITIONAL!H37)*J33","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P19,0)*H33","v":36363728.544036098},57290968.490305297,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G19,-1*TRADITIONAL!AP37)*F33","v":193407914.24699283},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O19,-1*TRADITIONAL!AP38)*K33","v":245260235.40422007},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L19,0)","v":1624.8068999648206},5440272.1399780214,0.97040271712760795,55595311.489864431,5279254.8665482979,100386877.79053135,4406620.4333821973,7736616.5698797135,9810709.4161688033,2074092.8462890899,2332527.5870931074]
[null,2019,39,5,1,4471.2098876527698,4.1769103853828833,402.03296795406487,4065.0000093133217,0,4065.0000093133217,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H20,TRADITIONAL!$E$17)*'Cash-Flow'!F34","v":89424197.753055394},4343133.6173993535,3934664.7011344377,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J20,TRADITIONAL!G38)*G34","v":417691.03853828833},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H38)*I34","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O20,TRADITIONAL!H38)*J34","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P20,0)*H34","v":27831391.058291953},52897317.337691352,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G20,-1*TRADITIONAL!AP38)*F34","v":245260235.40422007},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O20,-1*TRADITIONAL!AP39)*K34","v":296217144.59702539},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L20,0)","v":2227.4176777073944},1942635.5625637244,0.96946194861851664,51281936.3428903,1883311.2579386565,86693357.007324666,1573534.8056766167,9810709.4161688033,11848985.783881016,2038276.3677122127,-464741.562035596]
[null,2020,40,6,1,4065.0000093133217,4.3493365894785017,292.36684843611675,3768.2838242877265,0,3768.2838242877265,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H21,TRADITIONAL!$E$17)*'Cash-Flow'!F35","v":81300000.186266437},4047273.4684250504,3577200.0081957234,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J21,TRADITIONAL!G39)*G35","v":434933.65894785017},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H39)*I35","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O21,TRADITIONAL!H39)*J35","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P21,0)*H35","v":25411557.272822227},47829035.777875572,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G21,-1*TRADITIONAL!AP39)*F35","v":296217144.59702539},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O21,-1*TRADITIONAL!AP40)*K35","v":344764987.56109685},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L21,0)","v":2883.0110675632532},-715924.17512834677,0.96852300242130751,46323521.334504187,-693389.03160130442,78740920.277255625,-579898.58185396087,11848985.783881016,13790899.502443874,1941913.7185628582,-2521812.3004168188]
[null,2021,41,7,1,3768.2838242877265,4.4696398877602439,169.37163829799849,3594.4425461019678,0,3594.4425461019678,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H22,TRADITIONAL!$E$17)*'Cash-Flow'!F36","v":75365676.485754535},3845647.4751064256,3316089.7653731997,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J22,TRADITIONAL!G40)*G36","v":446963.98877602437},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H40)*I36","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O22,TRADITIONAL!H40)*J36","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P22,0)*H36","v":17823174.632151559},{"$f":"L36-M36-N36-O36-Q36-R36","v":49933800.624347314},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G22,-1*TRADITIONAL!AP40)*F36","v":344764987.56109685},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O22,-1*TRADITIONAL!AP41)*K36","v":398155129.20946759},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L22,0)","v":3594.9363254649052},{"$f":"S36+T36-U36+V36","v":-3452746.0876979488},0.96758587324625056,{"$f":"S36*X36","v":48315240.081613265},{"$f":"W36*X36","v":-3340828.3383627948},{"$f":"X36*L36","v":72922763.89526321},-2796724.3310353388,13790899.502443874,15926505.168378703,{"$f":"AD36-AC36","v":2135605.665934829},{"$f":"AB36-AE36","v":-4932329.9969701674}]
[null,2022,42,8,1,3594.4425461019678,4.6051783486598135,161.54268154889888,3428.2946862044091,0,3428.2946862044091,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H23,TRADITIONAL!$E$17)*'Cash-Flow'!F37","v":71888850.92203936},3759943.1292986684,3163109.4405697323,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J23,TRADITIONAL!G41)*G37","v":460517.83486598136},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H41)*I37","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O23,TRADITIONAL!H41)*J37","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P23,0)*H37","v":20067463.673626699},44437816.843678281,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G23,-1*TRADITIONAL!AP41)*F37","v":398155129.20946759},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O23,-1*TRADITIONAL!AP42)*K37","v":448290708.96639752},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L23,0)","v":4366.8556441417841},-5693396.0576074971,0.96665055582406967,42955840.351549812,-5503524.4636128545,69491397.70134303,-4611650.8066620734,15926505.168378703,17931928.3586559,2005423.1902771965,-6617073.9969392698]
[null,2023,43,9,1,3428.2946862044091,4.7723680976040015,154.05850431480624,3269.4638137919987,0,3269.4638137919987,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H24,TRADITIONAL!$E$17)*'Cash-Flow'!F38","v":68565893.724088177},3675798.8776865886,3016899.3238598802,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J24,TRADITIONAL!G42)*G38","v":477236.80976040015},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H42)*I38","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O24,TRADITIONAL!H42)*J38","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P24,0)*H38","v":22176213.021485258},39219745.691296056,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G24,-1*TRADITIONAL!AP42)*F38","v":448290708.96639752},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O24,-1*TRADITIONAL!AP43)*K38","v":495398442.93610334},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L24,0)","v":5202.5638478999945},-7882785.7145618787,0.96571704490584254,37875176.910957076,-7612540.525892688,66215252.268554486,-6385056.4287951225,17931928.3586559,19816237.717444133,1884309.3587882333,-8269365.7875833558]
[null,2024,44,10,1,3269.4638137919987,5.1082151489862646,146.89600193893557,0,3117.4595967040768,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H25,TRADITIONAL!$E$17)*'Cash-Flow'!F39","v":65389276.275839977},3593138.8139932528,2877128.1561369593,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J25,TRADITIONAL!G43)*G39","v":510821.51489862648},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H43)*I39","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O25,TRADITIONAL!H43)*J39","v":539643127.55282927},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P25,0)*H39","v":24156799.688883197},-505391739.45090133,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G25,-1*TRADITIONAL!AP43)*F39","v":495398442.93610334},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O25,-1*TRADITIONAL!AP44)*K39","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L25,0)","v":6105.9431129016521},-9987190.5716850832,0.964785335262904,-487594538.78524005,-9635495.0040377062,63086614.834384926,-8089624.3630649177,19816237.717444133,300,-19815937.717444133,11726313.354379214]
[null,2025,45,11,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H26,TRADITIONAL!$E$17)*'Cash-Flow'!F40","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J26,TRADITIONAL!G44)*G40","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H44)*I40","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O26,TRADITIONAL!H44)*J40","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P26,0)*H40","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G26,-1*TRADITIONAL!AP44)*F40","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O26,-1*TRADITIONAL!AP45)*K40","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L26,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2026,46,12,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H27,TRADITIONAL!$E$17)*'Cash-Flow'!F41","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J27,TRADITIONAL!G45)*G41","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H45)*I41","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O27,TRADITIONAL!H45)*J41","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P27,0)*H41","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G27,-1*TRADITIONAL!AP45)*F41","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O27,-1*TRADITIONAL!AP46)*K41","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L27,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2027,47,13,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H28,TRADITIONAL!$E$17)*'Cash-Flow'!F42","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J28,TRADITIONAL!G46)*G42","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H46)*I42","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O28,TRADITIONAL!H46)*J42","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P28,0)*H42","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G28,-1*TRADITIONAL!AP46)*F42","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O28,-1*TRADITIONAL!AP47)*K42","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L28,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2028,48,14,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H29,TRADITIONAL!$E$17)*'Cash-Flow'!F43","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J29,TRADITIONAL!G47)*G43","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H47)*I43","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O29,TRADITIONAL!H47)*J43","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P29,0)*H43","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G29,-1*TRADITIONAL!AP47)*F43","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O29,-1*TRADITIONAL!AP48)*K43","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L29,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2029,49,15,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H30,TRADITIONAL!$E$17)*'Cash-Flow'!F44","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J30,TRADITIONAL!G48)*G44","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H48)*I44","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O30,TRADITIONAL!H48)*J44","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P30,0)*H44","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G30,-1*TRADITIONAL!AP48)*F44","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O30,-1*TRADITIONAL!AP49)*K44","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L30,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2030,50,16,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H31,TRADITIONAL!$E$17)*'Cash-Flow'!F45","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J31,TRADITIONAL!G49)*G45","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H49)*I45","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O31,TRADITIONAL!H49)*J45","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P31,0)*H45","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G31,-1*TRADITIONAL!AP49)*F45","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O31,-1*TRADITIONAL!AP50)*K45","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L31,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2031,51,17,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H32,TRADITIONAL!$E$17)*'Cash-Flow'!F46","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J32,TRADITIONAL!G50)*G46","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H50)*I46","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O32,TRADITIONAL!H50)*J46","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P32,0)*H46","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G32,-1*TRADITIONAL!AP50)*F46","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O32,-1*TRADITIONAL!AP51)*K46","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L32,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2032,52,18,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H33,TRADITIONAL!$E$17)*'Cash-Flow'!F47","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J33,TRADITIONAL!G51)*G47","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H51)*I47","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O33,TRADITIONAL!H51)*J47","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P33,0)*H47","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G33,-1*TRADITIONAL!AP51)*F47","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O33,-1*TRADITIONAL!AP52)*K47","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L33,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2033,53,19,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H34,TRADITIONAL!$E$17)*'Cash-Flow'!F48","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J34,TRADITIONAL!G52)*G48","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H52)*I48","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O34,TRADITIONAL!H52)*J48","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P34,0)*H48","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G34,-1*TRADITIONAL!AP52)*F48","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O34,-1*TRADITIONAL!AP53)*K48","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L34,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2034,54,20,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H35,TRADITIONAL!$E$17)*'Cash-Flow'!F49","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J35,TRADITIONAL!G53)*G49","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H53)*I49","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O35,TRADITIONAL!H53)*J49","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P35,0)*H49","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G35,-1*TRADITIONAL!AP53)*F49","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O35,-1*TRADITIONAL!AP54)*K49","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L35,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2035,55,21,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H36,TRADITIONAL!$E$17)*'Cash-Flow'!F50","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J36,TRADITIONAL!G54)*G50","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H54)*I50","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O36,TRADITIONAL!H54)*J50","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P36,0)*H50","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G36,-1*TRADITIONAL!AP54)*F50","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O36,-1*TRADITIONAL!AP55)*K50","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L36,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2036,56,22,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H37,TRADITIONAL!$E$17)*'Cash-Flow'!F51","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J37,TRADITIONAL!G55)*G51","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H55)*I51","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O37,TRADITIONAL!H55)*J51","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P37,0)*H51","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G37,-1*TRADITIONAL!AP55)*F51","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O37,-1*TRADITIONAL!AP56)*K51","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L37,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2037,57,23,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H38,TRADITIONAL!$E$17)*'Cash-Flow'!F52","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J38,TRADITIONAL!G56)*G52","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H56)*I52","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O38,TRADITIONAL!H56)*J52","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P38,0)*H52","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G38,-1*TRADITIONAL!AP56)*F52","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O38,-1*TRADITIONAL!AP57)*K52","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L38,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2038,58,24,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H39,TRADITIONAL!$E$17)*'Cash-Flow'!F53","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J39,TRADITIONAL!G57)*G53","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H57)*I53","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O39,TRADITIONAL!H57)*J53","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P39,0)*H53","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G39,-1*TRADITIONAL!AP57)*F53","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O39,-1*TRADITIONAL!AP58)*K53","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L39,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2039,59,25,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H40,TRADITIONAL!$E$17)*'Cash-Flow'!F54","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J40,TRADITIONAL!G58)*G54","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H58)*I54","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O40,TRADITIONAL!H58)*J54","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P40,0)*H54","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G40,-1*TRADITIONAL!AP58)*F54","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O40,-1*TRADITIONAL!AP59)*K54","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L40,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2040,60,26,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H41,TRADITIONAL!$E$17)*'Cash-Flow'!F55","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J41,TRADITIONAL!G59)*G55","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H59)*I55","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O41,TRADITIONAL!H59)*J55","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P41,0)*H55","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G41,-1*TRADITIONAL!AP59)*F55","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O41,-1*TRADITIONAL!AP60)*K55","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L41,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2041,61,27,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H42,TRADITIONAL!$E$17)*'Cash-Flow'!F56","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J42,TRADITIONAL!G60)*G56","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H60)*I56","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O42,TRADITIONAL!H60)*J56","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P42,0)*H56","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G42,-1*TRADITIONAL!AP60)*F56","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O42,-1*TRADITIONAL!AP61)*K56","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L42,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2042,62,28,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H43,TRADITIONAL!$E$17)*'Cash-Flow'!F57","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J43,TRADITIONAL!G61)*G57","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H61)*I57","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O43,TRADITIONAL!H61)*J57","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P43,0)*H57","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G43,-1*TRADITIONAL!AP61)*F57","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O43,-1*TRADITIONAL!AP62)*K57","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L43,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2043,63,29,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H44,TRADITIONAL!$E$17)*'Cash-Flow'!F58","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J44,TRADITIONAL!G62)*G58","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H62)*I58","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O44,TRADITIONAL!H62)*J58","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P44,0)*H58","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G44,-1*TRADITIONAL!AP62)*F58","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O44,-1*TRADITIONAL!AP63)*K58","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L44,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2044,64,30,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H45,TRADITIONAL!$E$17)*'Cash-Flow'!F59","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J45,TRADITIONAL!G63)*G59","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H63)*I59","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O45,TRADITIONAL!H63)*J59","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P45,0)*H59","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G45,-1*TRADITIONAL!AP63)*F59","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O45,-1*TRADITIONAL!AP64)*K59","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L45,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2045,65,31,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H46,TRADITIONAL!$E$17)*'Cash-Flow'!F60","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J46,TRADITIONAL!G64)*G60","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H64)*I60","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O46,TRADITIONAL!H64)*J60","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P46,0)*H60","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G46,-1*TRADITIONAL!AP64)*F60","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O46,-1*TRADITIONAL!AP65)*K60","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L46,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2046,66,32,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H47,TRADITIONAL!$E$17)*'Cash-Flow'!F61","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J47,TRADITIONAL!G65)*G61","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H65)*I61","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O47,TRADITIONAL!H65)*J61","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P47,0)*H61","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G47,-1*TRADITIONAL!AP65)*F61","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O47,-1*TRADITIONAL!AP66)*K61","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L47,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2047,67,33,{"$f":"IF(D62<=policy_period,1,0)","v":0},0,{"$f":"VLOOKUP(D62,Expected_mortality,2)*qx(C62)*F62","v":0},{"$f":"VLOOKUP(D62,Lapse_table,2,0)*(F62-G62)","v":0},{"$f":"K62","v":0},{"$f":"IF(D62=policy_period,F62-G62-H62,0)","v":0},{"$f":"F62-G62-H62-J62","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H48,TRADITIONAL!$E$17)*'Cash-Flow'!F62","v":0},{"$f":"IF(D62=1,VLOOKUP(B62,Expenses,2),0)+VLOOKUP(B62,Expenses,3)*F62","v":0},{"$f":"VLOOKUP(D62,Commissions,2)*L62","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J48,TRADITIONAL!G66)*G62","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H66)*I62","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O48,TRADITIONAL!H66)*J62","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P48,0)*H62","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G48,-1*TRADITIONAL!AP66)*F62","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O48,-1*TRADITIONAL!AP67)*K62","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L48,0)","v":0},0,{"$f":"1/(1+VLOOKUP(B62,Investment_return,2))*E62","v":0},0,0,0,{"$f":"W62*(1-tax)","v":0},{"$f":"(SCR_SAR*SA+SCR_TP*T62)*E62","v":0},{"$f":"(SCR_SAR*SA+SCR_TP*U62)*E62","v":0},0,0]
[null,2048,68,34,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H49,TRADITIONAL!$E$17)*'Cash-Flow'!F63","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J49,TRADITIONAL!G67)*G63","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H67)*I63","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O49,TRADITIONAL!H67)*J63","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P49,0)*H63","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G49,-1*TRADITIONAL!AP67)*F63","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O49,-1*TRADITIONAL!AP68)*K63","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L49,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2049,69,35,0,{"$f":"K63*E64","v":0},0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H50,TRADITIONAL!$E$17)*'Cash-Flow'!F64","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J50,TRADITIONAL!G68)*G64","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H68)*I64","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O50,TRADITIONAL!H68)*J64","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P50,0)*H64","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G50,-1*TRADITIONAL!AP68)*F64","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O50,-1*TRADITIONAL!AP69)*K64","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L50,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2050,70,36,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H51,TRADITIONAL!$E$17)*'Cash-Flow'!F65","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J51,TRADITIONAL!G69)*G65","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H69)*I65","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O51,TRADITIONAL!H69)*J65","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P51,0)*H65","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G51,-1*TRADITIONAL!AP69)*F65","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O51,-1*TRADITIONAL!AP70)*K65","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L51,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2051,71,37,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H52,TRADITIONAL!$E$17)*'Cash-Flow'!F66","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J52,TRADITIONAL!G70)*G66","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H70)*I66","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O52,TRADITIONAL!H70)*J66","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P52,0)*H66","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G52,-1*TRADITIONAL!AP70)*F66","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O52,-1*TRADITIONAL!AP71)*K66","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L52,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2052,72,38,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H53,TRADITIONAL!$E$17)*'Cash-Flow'!F67","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J53,TRADITIONAL!G71)*G67","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H71)*I67","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O53,TRADITIONAL!H71)*J67","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P53,0)*H67","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G53,-1*TRADITIONAL!AP71)*F67","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O53,-1*TRADITIONAL!AP72)*K67","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L53,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2053,73,39,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H54,TRADITIONAL!$E$17)*'Cash-Flow'!F68","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J54,TRADITIONAL!G72)*G68","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H72)*I68","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O54,TRADITIONAL!H72)*J68","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P54,0)*H68","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G54,-1*TRADITIONAL!AP72)*F68","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O54,-1*TRADITIONAL!AP73)*K68","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L54,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2054,74,40,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H55,TRADITIONAL!$E$17)*'Cash-Flow'!F69","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J55,TRADITIONAL!G73)*G69","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H73)*I69","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O55,TRADITIONAL!H73)*J69","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P55,0)*H69","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G55,-1*TRADITIONAL!AP73)*F69","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O55,-1*TRADITIONAL!AP74)*K69","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L55,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2055,75,41,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H56,TRADITIONAL!$E$17)*'Cash-Flow'!F70","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J56,TRADITIONAL!G74)*G70","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H74)*I70","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O56,TRADITIONAL!H74)*J70","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P56,0)*H70","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G56,-1*TRADITIONAL!AP74)*F70","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O56,-1*TRADITIONAL!AP75)*K70","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L56,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2056,76,42,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H57,TRADITIONAL!$E$17)*'Cash-Flow'!F71","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J57,TRADITIONAL!G75)*G71","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H75)*I71","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O57,TRADITIONAL!H75)*J71","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P57,0)*H71","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G57,-1*TRADITIONAL!AP75)*F71","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O57,-1*TRADITIONAL!AP76)*K71","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L57,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2057,77,43,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H58,TRADITIONAL!$E$17)*'Cash-Flow'!F72","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J58,TRADITIONAL!G76)*G72","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H76)*I72","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O58,TRADITIONAL!H76)*J72","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P58,0)*H72","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G58,-1*TRADITIONAL!AP76)*F72","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O58,-1*TRADITIONAL!AP77)*K72","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L58,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2058,78,44,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H59,TRADITIONAL!$E$17)*'Cash-Flow'!F73","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J59,TRADITIONAL!G77)*G73","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H77)*I73","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O59,TRADITIONAL!H77)*J73","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P59,0)*H73","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G59,-1*TRADITIONAL!AP77)*F73","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O59,-1*TRADITIONAL!AP78)*K73","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L59,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2059,79,45,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H60,TRADITIONAL!$E$17)*'Cash-Flow'!F74","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J60,TRADITIONAL!G78)*G74","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H78)*I74","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O60,TRADITIONAL!H78)*J74","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P60,0)*H74","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G60,-1*TRADITIONAL!AP78)*F74","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O60,-1*TRADITIONAL!AP79)*K74","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L60,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2060,80,46,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H61,TRADITIONAL!$E$17)*'Cash-Flow'!F75","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J61,TRADITIONAL!G79)*G75","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H79)*I75","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O61,TRADITIONAL!H79)*J75","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P61,0)*H75","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G61,-1*TRADITIONAL!AP79)*F75","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O61,-1*TRADITIONAL!AP80)*K75","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L61,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2061,81,47,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H62,TRADITIONAL!$E$17)*'Cash-Flow'!F76","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J62,TRADITIONAL!G80)*G76","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H80)*I76","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O62,TRADITIONAL!H80)*J76","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P62,0)*H76","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G62,-1*TRADITIONAL!AP80)*F76","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O62,-1*TRADITIONAL!AP81)*K76","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L62,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2062,82,48,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H63,TRADITIONAL!$E$17)*'Cash-Flow'!F77","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J63,TRADITIONAL!G81)*G77","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H81)*I77","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O63,TRADITIONAL!H81)*J77","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P63,0)*H77","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G63,-1*TRADITIONAL!AP81)*F77","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O63,-1*TRADITIONAL!AP82)*K77","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L63,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2063,83,49,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H64,TRADITIONAL!$E$17)*'Cash-Flow'!F78","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J64,TRADITIONAL!G82)*G78","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H82)*I78","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O64,TRADITIONAL!H82)*J78","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P64,0)*H78","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G64,-1*TRADITIONAL!AP82)*F78","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O64,-1*TRADITIONAL!AP83)*K78","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L64,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2064,84,50,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H65,TRADITIONAL!$E$17)*'Cash-Flow'!F79","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J65,TRADITIONAL!G83)*G79","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H83)*I79","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O65,TRADITIONAL!H83)*J79","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P65,0)*H79","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G65,-1*TRADITIONAL!AP83)*F79","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O65,-1*TRADITIONAL!AP84)*K79","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L65,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2065,85,51,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H66,TRADITIONAL!$E$17)*'Cash-Flow'!F80","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J66,TRADITIONAL!G84)*G80","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H84)*I80","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O66,TRADITIONAL!H84)*J80","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P66,0)*H80","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G66,-1*TRADITIONAL!AP84)*F80","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O66,-1*TRADITIONAL!AP85)*K80","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L66,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2066,86,52,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H67,TRADITIONAL!$E$17)*'Cash-Flow'!F81","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J67,TRADITIONAL!G85)*G81","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H85)*I81","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O67,TRADITIONAL!H85)*J81","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P67,0)*H81","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G67,-1*TRADITIONAL!AP85)*F81","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O67,-1*TRADITIONAL!AP86)*K81","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L67,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2067,87,53,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H68,TRADITIONAL!$E$17)*'Cash-Flow'!F82","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J68,TRADITIONAL!G86)*G82","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H86)*I82","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O68,TRADITIONAL!H86)*J82","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P68,0)*H82","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G68,-1*TRADITIONAL!AP86)*F82","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O68,-1*TRADITIONAL!AP87)*K82","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L68,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2068,88,54,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H69,TRADITIONAL!$E$17)*'Cash-Flow'!F83","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J69,TRADITIONAL!G87)*G83","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H87)*I83","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O69,TRADITIONAL!H87)*J83","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P69,0)*H83","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G69,-1*TRADITIONAL!AP87)*F83","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O69,-1*TRADITIONAL!AP88)*K83","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L69,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2069,89,55,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H70,TRADITIONAL!$E$17)*'Cash-Flow'!F84","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J70,TRADITIONAL!G88)*G84","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H88)*I84","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O70,TRADITIONAL!H88)*J84","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P70,0)*H84","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G70,-1*TRADITIONAL!AP88)*F84","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O70,-1*TRADITIONAL!AP89)*K84","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L70,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2070,90,56,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H71,TRADITIONAL!$E$17)*'Cash-Flow'!F85","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J71,TRADITIONAL!G89)*G85","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H89)*I85","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O71,TRADITIONAL!H89)*J85","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P71,0)*H85","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G71,-1*TRADITIONAL!AP89)*F85","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O71,-1*TRADITIONAL!AP90)*K85","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L71,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2071,91,57,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H72,TRADITIONAL!$E$17)*'Cash-Flow'!F86","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J72,TRADITIONAL!G90)*G86","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H90)*I86","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O72,TRADITIONAL!H90)*J86","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P72,0)*H86","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G72,-1*TRADITIONAL!AP90)*F86","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O72,-1*TRADITIONAL!AP91)*K86","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L72,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2072,92,58,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H73,TRADITIONAL!$E$17)*'Cash-Flow'!F87","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J73,TRADITIONAL!G91)*G87","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H91)*I87","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O73,TRADITIONAL!H91)*J87","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P73,0)*H87","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G73,-1*TRADITIONAL!AP91)*F87","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O73,-1*TRADITIONAL!AP92)*K87","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L73,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2073,93,59,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H74,TRADITIONAL!$E$17)*'Cash-Flow'!F88","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J74,TRADITIONAL!G92)*G88","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H92)*I88","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O74,TRADITIONAL!H92)*J88","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P74,0)*H88","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G74,-1*TRADITIONAL!AP92)*F88","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O74,-1*TRADITIONAL!AP93)*K88","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L74,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2074,94,60,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H75,TRADITIONAL!$E$17)*'Cash-Flow'!F89","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J75,TRADITIONAL!G93)*G89","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H93)*I89","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O75,TRADITIONAL!H93)*J89","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P75,0)*H89","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G75,-1*TRADITIONAL!AP93)*F89","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O75,-1*TRADITIONAL!AP94)*K89","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L75,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2075,95,61,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H76,TRADITIONAL!$E$17)*'Cash-Flow'!F90","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J76,TRADITIONAL!G94)*G90","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H94)*I90","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O76,TRADITIONAL!H94)*J90","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P76,0)*H90","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G76,-1*TRADITIONAL!AP94)*F90","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O76,-1*TRADITIONAL!AP95)*K90","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L76,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2076,96,62,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H77,TRADITIONAL!$E$17)*'Cash-Flow'!F91","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J77,TRADITIONAL!G95)*G91","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H95)*I91","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O77,TRADITIONAL!H95)*J91","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P77,0)*H91","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G77,-1*TRADITIONAL!AP95)*F91","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O77,-1*TRADITIONAL!AP96)*K91","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L77,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2077,97,63,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H78,TRADITIONAL!$E$17)*'Cash-Flow'!F92","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J78,TRADITIONAL!G96)*G92","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H96)*I92","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O78,TRADITIONAL!H96)*J92","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P78,0)*H92","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G78,-1*TRADITIONAL!AP96)*F92","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O78,-1*TRADITIONAL!AP97)*K92","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L78,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2078,98,64,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H79,TRADITIONAL!$E$17)*'Cash-Flow'!F93","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J79,TRADITIONAL!G97)*G93","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H97)*I93","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O79,TRADITIONAL!H97)*J93","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P79,0)*H93","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G79,-1*TRADITIONAL!AP97)*F93","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O79,-1*TRADITIONAL!AP98)*K93","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L79,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2079,99,65,{"$f":"IF(D94<=policy_period,1,0)","v":0},0,{"$f":"VLOOKUP(D94,Expected_mortality,2)*qx(C94)*F94","v":0},{"$f":"VLOOKUP(D94,Lapse_table,2,0)*(F94-G94)","v":0},{"$f":"K94","v":0},{"$f":"IF(D94=policy_period,F94-G94-H94,0)","v":0},{"$f":"F94-G94-H94-J94","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H80,TRADITIONAL!$E$17)*'Cash-Flow'!F94","v":0},{"$f":"IF(D94=1,VLOOKUP(B94,Expenses,2),0)+VLOOKUP(B94,Expenses,3)*F94","v":0},{"$f":"VLOOKUP(D94,Commissions,2)*L94","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J80,TRADITIONAL!G98)*G94","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H98)*I94","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O80,TRADITIONAL!H98)*J94","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P80,0)*H94","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G80,-1*TRADITIONAL!AP98)*F94","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O80,-1*TRADITIONAL!AP99)*K94","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L80,0)","v":0},0,{"$f":"1/(1+VLOOKUP(B94,Investment_return,2))*E94","v":0},0,0,0,{"$f":"W94*(1-tax)","v":0},{"$f":"(SCR_SAR*SA+SCR_TP*T94)*E94","v":0},{"$f":"(SCR_SAR*SA+SCR_TP*U94)*E94","v":0},0,0]
[null,2080,100,66,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H81,TRADITIONAL!$E$17)*'Cash-Flow'!F95","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J81,TRADITIONAL!G99)*G95","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H99)*I95","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O81,TRADITIONAL!H99)*J95","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P81,0)*H95","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G81,-1*TRADITIONAL!AP99)*F95","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O81,-1*TRADITIONAL!AP100)*K95","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L81,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"B95+1","v":2081},{"$f":"C95+1","v":101},{"$f":"D95+1","v":67},0,{"$f":"K95*E96","v":0},0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H82,TRADITIONAL!$E$17)*'Cash-Flow'!F96","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J82,TRADITIONAL!G100)*G96","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H100)*I96","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O82,TRADITIONAL!H100)*J96","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P82,0)*H96","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G82,-1*TRADITIONAL!AP100)*F96","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O82,-1*TRADITIONAL!AP101)*K96","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L82,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2082,102,68,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H83,TRADITIONAL!$E$17)*'Cash-Flow'!F97","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J83,TRADITIONAL!G101)*G97","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H101)*I97","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O83,TRADITIONAL!H101)*J97","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P83,0)*H97","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G83,-1*TRADITIONAL!AP101)*F97","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O83,-1*TRADITIONAL!AP102)*K97","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L83,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2083,103,69,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H84,TRADITIONAL!$E$17)*'Cash-Flow'!F98","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J84,TRADITIONAL!G102)*G98","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H102)*I98","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O84,TRADITIONAL!H102)*J98","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P84,0)*H98","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G84,-1*TRADITIONAL!AP102)*F98","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O84,-1*TRADITIONAL!AP103)*K98","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L84,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2084,104,70,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H85,TRADITIONAL!$E$17)*'Cash-Flow'!F99","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J85,TRADITIONAL!G103)*G99","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H103)*I99","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O85,TRADITIONAL!H103)*J99","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P85,0)*H99","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G85,-1*TRADITIONAL!AP103)*F99","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O85,-1*TRADITIONAL!AP104)*K99","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L85,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2085,105,71,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H86,TRADITIONAL!$E$17)*'Cash-Flow'!F100","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J86,TRADITIONAL!G104)*G100","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H104)*I100","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O86,TRADITIONAL!H104)*J100","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P86,0)*H100","v":0},{"$f":"L100-M100-N100-O100-Q100-R100","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G86,-1*TRADITIONAL!AP104)*F100","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O86,-1*TRADITIONAL!AP105)*K100","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L86,0)","v":0},{"$f":"S100+T100-U100+V100","v":0},0,{"$f":"S100*X100","v":0},{"$f":"W100*X100","v":0},{"$f":"X100*L100","v":0},0,0,0,{"$f":"AD100-AC100","v":0},{"$f":"AB100-AE100","v":0}]
[null,2086,106,72,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H87,TRADITIONAL!$E$17)*'Cash-Flow'!F101","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J87,TRADITIONAL!G105)*G101","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H105)*I101","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O87,TRADITIONAL!H105)*J101","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P87,0)*H101","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G87,-1*TRADITIONAL!AP105)*F101","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O87,-1*TRADITIONAL!AP106)*K101","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L87,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2087,107,73,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H88,TRADITIONAL!$E$17)*'Cash-Flow'!F102","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J88,TRADITIONAL!G106)*G102","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H106)*I102","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O88,TRADITIONAL!H106)*J102","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P88,0)*H102","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G88,-1*TRADITIONAL!AP106)*F102","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O88,-1*TRADITIONAL!AP107)*K102","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L88,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2088,108,74,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H89,TRADITIONAL!$E$17)*'Cash-Flow'!F103","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J89,TRADITIONAL!G107)*G103","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H107)*I103","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O89,TRADITIONAL!H107)*J103","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P89,0)*H103","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G89,-1*TRADITIONAL!AP107)*F103","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O89,-1*TRADITIONAL!AP108)*K103","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L89,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2089,109,75,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H90,TRADITIONAL!$E$17)*'Cash-Flow'!F104","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J90,TRADITIONAL!G108)*G104","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H108)*I104","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O90,TRADITIONAL!H108)*J104","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P90,0)*H104","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G90,-1*TRADITIONAL!AP108)*F104","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O90,-1*TRADITIONAL!AP109)*K104","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L90,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2090,110,76,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H91,TRADITIONAL!$E$17)*'Cash-Flow'!F105","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J91,TRADITIONAL!G109)*G105","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H109)*I105","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O91,TRADITIONAL!H109)*J105","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P91,0)*H105","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G91,-1*TRADITIONAL!AP109)*F105","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O91,-1*TRADITIONAL!AP110)*K105","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L91,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2091,111,77,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H92,TRADITIONAL!$E$17)*'Cash-Flow'!F106","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J92,TRADITIONAL!G110)*G106","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H110)*I106","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O92,TRADITIONAL!H110)*J106","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P92,0)*H106","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G92,-1*TRADITIONAL!AP110)*F106","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O92,-1*TRADITIONAL!AP111)*K106","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L92,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2092,112,78,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H93,TRADITIONAL!$E$17)*'Cash-Flow'!F107","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J93,TRADITIONAL!G111)*G107","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H111)*I107","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O93,TRADITIONAL!H111)*J107","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P93,0)*H107","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G93,-1*TRADITIONAL!AP111)*F107","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O93,-1*TRADITIONAL!AP112)*K107","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L93,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2093,113,79,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H94,TRADITIONAL!$E$17)*'Cash-Flow'!F108","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J94,TRADITIONAL!G112)*G108","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H112)*I108","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O94,TRADITIONAL!H112)*J108","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P94,0)*H108","v":0},{"$f":"L108-M108-N108-O108-Q108-R108","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G94,-1*TRADITIONAL!AP112)*F108","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O94,-1*TRADITIONAL!AP113)*K108","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L94,0)","v":0},{"$f":"S108+T108-U108+V108","v":0},0,{"$f":"S108*X108","v":0},{"$f":"W108*X108","v":0},{"$f":"X108*L108","v":0},0,0,0,{"$f":"AD108-AC108","v":0},{"$f":"AB108-AE108","v":0}]
[null,2094,114,80,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H95,TRADITIONAL!$E$17)*'Cash-Flow'!F109","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J95,TRADITIONAL!G113)*G109","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H113)*I109","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O95,TRADITIONAL!H113)*J109","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P95,0)*H109","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G95,-1*TRADITIONAL!AP113)*F109","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O95,-1*TRADITIONAL!AP114)*K109","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L95,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2095,115,81,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H96,TRADITIONAL!$E$17)*'Cash-Flow'!F110","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J96,TRADITIONAL!G114)*G110","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H114)*I110","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O96,TRADITIONAL!H114)*J110","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P96,0)*H110","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G96,-1*TRADITIONAL!AP114)*F110","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O96,-1*TRADITIONAL!AP115)*K110","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L96,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2096,116,82,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H97,TRADITIONAL!$E$17)*'Cash-Flow'!F111","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J97,TRADITIONAL!G115)*G111","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H115)*I111","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O97,TRADITIONAL!H115)*J111","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P97,0)*H111","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G97,-1*TRADITIONAL!AP115)*F111","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O97,-1*TRADITIONAL!AP116)*K111","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L97,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2097,117,83,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H98,TRADITIONAL!$E$17)*'Cash-Flow'!F112","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J98,TRADITIONAL!G116)*G112","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H116)*I112","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O98,TRADITIONAL!H116)*J112","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P98,0)*H112","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G98,-1*TRADITIONAL!AP116)*F112","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O98,-1*TRADITIONAL!AP117)*K112","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L98,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2098,118,84,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H99,TRADITIONAL!$E$17)*'Cash-Flow'!F113","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J99,TRADITIONAL!G117)*G113","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H117)*I113","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O99,TRADITIONAL!H117)*J113","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P99,0)*H113","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G99,-1*TRADITIONAL!AP117)*F113","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O99,-1*TRADITIONAL!AP118)*K113","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L99,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2099,119,85,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H100,TRADITIONAL!$E$17)*'Cash-Flow'!F114","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J100,TRADITIONAL!G118)*G114","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H118)*I114","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O100,TRADITIONAL!H118)*J114","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P100,0)*H114","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G100,-1*TRADITIONAL!AP118)*F114","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O100,-1*TRADITIONAL!AP119)*K114","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L100,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2100,120,86,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H101,TRADITIONAL!$E$17)*'Cash-Flow'!F115","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J101,TRADITIONAL!G119)*G115","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H119)*I115","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O101,TRADITIONAL!H119)*J115","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P101,0)*H115","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G101,-1*TRADITIONAL!AP119)*F115","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O101,-1*TRADITIONAL!AP120)*K115","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L101,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2101,121,87,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H102,TRADITIONAL!$E$17)*'Cash-Flow'!F116","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J102,TRADITIONAL!G120)*G116","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H120)*I116","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O102,TRADITIONAL!H120)*J116","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P102,0)*H116","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G102,-1*TRADITIONAL!AP120)*F116","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O102,-1*TRADITIONAL!AP121)*K116","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L102,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2102,122,88,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H103,TRADITIONAL!$E$17)*'Cash-Flow'!F117","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J103,TRADITIONAL!G121)*G117","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H121)*I117","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O103,TRADITIONAL!H121)*J117","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P103,0)*H117","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G103,-1*TRADITIONAL!AP121)*F117","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O103,-1*TRADITIONAL!AP122)*K117","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L103,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2103,123,89,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H104,TRADITIONAL!$E$17)*'Cash-Flow'!F118","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J104,TRADITIONAL!G122)*G118","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H122)*I118","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O104,TRADITIONAL!H122)*J118","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P104,0)*H118","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G104,-1*TRADITIONAL!AP122)*F118","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O104,-1*TRADITIONAL!AP123)*K118","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L104,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2104,124,90,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H105,TRADITIONAL!$E$17)*'Cash-Flow'!F119","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J105,TRADITIONAL!G123)*G119","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H123)*I119","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O105,TRADITIONAL!H123)*J119","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P105,0)*H119","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G105,-1*TRADITIONAL!AP123)*F119","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O105,-1*TRADITIONAL!AP124)*K119","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L105,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2105,125,91,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H106,TRADITIONAL!$E$17)*'Cash-Flow'!F120","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J106,TRADITIONAL!G124)*G120","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H124)*I120","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O106,TRADITIONAL!H124)*J120","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P106,0)*H120","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G106,-1*TRADITIONAL!AP124)*F120","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O106,-1*TRADITIONAL!AP125)*K120","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L106,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2106,126,92,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H107,TRADITIONAL!$E$17)*'Cash-Flow'!F121","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J107,TRADITIONAL!G125)*G121","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H125)*I121","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O107,TRADITIONAL!H125)*J121","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P107,0)*H121","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G107,-1*TRADITIONAL!AP125)*F121","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O107,-1*TRADITIONAL!AP126)*K121","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L107,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2107,127,93,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H108,TRADITIONAL!$E$17)*'Cash-Flow'!F122","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J108,TRADITIONAL!G126)*G122","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H126)*I122","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O108,TRADITIONAL!H126)*J122","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P108,0)*H122","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G108,-1*TRADITIONAL!AP126)*F122","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O108,-1*TRADITIONAL!AP127)*K122","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L108,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2108,128,94,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H109,TRADITIONAL!$E$17)*'Cash-Flow'!F123","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J109,TRADITIONAL!G127)*G123","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H127)*I123","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O109,TRADITIONAL!H127)*J123","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P109,0)*H123","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G109,-1*TRADITIONAL!AP127)*F123","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O109,-1*TRADITIONAL!AP128)*K123","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L109,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2109,129,95,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H110,TRADITIONAL!$E$17)*'Cash-Flow'!F124","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J110,TRADITIONAL!G128)*G124","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H128)*I124","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O110,TRADITIONAL!H128)*J124","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P110,0)*H124","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G110,-1*TRADITIONAL!AP128)*F124","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O110,-1*TRADITIONAL!AP129)*K124","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L110,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2110,130,96,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H111,TRADITIONAL!$E$17)*'Cash-Flow'!F125","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J111,TRADITIONAL!G129)*G125","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H129)*I125","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O111,TRADITIONAL!H129)*J125","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P111,0)*H125","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G111,-1*TRADITIONAL!AP129)*F125","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O111,-1*TRADITIONAL!AP130)*K125","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L111,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2111,131,97,{"$f":"IF(D126<=policy_period,1,0)","v":0},0,{"$f":"VLOOKUP(D126,Expected_mortality,2)*qx(C126)*F126","v":0},{"$f":"VLOOKUP(D126,Lapse_table,2,0)*(F126-G126)","v":0},0,0,{"$f":"F126-G126-H126-J126","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H112,TRADITIONAL!$E$17)*'Cash-Flow'!F126","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J112,TRADITIONAL!G130)*G126","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H130)*I126","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O112,TRADITIONAL!H130)*J126","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P112,0)*H126","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G112,-1*TRADITIONAL!AP130)*F126","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O112,-1*TRADITIONAL!AP131)*K126","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L112,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2112,132,98,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H113,TRADITIONAL!$E$17)*'Cash-Flow'!F127","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J113,TRADITIONAL!G131)*G127","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H131)*I127","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O113,TRADITIONAL!H131)*J127","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P113,0)*H127","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G113,-1*TRADITIONAL!AP131)*F127","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O113,-1*TRADITIONAL!AP132)*K127","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L113,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2113,133,99,0,{"$f":"K127*E128","v":0},0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H114,TRADITIONAL!$E$17)*'Cash-Flow'!F128","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J114,TRADITIONAL!G132)*G128","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H132)*I128","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O114,TRADITIONAL!H132)*J128","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P114,0)*H128","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G114,-1*TRADITIONAL!AP132)*F128","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O114,-1*TRADITIONAL!AP133)*K128","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L114,0)","v":0},0,0,0,0,0,0,0,0,0,0]
[null,2114,134,100,0,0,0,0,0,0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!H115,TRADITIONAL!$E$17)*'Cash-Flow'!F129","v":0},0,0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!J115,TRADITIONAL!G133)*G129","v":0},{"$f":"IF($B$1=\"Flexible\",0,TRADITIONAL!H133)*I129","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O115,TRADITIONAL!H133)*J129","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!P115,0)*H129","v":0},0,{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!G115,-1*TRADITIONAL!AP133)*F129","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!O115,-1*TRADITIONAL!AP134)*K129","v":0},{"$f":"IF($B$1=\"Flexible\",FLEXIBLE!L115,0)","v":0},0,0,0,0,0,0,0,0,0,0]

{"sheet":"Assumptions","index":10,"n_rows":107,"n_cols":26,"rows_kept":107,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[]
[null,"FV change",{"$f":"'Cash-Flow'!H5","v":-0.1},null,null,"FV change",{"$f":"'Cash-Flow'!H8","v":0.1},null,null,"FV change",{"$f":"'Cash-Flow'!H7","v":0.1},null,null,null,null,null,"FV change",{"$f":"'Cash-Flow'!H9","v":-2.5000000000000001E-3},"p.b",null,"FV change",{"$f":"'Cash-Flow'!H6","v":0.1}]
[null,"Lapses",null,null,null,"Commissions",null,null,null,"Expenses",null,null,null,null,null,null,"Interest rates - fw rates",null,null,null,"Expected mortality",null,null,null,"Tax rate"]
[null,"Pol. year","Lapse rate","Reset values",null,"Pol. year","Rate","Reset values",null,"Year","Initial exp (fix)","Renewal exp. (fix)","Initial exp (fix)","Renewal exp. (fix)","Infaltion",null,"Year","Rate","Reset values",null,"Pol. year","Rate","Reset values",null,0.19]
[null,1,{"$f":"D8*(1+$C$5)","v":0.27},0.3,null,1,{"$f":"H8*(1+$G$5)","v":0.66},0.6,null,{"$f":"FLEXIBLE!G3","v":2015},{"$f":"M8*(1+$K$5)","v":2200},{"$f":"N8*(1+$K$5)","v":880.00000000000011},2000,800,2.5000000000000001E-2,null,{"$f":"FLEXIBLE!G3","v":2015},{"$f":"S8+$R$5","v":2.75E-2},0.03,null,1,{"$f":"W8*(1+$V$5)","v":0.22000000000000003},0.2]
[null,{"$f":"B8+1","v":2},{"$f":"D9*(1+$C$5)","v":0.13500000000000001},0.15,null,{"$f":"F8+1","v":2},{"$f":"H9*(1+$G$5)","v":0.22000000000000003},0.2,null,{"$f":"J8+1","v":2016},{"$f":"M9*(1+$K$5)","v":2255},902,{"$f":"M8*(1+O8)","v":2050},{"$f":"N8*(1+O8)","v":819.99999999999989},2.5000000000000001E-2,null,{"$f":"Q8+1","v":2016},2.8500000000000001E-2,{"$f":"S8+0.1%","v":3.1E-2},null,{"$f":"U8+1","v":2},0.33,0.3,null,"SCR coef."]
[null,{"$f":"B9+1","v":3},0.18000000000000002,0.2,null,{"$f":"F9+1","v":3},4.4000000000000004E-2,0.04,null,{"$f":"J9+1","v":2017},2311.375,924.54999999999984,{"$f":"M9*(1+O9)","v":2101.25},{"$f":"N9*(1+O9)","v":840.49999999999977},2.5000000000000001E-2,null,{"$f":"Q9+1","v":2017},2.9500000000000002E-2,{"$f":"S9+0.1%","v":3.2000000000000001E-2},null,{"$f":"U9+1","v":3},0.44000000000000006,0.4,null,"SAR",3.0000000000000001E-3]
[null,4,0.13500000000000001,0.15,null,4,4.4000000000000004E-2,0.04,null,{"$f":"J10+1","v":2018},2369.1593750000002,947.66374999999971,2153.78125,861.5124999999997,2.5000000000000001E-2,null,{"$f":"Q10+1","v":2018},3.0500000000000003E-2,3.3000000000000002E-2,null,4,0.55000000000000004,0.5,null,"Tech. prov.",0.04]
[null,5,9.0000000000000011E-2,0.1,null,5,4.4000000000000004E-2,0.04,null,2019,2428.3883593750002,971.35534374999975,2207.6257812499998,883.05031249999968,2.5000000000000001E-2,null,2019,3.15E-2,3.4000000000000002E-2,null,5,0.66,0.6]
[null,6,7.2000000000000008E-2,0.08,null,6,4.4000000000000004E-2,0.04,null,2020,2489.0980683593748,995.63922734374955,2262.8164257812496,905.12657031249955,2.5000000000000001E-2,null,2020,3.2500000000000001E-2,3.5000000000000003E-2,null,6,0.66,0.6]
[null,7,4.5000000000000005E-2,0.05,null,7,4.4000000000000004E-2,0.04,null,2021,2551.3255200683589,1020.5302080273432,2319.3868364257805,927.75473457031194,2.5000000000000001E-2,null,2021,3.3500000000000002E-2,3.6000000000000004E-2,null,7,0.66,0.6]
[null,8,4.5000000000000005E-2,0.05,null,8,4.4000000000000004E-2,0.04,null,2022,2615.1086580700671,1046.0434632280267,2377.3715073364247,950.94860293456964,2.5000000000000001E-2,null,2022,3.4500000000000003E-2,3.7000000000000005E-2,null,8,0.66,0.6]
[null,9,4.5000000000000005E-2,0.05,null,9,4.4000000000000004E-2,0.04,null,2023,2680.4863745218186,1072.1945498087273,2436.8057950198349,974.72231800793384,2.5000000000000001E-2,null,2023,3.5500000000000004E-2,3.8000000000000006E-2,null,9,0.66,0.6]
[null,10,4.5000000000000005E-2,0.05,null,10,4.4000000000000004E-2,0.04,null,2024,2747.4985338848637,1098.9994135539455,2497.7259398953306,999.09037595813209,2.5000000000000001E-2,null,2024,3.6500000000000005E-2,3.9000000000000007E-2,null,10,0.66,0.6]
[null,11,4.5000000000000005E-2,0.05,null,11,4.4000000000000004E-2,0.04,null,2025,2816.1859972319853,1126.4743988927939,2560.1690883927135,1024.0676353570852,2.5000000000000001E-2,null,2025,3.7500000000000006E-2,4.0000000000000008E-2,null,11,{"$f":"W18*(1+$V$5)","v":0.66},0.6]
[null,12,4.5000000000000005E-2,0.05,null,12,4.4000000000000004E-2,0.04,null,2026,{"$f":"M19*(1+$K$5)","v":2886.5906471627845},{"$f":"N19*(1+$K$5)","v":1154.6362588651134},2624.1733156025311,{"$f":"N18*(1+O18)","v":1049.6693262410122},2.5000000000000001E-2,null,2026,{"$f":"S19+$R$5","v":3.8500000000000006E-2},4.1000000000000009E-2,null,12,0.66,0.6]
[null,13,4.5000000000000005E-2,0.05,null,13,4.4000000000000004E-2,0.04,null,2027,2958.7554133418539,1183.5021653367412,2689.7776484925944,1075.9110593970374,2.5000000000000001E-2,null,2027,3.9500000000000007E-2,4.200000000000001E-2,null,13,0.66,0.6]
[null,14,4.5000000000000005E-2,0.05,null,14,4.4000000000000004E-2,0.04,null,2028,3032.7242986754,1213.0897194701597,2757.0220897049089,1102.8088358819632,2.5000000000000001E-2,null,2028,4.0500000000000008E-2,4.300000000000001E-2,null,14,0.66,0.6]
[null,15,4.5000000000000005E-2,0.05,null,15,4.4000000000000004E-2,0.04,null,2029,3108.5424061422846,1243.4169624569136,2825.9476419475313,1130.3790567790122,2.5000000000000001E-2,null,2029,4.1500000000000009E-2,4.4000000000000011E-2,null,15,0.66,0.6]
[null,16,4.5000000000000005E-2,0.05,null,16,4.4000000000000004E-2,0.04,null,2030,3186.2559662958415,1274.5023865183364,2896.5963329962192,1158.6385331984875,2.5000000000000001E-2,null,2030,4.250000000000001E-2,4.5000000000000012E-2,null,16,0.66,0.6]
[null,17,4.5000000000000005E-2,0.05,null,17,4.4000000000000004E-2,0.04,null,2031,3265.9123654532373,1306.3649461812945,2969.0112413211245,1187.6044965284495,2.5000000000000001E-2,null,2031,4.3500000000000011E-2,4.6000000000000013E-2,null,17,0.66,0.6]
[null,18,4.5000000000000005E-2,0.05,null,18,4.4000000000000004E-2,0.04,null,2032,3347.5601745895679,1339.0240698358268,3043.2365223541524,1217.2946089416607,2.5000000000000001E-2,null,2032,4.4500000000000012E-2,4.7000000000000014E-2,null,18,0.66,0.6]
[null,19,4.5000000000000005E-2,0.05,null,19,4.4000000000000004E-2,0.04,null,2033,3431.2491789543069,1372.4996715817224,3119.317435413006,1247.7269741652021,2.5000000000000001E-2,null,2033,4.5500000000000013E-2,4.8000000000000015E-2,null,19,0.66,0.6]
[null,20,4.5000000000000005E-2,0.05,null,20,4.4000000000000004E-2,0.04,null,2034,3517.0304084281643,1406.8121633712653,3197.3003712983309,1278.9201485193321,2.5000000000000001E-2,null,2034,4.6500000000000014E-2,4.9000000000000016E-2,null,20,0.66,0.6]
[null,21,4.5000000000000005E-2,0.05,null,21,4.4000000000000004E-2,0.04,null,2035,3604.9561686388679,1441.9824674555468,3277.2328805807888,1310.8931522323153,2.5000000000000001E-2,null,2035,4.7500000000000014E-2,5.0000000000000017E-2,null,21,0.66,0.6]
[null,22,4.5000000000000005E-2,0.05,null,22,4.4000000000000004E-2,0.04,null,2036,3695.0800728548393,1478.0320291419355,3359.1637025953082,1343.6654810381231,2.5000000000000001E-2,null,2036,4.8500000000000015E-2,5.1000000000000018E-2,null,22,0.66,0.6]
[null,23,4.5000000000000005E-2,0.05,null,23,4.4000000000000004E-2,0.04,null,2037,3787.4570746762097,1514.9828298704836,3443.1427951601904,1377.2571180640759,2.5000000000000001E-2,null,2037,4.9500000000000016E-2,5.2000000000000018E-2,null,23,0.66,0.6]
[null,24,4.5000000000000005E-2,0.05,null,24,4.4000000000000004E-2,0.04,null,2038,3882.1435015431148,1552.8574006172457,3529.221365039195,1411.6885460156777,2.5000000000000001E-2,null,2038,5.0500000000000017E-2,5.3000000000000019E-2,null,24,0.66,0.6]
[null,25,4.5000000000000005E-2,0.05,null,25,4.4000000000000004E-2,0.04,null,2039,3979.197089081692,1591.6788356326767,3617.4518991651744,1446.9807596660696,2.5000000000000001E-2,null,2039,5.1500000000000018E-2,5.400000000000002E-2,null,25,0.66,0.6]
[null,26,4.5000000000000005E-2,0.05,null,26,4.4000000000000004E-2,0.04,null,2040,4078.677016308734,1631.4708065234936,3707.8881966443032,1483.1552786577213,2.5000000000000001E-2,null,2040,5.2500000000000019E-2,5.5000000000000021E-2,null,26,0.66,0.6]
[null,27,4.5000000000000005E-2,0.05,null,27,4.4000000000000004E-2,0.04,null,2041,4180.643941716452,1672.2575766865807,3800.5854015604104,1520.2341606241641,2.5000000000000001E-2,null,2041,5.350000000000002E-2,5.6000000000000022E-2,null,27,0.66,0.6]
[null,28,4.5000000000000005E-2,0.05,null,28,4.4000000000000004E-2,0.04,null,2042,4285.1600402593631,1714.064016103745,3895.6000365994205,1558.2400146397681,2.5000000000000001E-2,null,2042,5.4500000000000021E-2,5.7000000000000023E-2,null,28,0.66,0.6]
[null,29,4.5000000000000005E-2,0.05,null,29,4.4000000000000004E-2,0.04,null,2043,4392.2890412658462,1756.9156165063384,3992.9900375144057,1597.1960150057621,2.5000000000000001E-2,null,2043,5.5500000000000022E-2,5.8000000000000024E-2,null,29,0.66,0.6]
[null,30,4.5000000000000005E-2,0.05,null,30,4.4000000000000004E-2,0.04,null,2044,4502.096267297492,1800.8385069189967,4092.8147884522655,1637.125915380906,2.5000000000000001E-2,null,2044,5.6500000000000022E-2,5.9000000000000025E-2,null,30,0.66,0.6]
[null,31,4.5000000000000005E-2,0.05,null,31,4.4000000000000004E-2,0.04,null,2045,4614.6486739799293,1845.8594695919717,4195.1351581635718,1678.0540632654286,2.5000000000000001E-2,null,2045,5.7500000000000023E-2,6.0000000000000026E-2,null,31,0.66,0.6]
[null,32,4.5000000000000005E-2,0.05,null,32,4.4000000000000004E-2,0.04,null,2046,4730.0148908294268,1892.0059563317709,4300.0135371176602,1720.0054148470642,2.5000000000000001E-2,null,2046,5.8500000000000024E-2,6.1000000000000026E-2,null,32,0.66,0.6]
[null,33,4.5000000000000005E-2,0.05,null,33,4.4000000000000004E-2,0.04,null,2047,4848.2652631001611,1939.3061052400649,4407.513875545601,1763.0055502182406,2.5000000000000001E-2,null,2047,5.9500000000000025E-2,6.2000000000000027E-2,null,33,0.66,0.6]
[null,34,4.5000000000000005E-2,0.05,null,34,4.4000000000000004E-2,0.04,null,2048,4969.4718946776657,1987.7887578710663,4517.7017224342408,1807.0806889736964,2.5000000000000001E-2,null,2048,6.0500000000000026E-2,6.3000000000000028E-2,null,34,0.66,0.6]
[null,35,4.5000000000000005E-2,0.05,null,35,4.4000000000000004E-2,0.04,null,2049,5093.7086920446063,2037.4834768178428,4630.6442654950961,1852.2577061980387,2.5000000000000001E-2,null,2049,6.1500000000000027E-2,6.4000000000000029E-2,null,35,0.66,0.6]
[null,36,4.5000000000000005E-2,0.05,null,36,4.4000000000000004E-2,0.04,null,2050,5221.0514093457205,2088.4205637382888,4746.4103721324727,1898.5641488529895,2.5000000000000001E-2,null,2050,6.2500000000000028E-2,6.500000000000003E-2,null,36,0.66,0.6]
[null,37,4.5000000000000005E-2,0.05,null,37,4.4000000000000004E-2,0.04,null,2051,5351.5776945793632,2140.6310778317456,4865.070631435784,1946.0282525743141,2.5000000000000001E-2,null,2051,6.3500000000000029E-2,6.6000000000000031E-2,null,37,0.66,0.6]
[null,38,4.5000000000000005E-2,0.05,null,38,4.4000000000000004E-2,0.04,null,2052,5485.3671369438462,2194.1468547775389,4986.6973972216783,1994.6789588886718,2.5000000000000001E-2,null,2052,6.450000000000003E-2,6.7000000000000032E-2,null,38,0.66,0.6]
[null,39,4.5000000000000005E-2,0.05,null,39,4.4000000000000004E-2,0.04,null,2053,5622.5013153674417,2249.0005261469773,5111.3648321522196,2044.5459328608883,2.5000000000000001E-2,null,2053,6.550000000000003E-2,6.8000000000000033E-2,null,39,0.66,0.6]
[null,40,4.5000000000000005E-2,0.05,null,40,4.4000000000000004E-2,0.04,null,2054,5763.0638482516279,2305.2255393006517,5239.1489529560249,2095.6595811824104,2.5000000000000001E-2,null,2054,6.6500000000000031E-2,6.9000000000000034E-2,null,40,0.66,0.6]
[null,41,4.5000000000000005E-2,0.05,null,41,4.4000000000000004E-2,0.04,null,2055,5907.1404444579184,2362.8561777831678,5370.1276767799254,2148.0510707119706,2.5000000000000001E-2,null,2055,6.7500000000000032E-2,7.0000000000000034E-2,null,41,0.66,0.6]
[null,42,4.5000000000000005E-2,0.05,null,42,4.4000000000000004E-2,0.04,null,2056,6054.8189555693662,2421.9275822277473,5504.3808686994234,2201.7523474797699,2.5000000000000001E-2,null,2056,6.8500000000000033E-2,7.1000000000000035E-2,null,42,0.66,0.6]
[null,43,4.5000000000000005E-2,0.05,null,43,4.4000000000000004E-2,0.04,null,2057,6206.1894294586,2482.4757717834405,5641.9903904169087,2256.7961561667639,2.5000000000000001E-2,null,2057,6.9500000000000034E-2,7.2000000000000036E-2,null,43,0.66,0.6]
[null,44,4.5000000000000005E-2,0.05,null,44,4.4000000000000004E-2,0.04,null,2058,6361.3441651950652,2544.5376660780262,5783.0401501773313,2313.2160600709326,2.5000000000000001E-2,null,2058,7.0500000000000035E-2,7.3000000000000037E-2,null,44,0.66,0.6]
[null,45,4.5000000000000005E-2,0.05,null,45,4.4000000000000004E-2,0.04,null,2059,6520.3777693249403,2608.1511077299765,5927.6161539317636,2371.0464615727055,2.5000000000000001E-2,null,2059,7.1500000000000036E-2,7.4000000000000038E-2,null,45,0.66,0.6]
[null,46,4.5000000000000005E-2,0.05,null,46,4.4000000000000004E-2,0.04,null,2060,6683.3872135580632,2673.3548854232254,6075.8065577800571,2430.3226231120229,2.5000000000000001E-2,null,2060,7.2500000000000037E-2,7.5000000000000039E-2,null,46,0.66,0.6]
[null,47,4.5000000000000005E-2,0.05,null,47,4.4000000000000004E-2,0.04,null,2061,6850.4718938970145,2740.1887575588057,6227.7017217245584,2491.0806886898231,2.5000000000000001E-2,null,2061,7.3500000000000038E-2,7.600000000000004E-2,null,47,0.66,0.6]
[null,48,4.5000000000000005E-2,0.05,null,48,4.4000000000000004E-2,0.04,null,2062,7021.7336912444398,2808.6934764977755,6383.3942647676722,2553.3577059070685,2.5000000000000001E-2,null,2062,7.4500000000000038E-2,7.7000000000000041E-2,null,48,0.66,0.6]
[null,49,4.5000000000000005E-2,0.05,null,49,4.4000000000000004E-2,0.04,null,2063,7197.2770335255509,2878.9108134102198,6542.9791213868639,2617.1916485547449,2.5000000000000001E-2,null,2063,7.5500000000000039E-2,7.8000000000000042E-2,null,49,0.66,0.6]
[null,50,4.5000000000000005E-2,0.05,null,50,4.4000000000000004E-2,0.04,null,2064,7377.2089593636892,2950.8835837454753,6706.5535994215352,2682.6214397686135,2.5000000000000001E-2,null,2064,7.650000000000004E-2,7.9000000000000042E-2,null,50,0.66,0.6]
[null,51,4.5000000000000005E-2,0.05,null,51,4.4000000000000004E-2,0.04,null,2065,7561.6391833477801,3024.6556733391117,6874.2174394070726,2749.6869757628288,2.5000000000000001E-2,null,2065,7.7500000000000041E-2,8.0000000000000043E-2,null,51,0.66,0.6]
[null,52,4.5000000000000005E-2,0.05,null,52,4.4000000000000004E-2,0.04,null,2066,7750.6801629314741,3100.2720651725895,7046.0728753922485,2818.4291501568991,2.5000000000000001E-2,null,2066,7.8500000000000042E-2,8.1000000000000044E-2,null,52,0.66,0.6]
[null,53,4.5000000000000005E-2,0.05,null,53,4.4000000000000004E-2,0.04,null,2067,7944.4471670047606,3177.7788668019034,7222.2246972770545,2888.8898789108212,2.5000000000000001E-2,null,2067,7.9500000000000043E-2,8.2000000000000045E-2,null,53,0.66,0.6]
[null,54,4.5000000000000005E-2,0.05,null,54,4.4000000000000004E-2,0.04,null,2068,8143.0583461798788,3257.2233384719507,7402.7803147089799,2961.1121258835915,2.5000000000000001E-2,null,2068,8.0500000000000044E-2,8.3000000000000046E-2,null,54,0.66,0.6]
[null,55,4.5000000000000005E-2,0.05,null,55,4.4000000000000004E-2,0.04,null,2069,8346.6348048343752,3338.6539219337492,7587.8498225767034,3035.1399290306808,2.5000000000000001E-2,null,2069,8.1500000000000045E-2,8.4000000000000047E-2,null,55,0.66,0.6]
[null,56,4.5000000000000005E-2,0.05,null,56,4.4000000000000004E-2,0.04,null,2070,8555.3006749552333,3422.1202699820924,7777.5460681411205,3111.0184272564475,2.5000000000000001E-2,null,2070,8.2500000000000046E-2,8.5000000000000048E-2,null,56,0.66,0.6]
[null,57,4.5000000000000005E-2,0.05,null,57,4.4000000000000004E-2,0.04,null,2071,8769.1831918291136,3507.6732767316448,7971.9847198446478,3188.7938879378585,2.5000000000000001E-2,null,2071,8.3500000000000046E-2,8.6000000000000049E-2,null,57,0.66,0.6]
[null,58,4.5000000000000005E-2,0.05,null,58,4.4000000000000004E-2,0.04,null,2072,8988.4127716248404,3595.3651086499353,8171.2843378407633,3268.5137351363046,2.5000000000000001E-2,null,2072,8.4500000000000047E-2,8.700000000000005E-2,null,58,0.66,0.6]
[null,59,4.5000000000000005E-2,0.05,null,59,4.4000000000000004E-2,0.04,null,2073,9213.1230909154619,3685.2492363661836,8375.5664462867826,3350.2265785147119,2.5000000000000001E-2,null,2073,8.5500000000000048E-2,8.800000000000005E-2,null,59,0.66,0.6]
[null,60,4.5000000000000005E-2,0.05,null,60,4.4000000000000004E-2,0.04,null,2074,9443.4511681883469,3777.3804672753377,8584.9556074439515,3433.9822429775795,2.5000000000000001E-2,null,2074,8.6500000000000049E-2,8.9000000000000051E-2,null,60,0.66,0.6]
[null,61,4.5000000000000005E-2,0.05,null,61,4.4000000000000004E-2,0.04,null,2075,9679.5374473930551,3871.8149789572208,8799.5794976300494,3519.8317990520186,2.5000000000000001E-2,null,2075,8.750000000000005E-2,9.0000000000000052E-2,null,61,0.66,0.6]
[null,62,4.5000000000000005E-2,0.05,null,62,4.4000000000000004E-2,0.04,null,2076,9921.5258835778804,3968.610353431151,9019.5689850708004,3607.8275940283188,2.5000000000000001E-2,null,2076,8.8500000000000051E-2,9.1000000000000053E-2,null,62,0.66,0.6]
[null,63,4.5000000000000005E-2,0.05,null,63,4.4000000000000004E-2,0.04,null,2077,10169.564030667329,4067.8256122669295,9245.0582096975704,3698.0232838790266,2.5000000000000001E-2,null,2077,8.9500000000000052E-2,9.2000000000000054E-2,null,63,0.66,0.6]
[null,64,4.5000000000000005E-2,0.05,null,64,4.4000000000000004E-2,0.04,null,2078,10423.80313143401,4169.5212525736024,9476.1846649400086,3790.4738659760019,2.5000000000000001E-2,null,2078,9.0500000000000053E-2,9.3000000000000055E-2,null,64,0.66,0.6]
[null,65,4.5000000000000005E-2,0.05,null,65,4.4000000000000004E-2,0.04,null,2079,10684.39820971986,4273.7592838879418,9713.0892815635088,3885.2357126254014,2.5000000000000001E-2,null,2079,9.1500000000000054E-2,9.4000000000000056E-2,null,65,0.66,0.6]
[null,66,{"$f":"D73*(1+$C$5)","v":4.5000000000000005E-2},0.05,null,66,{"$f":"H73*(1+$G$5)","v":4.4000000000000004E-2},0.04,null,2080,10951.508164962856,4380.6032659851398,9955.9165136025949,3982.366605441036,2.5000000000000001E-2,null,2080,9.2500000000000054E-2,9.5000000000000057E-2,null,66,0.66,0.6]
[null,{"$f":"B73+1","v":67},4.5000000000000005E-2,0.05,null,{"$f":"F73+1","v":67},4.4000000000000004E-2,0.04,null,2081,11225.295869086925,4490.1183476347678,{"$f":"M73*(1+O73)","v":10204.814426442659},4081.9257705770615,2.5000000000000001E-2,null,2081,9.3500000000000055E-2,{"$f":"S73+0.1%","v":9.6000000000000058E-2},null,{"$f":"U73+1","v":67},0.66,0.6]
[null,68,4.5000000000000005E-2,0.05,null,68,4.4000000000000004E-2,0.04,null,{"$f":"J74+1","v":2082},11505.928265814098,4602.3713063256364,10459.934787103724,4183.9739148414874,2.5000000000000001E-2,null,{"$f":"Q74+1","v":2082},9.4500000000000056E-2,9.7000000000000058E-2,null,68,0.66,0.6]
[null,69,4.5000000000000005E-2,0.05,null,69,4.4000000000000004E-2,0.04,null,2083,11793.57647245945,4717.4305889837769,10721.433156781317,4288.5732627125244,2.5000000000000001E-2,null,2083,9.5500000000000057E-2,9.8000000000000059E-2,null,69,0.66,0.6]
[null,70,4.5000000000000005E-2,0.05,null,70,4.4000000000000004E-2,0.04,null,2084,12088.415884270935,4835.3663537083721,10989.468985700849,4395.7875942803375,2.5000000000000001E-2,null,2084,9.6500000000000058E-2,9.900000000000006E-2,null,70,0.66,0.6]
[null,71,4.5000000000000005E-2,0.05,null,71,4.4000000000000004E-2,0.04,null,2085,12390.626281377707,4956.2505125510806,11264.205710343369,4505.682284137346,2.5000000000000001E-2,null,2085,9.7500000000000059E-2,0.10000000000000006,null,71,0.66,0.6]
[null,72,4.5000000000000005E-2,0.05,null,72,4.4000000000000004E-2,0.04,null,2086,12700.391938412147,5080.1567753648578,11545.810853101952,4618.3243412407792,2.5000000000000001E-2,null,2086,9.850000000000006E-2,0.10100000000000006,null,72,0.66,0.6]
[null,73,4.5000000000000005E-2,0.05,null,73,4.4000000000000004E-2,0.04,null,2087,13017.901736872451,5207.160694748979,11834.4561244295,4733.7824497717984,2.5000000000000001E-2,null,2087,9.9500000000000061E-2,0.10200000000000006,null,73,0.66,0.6]
[null,74,4.5000000000000005E-2,0.05,null,74,4.4000000000000004E-2,0.04,null,2088,13343.349280294262,5337.3397121177031,12130.317527540237,4852.1270110160931,2.5000000000000001E-2,null,2088,0.10050000000000006,0.10300000000000006,null,74,0.66,0.6]
[null,75,4.5000000000000005E-2,0.05,null,75,4.4000000000000004E-2,0.04,null,2089,13676.933012301617,5470.7732049206452,12433.575465728742,4973.4301862914954,2.5000000000000001E-2,null,2089,0.10150000000000006,0.10400000000000006,null,75,{"$f":"W82*(1+$V$5)","v":0.66},0.6]
[null,76,4.5000000000000005E-2,0.05,null,76,4.4000000000000004E-2,0.04,null,2090,{"$f":"M83*(1+$K$5)","v":14018.856337609157},{"$f":"N83*(1+$K$5)","v":5607.5425350436608},12744.41485237196,{"$f":"N82*(1+O82)","v":5097.7659409487824},2.5000000000000001E-2,null,2090,{"$f":"S83+$R$5","v":0.10250000000000006},0.10500000000000007,null,76,0.66,0.6]
[null,77,4.5000000000000005E-2,0.05,null,77,4.4000000000000004E-2,0.04,null,2091,14369.327746049385,5747.731098419752,13063.025223681258,5225.2100894725017,2.5000000000000001E-2,null,2091,0.10350000000000006,0.10600000000000007,null,77,0.66,0.6]
[null,78,4.5000000000000005E-2,0.05,null,78,4.4000000000000004E-2,0.04,null,2092,14728.560939700617,5891.4243758802459,13389.600854273287,5355.8403417093141,2.5000000000000001E-2,null,2092,0.10450000000000007,0.10700000000000007,null,78,0.66,0.6]
[null,79,4.5000000000000005E-2,0.05,null,79,4.4000000000000004E-2,0.04,null,2093,15096.774963193131,6038.7099852772517,13724.340875630118,5489.7363502520466,2.5000000000000001E-2,null,2093,0.10550000000000007,0.10800000000000007,null,79,0.66,0.6]
[null,80,4.5000000000000005E-2,0.05,null,80,4.4000000000000004E-2,0.04,null,2094,15474.194337272958,6189.6777349091826,14067.44939752087,5626.9797590083472,2.5000000000000001E-2,null,2094,0.10650000000000007,0.10900000000000007,null,80,0.66,0.6]
[null,81,4.5000000000000005E-2,0.05,null,81,4.4000000000000004E-2,0.04,null,2095,15861.049195704782,6344.4196782819108,14419.135632458891,5767.6542529835551,2.5000000000000001E-2,null,2095,0.10750000000000007,0.11000000000000007,null,81,0.66,0.6]
[null,82,4.5000000000000005E-2,0.05,null,82,4.4000000000000004E-2,0.04,null,2096,16257.575425597399,6503.0301702389579,14779.614023270362,5911.8456093081431,2.5000000000000001E-2,null,2096,0.10850000000000007,0.11100000000000007,null,82,0.66,0.6]
[null,83,4.5000000000000005E-2,0.05,null,83,4.4000000000000004E-2,0.04,null,2097,16664.014811237335,6665.6059244949311,15149.10437385212,6059.6417495408459,2.5000000000000001E-2,null,2097,0.10950000000000007,0.11200000000000007,null,83,0.66,0.6]
[null,84,4.5000000000000005E-2,0.05,null,84,4.4000000000000004E-2,0.04,null,2098,17080.615181518267,6832.2460726073041,15527.831983198423,6211.1327932793665,2.5000000000000001E-2,null,2098,0.11050000000000007,0.11300000000000007,null,84,0.66,0.6]
[null,85,4.5000000000000005E-2,0.05,null,85,4.4000000000000004E-2,0.04,null,2099,17507.630561056219,7003.0522244224858,15916.027782778381,6366.4111131113505,2.5000000000000001E-2,null,2099,0.11150000000000007,0.11400000000000007,null,85,0.66,0.6]
[null,86,4.5000000000000005E-2,0.05,null,86,4.4000000000000004E-2,0.04,null,2100,17945.321325082623,7178.1285300330474,16313.928477347839,6525.5713909391334,2.5000000000000001E-2,null,2100,0.11250000000000007,0.11500000000000007,null,86,0.66,0.6]
[null,87,4.5000000000000005E-2,0.05,null,87,4.4000000000000004E-2,0.04,null,2101,18393.954358209689,7357.581743283873,16721.776689281534,6688.7106757126112,2.5000000000000001E-2,null,2101,0.11350000000000007,0.11600000000000008,null,87,0.66,0.6]
[null,88,4.5000000000000005E-2,0.05,null,88,4.4000000000000004E-2,0.04,null,2102,18853.803217164932,7541.5212868659682,17139.821106513573,6855.9284426054255,2.5000000000000001E-2,null,2102,0.11450000000000007,0.11700000000000008,null,88,0.66,0.6]
[null,89,4.5000000000000005E-2,0.05,null,89,4.4000000000000004E-2,0.04,null,2103,19325.148297594056,7730.0593190376176,17568.316634176412,7027.3266536705605,2.5000000000000001E-2,null,2103,0.11550000000000007,0.11800000000000008,null,89,0.66,0.6]
[null,90,4.5000000000000005E-2,0.05,null,90,4.4000000000000004E-2,0.04,null,2104,19808.277005033902,7923.3108020135569,18007.524550030819,7203.0098200123239,2.5000000000000001E-2,null,2104,0.11650000000000008,0.11900000000000008,null,90,0.66,0.6]
[null,91,4.5000000000000005E-2,0.05,null,91,4.4000000000000004E-2,0.04,null,2105,20303.483930159749,8121.3935720638956,18457.712663781589,7383.0850655126314,2.5000000000000001E-2,null,2105,0.11750000000000008,0.12000000000000008,null,91,0.66,0.6]
[null,92,4.5000000000000005E-2,0.05,null,92,4.4000000000000004E-2,0.04,null,2106,20811.071028413742,8324.4284113654921,18919.155480376128,7567.6621921504466,2.5000000000000001E-2,null,2106,0.11850000000000008,0.12100000000000008,null,92,0.66,0.6]
[null,93,4.5000000000000005E-2,0.05,null,93,4.4000000000000004E-2,0.04,null,2107,21331.347804124085,8532.5391216496282,19392.13436738553,7756.8537469542071,2.5000000000000001E-2,null,2107,0.11950000000000008,0.12200000000000008,null,93,0.66,0.6]
[null,94,4.5000000000000005E-2,0.05,null,94,4.4000000000000004E-2,0.04,null,2108,21864.631499227184,8745.8525996908684,19876.937726570166,7950.7750906280617,2.5000000000000001E-2,null,2108,0.12050000000000008,0.12300000000000008,null,94,0.66,0.6]
[null,95,4.5000000000000005E-2,0.05,null,95,4.4000000000000004E-2,0.04,null,2109,22411.247286707861,8964.4989146831394,20373.861169734417,8149.5444678937629,2.5000000000000001E-2,null,2109,0.12150000000000008,0.12400000000000008,null,95,0.66,0.6]
[null,96,4.5000000000000005E-2,0.05,null,96,4.4000000000000004E-2,0.04,null,2110,22971.528468875553,9188.6113875502178,20883.207698977774,8353.2830795911068,2.5000000000000001E-2,null,2110,0.12250000000000008,0.12500000000000008,null,96,0.66,0.6]
[null,97,4.5000000000000005E-2,0.05,null,97,4.4000000000000004E-2,0.04,null,2111,23545.81668059744,9418.3266722389726,21405.287891452215,8562.1151565808832,2.5000000000000001E-2,null,2111,0.12350000000000008,0.12600000000000008,null,97,0.66,0.6]
[null,98,4.5000000000000005E-2,0.05,null,98,4.4000000000000004E-2,0.04,null,2112,24134.462097612373,9653.7848390449453,21940.42008873852,8776.1680354954042,2.5000000000000001E-2,null,2112,0.12450000000000008,0.12700000000000009,null,98,0.66,0.6]
[null,99,4.5000000000000005E-2,0.05,null,99,4.4000000000000004E-2,0.04,null,2113,24737.82365005268,9895.1294600210676,22488.930590956981,8995.5722363827881,2.5000000000000001E-2,null,2113,0.12550000000000008,0.12800000000000009,null,99,0.66,0.6]
[null,100,4.5000000000000005E-2,0.05,null,100,4.4000000000000004E-2,0.04,null,2114,25356.269241303995,10142.507696521592,23051.153855730903,9220.4615422923562,2.5000000000000001E-2,null,2114,0.12650000000000008,0.12900000000000009,null,100,0.66,0.6]

{"sheet":"pom","index":11,"n_rows":129,"n_cols":8,"rows_kept":129,"cut":false,"hidden":true,"merged":[[2,5,3,5],[5,5,6,5]]}
[]
[null,"netto reserve "]
[null,null,"A1x+t","ӓx+t",null,"nPx",null,"Axn"]
[null,null,"A1x+t,n- t˥","ӓx+t,n-t˥",null,null,null,"A1x"]
[null,null,"n-tEx+t","ӓx+t,n-t˥",null,null,null,"A1xn"]
[null,null,"Ax+t,n-t˥","ӓx+t,n-t˥",null,"Px",null,"xEn"]
[]
[]
[]
[]
[]
[null,null,"mortality tables"]
[null,null,"věk (x)","Muzi 14","Zeny 14"]
[null,null,0,2.7122850558411629E-3,2.05799812909261E-3]
[null,null,1,2.157109464940854E-4,2.4491103013368765E-4]
[null,null,2,1.2489406290916438E-4,1.4981273380221261E-4]
[null,null,3,1.0204775826239132E-4,1.4347202270936776E-4]
[null,null,4,7.9970122891293016E-5,8.085716128014564E-5]
[null,null,5,9.563625564301681E-5,8.2410135930133244E-5]
[null,null,6,8.6927278436288447E-5,6.4924433658686276E-5]
[null,null,7,9.9584291385457213E-5,8.7550300312266849E-5]
[null,null,8,1.0880820192205043E-4,9.2107873185143241E-5]
[null,null,9,1.2063283966501359E-4,9.7564389279436448E-5]
[null,null,10,9.3147967935025555E-5,7.338288257074943E-5]
[null,null,11,8.2067654212925056E-5,6.1044105635343904E-5]
[null,null,12,8.0712821861506079E-5,3.4647856775871233E-5]
[null,null,13,1.2743788767211051E-4,5.7443339317897468E-5]
[null,null,14,1.778436831336716E-4,8.1754073574469288E-5]
[null,null,15,2.5497682154984602E-4,1.3029299740729972E-4]
[null,null,16,3.5910554410023554E-4,1.3345656525132199E-4]
[null,null,17,4.9903707530019048E-4,1.5772277985326433E-4]
[null,null,18,6.6550747519733555E-4,1.9385710173180914E-4]
[null,null,19,7.6917219168237683E-4,2.0201887838655619E-4]
[null,null,20,7.8377235146398494E-4,1.8306766720488366E-4]
[null,null,21,6.9548369448679814E-4,1.909957735513057E-4]
[null,null,22,6.2137369975479029E-4,1.905818188993047E-4]
[null,null,23,6.3103278520326711E-4,2.2433460105986125E-4]
[null,null,24,6.3584823038820293E-4,2.6987810405076917E-4]
[null,null,25,6.9317194860551989E-4,2.6564575329190987E-4]
[null,null,26,7.7566406360740636E-4,2.6629405740308254E-4]
[null,null,27,7.5924431681151372E-4,2.7784317585177742E-4]
[null,null,28,7.3381819527629233E-4,3.0008969927008966E-4]
[null,null,29,7.5410122582053596E-4,2.945378054698411E-4]
[null,null,30,7.4126733557167146E-4,2.9624805273054111E-4]
[null,null,31,7.7168395297944059E-4,3.3019419206581357E-4]
[null,null,32,8.5441757439796984E-4,3.5236691557605226E-4]
[null,null,33,9.3930414309206789E-4,3.6605064952544009E-4]
[null,null,34,9.7170400089130471E-4,3.7150694297005682E-4]
[null,null,35,1.0324506268394318E-3,3.8601010836514238E-4]
[null,null,36,1.066867370963398E-3,4.3731550481396209E-4]
[null,null,37,1.0792823050461697E-3,5.5564238058369853E-4]
[null,null,38,1.1969418105940433E-3,6.1332220415888372E-4]
[null,null,39,1.415422728541893E-3,6.8558508373417482E-4]
[null,null,40,1.6211325727808479E-3,7.3750738737410337E-4]
[null,null,41,1.7971527527923525E-3,8.3878767337441928E-4]
[null,null,42,1.9412030830988636E-3,8.8492601217526889E-4]
[null,null,43,2.1091712982092004E-3,9.8567057016485382E-4]
[null,null,44,2.3672749917148517E-3,1.128700172974284E-3]
[null,null,45,2.6817920745468848E-3,1.3262664008534264E-3]
[null,null,46,3.0952042538295865E-3,1.5926308867501016E-3]
[null,null,47,3.3606845160013554E-3,1.7326731692813846E-3]
[null,null,48,3.7683585631940186E-3,1.7993894049463943E-3]
[null,null,49,4.0718196005981033E-3,1.9144600604904527E-3]
[null,null,50,4.5812159623573878E-3,2.0358993418737592E-3]
[null,null,51,4.9113601842394328E-3,2.3583115603792448E-3]
[null,null,52,5.4924408354745102E-3,2.6292975833039911E-3]
[null,null,53,5.8598114392148792E-3,2.7701338177894552E-3]
[null,null,54,6.522078741366899E-3,3.1027736398755446E-3]
[null,null,55,7.3423080748584724E-3,3.4782129689751029E-3]
[null,null,56,8.3972082612933097E-3,3.907626563916855E-3]
[null,null,57,9.4169760131529445E-3,4.3219438043895497E-3]
[null,null,58,1.0607706562806518E-2,4.6937212848101595E-3]
[null,null,59,1.1686560140119262E-2,5.0591280461370625E-3]
[null,null,60,1.3165957571968145E-2,5.6043865626342892E-3]
[null,null,61,1.4564420098060471E-2,6.2729214002205103E-3]
[null,null,62,1.6015539888917241E-2,6.9507837483726576E-3]
[null,null,63,1.7404224784642097E-2,7.6691734045793991E-3]
[null,null,64,1.8977026313563017E-2,8.554426843124574E-3]
[null,null,65,2.0703643027493723E-2,9.246078346137776E-3]
[null,null,66,2.3185395758374305E-2,1.031333128242784E-2]
[null,null,67,2.5197710532827933E-2,1.1336906693110937E-2]
[null,null,68,2.736821751993479E-2,1.2479451808932729E-2]
[null,null,69,2.9432810241427632E-2,1.411387600806091E-2]
[null,null,70,3.112395378536148E-2,1.5375446652584834E-2]
[null,null,71,3.2823886463237306E-2,1.6667801502326718E-2]
[null,null,72,3.537776196999709E-2,1.8453308897156129E-2]
[null,null,73,3.7510293880333556E-2,1.9753080972928161E-2]
[null,null,74,4.1004665918776717E-2,2.2189105732318026E-2]
[null,null,75,4.5725056637174744E-2,2.4924373475866402E-2]
[null,null,76,5.0671014983305396E-2,2.8235736705899295E-2]
[null,null,77,5.5680930767313619E-2,3.2737658038353268E-2]
[null,null,78,6.1517024728788283E-2,3.7808353913538872E-2]
[null,null,79,6.7208855285377678E-2,4.2375721305859759E-2]
[null,null,80,7.365067182192897E-2,4.7995936580410126E-2]
[null,null,81,8.1284899120498189E-2,5.4446215755521776E-2]
[null,null,82,8.9322262855714651E-2,6.2249773587060631E-2]
[null,null,83,9.8195901655465878E-2,7.1390362701711729E-2]
[null,null,84,0.1079020776135029,8.1222846927796466E-2]
[null,null,85,0.11864186920795172,9.2082580141364057E-2]
[null,null,86,0.13043548708195896,0.10438655919382112]
[null,null,87,0.14336775699268545,0.11829966353203192]
[null,null,88,0.15752598835009834,0.13439214294102309]
[null,null,89,0.17299889698938886,0.15254338675243118]
[null,null,90,0.18987519065809721,0.17295587621779884]
[null,null,91,0.20824176148245288,0.19583277292218182]
[null,null,92,0.22818142884241921,0.22137071825437316]
[null,null,93,0.2497701787472123,0.24975023584513256]
[null,null,94,0.2730738535064402,0.28112338411978954]
[null,null,95,0.29814426012140316,0.31559840734627975]
[null,null,96,0.32501468957335078,0.35322133464612337]
[null,null,97,0.35369487447044967,0.39395481408002109]
[null,null,98,0.38416546175094279,0.43765497934244024]
[null,null,99,0.41637214239882858,0.48404785491145996]
[null,null,100,0.45021966258723367,0.53270770773676568]
[null,null,101,0.48556603981898416,0.58304079021884991]
[null,null,102,0.52221742025905438,0.63427894193575129]
[null,null,103,0.55992413234785099,0.68548825587352535]
[null,null,104,0.59837860441851698,0.73559805992468053]
[null,null,105,1,1]
[null,null,106]
[null,null,107]
[null,null,108]
[null,null,109]
[null,null,110]
[null,null,111]
[null,null,112]
[null,null,113]
[null,null,114]
[null,null,115]